Scor SE

Legal Proceedings Report • Jul 11, 2013

SCOR estimates net pre-tax losses from recent flooding in Europe at EUR 80 million after retrocession and reinstatements

The major flooding in June of the Elbe, Danube and Vltava rivers generated widespread economic disruption and were the worst floods seen in central Europe since 2002. While significant investment in flood defences in 2002 largely spared the cities of Prague and Dresden, other towns such as Passau and Magdeburg in Germany were particularly badly impacted.

SCOR estimates net pre-tax losses from recent flooding in Europe at EUR 80 million after retrocession and reinstatements. While it will be some time before the loss is fully adjusted, SCOR's estimate is based largely on information provided by our clients, supplemented by analysis of underlying exposure in the affected areas. SCOR sees the insured loss for the industry in the EUR 3 to 3.5 billion range with an associated return period of loss around 15-25 years for Europe.

Victor Peignet, CEO of SCOR Global P&C, comments: "SCOR understands and is supportive of all those who have experienced losses as a result of these floods. With central Europe, and more recently Canadian floods in Calgary and Toronto the trend of increasing global flood catastrophe losses continues. The associated economic disruption raises important sustainability issues for society, and presents challenges to local and national governments all over the world with respect to adequate investment in flood defences and limiting new building in flood zones. While flood remains a particularly difficult and complex peril to model, SCOR's strong diversification and measured risk appetite helped containing the impact of this event."

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SCOR SE 5, avenue Kléber 75795 Paris Cedex 16 France Tél + 33 (0) 1 58 44 70 00 Fax + 33 (0) 1 58 44 85 00 www.scor.com RCS Paris B 562 033 357 Siret 562 033 357 00046 Société Européenne au capital de 1 512 224 741,93 euros

For more information, please contact: Géraldine Fontaine +33 (0) 1 58 44 75 58 Communications and Public Affairs

Antonio Moretti +33 (0) 1 58 44 77 15 Investor Relations Director

Press Release (p.2/2) 11 July 2013 N° 24 – 2013

Forward-looking statements

SCOR does not communicate "profit forecasts" in the sense of Article 2 of (EC) Regulation n°809/2004 of the European Commission. Thus, any forward-.looking statements contained in this communication should not be held as corresponding to such profit forecasts. Information in this communication may include "forward-looking statements", including but not limited to statements that are predictions of or indicate future events, trends, plans or objectives, based on certain assumptions and include any statement which does not directly relate to a historical fact or current fact. Forward-looking statements are typically identified by words or phrases such as, without limitation, "anticipate", "assume", "believe", "continue", "estimate", "expect", "foresee", "intend", "may increase" and "may fluctuate" and similar expressions or by future or conditional verbs such as, without limitations, "will", "should", "would" and "could." Undue reliance should not be placed on such statements, because, by their nature, they are subject to known and unknown risks, uncertainties and other factors, which may cause actual results, on the one hand, to differ from any results expressed or implied by the present communication, on the other hand.

Please refer to SCOR's Document de référence filed with the AMF on 6 March 2013 under number D.13-0106 (the "Document de référence"), for a description of certain important factors, risks and uncertainties that may affect the business of the SCOR Group. As a result of the extreme and unprecedented volatility and disruption of the current global financial crisis, SCOR is exposed to significant financial, capital market and other risks, including movements in interest rates, credit spreads, equity prices, and currency movements, changes in rating agency policies or practices, and the lowering or loss of financial strength or other ratings.

The Group's financial information is prepared on the basis of IFRS and interpretations issued and approved by the European Union. This financial information does not constitute a set of financial statements for an interim period as defined by IAS 34 "Interim Financial Reporting".

SCOR SE 5, avenue Kléber 75795 Paris Cedex 16 France Tél + 33 (0) 1 58 44 70 00 Fax + 33 (0) 1 58 44 85 00 www.scor.com RCS Paris B 562 033 357 Siret 562 033 357 00046 Société Européenne au capital de 1 512 224 741,93 euros