SECURITY NATIONAL FINANCIAL CORP — Director's Dealing 2004

Jul 2, 2004

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: SECURITY NATIONAL FINANCIAL CORP (SNFCA)
CIK: 0000318673
Period of Report: 2003-12-31

Reporting Person: Crittenden Charles L (Director)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2003-12-30	Class A Common Stock	M	1158	$2.25	Acquired	2436	Direct
2003-12-30	Class A Common Stock	M	1103	$2.55	Acquired	3539	Direct

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2003-12-30	Stock Option (right to buy)	$2.25	M	1158	Disposed	2005-11-01	Class A Common Stock (1158)	Direct
2003-12-30	Stock Option (right to buy)	$2.55	M	1103	Disposed	2006-11-01	Class A Common Stock (1103)	Direct
2003-12-30	Stock Option (right to buy)	$3.00	M	1050	Disposed	2007-11-01	Class A Common Stock (1050)	Direct

Footnotes

F1: On January 19, 2004, the reporting person received 219 shares of Class A Common Stock pursuant to a stock dividend declared
on December 4, 2003.