Raiffeisen Bank International AG

Earnings Release • May 21, 2015

Ad hoc announcement

Raiffeisen Bank International AG / Keyword(s): Quarter Results/Weiteres
Schlagwort

Raiffeisen Bank International AG: First Quarter Report 2015

Ad hoc announcement transmitted by DGAP – a service of EQS Group AG. The
issuer is solely responsible for the content of this announcement.

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• Net interest income of EUR 820 mn (down 16.2% y-o-y)
• Net trading income of minus EUR 62 mn (down EUR 43 mn y-o-y)
• General administrative expenses decreased to EUR 691 mn (down 8.5% y-o-y)
• Net provisioning for impairment losses decreased to EUR 260 mn (down 7.4%
  y-o-y)
• Profit before tax decreased to EUR 188 mn (down 21.9% y-o-y)
• Consolidated profit decreased to EUR 83 mn (down EUR 77 mn y-o-y)
• Common equity tier 1 ratio: fully loaded 9.9%; transitional 10.4%
• Leverage ratio: fully loaded 5.8%; transitional 6.1%

Income Statement in EUR mn Q1/2015 Q1/2014
Net interest income 820 979
Net provisioning for
impairment losses (260) (281)
Net interest income after
provisioning 560 697
Net fee and commission
income 360 376
Net trading income (62) (19)
General administrative
expenses (691) (755)
Net income from derivatives
and liabilities 20 (27)
Net income from financial
investments 64 37
Profit before tax 188 240
Profit after tax 100 173
Consolidated profit 83 161

Balance Sheet in EUR mn 31/03/15 31/12/14
Equity 8,654 8,302
Total assets 124,176 121,624
NPL ratio 11.9% 11.3%
NPL coverage ratio 65.9% 67.4%
Risk-weighted assets (total
RWA) 73,482 68,721

Ratios 31/03/15 31/12/14
Common equity tier 1 ratio
(transitional) 10.4% 10.9%
Common equity tier 1 ratio
(fully loaded) 9.9% 10.0%
Total capital ratio
(transitional) 15.3% 16.0%
Total capital ratio (fully
loaded) 14.8% 15.2%
Q1/2015 Q1/2014
Net interest margin 2.94% 3.35%
Return on equity before tax 9.0% 7.9%
Cost/income ratio 61.8% 56.1%
Earnings per share in EUR 0.29 0.60

Resources 31/03/15 31/12/14
Employees (full-time
equivalents) 54,468 54,730
Business outlets 2,851 2,866

On 20 May 2015, the Supervisory Board of Raiffeisen Bank International AG
has decided that Andreas Gschwenter will become Chief Operating Officer
(COO) and Chief Information Officer (CIO) of RBI from 1 July 2015. Andreas
Gschwenter follows Aris Bogdaneris, who left the bank in March. He was born
in 1969, has a degree in business administration and has been Head of
Operations (COO/CIO) in charge of IT, operations and cost management at
Raiffeisen Bank Aval in Ukraine since 2010. His appointment is subject to
approval by the Austrian Financial Market Authority.

For further information please contact:

Susanne E. Langer
Head of Group Investor Relations
Spokesperson
Raiffeisen Bank International AG
Am Stadtpark 9
1030 Vienna, Austria
ir@rbinternational.com
phone +43-1-71 707-2089
www.rbinternational.com

21.05.2015 The DGAP Distribution Services include Regulatory Announcements,
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Language: English
Company: Raiffeisen Bank International AG
Am Stadtpark 9
A-1030 Vienna
Austria
Phone: +43-1-71707-2089
Fax: +43-1-71707-2138
E-mail: ir@rbinternational.com
Internet: www.rbinternational.com
ISIN: AT0000606306
WKN: A0D9SU
Listed: Wien (Amtlicher Handel / Official Market)

End of Announcement DGAP News-Service

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