SCOTIABANK CHILE — Capital/Financing Update 2025

Nov 26, 2025

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Communication of Material Information

Scotiabank Chile

Santiago, November 25 2025

Financial Market Commission

In compliance with the provisions of articles 9 and 10 of Law No. 18,045 on the Securities Market, and letter A.a) of the Section II of the General Rule No. 486, and number 5.1.7 of the Section IV of the General Rule No. 30 of the Commission for the Financial Market (hereinafter, the “CMF”), hereby report as a Material Fact the following: On November 25, 2025, Scotiabank Chile (hereinafter, the “Bank”) carried-out a placement of two dematerialized and bearer bonds.

The specific conditions of the placements were as follow:

• Series AL bonds, for a total amount of 1,000,000 unidades de fomento (equivalent to approximately USD 40 million), maturing on September 9, 2036. The average placement rate of the securities was 2.96%. These bonds were charged to the line registered in the Securities Registry of the CMF under number 20230006 dated September 6, 2023.

• Series AD bonds, for a total amount of 2,000,000,000 chilean pesos (equivalent to approximately USD 2 million), maturing on June 30, 2031. The average placement rate of the securities was 5.74%. These bonds were charged to the line registered in the Securities Registry of the CMF under number 20230006 dated September 6, 2023.

Rafael Bilbao

General Counsel Scotiabank Chile

(Free translation of Spanish Communication)