Protector Forsikring - Earnings Release 2025

Q3 2025: CR 83.1%, earnings per share NOK 5.6 dividend NOK 3.00 per share

Protector Forsikring ASA's summarised results for Q3 2025 (Q3 2024) are:

* Combined ratio 83.1% (83.2)

* Gross written premium growth 1% (22), 3% (15) in local currencies

* Total investment return including insurance finance NOK 105m (299)

* Profit for the period NOK 459m (581)

* Earnings per share NOK 5.6 (7.1)

* Solvency ratio 229% (194), post dividend

In the first three quarters, the company recorded a profit of NOK 1,916m

(1,291). Combined ratio was 84.6% (89.5). The total return on investments

including insurance finance was NOK 1,108m (913).

The Board has, in accordance with the mandate received from the Annual General

Meeting 10 April 2025, decided to distribute a dividend of NOK 247m,

corresponding to NOK 3.00 per share. The payment will take place on 5 November

Further details are provided in the attached report and presentation, which

includes definitions of financial key figures.

Oslo, 22 October 2025

Protector Forsikring ASA

This information is subject to disclosure under the Norwegian Securities

Trading Act, §5-12. The information was submitted for publication at

2025-10-22 18:40 CEST.

AI assistant