Raiffeisen Bank International AG

Earnings Release • Aug 18, 2016

News Details

Ad-hoc | 18 August 2016 07:33

Raiffeisen Bank International: Semi-Annual Financial Report 2016

Raiffeisen Bank International AG / Key word(s): Quarter Results

18.08.2016 07:33

Disclosure of an inside information according to Article 17 MAR,
transmitted by DGAP - a service of EQS Group AG.
The issuer is solely responsible for the content of this announcement.

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• CET1 ratio further improved (12.5% transitional, 12.2% fully loaded as of
  30 June 2016)
• Revenues remain under pressure from ongoing low interest rate environment
  and volume reductions as well as FX effects
• Substantial reduction in risk costs, especially in retail
• NPLs significantly reduced; NPL ratio and coverage ratio improving
• Positive one-off impact from sale of Visa Europe shares; negative impact
  from Romanian Walkaway Law
• Sale of banking operations in Slovenia closed as of end June 2016, Polish
  sales process ongoing
• Austrian government decision to reduce bank levy
• Potential merger RZB/RBI: valuation in progress; schedule defined; go/no
  go decision on merger in September 2016

Income Statement
in EUR mn 1-6/2016 1-6/2015 Q2/2016 Q1/2016
Net interest income 1,455 1,681 738 718
Net provisioning for
impairment losses (403) (604) (297) (106)
Net interest income after
provisioning 1,052 1,077 440 612
Net fee and commission
income 719 745 372 347
Net trading income 84 2 56 28
General administrative
expenses (1,412) (1,388) (694) (718)
Other results (18) 3 33 (52)
Profit/loss before tax 450 455 221 229
Profit/loss after tax 268 314 130 138
Consolidated profit/loss 210 276 96 114

Balance Sheet in
EUR mn 30/06/16 31/12/15
Equity 8,725 8,501
Total assets 113,969 114,427
NPL ratio 10.4% 11.9%
NPL coverage ratio 72.1% 71.3%
Risk-weighted assets (total
RWA) 61,722 63,272

Ratios 30/06/16 31/12/15
Common equity tier 1 ratio
(fully loaded) 12.2% 11.5%
Common equity tier 1 ratio
(transitional) 12.5% 12.1%
Total capital ratio (fully
loaded) 17.6% 16.8%
Total capital ratio
(transitional) 17.8% 17.4%

Ratios 1-6/2016 1-6/2015 Q2/2016 Q1/2016
Net interest margin 2.76% 3.00% 2.80% 2.73%
Return on equity before tax 10.6% 10.9% 10.7% 10.8%
Consolidated return on
equity 5.3% 7.0% 4.8% 5.8%
Cost/income ratio 61.8% 56.8% 58.9% 65.0%
Earnings per share in EUR 0.72 0.94 0.33 0.39

Resources 30/06/16 31/12/15
Employees (full-time
equivalents) 50,922 51,492
Business outlets 2,641 2,705

The outlook remains unchanged.

For further information please contact:

Susanne E. Langer
Head of Group Investor Relations
Spokesperson
Raiffeisen Bank International AG
Am Stadtpark 9
1030 Vienna, Austria
ir@rbinternational.com
phone +43-1-71 707-2089
www.rbinternational.com

18.08.2016 The DGAP Distribution Services include Regulatory Announcements,
Financial/Corporate News and Press Releases.
Archive at www.dgap.de

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Language: English
Company: Raiffeisen Bank International AG
Am Stadtpark 9
A-1030 Vienna
Austria
Phone: +43-1-71707-2089
Fax: +43-1-71707-2138
E-mail: ir@rbinternational.com
Internet: www.rbinternational.com
ISIN: AT0000606306
WKN: A0D9SU
Listed: Wien (Amtlicher Handel / Official Market)

End of Announcement DGAP News-Service

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