Standard Chartered PLC — Capital/Financing Update 2018

Apr 23, 2018

Final Term s

STANDARD CHARTERED PLC, STANDARD CHARTERED BANK

a n ^d

STANDARD CHARTERED BANK (HONG KONG) LIMITED

Debt Issuance Programme

G B P 68,000,00 0 Floatin g Rat e Note s du e Apri l 202 ⁰

Issue d b y

Standard Chartered Bank

Standard Chartered Bank

T h e dat e o f th e Fina l Term s i s 2 0 Apri ^l

T h e Note s hav e no t bee n an d wil l no t b e registere d unde r th e U.S . Securitie s Ac t o f 193 3 (th ^e "Securitie s Act" ) o r wit h an y securitie s regulator y authorit y o f an y Stat e o r othe r jurisdictio n o f th ^e Unite d States . Th e Note s ma y includ e note s issue d i n beare r for m ("Beare r Notes" ) o r i n beare ^r for m exchangeabl e fo r note s i n registere d for m ("Exchangeabl e Beare r Notes" ) tha t ar e subjec t t o U.S . ta x la w requirements . Subjec t t o certai n exceptions , th e Note s ma y no t b e offere d o r sol d or , ⁱ n th e cas e o f Beare r Note s o r Exchangeabl e Beare r Notes , delivere d withi n th e Unite d State s o r t o , th e accoun t o r benefi t of , U.S . person s (a s define d i n Regulatio n S ("Regulatio n S" ) unde ^r t h e Securitie s Act) .

T h e Note s hav e no t bee n approve d o r disapprove d b y th e U.S . Securitie s an d Exchang ^e Commission , o r an y securitie s regulator y authorit y o f an y Stat e o r othe r jurisdictio n o f th e Unite ^d States , no r hav e an y o f th e foregoin g authoritie s passe d upo n o r endorse d th e merit s o f th e offerin g o f Note s o r th e accurac y o r adequac y o f thi s document . An y representatio n t o th e contrar ^{y i} s a crimina l offenc e i n th e Unite d States .

PART A - CONTRACTUAL TERMS

PROHIBITION OF SALE S TO EE A RETAIL INVESTORS - Th e Note s ar e no t intende d t o b e offered , sol d o r otherwis e mad e availabl e t o and , wit h effec t fro m suc h date , shoul d no t b e offered , sol d o r otherwis e mad e availabl e t o an y retai l investo r i n th e Europea n Economi c Are a ("EEA") . F o r thes e purposes , a retai l investo r mean s a perso n wh o i s on e (o r more ) of : (i) a retai l clien t a s define d i n poin t o f Articl e 4(1 ) o f Directiv e (ii) a custome r withi n th ^e meanin g o f Directiv e 2002/92/E C wher e tha t custome r woul d no t qualif y a s a professiona ^l clien t a s define d i n poin t o f Articl e 4(1 ) o f MiFI D II ; o r (iii) no t a qualifie d investo r a s define d i n Directiv e (a s amended , th e "Prospectu s Directive") . Consequentl y n o ke y informatio ⁿ documen t require d b y Regulatio n (EU ) N o 1286/201 4 (th e "PRIIP s Regulation" ) fo r offerin g o r sellin g th e Note s o r otherwis e makin g the m availabl e t o retai l investor s i n th e EE A ha s bee ⁿ prepare d an d therefor e offerin g o r sellin g th e Note s o r otherwis e makin g the m availabl e t o an y retai l investo r i n th e EE A ma y b e unlawfu l unde r th e PRIIP s Regulation .

Term s use d herei n shal l b e deeme d t o b e define d a s suc h fo r th e purpose s o f th e Condition s se ^t fort h i n th e Prospectu s date d Jun e which , togethe r wit h th e supplementar y Prospectuse ^s date d 2 Augus t 2017 , 9 Augus t 2017 , 2 Novembe r 2017 , 1 0 Novembe r 2017 , 7 Decembe r 201 ⁷ a n d 1 Marc h constitut e (wit h th e exceptio n o f certai n sections ) a bas e prospectu s (th e "Bas ^e Prospectus" ) fo r th e purpose s o f th e Prospectu s Directiv e (Directiv e 2003/71/EC , includin ^g amendment s thereto ) (th e "Prospectu s Directive") . Thi s documen t constitute s th e fina l term s o f th ^e Note s describe d herei n fo r th e purpose s o f Articl e 5. 4 o f th e Prospectu s Directiv e an d mus t b e rea d i n conjunctio n wit h th e Bas e Prospectus . Ful l informatio n o n th e Issue r an d th e offe r o f th ^e Note s i s onl y availabl e o n th e basi s o f th e combinatio n o f thes e Fina l Term s an d th e Bas ^e Prospectus . Th e Bas e Prospectu s i s availabl e fo r viewin g a t 1 Basinghal l Avenue , Londo n EC2 ^V 5 D D an d copie s ma y b e obtaine d fro m 1 Basinghal l Avenue , Londo n EC2 V 5DD .

• 1 Issuer : 2 (i) Serie s Number : (ii) Tranch e Number : (iii) Dat e o n whic h th e Note s wil l b e consolidate d an d for m a singl e Series : Standar d Chartere d Ban k 1 6 ¹ 1 N o t Applicabl ^e

Currenc y o r Currencies : Grea t Britis h Pound s ("GBP" )

2

	Aggregat e Nomina l Amount :
	( i)	Series :	G B P
	(ii)	Tranche :	G B P 68,000,00 0
	Issu e Price :		o f th e Aggregat e pe r Nomina l Amoun t
6	Denominations :		G B P 500,00 0
7	Calculatio n	Amount :	G B P 500,00 0
8	( i)	Issu e Date :	2 4 Apri l
	(ii)	Interes t Commencemen t Date :	Issu e Dat e
		Maturit y Date :	T h e Interes t Paymen t Dat e fallin g o n o r neares t t o 2 4 Apri l 202 0
10		Interes t Basis :	3 mont h GB P LIBO R + 0.2 5 pe r pe r annu m Floatin g Rat e
11	Redemption/Paymen t Basis :		Subjec t t o an y purchas e an d cancellatio n o r earl y redemption , th e Note s wil l b e redeeme d o n th e Dat e a t 10 0 pe r o f thei r Maturit y nomina l amoun t
	Chang e o f Interest :		N o t Applicabl e
13	Put/Cal l Options :		N o t Applicabl e
1 4	(i)	Statu s o f th e Notes :	Senio r
	(ii)	Dat e Boar d approva l fo r issuanc e o f Note s obtaine d	N o t Applicabl e
	(iii)	Event s o f Default :	Non-Restrictiv e Event s o f Defaul t

PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE

15		Fixed Rate Note Provisions	N o t Applicabl e
	Floating Rate Note Provisions		Applicabl e
	( i)	Interes t Period(s) : Interes t Paymen t Dates :	beginnin g o n (an d including ) th e T h e perio d Dat e an d endin g o n (bu t Issu e excluding ) Dat e an d Firs t Interes t Paymen t eac h beginnin g o n (an d successiv e perio d including ) Dat e an d endin g o n (bu t a n Interes t Paymen t excluding ) th e nex t succeedin g Interes t Paymen t Dat e 2 4 July , 2 4 October , 2 4 Januar y an d 2 4 Apri l o f u p t o eac h year , commencin g o n 2 4 Jul y
			includin g 2 4 Apri l subjec t i n eac h a n d 2020 , cas e t o adjustmen t i n accordanc e wit h th e

			Busines s Da y Conventio n specifie d below .
	(iii)	Firs t Interes t Paymen t Date :
	(iv )	Busines s Da y Convention :	Modifie d Followin g Busines s Da y Conventio n
	( v )	Relevan t Financia l Centre(s ) (Conditio n 40)) :	Londo n
	(vi )	Manne r i n whic h th e Rate(s ) o f Interes t is/ar e t o b e determined :	Pag e
	(vii )	Interes t Perio d Date(s) :	N o t Applicabl e
	(viii )	Part y responsibl e fo r calculatin g th e Rate(s ) o f Interes t an d Interes t Amount(s ) (if no t th e Calculatio n Agent) :	N o t Applicabl e
	(ix )	Pag e (Conditio n 4(c)(i)) :
		Relevan t Time :	11:0 0 a.m . Londo n tim e
		Interes t Determinatio n Date :	Da y o f th e star t o f th e relevan t Firs t Busines s Interes t Accrua l Perio d
		Primar y Sourc e fo r Floatin g Rate :	Reuter s pag e LIBOR0 1
		Referenc e Bank s (if Primar y Sourc e i s "Referenc e Banks") :	N o t Applicabl e
		Relevan t Financia l Centre :	Londo n
		Benchmark :	3 mont h GB P LIBO R
		Effectiv e Date :	T h e firs t da y o f th e relevan t Interes t Accrua l Perio d
		Specifie d Duration :	3 month s
	( x )	Linea r Interpolation :	N o t Applicabl e
	(xi )	Margin(s) :	+ 0.2 5 pe r pe r annu m
	(xii )	Minimu m Rat e o f Interest :	0.0 0 pe r pe r annu m
	(xiii )	Maximu m Rat e o f Interest :	N o t Applicabl e
	(xiv )	Da y Coun t Fractio n (Conditio n 4(j)) :	Actua l / 36 5 (Fixed )
	(xv )	Rat e Multiplier :	N o t Applicabl e
17		Reset Note Provisions	N o t Applicabl e
		Zero Coupon Note Provisions	N o t Applicabl e
		PROVISIONS RELATING TO REDEMPTION
19		Issuer Call Option	N o t Applicabl e
20		Regulatory Capital Call	N o t Applicabl e

21		Los s Absorption Disqualification Event Call	No t Applicabl e
22		Put Option	N o t Applicabl e
23	Final Redemption Amount of each Note		G B P 500,00 0 pe r Calculatio n Amoun t
24		Early Redemption Amount
	( i)	Earl y Redemptio n Amount(s ) pe r Calculatio n Amoun t payabl e o n redemptio n fo r taxatio n reason s o r o n even t o f defaul t o r othe r earl y redemption :	G B P 500,00 0 pe r Calculatio n Amoun t
	(ii)	Redemptio n fo r taxatio n reason s permitte d o n day s othe r tha n Paymen t Date s (Conditio n 5(c)) :	N o
	(iii)	Unmature d Coupon s t o becom e voi d upo n earl y redemptio n (Beare r Note s only ) (Conditio n 6(f)) :	Y e s

GENERAL PROVISIONS APPLICABLE TO THE NOTES

25	Form of Notes:	Beare r Note s
		exchangeabl e fo r a Temporar y Globa l Not e Permanen t Globa l Not e whic h i s exchangeabl e f o r Definitiv e Note s i n th e limite d circumstance s specifie d i n th e Permanen t Globa l Not e
26	N e w Globa l Note :	Y e s
27	Busines s Da y Jurisdiction(s ) (Conditio n 6(h) ) o r othe r specia l provision s relatin g t o Paymen t Dates :	Londo n
28	Talon s fo r futur e Coupon s t o b e attache d t o Definitiv e Note s (an d date s o n whic h suc h Talon s mature) :	N o

Signe d o n behal f o f th e Issuer :

Duly authorised

PART B - OTHER INFORMATION

1 Listing
( i)	Listing :	Lis t o f th e U K Listin g Authorit y Officia l an d tradin g o n th e Londo n Stoc k Exchang e
(ii)	Admissio n t o trading :	Applicatio n ha s bee n mad e b y th e Issue r (o r o n it s behalf ) fo r th e Note s t o b e admitte d t o tradin g o n th e Londo n Stoc k Exchange' s fro m o n o r regulate d marke t wit h effec t aroun d 2 4 Apri l
(iii)	Estimate d tota l expense s o f admissio n t o tradin g	£2,700

2 RATINGS

Rating s Th e Note s t o b e issue d ar e expecte d t o b e assigne d th e followin g ratings :

S&P : A

Moody's : A 1

3 INTEREST S O F NATURA L AND LEGA L PERSON S INVOLVED IN TH E ISSU E

Sav e fo r an y fee s payabl e t o th e Dealer , s o fa r a s th e Issue r i s aware , n o perso n involve ^d i n th e offe r o f th e Note s ha s a n interes t materia l t o th e offer .

T h e Deale r an d it s affiliate s hav e engaged , an d ma y i n th e futur e engage , i n investmen ^t bankin g and/o r commercia l bankin g transaction s with , an d ma y perfor m othe r service s for , t h e Issue r an d it s affiliate s i n th e ordinar y cours e o f business .

4 Floating Rate Notes only - HISTORI C INTERES T RATE S

Detail s o f histori c GB P LIBO R rate s ca n b e obtaine d fro m Reuter s pag e LIBOR01 .

5 OPERATIONA L INFORMATION

( i)		XS181207051 1
(ii)	Commo n Code :	1812075 1
(iii)	An y clearin g system(s ) othe r tha n	No t Applicabl e
	Euroclea r Ban k S.A./N.V. ,
	Banking , an d DT C an d
	t h e relevan t identificatio n number(s) :

7

• (iv ) Delivery : Deliver y agains t paymen t
• ( v ) Name s an d addresse s o f initia l Payin ^g Agent(s) :
• (vi ) Name s an d addresse s o f additiona ^l Payin g Agent(s ) (if any) :

T h e Ban k o f Ne w Yor k Mellon , On e Canad ^a Square , Londo n 5AL , Unite d Kingdo m N o t Applicabl ^e

DISTRIBUTION

• ( i) Metho d o f distribution :
• (ii) If syndicated :
• ( A ) Name s o f Managers :
• ( B ) Stabilisin g Manager(s ) (if any) :
• (iii) If non-syndicated , nam e o f Dealer :
• (iv ) U S Sellin g Restrictions :

N o t Applicabl ^e N o t Applicabl ^e Standar d Chartere d Ban k

Non-Syndicate d

Reg . S Complianc e Categor y 2 ; TEFR A D