Santander Bank Polska S.A.

M&A Activity • Dec 19, 2025

Report Content Re: Decision of the Polish FinancialSupervision Authority not to object to the planned sale of shares heldby the Bank in Santander Consumer Bank S.A. and fulfilment of theconditions for closing the Transaction

With reference to current reports No.24/2025 of 12 May 2025, and No. 26/2025 of 16 June 2025, the ManagementBoard of Santander Bank Polska S.A. (the "Bank") informs that on 19December 2025, it was notified by the buyer that the Polish FinancialSupervision Authority (Komisja Nadzoru Finansowego) on 17 December 2025issued a decision confirming that there were no grounds for objecting tothe direct acquisition by Santander Consumer Finance S.A. from the Bankof 3,120,000 shares in Santander Consumer Bank S.A. (the "Transaction")and that in connection with the above, the conditions for closing theTransaction have been met.

The Bank will announce the closing of theTransaction and the conclusion of the final agreement for the sale ofthe aforementioned shares in a separate current report, in accordancewith the regulations.

Legal Basis:

Art. 17.1 MAR