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Saga Pure Annual Report 2014

Apr 30, 2015

3730_rns_2015-04-30_b739b40e-6dbb-4da7-9532-b1418eb71780.pdf

Annual Report

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CONSOLIDATED FINANCIAL STATEMENTS -GROUP

ANNUAL REPORT 2014

CONTENTS

2014 Annual Report

Board of Directors Report 2014 > page 3 - page 5 Responsibility statement > page 30 Consolidated statement of comprehensive income 2014 for the Group > page 6 Consolidated statement of financial position 2014 for the Group > page 7 Consolidated cash flow statement 2014 for the Group > page 8 Consolidated statement of changes in equity 2014 for the Group > page 9 Notes to the financial statements for the Group > page 10 - page 29 Income statement 2014 for ASA > page 33 Financial position 2014 for ASA > page 34 Cash flow statement 2014 for ASA > page 35 Notes to the financial statements for ASA > page 36 - page 44 Corporate Governance > page 31 Independent auditors' report 2014 > page 45

BOARD OF DIRECTORS REPORT

The business activity of the Group is investment and management related to shipping, rig, real estate, stock trading and similar business activities.

A LOOK BACK ON 2014

The year 2014 turned out to be a volatile year for Oslo Stock Exchange with substantial downturn in the oil price in the second half of 2014. During the year Oslo Børs Benchmark Index increased by 5%, the Energy Index decreased of approximately 18% and the Oslo Energy Drilling Index decreased by 58%.

The Group received further assets through a demerger in 2014. Assets as shares in companies are already included in the group's investment portfolio prior to the transaction.

The Group has currently no vessel under operation. Hence the Group has no direct exposure to the shipping market.

FINANCIAL RESULTS 2014 (GROUP)

The Group reports a total comprehensive income for 2014 of NOK -38.6 million (2013 NOK 40.8 million).

The major items of the Groups net comprehensive income consist of income from lease and operation of property 8.1 million and net loss on available-for-sale financial assets of -9.1 million. The net loss on such financial assets was a result of net profit of 8.0 million through sale of share in Prospector Offshore Drilling S.A, and a loss of 17.1 million as a result of impairment to shares in SD Standard Drilling Plc. Further, a reclassification to profit and loss due to the realization of shares in Prospector Offshore Drilling S.A, generated other comprehensive income of NOK-38.6 million.

Gross income for 2014 was - NOK 1.1 million (2013 NOK 3.3 million).

Total operating expenses for 2014 were NOK 15.9 million (2013 NOK 4.2 million). The increase in operating expenses is principally attributable to the acquired business of the Vallhall Arena.

Net operating profit for 2014 was NOK -17.0 million (2013 NOK -0.8 million).

profit before Operating interest. taxes. depreciation and amortization (EBITDA) for 2014 was NOK 1.6 million (2013 NOK 2.6 million). Net financial items for 2014 were NOK 17.1 million (2013 NOK 4.1 million).

Earnings per share for 2014 were NOK 0.00 (2013 NOK 0.05), based on the net profit of TNOK 830 (2013 TNOK 4.329).

As per the end of the year, the Company had a total of 127 shareholders and a total of 175.833.728 shares outstanding, the same number of shares being the average number of shares outstanding throughout the year. The Company's 20 largest shareholders controlled about 99.6 percent of the total number of shares outstanding at year end.

LIQUIDITY AND CASH FLOW

The net cash balance as of 31 December 2014 was TNOK 297.729 (2013: TNOK 102.864). The net change in cash over the year was TNOK 194.865 (2013 TNOK -43.988). The positive change in cash in 2014 comes as a result of net divestment in financial assets.

FINANCIAL POSITION

As at 31 December 2014, the Group's total assets amounted to NOK 447.3 million (2013 NOK 217.7 million). Total equity to share-holders of parent company was NOK 362.4 million (2013 NOK 217.2 million).

It is the opinion of the Board of Directors that the Group is in a sound financial position with an equity ratio of about 86.4 % (99.7 %.) Please see further information described under the Going Concern section.

RISK FACTORS

The Group is exposed to a limited number of different risk factors. The most significant risk factors are market risk, legal risk, credit risk and liquidity risk.

Market risk: The investments in shares and other financial instruments expose the group to market risk in form of equity price risk. The Group moderates this risk through careful selection of securities for investment

Legal risk: The Group has been presented a claim of USD 2 million in relation to the time charterparty of the vessel MT Saga Agnes. The matter will be resolved through arbitration if required by the counter party.

Credit risk: The Group is exposed to credit risk, inherent in the risk that the counterparty will be unable to pay amounts in full when due. The Group has normally insignificant amounts of outstanding receivables. However, this risk is also applicable to bank deposits. The risk is limited through the use of financial institutions with solid credit rating for bank deposits and settlement of transactions.

Liquidity risk: The Group continuously monitors the liquidity requirements, in order to ensure sufficient cash for meeting the operational needs. The Group has no outstanding debt or capital commitments.

Saga Tankers manages these risk factors through internal reporting and control procedures as well as consulting with external advisors. The Group's risk factors are described in more detail in note 17.

HEALTH, SAFETY AND ENVIRONMENT (HSE)

A good and safe working environment has been given a high priority in Saga Tankers. The Group's goal is to ensure that it operates in such a way that no detrimental effects are made on either people or the environment in which we operate. The Group's objective is to ensure safe and secure operations. The business operates in compliance with national and international requirements and regula-tions. There have been no work-related accidents resulting in sick leave during 2014.

Saga Tankers aims to have a workplace free from discrimination on the basis of gender, sex and race in matters such as pay, promotion and recruitment. At year end the Group had one employee.

The Group is not involved in any research or development projects, and has not booked any such costs during 2014.

CORPORATE SOCIAL RESPONSIBILITY

The Group has no formalized guidelines regarding corporate responsibility. However, The Group is constantly focused on conducting its business through a sound code of ethics.

FINANCIAL RESULTS OF PARENT COMPANY

Saga Tankers ASA (the Parent Company) reports a net profit for 2014 of NOK 4.2 million (2013 NOK 1.6 million).

Gross revenues for 2014 were NOK 0.0 million (2013 NOK 3.3 million).

Total operating expenses for 2014 were NOK 15.1 million (2013 NOK 4.0 million).

Operating profit before interest, taxes. depreciation and amortization (EBITDA) for 2014 was NOK 29.2 million (2013 NOK -0.1 million).

Net financial items for 2014 were NOK 45.8 million (2013 NOK 2.3 million).

The Board of Directors proposes that the net profit for 2014 of NOK 4.2 million is attributed to accumulated losses.

CORPORATE GOVERNANCE

The Group strives to comply with the NUES corporate governance guidelines.

Please see the Company's website for a description of the Corporate Governance policies and information about the Company's deviations from the NUES guidelines during 2014.

SUBSEQUENT EVENTS

Saga Invest Holding AS, a subsidiary of the Company, entered into a merger plan with Strata Marine & Offshore on 26 February 2015. The Extra Ordinary General Assembly approved the merger on 27 March 2015. The merger is expected to be completed in the middle of May 2015. Shareholders in Strata Marine & Offshore AS will receive shares in the Company as settlement. Strata Marine & Offshore AS will be dissolved as a consequence of the merger. Saga Invest Holding AS will be renamed to Strata Marine & Offshore AS when the merger is completed. Total 110 898 883 new shares will be issued when the merger is completed.

Following the merger Øystein Stray Spetalen and associated companies will have holding representing approximately 77% of the Company.

Information about Strata Marine & Offshore AS, "Strata": Strata are an investment company headquartered in Oslo. Strata currently hold investment in listed shares as Aqualis ASA, NEL ASA, Weifa ASA, Nickel Mountain Group AB.

Further information can be found in previously stock exchange notices released by the Company at the company website www.sagatankers.no or www.strata.no.

INVESTMENT IN SHARES

After reviewing multiple investment opportunities throughout the year, the Group made some investment in 2014. After the demerger of certain assets owned by Ferncliff TIH 1 AS in 2014 the Group increased the investment in Prospector Offshore Drilling S.A, S.D Standard Drilling Plc and Vallhall Fotballhall KS, Vallhall Fotballhall Drift AS and Vallhall Fotballhall AS. The shares in

made some investment in 2014. After the demerger of certain assets owned by Ferncliff TIH 1 AS in 2014 the Group increased the investment in Prospector Offshore Drilling S.A, S.D Standard Drilling Plc and Vallhall Fotballhall KS, Vallhall Fotballhall Drift AS and Vallhall Fotballhall AS. The shares in Prospector Offshore Drilling S.A were sold during 2014. The Group still has substantial liquidity available to pursue any attractive investment opportunity that may arise. For further information about these investments, please see note 16 and 19in the notes to the consolidated financial state-ments.

GOING CONCERN AND DIVIDEND

The Group is currently in a sound position with a net book equity ratio of 86.4 % and surplus liquidity available.

Board of Directors and management has substantial experience and competence within shipping, real estate and the oil, energy and offshore industries and will continuously pursue

potential investments within these industries and within other markets or industries that may appear attractive. The Group expects to make further investments within the next few years assuming attractive prices and markets, reasonable financing terms and acceptable counterparty risk.

It is expected that the shareholders will receive return on more attractive terms if proceeds are managed by the Group. Hence no suggestions on dividend are made by Board of Directors.

The consolidated financial statements have been prepared in accordance with International Financial Reporting Standards as endorsed by EU, while the financial statements for the parent company have been prepared in accordance with the Norwegian Generally accepted Principles (NGAAP). The Board of directors confirms that these annual accounts are based on the going concern assumptions, and that these conditions exist.

Oslo, 30 April 2015 The Board of Directors

Board Member

Kristin Hellebust

Board Member

Martin Nes Chairman

Yvonne Litsheim Sandvold Board Member

CEO

CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME FOR THE PERIOD 01.01-31.12.

NOK 1000 NOTE 2014 2013
OPERATING INCOME
Net gains and losses on Available-for-sale financial assets 3, 19 $-9136$ 3 2 7 6
Other income 3 8079 58
GROSS INCOME $-1057$ 3 3 3 4
OPERATING EXPENSES
Employee benefit expenses 5 3 4 2 5 2 3 1 4
Other operating expenses 5,15 7963 1922
Depreciation/amortization 10 1347
Other losses/(-gains) 4 3 1 6 2
TOTAL OPERATING EXPENSES 15 8 96 4 2 3 6
Loss(-gain) sale fixed assets 10 - $-53$
NET OPERATING PROFIT / LOSS (-) $-16953$ $-847$
FINANCIAL INCOME / EXPENSES (-)
Interest income 1813 1769
Interest expenses $-1120$ $-2$
Net foreign exchange gain/loss (-) 16 4 25 2 3 3 4
Other financial Income/expenses (-) $\overline{2}$
NET FINANCIAL INCOME / EXPENSES (-) 17 118 4 1 0 3
Share of profit from associates 4 753 1074
NET PROFIT BEFORE TAX 918 4329
Taxes 11 $-88$
NET PROFIT / LOSS (-) FOR THE YEAR 830 4329
Items that may be subsequently reclassified to profit or loss
Change in available-for-sale financial assets 19 $-39479$ 36 446
OTHER COMPREHENSIVE INCOME $-39479$ 36 446
TOTAL COMPREHENSIVE INCOME $-38649$ 40775
Attributable to:
Non-controlling interests 419
Shareholders' interests $-39069$ 40775
Basic and diluted earnings per share to shareholders of the
parent company 14 0,00 0,05
Average number of shares in the period 14 131 305 569 86 777 409
Number of shares outstanding at period end 14 175 833 728 86 777 409

The notes on pages 10 to 29 are an integral part of these consolidated financial statements.

CONSOLIDATED STATEMENT OF FINANCIAL POSITION AS AT 31 DECEMBER

NOK 1000 NOTE 31 Dec 2014 31 Dec 2013
ASSETS
Non-current assets
Deferred tax assets 11 $\mathbf{1}$
Available-for-sale financial assets 17,18,19 53 158 99 731
Associates 4 15 0 74
Fixed assets 10 94 565
Total non-current assets 147723 114 805
Current assets
Trade receivables and other receivables 8,17,18 622
Other current assets 7 1 2 2 7 65
Cash and cash equivalents 6 297729 102 864
Total current assets 299 579 102 930
TOTAL ASSETS 447 302 217 735
EQUITY AND LIABILITIES
Share capital 13 175834 86777
Other equity 883 696 883 696
Total paid-in capital 1059530 970 473
Accumulated losses $-694519$ $-790$ 117
Other components of equity $-2648$ 36831
Non-controlling interests 24 041
Total equity 386 404 217 187
LIABILITIES
Long term interest bearing debt 12, 17 54 000
Total non-current liabilities 54 000
Short-term interest-bearing debt 12, 17 4 0 0 0
Tax payable 43
Trade and other payables 17,18 191 6
Other current liabilities 9, 18 2664 543
Total current liabilities 2899 548
Total liabilities 64899 548
TOTAL EQUITY AND LIABILITIES 447 302 217735

TOTAL EQUITY AND LIABILITIES

The notes on pages 10 to 29 are an integral part of these consolidated financial statements.

ťalen Board Member

Kristin Hellebust Board Member

Oslo, 30 April 2015 The Board of Directors Martin Nes

Chairman

Yvonne Litsheim Sandvold Board Member

Espen Lundaas CEO

SAGA TANKERS 2014 ANNUAL REPORT > PAGE 7

CONSOLIDATED CASH FLOW STATEMENT FOR THE PERIOD $01.01 - 31.12.$

NOK 1000 NOTE 2014 2013
Profit before tax 918 4329
Profit share from associates 4 $-753$ $-1074$
Depreciation 10 1347
Impairment charge 19 17 173 17523
Loss/(-gain) on sale Available-for-sale financial assets $-8037$
Other gains and losses 3 1 6 2
Loss/(gain) sale fixed asset $-53$
Foreign exchange losses /(gains) $-16425$ $-2334$
Increase/decrease receivables and prepayments 417 73
Increase/decrease payables and accruals 130 $-18957$
Net cash flow from operating activities $-2070$ $-493$
Investment in Available-for-sale financial assets 19 $-66468$
Divestment in Available-for-sale financial assets 19 167 449 20 308
Net payments from associated companies 3 4 4 7
Cash holdings in new subsidiaries 12044
Investment in fixed assets 10 $-318$
Proceeds from sale of other fixed assets 10 331
Net cash flow from investing activities 182 622 $-45829$
Repayments of long term borrowings 12 $-1652$
Share issuance costs $-462$
Net cash flow from financing activities $-2114$
Net change in cash and cash equivalents 6 178 440 $-46322$
Cash and cash equivalents at the beginning of period 102 864 146 852
Net foreign exchange differences (unrealized) 16 4 25 2 3 3 4
Cash and cash equivalents at end of period 6 297 729 102 864

(a) The notes on pages 10 to 29 are an integral part of these consolidated financial statements.

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY FOR THE YEAR ENDED 31 DECEMBER

Issued Other Accumulated Available-for- Exchange
difference
Non-
controlling
NOK 1000 capital equity losses sale reserve translations interest Total
Equity as at 1 January 2014 86777 883 696 -790 117 39 479 $-2648$ $\blacksquare$ 217 187
Net profit/(-loss) - 410 - 419 830
Other comprehensive
income $\overline{\phantom{a}}$ ۰ $\overline{\phantom{0}}$ $-39479$ $\overline{a}$ $\overline{\phantom{a}}$ $-39479$
Total comprehensive
income 410 $-39479$ $\overline{\phantom{0}}$ 419 $-38649$
Demerger 1 July 89 056 $\qquad \qquad$ 95 650 $\overline{\phantom{m}}$ - 23 6 21 208 327
Share Issuance costs $\overline{\phantom{a}}$ $-462$ ٠ ۰ $-462$
Equity as at 31 December
2014 175833 883 696 $-694519$ $\overline{\phantom{a}}$ $-2648$ 24 041 386 404
NOK 1000 Issued
capital
Other
equity
Accumulated
losses
Available-
for-sale
reserve
Exchange
difference
translations
Total
Equity as at 1 January 2013 86777 883 696 $-794446$ 3 0 3 3 $-2648$ 176 411
Net profit/(-loss) $\overline{\phantom{a}}$ $\overline{\phantom{0}}$ 4 3 2 9 $\overline{\phantom{0}}$ $\overline{\phantom{a}}$ 4 3 2 9
Other comprehensive income $\overline{\phantom{0}}$ - - 36 446 $\overline{\phantom{a}}$ 36 446
Total comprehensive income $\blacksquare$ $\overline{\phantom{a}}$ 4329 36 446 ۰ 40775
Equity as at 31 December 2013 86 777 883 696 $-790117$ 39 479 $-2648$ 217 187
The notes on pages 10 to 29 are an integral part of these consolidated financial statements.

NOTES TO CONSOLIDATED FINANCIAL STATEMENT

NOTE 1 - CORPORATE INFORMATION

Saga Tankers ASA ("the Company") is a publicly limited company incorporated and domiciled in Norway. The address of the head office is Sjølyst Plass 2, 0278 Oslo. The Company was incorporated on 24 March 2010 and was listed on the Oslo Stock Exchange "Axess"-list on 18 June 2010.

The consolidated financial statements for the year ended 31 December 2014, were approved by the Board of Directors on 30 April 2015, and will be presented for approval at the Annual General Meeting on 28 May 2015.

The business activity of the Group is investment and management related to shipping, rig, real estate, stock trading and similar business activities.

NOTE 2 - ACCOUNTING POLICIES

The principal accounting policies applied in the preparation of these consolidated financial statements are set out below. These policies have been applied to all the years presented, unless otherwise stated.

Basis of preparation

The financial statements for Saga Tankers for the financial year 2014 have been prepared in accordance with International Financial Reporting Standards (IFRS) as adopted by the EU. The IFRS principles have been applied consistently since incorporation. Below is a summary of the Group's accounting policies to be applied in the consolidated financial statements.

The consolidated financial statements are presented in NOK and all numbers are rounded to the nearest thousands, except where otherwise indicated.

In line with practice, the statement of comprehensive income is presented on a mixed basis (a blend of expenses by nature and function), as this is assessed to be the most relevant and reliable presentation.

Going concern

The financial statements have been prepared on the going concern assumption. For additional information see Board of Director's report.

Basis of consolidation

The consolidated financial statements comprise the financial statements of Saga Tankers ASA and its subsidiaries (the "Group") as of 31 December each year.

Subsidiaries

Subsidiaries are all entities (including structured entities) over which the group has control. The group controls an entity when the group is exposed to, or has rights to, variable returns from its involvement with the entity and has the ability to affect those returns through its power over the entity. Subsidiaries are fully consolidated from the date on which control is transferred to the group. They are deconsolidated from the date the control ceases.

The financial statements of the subsidiaries are prepared for the same reporting year as the parent company, using consistent accounting policies.

All inter-company transactions and balances are eliminated in the consolidated financial statements.

Associates

Associates are all entities over which the group has significant influence but not control, generally accompanying a shareholding of between 20% and 50% of the voting rights. Investments in associates are accounted for using the equity method of accounting. Under the equity method, the investment is initially recognized at cost, and the carrying amount is increased or decreased to recognize the investor's share of the profit or loss of the investee after the date of acquisition. The group's investment in associates includes goodwill identified on acquisition.

If the ownership interest in an associate is reduced but significant influence is retained, only a proportionate share of the amounts previously recognized in other comprehensive income is reclassified to profit or loss where appropriate.

The group's share of post-acquisition profit or loss is recognized in the income statement, and its share of post-acquisition movements in other comprehensive income is recognized in other comprehensive income with a corresponding adjustment to the carrying amount of the investment. When the group's share of losses in an associate equals or exceeds its interest in the associate, including any other unsecured receivables, the group does not recognize further losses, unless it has incurred legal or constructive obligations or made payments on behalf of the associate.

The group determines at each reporting date whether there is any objective evidence that the investment in the associate is impaired. If this is the case, the group calculates the amount of impairment as the difference between the recoverable amount of the associate and its carrying value and recognizes the amount adjacent to 'share of profit/ (loss) of associates in the income statement.

Dilution gains and losses arising in investments in associates are recognized in the income statement.

Significant accounting judgments, estimates and assumptions

The preparation of financial statements in accordance with IFRS requires management to make judgments, estimates and assumptions that may affect assets, liabilities, revenues, expenses and information in notes to the financial statement. Estimates are management's best knowledge based on information available at the date the financial statements are authorized for issue. Actual results may differ from these estimates. Such changes will be recognized when new estimates can be determined with certainty.

Depreciation of fixed assets

Fixed assets are depreciated on a straight-line basis over their expected useful lives. Land is not depreciated.

Recognition other income

Other income related to lease of property and related services. The income is recognised as soon as the services are rendered to the recipients.

Summary of significant accounting policies

Revenue from investment and trading of financial instruments

Revenue is measured at the fair value of the consideration received or receivable and represents amounts receivable for goods supplied, stated net of discounts, returns and value added taxes. The group recognizes revenue when the amount of revenue can be reliably measured; when it is probable that future economic benefits will flow to the entity; and when specific criteria have been met for the group's activity (i.e. at trade date).

The group indulges in investment and trading of financial instruments as part of its core business. All such instruments are classified as available-for-sale assets, unless the Group exercises significant control of the investment, in which case the investment will be classified as associate. See the group accounting policy describing Financial Instruments below.

Dividend Income

Dividend income is recognised when the right to receive payment is established. The company classifies such income as 'Other Income' on the face of Consolidated Statement of Comprehensive Income.

Foreign currency

The financial statements are presented in NOK, which is also the functional currency for all the companies in the Group.

Transactions in foreign currencies are recorded at the exchange rate in effect at the date of the transaction. Monetary assets and liabilities denominated in foreign currencies are retranslated at the exchange rate at the financial position date. Nonmonetary items that are measured at historical cost in a foreign currency are translated using the exchange rates as at the dates of the initial transactions.

Impairment of non financial assets

$(i)$ Fixed assets

Fixed assets are reviewed for indication of impairment at each reporting date, and whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable. Whenever the carrying amount of an asset exceeds its recoverable amount, an impairment loss is recognized. The recoverable amount is the higher of an assets net selling price and its value in use. The net selling price is the amount obtainable from the sale of an asset in an arm's length transaction less the costs of disposal, while value in use is the present value of estimated future cash flows expected to arise from the continuing use of an asset and from its disposal at the end of its useful life. Recoverable amounts are estimated for individual assets if possible, or else for the cash-generating unit.

Impairment of financial assets

For loans and receivables category, the amount of the loss is measured as the difference between the asset's carrying amount and the present value of estimated future cash flows (excluding future credit losses that have not been incurred) discounted at the financial asset's original effective interest rate. The carrying amount of the asset is reduced and the amount of the loss is recognised in the consolidated income statement. If a loan or held-to-maturity investment has a variable interest rate, the discount rate for measuring any impairment loss is the current effective interest rate determined under the contract. As a practical expedient, the group may measure impairment on the basis of an instrument's fair value using an observable market price.

Reversal of impairment losses recognized in prior years is recorded in profit and loss if there is an indication that previous impairment losses recognized no longer exist or have decreased.

(ii) Assets classified as available for sale

The group assesses at the end of each reporting period whether there is objective evidence that a financial asset or a group of financial assets is impaired. For debt securities, the group uses the criteria referred to in (i) above. In the case of equity investments classified as available for sale, a significant or prolonged decline in the fair value of the security below its cost is also evidence that the assets are impaired. IFRS standards indicates that a drop of more than 20% is classified as significant and that if the assets are below the cost price for six to twelve months, the period is considered to be prolonged. If any such evidence exists for available-for-sale financial assets, the cumulative loss - measured as the difference between the acquisition cost and the current fair value, less any impairment loss on that financial asset previously recognised in profit or loss - is removed from equity and recognised in profit or loss. Impairment losses recognised in the consolidated income statement on equity instruments are not reversed through the consolidated income statement. If, in a subsequent period, the fair value of a debt instrument classified as available for sale increases and the increase can be objectively related to an event occurring after the impairment loss was recognised in profit or loss, the impairment loss is reversed through the consolidated income statement.

Financial instruments

The group classifies its financial assets and liabilities in the following categories: loans and receivables, other financial liabilities and available for sale. The classification depends on the purpose for which the financial assets were acquired. Management determines the classification of its financial assets at initial recognition.

Loans and receivables: Loans and receivables are non-derivative financial assets with fixed or determinable payments that are not quoted in an active market. They arise when the Group provides money, goods or services directly to a debtor with no intention of trading the receivable. Loans and receivables are initially recognized at fair value plus directly attributable transaction costs. After initial measurement, such financial assets are subsequently measured at amortized cost using the effective interest method, less impairment. Gains and losses are recognized in profit and loss when the loans and receivables are de-recognized or impaired, as well as through the amortization process. They are included in current assets, except for maturities greater than 12 months after the end of the reporting period. These are classified as non-current assets. The group's loans and receivables comprise 'trade and other receivables' and 'cash and cash equivalents' in the balance sheet.

Available-for-sale financial assets are non-derivatives that are either designated in this category or not designated in any other categories. They are included in non-current assets unless the investment matures or management intends to dispose of it within 12 months of the end of the reporting period. The financial assets are denominated in NOK and are measured at Fair value. Listed shares are valued at quoted market price at each balance sheet date. Partnership shares/other shares acquired just before year end from an independent third parties are deemed to have an acquisition cost considered as its fair value. Other assets in this category not traded in an active market are valued based on valuation techniques, which is considered to be their fair value. Changes in the fair value of monetary and non-monetary securities classified as available for sale are recognised in other comprehensive income. When securities classified as available for sale are sold, the accumulated fair value adjustments recognised in equity are included in the income statement as 'Net gains and losses from AFS assets'.

Other financial liabilities: Other financial liabilities are initially recognized at fair value plus directly attributable transaction costs. After initial recognition other financial liabilities are subsequently measured at amortized cost using the effective interest rate method. Gains and losses are recognized in the income statement when the liabilities are derecognized as well as through the effective interest method amortization process.

Trade receivables and other receivables

Current trade receivables and other receivables are initially recorded at their fair value and subsequently measured at amortized cost using the effective interest method, less provision for impairment.

Trade payables and other payables

Current trade and other payables are recognized initially at fair value and subsequently measured at amortized cost using the effective interest method.

Cash, cash equivalents and cash flow statement

Cash represents cash on hand and deposits with bank that is callable on demand.

Cash equivalents represent short-term, highly liquid investments which are readily convertible into known amounts of cash with original maturities of three months or less and that are subject to an insignificant risk of change in value.

The cash flow statement is prepared using the indirect method.

Financial liabilities

Interest-bearing debt is initially recognized at fair value when the Group becomes a party to the contractual provisions of the instrument. After initial recognition, interest bearing loans and borrowings are subsequently measured at amortized cost using the effective interest method. Amortized cost is calculated by taking into account any issue costs, and any discount or premium on the settlement. Financial liabilities are presented as current if the liability is due settled within 12 months after the financial position date, whereas liabilities with the legal right to be settled more than 12 months after the financial position date are classified as non-current.

Financial liabilities are derecognized from the financial position when the contractual obligation expires, is discharged or cancelled. Gains and losses arising on the repurchase, settlement or cancellation of liabilities are recognized respectively in interest income and other financial items and interest and other finance expenses.

Where an existing financial liability is replaced by another from the same lender on substantially different terms, or the terms of an existing liability are substantially modified, such an exchange or modification is treated as a derecognizing of the original liability and the recognition of a new liability, and the difference in the respective carrying amounts is recognized in profit or loss.

Provisions

Provisions are recognized when the Group has a present obligation (legal or constructive) as a result of a past event, it is probable that an outflow of resources embodying economic benefits will be required to settle the obligation and a reliable estimate can be made of the amount of the obligation. If the effect of the time value of money is material, provisions are discounted using a current pre-tax rate that reflects, where appropriate, the risks specific to the liability. Where discounting is used, the increase in the provision due to the passage of time is recognized as financial expense.

Equity

Transaction costs related to an equity transaction are recognized directly in equity after deduction of tax.

Ordinary taxation

All companies within the Group are subject to the ordinary Norwegian taxation regime. Current income taxes are measured at the amount expected to be paid to (recover from) authorities, deferred tax assets/liabilities are calculated based on temporary differences at the reporting date. Deferred tax assets are recognized to the extent that it is probable that they can be utilized in the future. Dividends and capital gains are taxed according to the Norwegian exemption model.

Financial position classification

Current asset and current liabilities include items due less than one year from the financial position date, and items tied to the operating cycle. The current portion of long-term debt is included as current liabilities.

Non-current assets held for sale

Non-current assets are classified separately as held for sale in the balance sheet when their carrying amount will be recovered through a sale transaction rather than through continuing use. This condition is met only when the sale is highly probable, the asset is available for immediate sale in its present condition, and management is committed to the sale, which should be expected to qualify for recognition as a completed sale within one year from the date of classification. Liabilities directly associated with the assets classified as held for sale and expected to be included as part of the sale transaction are correspondingly also classified separately.

Related parties

Parties are related if one party has the ability, directly or indirectly, to control the other party or exercise significant influence over the other party in making financial and operating decisions. Parties are also related if they are subject to common control or common significant influence. All transactions between the related parties have been made on an arm's length basis and are settled on a regular basis.

Contingent liabilities

Contingent liabilities are defined as possible obligations that arises from past events whose existence depends on one or more future event not wholly within the control of the entity, or present obligations that are not recognized because it is not probable that they will lead to an outflow or resources.

Contingent liabilities are not recognized on the balance sheet unless arising from assuming assets and liabilities in a business combination. Significant contingent liabilities are disclosed unless the possibility of an outflow of resources embodying economic benefit is a remote one.

Contingent assets are not accounted for unless virtually certain.

Events after financial position date

New information regarding the Group's situation on the financial position date is taken into account in the financial statements. Events occurring after the financial position date, that do not affect the Group on the financial position date but will affect the Group's situation in the future, are disclosed if significant.

New and amended standards adopted by the group

The following standards have been adopted by the group for the first time for the financial year beginning on or after 1 January 2014 and have a material impact on the group:

Amendment to IAS 32, 'Financial instruments: Presentation' on offsetting financial assets and financial liabilities. This amendment clarifies that the right of set-off must not be contingent on a future event. It must also be legally enforceable for all counterparties in the normal course of business, as well as in the event of default, insolvency or bankruptcy. The amendment also considers settlement mechanisms. The amendment did not have a significant effect on the group financial statements.

Amendments to IAS 36, 'Impairment of assets' on the recoverable amount, disclosures for non-financial assets. This amendment removed certain disclosures of the recoverable amount of CGUs which had been included in IAS 36 by the issue of IFRS 13.

Amendment to IAS 39. 'Financial instruments: Recognition and measurement' on the novation of derivatives and the continuation of hedge accounting. This amendment considers legislative changes to 'over-the-counter' derivatives and the establishment of central counterparties. Under IAS 39 novation of derivatives to central counterparties would result in discontinuance of hedge accounting. The amendment provides relief from discontinuing hedge accounting when novation of a hedging instrument meets specified criteria. The group has applied the amendment and there has been no significant impact on the group financial statements as a result.

IFRIC 21, 'Levies', sets out the accounting for an obligation to pay a levy if that liability is within the scope of IAS 37 'Provisions'. The interpretation addresses what the obligating event is that gives rise to pay a levy and when a liability should be recognised. The Group is not currently subjected to significant levies so the impact on the Group is not material.

IFRS 10 "Consolidated Financial Statements": IFRS 10 establishes the principles for the presentation and preparation of consolidated financial statements when an entity controls one or more other entities.

Other standards, amendments and interpretations which are effective for the financial year beginning on 1 January 2014 are not material to the group

New standards, amendments and interpretations not yet adopted

A number of new standards and amendments to standards and interpretations are effective for annual periods beginning after 1 January 2014, and have not been applied in preparing these consolidated financial statements. None of these is expected to have a significant effect on the consolidated financial statements of the Group.

NOTE 3 - OPERATING SEGMENTS

For 2013, operations consist of investments in financial instruments which are reported on an accumulated basis.

In 2014, a new segment of lease and operation of property has been introduced through the demerger. The management monitors the net income from investments in financial assets, and the revenues from lease and operation of property on a separate basis.

Segment information 2014 2013
NOK 1000
Outcome
Net income financial assets $-9136$ 3 2 7 6
Revenues from lease and operation of property 8079
Target
Net income financial assets * $\ast$
Revenues from lease and operation of property 9 1 6 5

* Net income financial assets are impacted by a range of external parameters as well as the management's decisions. The management continuously monitors the return on investments and assesses the risk level, but does not set any long term fixed targets for the outcome.

ومعالجتهم

NOTE 4 - INVESTMENT IN ASSOCIATES

2014 2013
At January 1 15 0 74 14 000
Additions
Share of profit 777 1 1 1 8
Amortization of surplus value $-24$ $-44$
Repayment of capital $-3447$
Reclassified as subsidiaries $-12381$
At 31 December 15 0 74

The Group's share of the results of its principal associates, and its aggregated assets and liabilities are as follows:

31 December 2014

Name Country of
Incorporation
Assets Surplus value Liabilities Revenue Profit $\%$
Interest
held
Vallhall Fotballhall AS Norway - $\overline{\phantom{a}}$ - $\overline{\phantom{a}}$ - - %
Vallhall Fotballhall Drift AS Norway $\overline{\phantom{a}}$ $\sim$ $\sim$ $\overline{\phantom{0}}$ 602 $-$ %
Vallhall Fotballhall KS Norway $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ $\overline{\phantom{a}}$ 175 $-$ %
- $\sim$ 777

Investments shown above formerly classified as associates are reclassified as subsidiaries as the Group has acquired a controlling interest in these investments as of 1 July 2014 through demerger (Ref note 16). The Profit disclosed above, is for the period from 1 January 2014 to 30 June 2014.

31 December 2013

Name Country of
Incorporation
Assets Surplus value Liabilities Revenue Profit $\frac{9}{2}$
Interest
held
Vallhall Fotballhall AS Norway 1 2 9 4 475 284 $\overline{\phantom{0}}$ 107 19,15%
Vallhall Fotballhall Drift AS Norway 419 $\overline{\phantom{a}}$ 255 2 2 2 7 20,00%
Vallhall Fotballhall KS Norway 18 0 34 2710 7319 2 1 4 5 1007 17.23%
19746 3 1 8 5 7858 4372 1 1 1 8

NOTE 5 - OPERATING EXPENSES

NOK 1000 2014 2013
Employee benefit expenses
Salaries 2925 2020
Social security costs 399 285
Pension expenses 49
Other personnel expenses 51 9
Total employee benefit expenses 3 4 2 5 2 3 1 4
Number of man-years 3 1
Other operating expenses
Fees 4 2 1 7 1353
Other operating costs Vallhall sports arena 2459
Travel expenses and membership fees 23 3
Loss on receivables 300
Other expenses 964 566
Total administrative expenses 7963 1922

Remuneration to the Board of Directors and executive management

2014
NOK 1000
Name Position Salary and bonus Other benefits Pension cost Director's fees
Espen Lundaas CEO/CFO 1518
Øystein Stray Spetalen Chairman 140
Martin Nes Board member 100
Brita Eilertsen Board member 100
Total remuneration 1518 340
2013
NOK 1000
Name Position Salary and bonus Other benefits Pension cost Director's fees
Espen Lundaas CEO/CFO 1500 -
Øystein Stray Spetalen Chairman $\overline{\phantom{a}}$ 140
Martin Nes Board member - - 100
Brita Eilertsen Board member 100
Total remuneration 1500 340

The Group had no outstanding loans or guarantees in favour of any member of the Board of Directors or company management in 2014.

Guidelines for determining salaries and other compensation for company management

In accordance with the regulations in paragraph 6-16a in the Norwegian Public Limited Companies Act, the Board of Directors has established a statement regarding remuneration. The focus of the company is to hire qualified managers and to pay according to the market. Salary and remuneration of the CEO and CFO is determined by the Board of Directors, and payments to other employees are determined by the CEO according to guidelines from the Board of Directors. For the fiscal year ending 31 December 2014, the position as CEO and CFO has been occupied by the same employee.

Saga Tankers Group's compensation schemes include only a limited number of benefits in kind. These benefits are offered in line with what is common practice in international labour markets and typically include personal communication equipment, access to media, and car and parking arrangements

The Statement on the determination salary and other remuneration for senior executives will be presented at the annual general meeting and made available on the Company's webpage.

Stock options program to Board members and Company employees

No stock options or right to stock options are held by members of the board of directors or any of the Company's employees at 31 December 2014.

AUDIT FEES
NOK 1000 2014 2013
Audit fees including VAT
Audit services 754 618
Other attestation services 34
Tax services 1629
Other non-audit services 238 51
Total 2655 669

Fees to the Group's auditors are included in Administrative Expenses, with the exception of TNOK 337 which is included in expenses regarding Share Issuance, hence booked directly towards equity (reference Consolidated statement of changes in equity).

NOTE 6 - CASH AND CASH EQUIVALENTS

The Group's cash and cash equivalents are denominated in the following currencies:

31 Dec 31 Dec
NOK 1000 2014 2013
US Dollars 90 539 74 118
Norwegian kroner 207 190 28 747
Total cash and cash equivalents 297 729 102 864
Restricted cash
Employee tax accounts 1 Q C

Interest income is earned at floating interest rates.

NOTE 7-OTHER CURRENT ASSETS

31 Dec 31 Dec
NOK 1000 2014 2013
Other receivables 747
Prepayments 249 65
Unbilled revenue 232
Total other current assets 1 2 2 7 65

NOTE 8 - TRADE RECEIVABLES AND OTHER RECEIVABLES

The outstanding amount of trade receivables at 31 December 2014 was TNOK 1 722 (31 December 2013 of NOK 0). The Group has booked a reserve for loss on trade receivables and other receivables totalling TNOK 1 100, of which TNOK 300 is an increase in 2014 taken over the profit and loss. Trade receivables are related to rental income for the Vallhall Arena and services rendered to the tenants.

NOTE 9 - OTHER CURRENT LIABILITIES

31 Dec 31 Dec
NOK 1000 2014 2013
Public duties payable 405 180
Deferred revenue 111
Accrued interest 298
Other current liabilities 1851 363
Total 2664 543

Other current liabilities are non-interest bearing. Other current liabilities are normally settled on 30 to 60 day terms. Deferred revenues are revenues invoiced, but not earned yet per 31 December.

NOTE 10 - FIXED ASSETS

Machinery
&
Capitalized
costs - work
Buildings Equipment in progress Land Total
2014
NOK 1000
Acquisition cost, opening balance 01.01.14 -
Assets received through demerger 91529 3828 38 199 95 593
Acquisitions during the year 318 $\overline{\phantom{0}}$ 318
Disposals during the year $\overline{a}$
Acquisition cost at 31.12.14 91 529 4 1 4 6 38 199 95 911
Accumulated depreciation, opening balance
01.01.14 - ٠ - ٠
Depreciation during the year $-923$ $-423$ - ٠ $-1347$
Disposals during the year ٠ ٠
Accumulated depreciation at 31.12.14 $-923$ $-423$ ٠ $-1347$
Net book value at 31.12.14 90 605 3722 38 199 94 565
2013 Other assets Total
NOK 1000
Acquisition cost, opening balance 01.01.13 575 575
Acquisitions during the year $\overline{\phantom{0}}$
Disposals during the year $-575$ $-575$
Acquisition cost at 31.12.13 ٠
Accumulated depreciation, opening balance 01.01.13 297 297
Depreciation during the year
Disposals during the year $-297$ $-297$
Accumulated depreciation at 31.12.13
Net book value at 31.12.13 -

Assets received through demerger

Shares in the Vallhall companies received through the demerger of Ferncliff TIH 1 AS at 1 July 2014, lead to formation of new subsidiaries in the Group. The fixed assets in the new subsidiaries have been treated as additions based on the net carrying value of the assets in the subsidiaries at 1 July 2014.

Depreciation

Assets have been depreciated on a straight-line basis over their expected useful lives as follows:

Buildings: 67 years
Machinery and equipment: 5-10 years
Capitalized cost - Work in progress: No depreciation before utilization
Land: No depreciation

Assets received through the demerger are depreciated on a straight-line basis based on the subsidiaries original time of purchase and cost.

NOTE $11 - TAX$

NOK 1000 2014 2013
Current tax expense 89
Deferred tax expense $-1$
Tax expense 88
Reconciliation of tax expenses
Net profit before tax 918 4 3 2 9
Tax expense based on nominal tax rate 27% (28 % in 2013) 247 1 2 1 2
Permanent differences 3075 $-11653$
Other tax benefits receivables 252 10648
Not recognized deferred tax assets $-3486$ $-207$
Tax expense 88
Reconciliation of deferred tax (-)/ deferred tax assets 28 %
Fixed and other assets 120 366 120 541
Deferred tax loss sale of assets 103 318 103 318
Net tax loss carried forward 56 912 59 949
Share in partnership $-274$
Deferred tax assets 280 322 283 808
Net deferred tax assets not recognized $-280321$ $-283808$
Deferred tax (-)/ deferred tax assets in the balance sheet $\mathbf{1}$
Tax on other comprehensive income
Other comprehensive income $-39479$ 36 4 46
Income tax related to other comprehensive income

The Group has per the balance sheet only recognized deferred tax asset where the possible utilization of this asset is considered probable.

NOTE 12 - INTEREST BEARING DEBT

31 Dec 31 Dec
NOK 1000 2014 2013
Long term interest bearing debt 54 000
Current portion of long-term debt 4 0 0 0
Total interest bearing debt 58 000

Material loan agreements

In June 2014 a mortgage of TNOK 60 000 was raised. The mortgage is paid in quarterly instalments of TNOK 1 000, of which two has been settled on its due dates in 2014. The maturity of the mortgage is May 2024, with a balloon payment of TNOK 20 000.

As collateral for the mortgage, two 1.st priority mortgage deeds of TNOK 72 800 and 25 000, totalling TNOK 97 800 has been issued on the property gnr. 122 / bnr. 440, in Oslo. The carrying value of the collateral is TNOK 90 605 reference note 10.

Interest rate of the mortgage as of 31 December 2014 is 3.65 % p.a.

NOTE 13 - ISSUED CAPITAL AND SHAREHOLDERS

Issued capital
2014
Other paid
NOK 1000 Number of shares Share capital Own shares in capital
Opening balance 01.01.2014 86 777 409 86 777 883 696
Demerger 1 July 2014 89 056 319 89 056
Ending balance 31.12.2014 175 833 728 175834 883 696
2013
Other paid
NOK 1000 Number of shares Share capital Own shares in capital
Opening balance 01.01.2013 86 777 409 86777 883 696
Ending balance 31.12.2013 86 777 409 86777 883 696

The nominal value per share as of 31 December 2014 was NOK 1 per share.

All issued shares have a nominal value of NOK 1 and are of equal rights. Saga Tankers ASA is incorporated in Norway, listed on the Oslo Exchange Axess list, and the share capital is denominated in NOK. As of 31 December 2014 the Company had 127 shareholders. The Company's largest shareholders are presented in the table below.

Overview of the largest shareholders as per 31.12.2014

NAME 31.12.2014
$\mathbf{1}$ SPETALEN 98,30%
$\overline{2}$ KRISTIAN HODNE AS 0,17%
3 KOLBERG MOTORS AS 0,15%
4 NORDSTJERNEN AS 0,14 %
5 KOLBERG 0,14%
6 SKIBSAKTIESELSKAPET ABACO 0,11%
7 RAMS AS 0,09%
8 DNB NOR MARKETS, AKSJEHAND/ANALYSE 0,06 %
9 NISTUÅ II AS 0,06 %
10 GADD HOLDING 0,06 %
11 MYKLAND INVEST AS 0,06 %
12 PAK INVEST AS 0,05 %
13 VOLDMO 0,04 %
14 INITIUM INVEST AS 0,04%
15 JEBSEN 0,03%
16 MOMO INVEST AS 0,03%
17 BUSINESSPARTNER AS 0,02%
18 PEDRO EIENDOM 0,02%
19 JAGUAR FUND INVEST 2015 AS 0,02%
20 NORDNET PENSJONSFORSIKRING 0,02%
OTHER 0,39%
TOTAL 100,00%

Shareholders per country per 31.12.2014

SHARES OWNER'S SHARE %
Norway 175 769 321 99,963 %
Switzerland 30 184 0,017 %
Sweden 19551 0,011%
Great Britain 8077 0,005 %
Denmark 4311 0,002 %
Luxemburg 2000 0,001 %
Columbia 310 0,000 %
Total 175,833,728 100,00%

Total paid in capital

Please see table above.

Shareholders rights

There are currently no limitations in voting rights or trade limitations related to the Saga Tankers share.

Power of attorney to repurchase own shares

The Board held no authorization to repurchase own shares as per 31 December 2014.

Authorization to raise convertible loans

The Board held no authorization to raise convertible bonds as per 31 December 2014.

Stock option arrangements

The Company/Group held no stock option or synthetic stock option agreements as of 31 December 2014.

Shares owned by the Board, Management and their Related Parties

2014 # of Shares
Board of Directors*
Øystein Stray Spetalen (Chairman) 175 841 799
Brita Eilertsen
Martin Nes
Group Management
Espen Lundaas, CEO (CFO)
Related Parties
Total number of shares held by Board members and Group management 175 841 799
Total number of shares held by Board members and Group management in % of total outstanding shares 98,30%
2013 # of Shares
Board of Directors
Øystein Stray Spetalen (Chairman) 83 207 085
Brita Eilertsen
Martin Nes
Group Management
Espen Lundaas, CEO (CFO)
Related Parties

Total number of shares held by Board members and Group management

83 207 085

Total number of shares held by Board members and Group management in % of total outstanding shares 95,89% * Board of Directors was altered in April 2015. Brita Eilertsen left the Board, and Martin Nes was appointed Chairman. New elected board members Yvonne Litsheim Sandvold and Kristin Hellebust hold no shares in the Group.

NOTE 14 - EARNINGS PER SHARE

Basic earnings per share are calculated by dividing net profit for the year attributable to ordinary equity holders by the weighted average number of ordinary shares outstanding during the year, excluding ordinary shares purchased by the company and held as treasury shares. The company has no such treasury shares as of 31 December 2014.

Diluted earnings per share are calculated by dividing the net profit attributable to ordinary equity holders by the weighted average number of ordinary shares outstanding during the year plus the weighted average number of ordinary shares that would be issued on the conversion of all dilutive potential ordinary shares to ordinary shares. The Company does not have any potential dilutive ordinary shares in addition to its ordinary outstanding number of shares as per 31 December 2014.

NOK 1000 2014 2013
Net profit/(loss) attributable to the shareholders 411 4 3 2 9
Number of shares
Weighted average number of ordinary shares outstanding 131,305,569 86,777,409
Weighted average number of shares outstanding, diluted 131,305,569 86,777,409
Number of shares outstanding at period end 175,833,728 86,777,409
NOK per share
Basic earnings per share 0.00 0,05

NOTE 15 - RELATED PARTIES

The company is sharing office locations for its head office with Ferncliff TIH II AS, a company controlled by the Chairman of the Board of Directors*, and the Company's largest shareholder. Transactions with related parties during 2014 are limited to office rent including mutual costs, and services rendered regarding support for financial reporting.

All transactions with related parties have been made on an arm's length basis and are settled on a regular basis. Goods and/or services purchased from related parties have been priced at industry standard rates. Transactions with related parties are specified below:

RELATED PARTY TRANSACTIONS

2014
NOK 1000 Year Sales to related
parties
Purchases
from
related
parties
Amounts owed
by related parties
Amounts owed
to related
parties
Tycoon Industrier AS 2014 345
2013
NOK 1000 Year Sales to related
parties
Purchases
from
related
parties
Amounts owed
by related parties
Amounts owed
to related
parties
Tycoon Industrier AS 2013 160 ۳

*Through 2014, Board member at balance date

NOTE 16 - SUBSIDIARIES

The consolidated financial statements include the financial statements of Saga Tankers ASA and its subsidiaries listed in the table below:

Consolidated in the Group financial statements
Subsidiary Country of incorporation Ownership share from
Saga Agnes AS Norway 100 % 2010
Saga Chelsea AS Norway 100 % 2010
Saga Julie AS Norway 100 % 2010
Saga Unity AS Norway 100 % 2010
Vallhall Fotballhall KS Norway 54,8% 2014
Vallhall Fotballhall AS Norway 54,8% 2014
Vallhall Fotballhall Drift AS Norway 55,2% 2014

The subsidiaries have their offices in Oslo, Norway.

The demerger resulted in the following changes in interests:

Company Sagas share and
ownership interest pre
transaction
Shares and
ownership interest
comprised by the demerger
Saga share and ownership post
Transaction
17.23 % ownership 32.072 % ownership
Vallhall Fotballhall KS* interest interest 49.305 % ownership interest
526 579 shares (19.15 % of 980 006 shares (35.64 % of 1 506 585 shares (54.79 % of
Vallhall Fotballhall AS total outstanding shares total outstanding shares total outstanding shares
600 shares (20.00 % of total 1055 shares (35.17 % of 1 655 shares (55.17 % of total
Vallhall Fotballhall Drift AS outstanding shares total outstanding shares outstanding shares

*Vallhall Fotballhall AS acts as General Partner and holds 10 % ownership in Vallhall Fotballhall KS, resulting in an effective ownership of 54,79% in Vallhall Fotballhall KS for the Group. Hence the Group is deemed to be in control in Vallhall Fotballhall KS.

The following assets were transferred:

Transferred assets
NOK 1 000
Fair value Carrying
amount
Deferred tax assets 46 46
Fixed assets 95 593 95 593
Trade receivables 1027 1027
Other current assets 1 1 7 6 1 1 7 6
Cash and cash equivalents 12044 12044
Total 97842 97842

The following liabilities were transferred:

Transferred liabilities
NOK 1 000
Fair value Carrying
amount
Long term interest bearing debt 59 652 59 652
Tax payable 33 33
Other current liabilities and accruals 2 1 4 6 2 1 4 6
Total 61831 61831

Non controlling interest at time of acquisition amounts to TNOK 23 621.

No goodwill was recognized.

A loss of TNOK 3 162 was recognized through the profit and loss. This reflects the reduction from the group's previous book value of the investment as an associate and the carrying over basis from Ferncliff.

The acquired entities has contributed with revenues of TNOK 8 079, and net profit of TNOK 902 in the consolidated accounts from the date of acquisition.

NOTE 17-FINANCIAL RISK MANAGEMENT

Through its activities the Group is exposed to a variety of financial risks: market risk including currency risk, credit risk and liquidity risk. The Group's overall risk management program focuses on the unpredictability of financial markets and seeks to minimize potential adverse effects on the Group's financial performance. To reduce and manage these risks, management periodically assesses the Group's financial market risk in general. The Group has no hedging instruments nor entered into any derivatives during 2014.

Equity price risk

The Group invests in both marketable securities on different stock exchanges as well unlisted securities in order to take advantage of market movements in the equity markets.

All marketable securities present a risk of loss of capital. The Group moderates this risk through a careful selection of securities. The maximum risk resulting from financial instruments is determined by the fair value of the financial instruments. The Group's overall market positions are monitored on a quarterly basis. The Group's maximum exposure to risk at the balance sheet date is NOK 53 million (2013: NOK 114.8 million).

At 31 December 2014, the impact of increases/decreases of the Oslo Stock Exchange and Oslo Axess on the group's post-tax profit for the year and on equity would have been as shown below. The analysis is based on the assumption that the equity indexes had increased/decreased by 5% with all other variables held constant and all the group's equity instruments moved according to the historical correlation with the index.

Increase of 5 %

Index Impact on post-tax profit in TNOK Impact on other components of equity in
TNOK
2014 2013 2014 2013
Oslo Stock Exchange $\overline{\phantom{0}}$
Oslo Axess $\overline{\phantom{0}}$ $\overline{\phantom{a}}$ 1807 2824
Total 1807 2824

Decrease of 5 %

Index Impact on post-tax profit in TNOK Impact on other components of equity in
TNOK
2014 2013 2014 2013
Oslo Stock Exchange $\qquad \qquad \blacksquare$
Oslo Axess $-1807$ $-178$ $-2646$
Total $-1807$ $-178$ $-2646$

Currency Risk

The value of monetary assets and liabilities denominated in foreign currencies will fluctuate due to changes in foreign exchange rates. The majority of the Group's financial assets and liabilities are denominated in Norwegian Kroner and at December 31 2014, the only material assets and liabilities denominated in foreign currencies are USD bank accounts of USD 12 180 353, denominated at NOK 90 539 003.

The Group monitors its exposure to currency risk on a regular basis.

At December 31 2014, had the exchange rate between the US Dollar and the Norwegian Kroner increased/(decreased) by 5 percent with all other variables held constant, the decrease or increase respectively in net assets and the income statement +/(-) TNOK 4 527.

Tax risk

Saga Tankers is subject to taxation by Norwegian authorities. Any change in taxation regime may affect the payable taxes of Saga Tankers.

Legal risk

The Charterer of the vessel MT Saga Agnes ("Saga Agnes") redelivered the vessel from its contract to the Company on 27 July 2012. After redelivering the vessel to the Group, the Charterers of Saga Agnes AS has presented the Group with a claim of about USD 2 million related to the time charterparty for the vessel "Saga Agnes". The matter will be resolved through arbitration. Saga Tankers ASA acts as guarantor under the named charterparty. No reserves have been made for this claim, as it is considered by the management of the group to be unlikely that the claim will be supported by the arbitration.

Credit Risk

The Group is exposed to credit risk, inherent in the risk that a counterparty will be unable to pay amounts in full when due. Allowances are made for credit losses that have been incurred by the balance sheet date, if any. The maximum exposure to credit risk on cash and cash equivalents and trade and other receivables (ignoring collateral and credit quality) at December 31, 2014 was NOK 297,7 million (2013:NOK 102,9 million).

Concentration of credit risk exists to the extent that at December 31, 2014 all cash and cash equivalents were held at two financial institutions with credit ratings according to Standard & Poor's of A+ or better:

Counterparty Rating Geographical segment 2014 2013
Cash and cash equivalents
DnB $A+$ Norway 285 519 102864
Nordea $AA-$ Norway 12 2 10 $\overline{\phantom{a}}$
Total 297 729 102 864

Liquidity risk

The group monitors rolling forecasts of the group's liquidity requirements to ensure it has sufficient cash to meet operational needs. The group has no outstanding capital commitments.

Long term debt of TNOK 60 000 was raised in the subsidiary Vallhall Fotballhall KS in May 2014. Fixed assets in the subsidiary are used as collateral. No group guarantees has been issued related to the debt. The debt has an instalment plan of TNOK 1000 per quarter until final settlement in May 2024. Hence the loan will have a revolving current portion of TNOK 4000 until May 2023.

Instalment plan long term debt Initial loan May 2014 Jun 2014 - Dec 2014 Jan 2015 - Feb 2024 May
2024
Opening balance loan 60 000 58 000 20 000
Release loan 60 000 $\overline{\phantom{0}}$ $\overline{\phantom{a}}$
Instalment 1 000 per quarter $\overline{\phantom{a}}$ $-2000$ $-38000$
Balloon-payment $\overline{\phantom{0}}$ $\qquad \qquad \blacksquare$ $\overline{a}$ 20 000
End balance loan 60 000 58 000 20 000
Estimated interest payments* $-1119$ $-12944$ 240

* Accrued interest is settled at each instalment. Estimated future interest payments are made at current interest rate at 3.65 % per annum. The interest rate is floating and hence subject to change.

At the reporting date, the group held cash and cash equivalents of TNOK 297 729 (2013: TNOK 102 864) and other liquid assets of TNOK 622 (2013: TNOK 0) that are expected to readily generate cash inflows for managing liquidity risk.

Capital Management

The group's objectives when managing capital are to safeguard the group's ability to continue as a going concern in order to provide returns for shareholders and benefits for other stakeholders and to maintain an optimal capital structure to reduce the cost of capital.

In order to maintain or adjust the capital structure, the group may adjust the amount of dividends paid to shareholders, return capital to shareholders, issue new shares or sell assets to reduce debt. The Group monitors the available cash and projected capital expenditure requirements so that they can capitalize on attractive investment opportunities when such arise. The Group considers the available cash and the existing credit lines, if any, to be at an appropriate level for the short to medium term.

Fair value estimation

The table below analyses financial instruments carried at fair value, by valuation method. The estimated fair value has been determined by the Group using appropriate market information and valuation methodologies. The different levels have been defined as follows:

  • Quoted prices (unadjusted) in active markets for identical assets or liabilities (Level 1).
  • Inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly (that is, as prices) or indirectly (that is, derived from prices) (Level 2).
  • Inputs for the asset or liability that are not based on observable market data (that is, unobservable inputs) (Level 3).

The following table presents the group's financial assets and liabilities that are measured at fair value at 31 December 2014. The fair value of financial instruments does not significantly deviate from their carrying amount.

Available-for-sale assets (Equity securities) in NOK 2014 2013
Listed shares (Level 1) 53 158 99 731
Total 53 158 99 731

There were no transfers between the levels during the year.

(a) Financial instruments in level 1

The fair value of financial instruments traded in active markets is based on quoted market prices at the balance sheet date. A market is regarded as active if quoted prices are readily and regularly available from an exchange, dealer, broker, industry group, pricing service, or regulatory agency, and those prices represent actual and regularly occurring market transactions on an arm's length basis. The quoted market price used for financial assets held by the group is the current bid price. These instruments are included in Level 1. Instruments included in Level 1 comprise primarily Oslo Axess, OSE, DAX and FTSE 100 equity investments classified as trading securities or available for sale.

(b) Financial instruments in level 2

The fair value of financial instruments that are not traded in an active market (for example, over-the-counter derivatives) is determined by using valuation techniques. These valuation techniques maximize the use of observable market data where it is available and rely as little as possible on entity specific estimates. If all significant inputs required to fair value an instrument are observable, the instrument is included in level 2.

If one or more of the significant inputs is not based on observable market data, the instrument is included in Level 3. Specific valuation techniques used to value financial instruments include:

  • Quoted market prices or dealer quotes for similar instruments;
  • Other techniques, such as discounted cash flow analysis, are used to determine fair value for the remaining financial $\bullet$ instruments.

NOTE 18 - FINANCIAL INSTRUMENTS

Set out below is a comparison by category for carrying amounts and fair values of all of the Group's financial instruments that are carried in the financial statements.

Carrying
amount
Fair value Fair Value
Hierarchy
level
297 729 297 729 1
622 622 2
53 158 53 158 1
54 000 54 000 2
4 0 0 0 4 0 0 0 2
191 191 2
2664 2664 $\overline{2}$
2013
NOK 1000 Carrying
amount
Fair value Fair Value
Hierarchy
level
Loans and receivables
Cash and cash equivalents 102 864 102 864 1
Trade receivables $\overline{2}$
Available-for-sale assets
Available-for-sale shares 99 731 99 731 1
Other financial liabilities
Trade payables 6 6 $\overline{2}$
Other current liabilities 543 543 $\overline{2}$

NOTE 19 - AVAILABLE-FOR-SALE FINANCIAL ASSETS

As at year end the Group held the following financial instruments carried at fair value in the statement of financial position:

NOK 1000 2014 2013
At 1 January 99 731 34 648
Additions $\overline{\phantom{a}}$ 66 4 68
Assets received through demerger 169 490
Impairment of available-for-sale financial assets $-17173$ $-17523$
Increase / (Decrease) in value recognized as other comprehensive income $-39479$ 36 446
Disposals $-159412$ $-20308$
At 31 December 53 158 99 731
Less non-current portion $-53158$ $-99731$
Current portion

Available-for-sale financial assets include the following:

Equity securities in NOK 2014 2013
S.D Standard Drilling, market price 53 158 5 2 4 2
Prospector Offshore Drilling, market price $\overline{\phantom{a}}$ 94 489

All the available-for-sale financial assets shown above are denominated in NOK and are measured at fair value as of year-end.

The group booked an impairment of TNOK 17 173 during 2013 (2013: TNOK 17 523) related to the investment in S.D. Standard Drilling.

NOTE 20 - DIVIDENDS PAID AND PROPOSED

No dividends have been paid during 2013 and 2014. The board of Directors has decided not to distribute any dividends in 2015 based on the financial year of 2014.

NOTE 21 - SUBSEQUENT EVENTS

On 27 March 2015 an extraordinary general meeting was held in Saga Tankers ASA, approving the proposed merger with Strata Marine & Offshore AS.

All assets and liabilities in Strata Marine & Offshore AS will be transferred to Saga Invest Holding AS, a new subsidiary of Saga Tankers ASA. Saga Tankers ASA will issue 110 898 883 new shares to the former shareholders of Strata Marine & Offshore AS as settlement for the merger.

Completion of the transaction is expected mid May 2015.

Pro forma balance for Saga Tankers Group as per 1 January 2015 as if the Merger had taken place at 1 January 2015:

NOK 1000 Saga Tankers Group
01.01.15
Strata Marine & Offshore
Group 01.01.15
Estimated transaction
costs
New Saga Tankers Group
01.01.15
ASSETS
Non-current assets
Deferred tax assets $\mathbf{1}$ 1
Fixed assets 94 5 65 94 5 65
Available-for-sale financial assets 53 158 219 608 ٤ 272765
Long term receivables ٠ 9718 9718
Associates 27086 27086
Total non-current assets 147 723 256 411 404 134
Current assets
Trade receivables 622 137 759
Other current assets 1 2 2 7 2 1 3 5 3 3 6 2
Cash and cash equivalents 297729 35 106 332 835
Total Current assets 299 579 37 378 336 957
TOTAL ASSETS 447 302 293 789 741 091
EQUITY AND LIABILITIES
Equity
Share capital 175 834 110 899 $\overline{a}$ 286733
Other Equity 883 696 $\overline{a}$ 883 696
Total paid-in-capital 1059530 110 899 1 170 429
Accumulated losses $-694519$ 134 724 $-514$ $-560309$
Other components of equity $-2648$ 46 181 45 532
Non-controlling interest 24 04 1 24 041
Total equity 386 404 291804 -514 677 693
Non-current liabilities
Long term interest bearing debt 58 000 58 000
Total non-current liabilities 58 000 $\blacksquare$ $\overline{\phantom{a}}$ 58 000
Current liabilities
Tax Payable 43 43
Trade and other payables 728 464 $\overline{\phantom{a}}$ 1 1 9 2
Other current liabilities 2 1 2 7 1522 514 4 1 6 3
Total current liabilities 2899 1986 514 5399
TOTAL EQUITY AND LIABILITIES 447 302 293 789 $\qquad \qquad \blacksquare$ 741 091

This is an estimated opening balance, and may be subject to change

Pro forma statement of income for 2014 for Saga Tankers Group as if transaction was completed 1 January 2014:

Strata Marine & Offshore Estimated transaction Saga Tankers Group profit
and loss 2014 if
NOK 1000 Saga Tankers Group Group costs transaction at 01.01.2014
Net gain / (loss) from available for
sale assets
$-9136$ 9988 852
Other Income 8079 272 $\overline{a}$ 8351
Operating revenues $-1057$ 10 260 9 2 0 3
General administrative expenses 11388 7735 310 19 4 33
Depreciation/amortization 1347 $\omega$ 1347
Other losses/(-gains) 3 1 6 2 ä, 3 1 6 2
Operating expenses 15896 7735 310 23 941
Operating profit/(-loss) $-16953$ 2525 310 $-14738$
Interest income 1813 2864 $\overline{a}$ 4677
Interest expense $-1120$ $-2$ $\overline{a}$ $-1122$
Other financial items 16425 2 3 6 6 $\frac{1}{2}$ 18791
Net financial items 17 118 5 2 2 8 ٠ 22 346
Share of profit from associates 753 $-1168$ $\qquad \qquad \blacksquare$ $-415$
Profit/(-loss) before tax 918 6585 $-310$ 7 1 9 3
Taxes $-88$ $\overline{a}$ - $-88$
Net profit/(-loss) 830 6585 $-310$ 7 1 0 5
Change in available-for-sale assets $-39479$ 26 892 $\blacksquare$ $-12587$
Currency translation 1 1 0 2 Ξ 1 1 0 2
Other comprehensive income $-39479$ 27 994 $\overline{a}$ $-11486$
Total comprehensive income $-38649$ 34 579 $-310$ $-4381$
Attributable to:
Non-controlling interests 419 419
Shareholders' interests $-39069$ 34 579 $-310$ $-4800$

Pro forma statement of income for 2014 including merger as per 1 January 2014, is made for illustrative purposes only. It is based on assumptions that might or might not been the outcome if the transaction was made at this date.

RESPONSIBILITY STATEMENT

We confirm, to the best of our knowledge, that the financial statements for the period from 1 January 2014 to 31 December 2014 have been prepared in accordance with the applicable accounting standards, and give a true and fair view of the Group and the Company's consolidated assets, liabilities, financial position and results of operations. Furthermore, we confirm that the Report of the Board provides a true and fair view of the development and performance of the business and the position of the Group and the Company, together with a description of the key risks and uncertainty factors that the Group is facing.

Board Member

Hellebust Board Member

Oslo, 30 April 2015 The Board of Directors

Martin Nes Chairman

Yvonne Litsheim Sandvold

Board Member

Espen Lundaas CEO

CORPORATE GOVERNANCE

The Group endeavours to comply with the NUES corporate governance guidelines.

Please see the Company's website for information about the Company's deviations from the NUES guidelines during 2014.

FINANCIAL STATEMENT -PARENT COMPANY

SAGA TANKERS ASA

INCOME STATEMENT FOR THE PERIOD 01.01 - 31.12.

NOK 1000 NOTE 2014 2013
OPERATING REVENUES
Net gains on financial assets $\blacksquare$ 3 2 5 7
Management income ÷.
GROSS REVENUES 3 2 5 7
OPERATING EXPENSES
Net loss on financial assets 8651
Employee benefit expenses $\overline{2}$ 2 1 0 8 2 3 1 4
Administration expenses 2,6 4 3 0 4 1667
TOTAL OPERATING EXPENSES 15 062 3 9 8 1
Loss (-gain) sale fixed assets $-53$
NET OPERATING PROFIT / LOSS (-) $-15062$ $-670$
FINANCIAL INCOME / EXPENSES (-)
Interest income 1609 1767
Interest expenses $-2$
Impairment financial assets 47 $-70971$ $-38076$
Net foreign exchange gain/(loss) 115 205 38 608
Other financial income $\overline{2}$
NET FINANCIAL INCOME / EXPENSES (-) 45 843 2 2 9 9
NET PROFIT BEFORE TAX 30780 1629
Taxes 8 26 595
NET PROFIT / LOSS (-) 4 1 8 5 1629
ATTRIBUTABLE TO
Accumulated losses 4 1 8 5 1629

STATEMENT OF FINANCIAL POSITION AS AT 31 DECEMBER

NOK 1000 NOTE 31 Dec 2014 31 Dec 2013
ASSETS
Financial non-current assets
Shares and other financial assets 11 53 158 60 232
Subsidiaries 17886
Associates 14 000
Total financial non-current assets 71044 74 232
Total non-current assets 71044 74 232
Current assets
Intercompany receivables 4 114 278 11708
Other current assets 74 66
Cash and cash equivalents $\overline{3}$ 269 740 89780
Total current assets 384 092 101 555
TOTAL ASSETS 455 136 175 787
EQUITY AND LIABILITIES
Share capital 9 175 834 86777
Other equity 9 883 696 883 696
Total paid-in capital 1059530 970 473
Accumulated losses 9 $-704$ 178 $-795203$
Total equity 355 351 175 270
LIABILITIES
Intercompany payables 12 98 500
Trade and other payables 5
Public duties payable 131 206
Other current liabilities 1 1 4 9 311
Total current liabilities 99 784 517
TOTAL EQUITY AND LIABILITIES 455 136 175 787

U Hen All Board Member

Kot $\overline{C}$

Kristin Hellebust Board Member

Oslo, 30 April 2015 The Board of Directors

Martin Nes Chairman

We

Yvonne Litsheim Sandvold Board Member

Espen Lundaas CEO

CASH FLOW STATEMENT FOR THE PERIOD 01.01 - 31.12

NOK 1000 NOTE 2014 2013
Profit before tax 30 780 1629
Interest income
Impairment financial assets 5 88 1 24 38 0 76
Dividends received 17542
Loss/(-gain) on sale fixed assets $-53$
Loss/(-gain) on sale financial assets $-8502$
Foreign exchange losses/(gains) $-115205$ $-38608$
Increase/decrease receivables and prepayments $-8$ $-66$
Increase/decrease payables and accruals 767 $-18866$
Net cash flow from operating activities $-4044$ $-347$
Net cash flow from intercompany receivables 34 158
Net investment in financial assets $-66454$
Divestment in financial assets 167 449 20 308
Proceeds from sale of fixed assets 331
Net payments from/(to) associated companies 3 4 4 7
Net cash flow from investing activities 170896 $-11657$
Share issuance costs $-462$
Net cash flow from financing activities $-462$
Net change in cash and cash equivalents 4 166 391 $-12004$
Cash and cash equivalents at beginning of period 89780 101 252
Net foreign exchange differences (unrealized) 13 5 69 532
Cash and cash equivalents at end of period

NOTES TO THE FINANCIAL STATEMENT

NOTE 1 - ACCOUNTING POLICIES

Accounting principles for the financial statements of Saga Tankers ASA - parent accounts:

General

The financial statements are presented in accordance with the Norwegian Accounting Act and Norwegian general accepted accounting principles in Norway (NGAAP). The accompanying notes are an integral part of the financial statements. The parent company accounts are presented in NOK which also is the functional currency for the parent company.

Estimates

The management has used estimates and assumptions that may have effect on revenues, costs and the valuation of assets and liabilities in the reporting of the annual financial statements. These assumptions are in accordance with generally accepted accounting policies in Norway.

Currency

Transactions in foreign currencies are recorded at the exchange rate in effect at the date of the transaction. Monetary assets and liabilities denominated in foreign currencies are retranslated at the exchange rate at the financial position date. Realized currency exchange gains or losses are recorded at the time of payment and recognised as financial income/expense. Non-monetary items that are measured at historical cost in a foreign currency are translated using the exchange rates as at the dates of the initial transactions.

Measurement of revenues and costs

Revenues are recognized as they are earned. Cost is recognized in the same reporting period as the corresponding revenues.

Classification and evaluation of balance sheet items

Current assets and short-term liabilities consist of items due for payment within a year after establishment. Other items are recognized as long-term assets or liabilities. Current assets are valued at the lowest of acquisition value or fair value. Short-term liabilities are recorded at the nominal value at the time of establishment. Non-current assets are valued to the value at the time of acquisition less accumulated depreciation. Long-term loans are valued at nominal value at the time of establishment.

Receivables

Receivables are recorded in the balance sheet at nominal value less provision for doubtful accounts. Provisions for doubtful accounts are based on an individual assessment of the different receivables.

Non-current assets

Non-current assets are recorded in the balance sheet, and are depreciated over the estimated useful economic life of the asset on a straight-line basis. Direct maintenance of the non-current assets is recorded as cost in the profit and loss statement while upgrades and improvements are added to the balance sheet value and depreciated in line with the depreciation of the upgraded asset. An impairment loss is recognized if the fair value of the asset is lower than the book value, and the value reduction is not assumed to be of a short term nature. The impairment loss is reversed if the impairment is no longer recognized.

Taxes

The income tax in the profit and loss statement consists of taxes payable and changes in deferred taxes. Deferred tax and deferred tax benefit is calculated based on temporary differences between tax bases of assets and liabilities and their carrying amount for financial reporting purposes, and is based on nominal values. Net deferred tax benefit is recorded in the balance sheet only in the event that it is probable that is can be utilized in the foreseeable future. Taxes payable and deferred taxes are recorded directly in equity in the event that the tax items are related to equity transactions.

Shares in subsidiaries

Investments in shares in subsidiaries are accounted for using the cost-method in the statutory accounts. An impairment loss is recognized if the fair value is lower than book value and this is viewed as non-temporary. The impairment loss is reversed to the degree that the fair value improve, and that the improvement is not assumed to be of a short-term nature.

Dividends, Group contribution and other distributions are recognized in the same year as they are recognized in the subsidiary's financial statement. If dividends / Group contribution exceed withheld profits after acquisition, the excess amount represents repayment of invested capital, and the distribution will be deducted from the recognized value of the acquisition in the balance sheet for the parent company.

Investments in associates

Investments in shares in associates are accounted for using the cost-method in the statutory accounts. An impairment loss is recognized if the fair value is lower than book value and this is viewed as non-temporary. The impairment loss is reversed to the degree that the fair value improve, and that the improvement is not assumed to be of a short-term nature.

Investments in other shares

Investments in shares in other shares are accounted for using the cost-method in the statutory accounts, unless considered as part of trading portfolio. An impairment loss is recognized if the fair value is lower than book value and this is viewed as nontemporary. The impairment loss is reversed to the degree that the fair value improve, and that the improvement is not assumed to be of a short-term nature.

Pensions

The company's defined-benefit pension plan was terminated as of 1 January 2013. The former employees covered by this plan, has received a paid-up Policy. The company have no further obligations and/or liabilities regarding this pension plan.

Share-based compensation plans

The Company held no share-based compensation plans as of 31.12.2013.

Cash, cash-equivalents and cash flow statement

Cash and cash-equivalents include cash, bank deposits and other short deposits that are repayable on demand. The cash flow statement is prepared using the indirect method. Restricted bank deposits related to the operations are included in cash equivalents.

NOTE 2 - SPECIFICATION OF EXPENSES

The expenses for the financial years are specified below:

NOK 1000 2014 2013
Employee benefit expenses
Salaries 1518 1680
Board fees 340 340
Social security costs 238 285
Other personnel expenses 11 9
Total 2 1 0 8 2 3 1 4
Number of employees 1 1
Other operating expenses
Consultancy fees 3734 1 2 2 5
Other operating expenses 570 442
Total other operating expenses 4304 1667
Auditor's fees including VAT
Audit services 636 506
Other attestation services 34
Tax services 1629
Other non-audit services 225 163
Total 2525 669

Fees to the Group's auditors are included in Administrative Expenses, with the exception of TNOK 337 in 2014 which is included in expenses regarding Share Issuance, hence booked directly towards equity (reference note 9).

Remuneration to the Board of Directors and executive management for the period 01.01.14 - 31.12.14

2014
NOK 1000
Name Position Salary and bonus Other benefits Pension cost Director's fees
Øystein Stray Spetalen Chairman 140
Martin Nes Board member - - 100
Brita Eilertsen Board member Ξ 100
Espen Lundaas CEO/CFO 1518 ۰
Total remuneration 1518 $\blacksquare$ 340
2013
NOK 1000
Name Position Salary and bonus Other benefits Pension cost Director's fees
Øystein Stray Spetalen Chairman - $\overline{\phantom{0}}$ 140
Martin Nes Board member - 100
Brita Eilertsen Board member 100
Espen Lundaas CEO/CFO 1500
Total remuneration 1500 - 340

The company had no outstanding loans, guarantees or sureties in favour of any member of the Board of Directors, company management or other related parties in 2014.

Guidelines for determining salaries and other compensation for company management:

In accordance with the regulations in paragraph 6-16a in the Norwegian Public Limited Companies Act, the Board of Directors has established a statement regarding remuneration. The focus of the company is to hire qualified managers and to pay according to the market. Salary and remuneration of the CEO and CFO is determined by the Board of Directors, and payments to other employees are determined by the CEO according to guidelines from the Board of Directors.

Saga Tankers Group's compensation schemes include only a limited number of benefits in kind. These benefits are offered in line with what is common practice in international labor markets and typically include personal communication equipment, access to media, and car and parking arrangements.

The CEO/CFO of Saga Tankers ASA has no set bonus scheme. It has not been granted any bonus for the year 2014. The senior executive has a mutual three months termination period, and no contractual agreements for severance compensation in case of termination of employment except for salary trough the termination period. The "Statement on the determination salary and other remuneration for senior executives" will be presented at the annual general meeting and made available on the Company's webpage.

Stock options program to Board members and Company employees

No stock options or right to stock options are held by members of the board of directors or any of the Company's employees at 31 December 2014.

NOTE 3 - CASH AND CASH EQUIVALENTS

The Company's cash and cash equivalents are denominated in the following currencies:

NOK 1000 31 Dec 2014 31 Dec 2013
US Dollars 74838 61 111
Norwegian kroner 194 902 28 6 69
Total cash and cash equivalents 269 740 89780
Restricted cash
Employee tax account 98 135

Interest income is earned at floating interest rates. Restricted cash consists of salary related tax.

NOTE 4 - LOANS TO GROUP COMPANIES

Net book value

NOK 1000 31 Dec
2014
31 Dec
2013
Saga Agnes AS 33 859 11 203
Saga Chelsea AS 19 2 15 178
Saga Julie AS 28 0 28 253
Saga Unity AS 33 860 75
Intercompany short-term loans 114 278 11708

Impairment/ (reversal of impairment) NOK 1000

Saga Agnes AS $-962$ 82 5 52
Saga Chelsea AS $-145$ 84849
Saga Julie AS $-15$ 124 874
Saga Unity AS 188 453 267
Impairment of Loan $-934$ 445 543

Intercompany loans consist of loans to the subsidiaries provided prior years from the parent company for acquisitions of vessels and working capital purposes.

2014

Accumulated

As a result of currency effects, the nominal NOK value of the loans increased by NOK 101.6 million through 2014.

The effect on the subsidiaries equity caused by the currency effect is more or less compensated by the proposed group contribution for 2014 totalling NOK 98.5 million. (Ref. Note 12). The proposed group contribution increases the investment in the subsidiaries, thereby resulting in impairment to the investments. (Ref. Note 7).

The Company has, as per NGAAP, evaluated if there are reasons to believe that any negative change in value adjusted equity of the subsidiaries are permanent and should lead to an impairment of the intercompany receivables, and consequently written down the receivables with NOK 446 million to a book value of NOK 114 million

Debtors which fall due later than one year

NOK 1000 31 Dec 31 Dec
2014 2013
Face value 559821 458 185
Impairment $-445543$ $-446477$
Net book value 114 278 11 708

NOTE 5-LEASE AGREEMENTS

The company currently hold no own fixed assets.

Annual rental of non-financial assets

The company has a lease agreement for office space, with a contract period until 30 may 2017 and a mutual termination span of six months. The annual rent for 2014 was TNOK 109. Additional costs TNOK 46 for other mutual costs relating to the premises was also incurred in 2013. It is expected for these costs to remain at approximately this level for the duration of the lease period.

NOTE 6 - RELATED PARTIES

Remuneration to executives is disclosed in note 3, and balance with group companies is disclosed in note 5 and note 12.

Company is sharing office locations for its head office with Ferncliff TIH II AS, the holding company of the Chairman of the Board of Directors, and the Company's largest shareholder. Transactions with related parties during 2014 are limited to office rent including mutual costs, and services rendered regarding support for financial reporting.

All transactions with related parties have been made on an arm's length basis and are settled on a regular basis. Goods and/or services purchased from related parties have been priced at industry standard rates. Transactions with related parties are specified below:

RELATED PARTY TRANSACTIONS

2014
NOK 1000 Year Sales to related
parties
Purchases
from
related
parties
Amounts owed
by related parties
Amounts owed
to related
parties
Tycoon Industrier AS 2014 345
2013
NOK 1000 Year Sales to related
parties
Purchases
from
related
parties
Amounts owed
by related parties
Amounts owed
to related
parties
Tycoon Industrier AS 2013 160 $\qquad \qquad$

NOTE 7 - INVESTMENTS IN SUBSIDIARIES

The consolidated financial statements include the financial statements of Saga Tankers ASA and its subsidiaries listed in the table below:

NOK 1000 Country of
incorporation
Ownership/
voting rights
Consolidated
in the Group
financial
statements
from
Share
capital/partner
capital
Net book value
Saga Agnes AS Norway 100 % 2010 1 0 0 0
Saga Chelsea AS Norway 100 % 2010 1 0 0 0
Saga Julie AS Norway 100 % 2010 1 0 0 0
Saga Unity AS Norway 100 % 2010 1 0 0 0
Vallhall Fotballhall KS Norway 54,8% 2014 35 000 14 5 94
Vallhall Fotballhall AS Norway 54,8% 2014 5 500 2864
Vallhall Fotballhall Drift AS Norway 55,2% 2014 501 427
Total 45 001 17886

The Saga Agnes AS, Saga Chelsea AS, Saga Julie AS and Saga Unity AS have their offices in Sjølyst Plass 2, 0278 Oslo, Norway. Vallhall Fotballhall KS, Vallhall Fotballhall AS and Vallhall Fotballhall Drift AS have their offices at Innspurten 16, 0663 Oslo, Norway.

Impairment
NOK 1000
2014 Accumulated
Saga Agnes AS 13 4 02 100 452
Saga Chelsea AS 13777 114 874
Saga Julie AS 20 25 8 112 939
Saga Unity AS 24 4 68 113 987
Impairment subsidiaries 71 905 442 253

The impairment of the subsidiaries has been made on basis of their equity. The subsidiaries have for the time being no substantial assets other than cash and receivables towards Saga Tankers ASA.

NOTE 8 - INCOME TAX

30 198
Current tax expense
Deferred tax expense
$-3603$
Tax effect of group contribution
Tax expense
26 595
Reconciliation of tax expense
Net income before tax
30780
Tax expense based on nominal tax rate 27 % (28 % 2013)
8 3 1 1
Tax effect of permanent differences
21887
Not recognized deferred tax assets
$-3603$
Tax expense
26 595
Reconciliation of deferred tax (-)/ deferred tax assets 27 %
Tangible assets
$-6$
Receivables
120 297
120 549
Net tax loss carried forward*
$\mathbf{0}$
Net deferred tax assets
120 290
1629
456
$-681$
225
-8
3 3 5 2
123 893
Net deferred tax assets not recognized
-120 290 -123 893
Deferred tax (-)/ deferred tax assets in the balance sheet
Tax payable
Current tax expense
30 198
Deferred tax expense
$-3603$
Tax effect of group contribution
$-26595$
Tax payable

Tax rate of 27 % adopted by the parliament 13 December 2013, effective as of 1 January 2014, have been used to calculate deferred taxes. The tax rate was 28 % for revenues in Norway for 2013.

* Net tax loss carried forward is available indefinitely for offset against future taxable profits.

The Company has per the balance sheet date not recorded any deferred tax asset as no possible utilization of this asset is foreseen.

NOTE 9 - ISSUED CAPITAL AND SHAREHOLDERS

Issued capital 2014

NOK 1000 Number of
shares
Share
capital
Other
equity
Accumulated
losses
Total
Equity per 31 December 2012 86 777 409 86777 883 696 $-796832$ 173 642
Net profit / loss (-) for the year 2013 1629 1629
Equity per 31 December 2013 86 777 409 86 777 883 696 $-795203$ 175 270
Demerger June 2014 89 056 317 89056 87 302 176 358
Share issuance costs - $-462$ $-462$
Net profit / loss (-) for the year 2014 - 4 1 8 5 4 1 8 5
Equity per 31 December 2014 175 833 728 175834 883 696 $-704178$ 355 351

The nominal per share as of 31.12.2014 was NOK 1 per share, for all of the Company's shares.

All issued shares have a nominal value of NOK 1 and are of equal rights. Saga Tankers ASA is incorporated in Norway, listed on the Oslo Exchange Axess list, and the share capital is denominated in NOK.

Board authorizations

2014

The board of directors does not have any authorizations to either increase the share capital or to purchase shares in the Company.

As of 31 December 2014 the Company had 127 shareholders
$5111801$ 2021 the company nad 227 sharehold
NAME
31.12.2014
$\mathbf{1}$ SPETALEN 98,30%
$\overline{2}$ KRISTIAN HODNE AS 0,17%
3 KOLBERG MOTORS AS 0,15 %
4 NORDSTJERNEN AS 0,14 %
5 KOLBERG 0,14 %
6 SKIBSAKTIESELSKAPET ABACO 0,11%
7 RAMS AS 0,09%
8 DNB NOR MARKETS, AKSJEHAND/ANALYSE 0,06 %
9 NISTUÅ II AS 0,06 %
10 GADD HOLDING 0,06 %
11 MYKLAND INVEST AS 0,06 %
12 PAK INVEST AS 0,05 %
13 VOLDMO 0,04 %
14 INITIUM INVEST AS 0,04%
15 JEBSEN 0,03%
16 MOMO INVEST AS 0,03%
17 BUSINESSPARTNER AS 0,02%
18 PEDRO EIENDOM 0,02%
19 JAGUAR FUND INVEST 2015 AS 0,02%
20 NORDNET PENSJONSFORSIKRING 0,02%
OTHER 0,39%

Shares owned by the Board, Management and their Related Parties

of Shares

Board of Directors
Øystein Stray Spetalen (Chairman) 175 841 799
Brita Eilertsen
Martin Nes
Group Management
Espen Lundaas, CEO (CFO)
Related Parties
Total number of shares held by Board members and Group management 175 841 799
Total number of shares held by Board members and Group management in % of total outstanding shares 98,30%
---------------------------------------------------------------------------------------------------- --------
2013 # of Shares
Board of Directors
Øystein Stray Spetalen (Chairman) 83 207 085
Brita Eilertsen
Martin Nes
Group Management
Espen Lundaas, CEO (CFO)
Related Parties
Total number of shares held by Board members and Group management 83 207 085
Total number of shares held by Board members and Group management in % of total outstanding shares 95,89%

Shares and stock options by Board members and Group management

No stock options or rights to stock options are held by members of the board of directors or any of the Company's employees at 31 December 2014.

NOTE 10-RISKS

The risk exposure of Saga Tankers ASA is considered to be similar as the risks described for the Saga Tankers Group. References are made to note 19 in the Saga Tankers Group consolidated accounts. The sensitivity analysis for the equity instruments in the consolidated accounts will not be applicable to the Company's accounts, due to differences in accounting principles.

NOTE 11 - SHARES AND OTHER FINANCIAL ASSETS

2014 2013
At 1 January 60 232 31 6 28
Additions 169 026 47 707
Disposals $-158948$ $-1560$
Dividends classified as repayments $-17543$
Impairment $-17543$
At 31 December 53 158 60 232

Shares and other financial assets include the following

2014 2013
Listed shares 53 158 60 232
Total 53 158 60 232

The financial assets are denominated in NOK and are measured at cost. The financial assets have been impaired with TNOK 17 543 in 2014 which also is the total accumulated impairment.

NOTE 12 - INTERCOMPANY PAYABLES

Net book value

NOK 1000 31 Dec
2014
31 Dec
2013
Saga Agnes AS - Group contribution 18 3 5 9
Saga Chelsea AS - Group contribution 18873
Saga Julie AS - Group contribution 27750
Saga Unity AS - Group contribution 33 5 18
Intercompany payables 98 500

NOTE 13 - SUBSEQUENT EVENTS

MERGER

On 27 March 2015 an extraordinary general meeting was held in Saga Tankers ASA, approving the proposed merger with Strata Marine & Offshore AS.

All assets and liabilities in Strata Marine & Offshore AS will be transferred to Saga Invest Holding AS, a new subsidiary of Saga Tankers ASA. Saga Tankers ASA will issue 110 898 883 new shares to the former shareholders of Strata Marine & Offshore AS as settlement for the merger.

Completion of the transaction is expected mid May 2015.

$\widetilde{\mathcal{L}}$

AUDITORS' REPORT

$\sim$

To the Annual Shareholders' Meeting of Saga Tankers ASA

Independent auditor's report

Report on the Financial Statements

We have audited the accompanying financial statements of Saga Tankers ASA, which comprise the financial statements of the parent company and the financial statements of the group. The financial statements of the parent company comprise the balance sheet as at 31 December 2014, and the income statement and cash flow statement, for the year then ended, and a summary of significant accounting policies and other explanatory information. The financial statements of the group comprise the balance sheet at 31 December 2014, income statement, changes in equity and cash flow for the year then ended, and a summary of significant accounting policies and other explanatory information.

The Board of Directors and the Managing Director's Responsibility for the Financial Statements

The Board of Directors and the Managing Director are responsible for the preparation and fair presentation of the financial statements of the parent company in accordance with Norwegian Accounting Act and accounting standards and practices generally accepted in Norway, and for the preparation and fair presentation of the financial statements of the group in accordance with International Financial Reporting Standards as adopted by EU and for such internal control as the Board of Directors and the Managing Director determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

Auditor's Responsibility

Our responsibility is to express an opinion on these financial statements based on our audit. We conducted our audit in accordance with laws, regulations, and auditing standards and practices generally accepted in Norway, including International Standards on Auditing. Those standards require that we comply with ethical requirements and plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement.

An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor's judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity's internal control. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of accounting estimates made by management, as well as evaluating the overall presentation of the financial statements.

We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinion.

PricewaterhouseCoopers AS, Postboks 748 Sentrum, NO-0106 Oslo T: 02316, org. no.: 987 009 713 MVA, www.pwc.no Statsautoriserte revisorer, medlemmer av Den norske Revisorforening og autorisert regnskapsførerselskap

Opinion on the financial statements of the parent company

In our opinion, the financial statements of the parent company are prepared in accordance with the law and regulations and present fairly, in all material respects, the financial position for Saga Tankers ASA as at 31 December 2014, and its financial performance and its cash flows for the year then ended in accordance with the Norwegian Accounting Act and accounting standards and practices generally accepted in Norway.

Opinion on the financial statements of the group

In our opinion, the financial statements of the group present fairly, in all material respects, the financial position of the group Saga Tankers ASA as at 31 December 2014, and its financial performance and its cash flows for the year then ended in accordance with International Financial Reporting Standards as adopted by EU.

Report on Other Legal and Regulatory Requirements

Opinion on the Board of Directors' report

Based on our audit of the financial statements as described above, it is our opinion that the information presented in the Board of Directors report concerning the financial statements, the going concern assumption and the proposal for the allocation of the profit is consistent with the financial statements and complies with the law and regulations.

Opinion on Registration and Documentation

Based on our audit of the financial statements as described above, and control procedures we have considered necessary in accordance with the International Standard on Assurance Engagements ISAE 3000 "Assurance Engagements Other than Audits or Reviews of Historical Financial Information", it is our opinion that management has fulfilled its duty to produce a proper and clearly set out registration and documentation of the company's accounting information in accordance with the law and bookkeeping standards and practices generally accepted in Norway.

Oslo, 30 April 2015 PricewaterhouseCoopers AS

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Anders Ellefsen State Authorised Public Accountant (Norway)

SAGA TANKERS ASA +47 23 01 49 14 Sjølyst Plass 2, 0278 Oslo Norway

INVESTOR RELATIONS Phone: +47 23 01 49 14 e-mail: [email protected] $\bar{\kappa}$

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www.sagatankers.com