Standard Chartered PLC — Capital/Financing Update 2025

Dec 24, 2025

Hong Kong Exchanges and Clearing Limited and The Stock Exchange of Hong Kong Limited take no responsibility for the contents of this document, make no representation as to its accuracy or completeness and expressly disclaim any liability whatsoever for any loss howsoever arising from or in reliance upon the whole or any part of the contents of this document.

For distribution only (a) in the United States, to qualified institutional buyers (as defined in Rule 144A under the United States Securities Act of 1933, as amended (the "Securities Act")), and (b) outside the United States to persons other than "U.S. persons" (as defined in Regulation S of the Securities Act)

STANDARD CHARTERED PLC

渣打集團有限公司

(Incorporated as a public limited company in England and Wales with limited liability)

(Registered Number: 966425)

(Stock Code: 02888)

LEI: U4LOSYZ7YG4W3S5F2G91

Notice to the holders of U.S.$1,500,000,000 1.456 per cent. Fixed Rate Reset Notes due 2027 (the "Notes") issued by Standard Chartered PLC ("the Issuer")

ISIN: XS2283175516/ US853254BZ29

Notice of redemption

NOTICE IS HEREBY GIVEN to the holders of the Notes that, pursuant to Condition 5(d) of the terms and conditions of the Notes (the "Conditions") set out in the Prospectus dated 17 June 2020 (together with any applicable supplementary prospectuses), as completed by the final terms relating to the Notes dated 7 January 2021 (the "Final Terms"), the Issuer will exercise its right to fully redeem the outstanding Notes on 14 January 2026 (the "Redemption Date") at the Call Option Redemption Amount together with all accrued but unpaid interest. In accordance with Condition 6(h), the redemption payment will be made on 14 January 2026.

Following redemption, the Notes will be cancelled pursuant to Condition 5(j) of the Conditions and there will be no outstanding Notes in issue. Accordingly, the listing of the Notes on the Official List of the Financial Conduct Authority and the admission of the Notes to trading on the Main Market of the London Stock Exchange plc will be cancelled on, or shortly after, 15 January 2026.

Words and expressions used in this notice shall, unless defined herein or the context otherwise requires, have the same meaning as in the Conditions or the Final Terms (as applicable).

In case of queries, please contact:

Daniel Banks

Debt Investor Relations

Tel: +44 (0) 7345 333 430

---

Shaun Gamble
Group Media Relations
Tel: +44 (0) 7766 443 662

Dated: 23 December 2025

As at the date of this announcement, the Board of Directors of Standard Chartered PLC comprises:

Chair:
Maria da Conceicao das Neves Calha Ramos

Executive Directors:
William Thomas Winters, CBE (Group Chief Executive) and Diego De Giorgi (Group Chief Financial Officer)

Independent Non-Executive Directors:
Shirish Moreshwar Apte; Jacqueline Hunt; Diane Enberg Jurgens; Robin Ann Lawther, CBE; Lincoln Leong Kwok Kuen; Philip George Rivett (Senior Independent Director); David Tang and Linda Yi-chuang Yueh, CBE

2