Santander Bank Polska S.A.

Legal Proceedings Report • Jun 29, 2022

Current report no. 16/2022

Re: Impact of costs arising from legal riskattached to the FX mortgage loans portfolio on the financial performanceof Santander Bank Polska Group in Q2 2022

The Management Board of Santander BankPolska S.A. (_quot;Bank_quot;) hereby informs that in connection with thedecisions made on 29 June 2022 by the Bank and by Santander ConsumerBank S.A (_quot;SCB_quot;), a subsidiary of the Bank, the impact of costs arisingfrom legal risk attached to the FX mortgage loans portfolio on theconsolidated pre-tax profit for Q2 2022 will be PLN 767m, of which PLN642m for the Bank and PLN 125m for SCB.

Detailed information in this respect will bedisclosed in the financial report for the H1 2022.

Legal basis:

Article 17(1) of the Market Abuse Regulation