Standard Chartered PLC — Capital/Financing Update 2016

Jan 18, 2016

Final Terms

STANDARD CHARTERED PLC, STANDARD CHARTERED BANK

and

STANDARD CHARTERED BANK (HONG KONG) LIMITED

U.S.$77,500,000,000

Debt Issuance Programme

EUR 93,000,000 Floating Rate Notes due 19 January 2018

Issued by

Standard Chartered Bank

The date of the Final Terms is 15 January 2016

---

PART A – CONTRACTUAL TERMS

Terms used herein shall be deemed to be defined as such for the purposes of the Conditions set forth in the Prospectus dated 9 October 2015 which, together with the supplementary prospectuses dated 9 November 2015, 4 December 2015 and 8 January 2016 constitutes (with the exception of certain sections) a base prospectus (the “Base Prospectus”) for the purposes of the Prospectus Directive (Directive 2003/71/EC, including amendments thereto) (the “Prospectus Directive”). This document constitutes the final terms of the Notes described herein for the purposes of Article 5.4 of the Prospectus Directive and must be read in conjunction with the Base Prospectus. Full information on the Issuer and the offer of the Notes is only available on the basis of the combination of these Final Terms and the Base Prospectus. The Base Prospectus is available for viewing at the registered office of the Issuer at One Basinghall Avenue, London EC2V 5DD.

1. Issuer: Standard Chartered Bank
2. (i) Series Number: 144
   (ii) Tranche Number: 1
   (iii) Date on which the Notes will be consolidated and form a single Series: Not Applicable
3. Currency or Currencies: EURO (“EUR”)
4. Aggregate Nominal Amount:
   (i) Series: EUR 93,000,000
   (ii) Tranche: EUR 93,000,000
5. Issue Price: 100.32 per cent. of the Aggregate Nominal Amount
6. Denominations: EUR 100,000
7. Calculation Amount: EUR 100,000
8. (i) Issue Date: 19 January 2016
   (ii) Interest Commencement Date: Issue Date
9. Maturity Date: The Interest Payment Date falling on or nearest to 19 January 2018
10. Interest Basis: 3 month EURIBOR + 0.50 per cent. per annum Floating Rate
11. Redemption/Payment Basis: Subject to any purchase and cancellation or early redemption, the Notes will be redeemed on the Maturity Date at 100 per cent. of their nominal amount
12. Change of Interest: Not Applicable
13. Put/Call Options: Not Applicable

---

2

14 (i) Status of the Notes: Senior
(ii) Date Board approval for issuance of Notes obtained: Not Applicable

PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE

15 Fixed Rate Note Provisions: Not Applicable
16 Floating Rate Note Provisions: Applicable

(i) Interest Period(s): The period beginning on (and including) the Issue Date and ending on (but excluding) the First Interest Payment Date and each successive period beginning on (and including) an Interest Payment Date and ending on (but excluding) the next succeeding Interest Payment Date
(ii) Interest Payment Dates: 19 April, 19 July, 19 October and 19 January each year subject in each case to adjustment in accordance with the Business Day Convention specified below.
(iii) First Interest Payment Date: 19 April 2016
(iv) Business Day Convention: Modified Following Adjusted Business Day Convention
(v) Relevant Financial Centre(s) (Condition 4(j)): Eurozone
(vi) Manner in which the Rate(s) of Interest is/are to be determined: Page
(vii) Interest Period Date(s): Not Applicable
(viii) Party responsible for calculating the Rate(s) of Interest and Interest Amount(s) (if not the Calculation Agent): Not Applicable
(ix) Page (Condition 4(c)(i)):
- Relevant Time: 11:00 a.m. Central European time
- Interest Determination Date: Two TARGET Business Day prior to start of the relevant Interest Period
- Primary Source for Floating Rate: Reuters page EURIBOR01
- Reference Banks (if Primary Source is "Reference Banks"): Not Applicable
- Relevant Financial Centre: Euro zone, London
- Benchmark: 3 month EURIBOR

---

• Effective Date: The first day of the relevant Interest Accrual Period
• Specified Duration: 3 months

(x) Linear Interpolation: Not Applicable
(xi) Margin(s): + 0.50 per cent. per annum
(xii) Minimum Rate of Interest: 0.00 per cent. per annum
(xiii) Maximum Rate of Interest: Not Applicable
(xiv) Day Count Fraction (Condition 4(j)): Actual/360 (Fixed)
(xv) Rate Multiplier: Not Applicable

17 Reset Note Provisions: Not Applicable
18 Zero Coupon Note Provisions: Not Applicable

PROVISIONS RELATING TO REDEMPTION

19 Call Option: Not Applicable
20 Regulatory Capital Call: Not Applicable
21 Put Option: Not Applicable
22 Final Redemption Amount of each Note: EUR 100,000 per Calculation Amount
23 Early Redemption Amount

(i) Early Redemption Amount(s) per Calculation Amount payable on redemption for taxation reasons or on event of default or other early redemption: EUR 100,000 per Calculation Amount
(ii) Redemption for taxation reasons permitted on days other than Interest Payment Dates (Condition 5(c)): No
(iii) Unmatured Coupons to become void upon early redemption (Bearer Notes only) (Condition 6(f)): Yes

GENERAL PROVISIONS APPLICABLE TO THE NOTES

24 Form of Notes: Bearer Notes
Temporary Global Note exchangeable for a Permanent Global Note which is exchangeable for Definitive Notes in the limited circumstances specified in the Permanent Global Note
25 New Global Note: Yes

---

26 Business Day Jurisdiction(s) (Condition 6(h)) or other special provisions relating to Payment Dates:
TARGET and London

27 Talons for future Coupons to be attached to Definitive Notes (and dates on which such Talons mature):
No

Signed on behalf of the Issuer:

By:
Signature:
Duly authorised

4

---

5

PART B – OTHER INFORMATION

1 Listing

(i) Listing: Official List of the UK Listing Authority and trading on the London Stock Exchange

(ii) Admission to trading: Application has been made by the Issuer (or on its behalf) for the Notes to be admitted to trading on the London Stock Exchange's regulated market with effect from on or around 19 January 2016.

(iii) Estimated total expenses of admission to trading: GBP 2,700

2 RATINGS

Ratings: The Notes to be issued are expected to be assigned the following ratings:

S&P: A+

Moody's: Aa2

Fitch A+

3 INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE

Save for any fees payable to the Dealer, so far as the Issuer is aware, no person involved in the offer of the Notes has an interest material to the offer.

The Dealer and its affiliates have engaged, and may in the future engage, in investment banking and/or commercial banking transactions with, and may perform other services for, the Issuer and its affiliates in the ordinary course of business.

4 Floating Rate Notes only – HISTORIC INTEREST RATES

Details of historic EURIBOR rates can be obtained from Reuters page EURIBOR01.

5 OPERATIONAL INFORMATION

(i) ISIN: XS1349325115

(ii) Common Code: 134932511

(iii) WKN: Not Applicable

(iv) Any clearing system(s) other than Euroclear Bank S.A./N.V., Clearstream Banking, société anonyme and DTC and the relevant identification number(s): Not Applicable

---

(v) Delivery: Delivery against payment
(vi) Names and addresses of initial Paying Agent(s): The Bank of New York Mellon, One Canada Square, London E14 5AL, United Kingdom
(vii) Names and addresses of additional Paying Agent(s) (if any): Not Applicable

6 DISTRIBUTION

(i) Method of distribution: Non-Syndicated
(ii) If syndicated:
(A) Names of Managers: Not Applicable
(B) Stabilising Manager(s) (if any): Not Applicable
(iii) If non-syndicated, name of Dealer: Not Applicable
(iv) US Selling Restrictions: Reg. S Compliance Category 2; TEFRA D

6