Root, Inc. — Director's Dealing 2026

Feb 20, 2026

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: Root, Inc. (ROOT)
CIK: 0001788882
Period of Report: 2026-02-18

Reporting Person: Binkley Megan (Chief Financial Officer)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2026-02-18	Class A Common Stock	A	57868	—	Acquired	121073	Direct
2026-02-19	Class A Common Stock	F	4373	$61.59	Disposed	116700	Direct
2026-02-18	Class A Common Stock	A	4170	—	Acquired	120870	Direct
2026-02-19	Class A Common Stock	F	1595	$61.59	Disposed	119275	Direct

Footnotes

F1: Reflects Performance-Based Restricted Share Units ("PSUs") granted under the Issuer's 2020 Equity Incentive Plan. One-quarter of the PSUs vested upon the certification of performance by the Compensation Committee and the remainder vest annually (25% per year) on January 1, 2027, January 1, 2028, and January 1, 2029.

F2: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of PSUs.

F3: Vesting of PSUsgranted under the Issuer's 2020 Equity Incentive Plan upon the certification of performance by the Compensation Committee.