SMARTFINANCIAL INC. — Director's Dealing 2009

May 14, 2009

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CORNERSTONE BANCSHARES INC (CSBQ)
CIK: 0001038773
Period of Report: 2009-05-13

Reporting Person: Welborn Wesley Miller (Director)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2009-05-13	Common Stock	P	500	$5.51	Acquired	8000	Indirect
2009-05-13	Common Stock	P	2000	$5.75	Acquired	10000	Indirect

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	15000	Direct
Common Stock	7500	Indirect

Holdings (Derivative)

Security	Exercise Price	Expiration	Underlying	Shares	Ownership
Stock Options	$13.25	2016-03-01	Cornerstone Bancshares, Inc. (4000)	4000	Direct
Stock Options	$15.25	2017-03-01	Cornerstone Bancshares, Inc. (1000)	5000	Direct
Stock Options	$7.99	2018-03-01	Cornerstone Bancshares, Inc. (1600)	6600	Direct
Stock Options	$3.6	2019-03-01	Cornerstone Bancshares, Inc. (2050)	8650	Direct

Footnotes

F1: Stock held in a Simplified Employee Pension plan (SEP) - Welborn & Associates, Inc. FBO Miller Welborn.

F2: The exercise date is determined by the following vesting schedule: 50% after the 1st anniversary date and 100% after the 2nd anniversary date.