Standard Chartered PLC — Capital/Financing Update 2013

Jan 16, 2013

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Final Terms

STANDARD CHARTERED PLC

and

STANDARD CHARTERED BANK

and

STANDARD CHARTERED BANK (HONG KONG) LIMITED

U.S.$50,000,000,000

Debt Issuance Programme

EUR 75,000,000 1 Year Floating Rate Notes due January 2014

Issued by

Standard Chartered Bank

Barclays

The date of the Final Terms is 11 January 2013

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The Notes have not been and will not be registered under the U.S. Securities Act of 1933 (the "Securities Act") or with any securities regulatory authority of any State or other jurisdiction of the United States. The Notes may include notes issued in bearer form ("Bearer Notes") or in bearer form exchangeable for notes in registered form ("Exchangeable Bearer Notes") that are subject to U.S. tax law requirements. Subject to certain exceptions, the Notes may not be offered or sold or, in the case of Bearer Notes or Exchangeable Bearer Notes, delivered within the United States or to, or for the account or benefit of, U.S. persons (as defined in Regulation S ("Regulation S") under the Securities Act).

Notes in registered form ("Registered Notes") may be offered and sold (i) in the United States or to U.S. persons in reliance on Rule 144A under the Securities Act ("Rule 144A") only to qualified institutional buyers ("QIBs") as defined in Rule 144A and (ii) outside the United States to non-U.S. persons in reliance on Regulation S under the Securities Act. It is not currently anticipated that SCBHK would offer or sell any Notes in reliance on Rule 144A.

The Notes have not been approved or disapproved by the U.S. Securities and Exchange Commission, or any securities regulatory authority of any State or other jurisdiction of the United States, nor have any of the foregoing authorities passed upon or endorsed the merits of the offering of Notes or the accuracy or adequacy of this document. Any representation to the contrary is a criminal offence in the United States.

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PART A – CONTRACTUAL TERMS

Terms used herein shall be deemed to be defined as such for the purposes of the Conditions set forth in the Prospectus dated 10 October 2012 and the supplemental Prospectuses dated 8 November 2012 and 13 December 2012 which together constitute (with the exception of certain sections) a base prospectus (the "Base Prospectus") for the purposes of the Prospectus Directive (Directive 2003/71/EC, including amendments thereto) (the "Prospectus Directive"). This document constitutes the final terms of the Notes described herein for the purposes of Article 5.4 of the Prospectus Directive and must be read in conjunction with the Base Prospectus. Full information on the Issuer and the offer of the Notes is only available on the basis of the combination of these Final Terms and the Base Prospectus.

1. Issuer: Standard Chartered Bank
2. (i) Series Number: 101
   (ii) Tranche Number: 1
   (iii) Date on which the Notes will be consolidated and form a single Series: Not Applicable
3. Currency or Currencies: Euro ("EUR")
4. Aggregate Nominal Amount: EUR 75,000,000
   (i) Series: EUR 75,000,000
   (ii) Tranche: EUR 75,000,000
5. Issue Price: 100 per cent. of the Aggregate Nominal Amount
6. Denominations: EUR 100,000
7. Calculation Amount: EUR 100,000
8. (i) Issue Date: 14 January 2013
   (ii) Interest Commencement Date: Issue Date
9. Maturity Date: Interest Payment Date falling in or nearest to January 2014
10. Interest Basis: 3 months EURIBOR plus 0.05% Floating Rate
11. Redemption/Payment Basis: Subject to any purchase and cancellation or early redemption, the Notes will be redeemed on the Maturity Date at 100 per cent. of their nominal amount
12. Change of Interest: Not Applicable
13. Put/Call Options: Not Applicable
14. (i) Status of the Notes: Senior
    (ii) Date of Board approval for issuance of Notes obtained: Not Applicable

PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE

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1. Fixed Rate Note Provisions

Not Applicable

1. Floating Rate Note Provisions

Applicable

(i) Interest Period(s):
Each period from (and including) one Interest Payment Date to (but excluding) the next following Interest Payment Date, provided that the first Interest Period shall commence on (and include) the Issue Date and the final Interest Calculation Period shall end on (but exclude) the Maturity Date

(ii) Specified Interest Payment Dates:
Quarterly on 14 April 2013, 14 July 2013, 14 October 2013 and 14 January 2014, subject to adjustment in accordance with the Business Day Convention

(iii) First Interest Payment Date:
14 April 2013

(iv) Business Day Convention:
Modified Following Business Day Convention

(v) Relevant Financial Centre(s) (Condition 4(i)):
Eurozone

(vi) Manner in which the Rate(s) of Interest is/are to be determined:
Reuters Screen EURIBOR01

(vii) Interest Period Date(s):
Each Interest Payment Date

(viii) Party responsible for calculating the Rate(s) of Interest and Interest Amount(s) (if not the Calculation Agent):
Not Applicable

(ix) Page (Condition 4(c)(i)):
• Relevant Time: 11.00 am Brussels time
• Interest Determination Date: the day falling two TARGET Business Days prior to the first day of such Interest Accrual Period
• Primary Source for Floating Rate:
EUR-EURIBOR-Reuters as displayed on Reuters Screen EURIBOR01 Page
• Reference Banks (if Primary Source is "Reference Banks"):
Not Applicable
• Relevant Financial Centre: Eurozone
• Benchmark: EURIBOR
• Representative Amount: EUR 75,000,000
• Effective Date: The first day of the Interest Accrual Period to which such

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Interest Determination Date relates

• Specified Duration: 3 months

(x) Margin(s): + 0.05 per cent. per annum
(xi) Minimum Rate of Interest: Not Applicable
(xii) Maximum Rate of Interest: Not Applicable
(xiii) Day Count Fraction (Condition 4(i)): Actual/360
(xiv) Rate Multiplier: Not Applicable

1. Zero Coupon Note Provisions Not Applicable

PROVISIONS RELATING TO REDEMPTION

1. Call Option Not Applicable
2. Regulatory Capital Call Not Applicable
3. Put Option Not Applicable
4. Final Redemption Amount of each Note EUR 100,000 per Calculation Amount
5. Early Redemption Amount

(i) Early Redemption Amount(s) per Calculation Amount payable on redemption for taxation reasons or on event of default or other early redemption: EUR 100,000 per Calculation Amount
(ii) Redemption for taxation reasons permitted on days other than Interest Payment Dates (Condition 5(c)): No
(iii) Unmatured Coupons to become void upon early redemption (Bearer Notes only) (Condition 6(f)): Yes

GENERAL PROVISIONS APPLICABLE TO THE NOTES

1. Form of Notes: Bearer Notes

temporary Global Note exchangeable for a permanent Global Note which is exchangeable for Definitive notes in the limited circumstances specified in the permanent Global Note

1. New Global Note: Yes

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1. Business Day Jurisdiction(s) (Condition 6(h)) or TARGET and London other special provisions relating to Payment Dates:
2. Talons for future Coupons to be attached to No Definitive Notes (and dates on which such Talons mature):

Signed on behalf of the Issuer:

Hwaluder.

By: _______

Duly authorised

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PART B – OTHER INFORMATION

1. LISTING

(i) Listing: Official List of the UK Listing Authority and trading on the London Stock Exchange

(ii) Admission to trading: Application is expected to be made by the Issuer (or on its behalf) for the Notes to be admitted to trading on the London Stock Exchange with effect from the Issue Date.

(iii) Estimated total expenses of admission to trading: GBP 2,700

2. RATINGS

Ratings: Not Applicable

3. INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE OFFER

Save for any fees payable to the Dealers, so far as the Issuer is aware, no person involved in the offer of the Notes has an interest material to the offer.

The Managers and their affiliates have engaged, and may in the future engage, in investment banking and/or commercial banking transactions with, and may perform other services for, the Issuer and its affiliates in the ordinary course of business.

4. Fixed Rate Notes only – YIELD

Indication of yield: Not Applicable

5. Floating Rate Notes only – HISTORIC INTEREST RATES

Details of historic EURIBOR rates can be obtained from Reuters Screen EURIBOR01 Page.

6. OPERATIONAL INFORMATION

(i) ISIN Code: XSo874808875

(ii) Common Code: 087480887

(iii) Any clearing system(s) other than Euroclear Bank S.A./N.V. and Clearstream Banking, société anonyme and the relevant identification number(s): Not Applicable

(iv) Delivery: Delivery against payment

(v) Names and addresses of initial Paying Agent(s): The Bank of New York Mellon, One Canada Square, London E14 5AL, United Kingdom

(vi) Names and addresses of additional Paying Agent(s) (if any): Not Applicable

7. DISTRIBUTION

(i) Method of distribution: Syndicated

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(ii) If syndicated:

(A) Names of Managers: Barclays Bank Plc
Standard Chartered Bank

(B) Stabilising Manager(s): Barclays Bank Plc
(if any):

(iii) If non-syndicated, name of Dealer: Not Applicable

(iv) US Selling Restrictions: Reg. S Compliance Category; TEFRA D

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