Protector Forsikring — Earnings Release 2025

Apr 23, 2025

Q1 2025: CR 85.9%, earnings per share NOK 9.0 – dividend NOK 3.00 per share

Q1 2025: CR 85.9%, earnings per share NOK 9.0 – dividend NOK 3.00 per share

Protector Forsikring ASA’s summarised results for Q1 2025 (Q1 2024) are:

• Combined ratio 85.9% (91.2)

• Gross written premium growth 19% (12), 17% (9) in local currencies

• Total investment return including insurance finance NOK 536m (372)

• Profit for the period NOK 740m (456)

• Earnings per share NOK 9.0 (5.5)

• Solvency ratio 222% (196), post dividend

January 1st is the largest inception date in the Nordics, while April 1st is the largest inception date in the UK; gross written premiums grew NOK 369m (14% in local currencies) in the UK on this date.

The Board has, in accordance with the mandate received from the Annual General Meeting 10 April 2025, decided to distribute a dividend of NOK 247m, corresponding to NOK 3.00 per share. The payment will take place on 9 May 2025.

Further details are provided in the attached report and presentation, which includes definitions of financial key figures.

Oslo, 23 April 2025

Protector Forsikring ASA

This information is subject of the disclosure requirements acc. to §5-12 vphl (Norwegian Securities Trading Act)