SMARTFINANCIAL INC. — Director's Dealing 2009

Mar 5, 2009

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CORNERSTONE BANCSHARES INC (CSBQ)
CIK: 0001038773
Period of Report: 2009-03-01

Reporting Person: White Kimberly (Director)

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2009-03-01	Stock Options	$3.6	A	2050	Acquired	2019-03-01	Cornerstone Bancshares, Inc. (2050)	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	1600	Direct
Common Stock	600	Indirect
Common Stock	1200	Indirect

Footnotes

F1: The exercise date is determined by the following vesting schedule: 50% on the 1st anniversary date and 100% on the 2nd anniversary date.