Raiffeisen Bank International AG

Earnings Release • Aug 25, 2011

Ad hoc announcement

Raiffeisen Bank International AG / Keyword(s): Half Year Results/Interim
Report

Raiffeisen Bank International: Semi-Annual Financial Report 2011

Ad hoc announcement transmitted by DGAP - a company of EquityStory AG. The
issuer is solely responsible for the content of this announcement.

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• Net interest income remained stable at EUR 1,781 mn (up 0.1% y-o-y)
• Net trading income increased to EUR 256 mn (up 33.2% y-o-y), positively
  affected by extraordinary income (EUR 32 mn) from a capital hedge in
  Belarus
• Operating income improved to EUR 2,748 mn (up 2.3% y-o-y)
• General administrative expenses increased to EUR 1,514 mn (up 6.3% y-o-y)
• Net provisioning for impairment losses dropped to EUR 405 mn (down 33.3%
  y-o-y)
• Profit before tax significantly up to EUR 879 mn (up 51.6% y-o-y)
• Consolidated profit increased significantly to EUR 615 mn (up 30.3%
  y-o-y)
• ROE before tax increased to 17.1% (up 4.9PP y-o-y)
• NPL ratio improved to 8.5% (down 0.5PP compared to FY 2010)
• Coverage ratio improved to 68.5% (up 2.2PP compared to FY 2010)

Income Statement in EUR mn 1-6/2011 1-6/2010 4-6/2011 4-6/2010
Net interest income 1,781 1,780 897 921
Net provisioning for
impairment losses (405) (608) (197) (283)
Net interest income after
provisioning 1,376 1,173 700 639
Net fee and commission income 737 715 380 378
Net trading income 256 192 133 66
General administrative expenses (1,514) (1,425) (761) (725)
Profit before tax 879 579 474 187
Profit after tax 677 516 372 157
Consolidated profit 615 472 345 138

Balance Sheet in EUR mn 30/6/11 31/12/10
Equity 10,483 10,404
Total assets 137,556 131,173

Bank Specific Information 30/6/11 31/12/10
Core tier 1 ratio (total risk) 8.5% 8.9%
Tier 1 ratio (credit risk) 11.8% 12.2%
Tier 1 ratio (total risk) 9.4% 9.7%
Own funds ratio 13.0% 13.3%

Performance 1-6/2011 1-6/2010
Return on equity (ROE) before tax 17.1% 12.2%
Consolidated return on equity 13.3% 11.1%
Cost/income ratio 55.1% 53.0%
Earnings per share in EUR 2.65 1.91

Resources 30/6/11 31/12/10
Number of staff 59,895 59,782
Business outlets 2,935 2,961

The targets have been confirmed:
- Medium-term return on equity before tax of 15% to 20%
- Notable increase of growth in customer lending volumes in 2011 compared
to the previous year (4.3%)
Against the backdrop of our anticipated growth, further strengthening of
our capital structure and preparation for the changing regulatory
requirements, we are, in our capital planning, evaluating whether a
strengthening of our equity is advisable. Depending on market developments,
a capital increase may be a possible option within the next 12 months.

Susanne Langer
Head of Group Investor Relations
Raiffeisen Bank International AG
Am Stadtpark 9, A-1030 Vienna
ir@rbinternational.com
phone +43-1-71707-2089
http://www.rbinternational.com

25.08.2011 DGAP’s Distribution Services include Regulatory Announcements,
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Language: English
Company: Raiffeisen Bank International AG
Am Stadtpark 9
A-1030 Vienna
Austria
Phone: +43-1-71707-2089
Fax: +43-1-71707-2138
E-mail: ir@rbinternational.com
Internet: www.rbinternational.com
ISIN: AT0000606306
WKN: A0D9SU
Listed: Freiverkehr in Berlin, München, Stuttgart; Open Market in
Frankfurt; Wien (Amtlicher Handel / Official Market)

End of Announcement DGAP News-Service

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