PROGRESSIVE CORP/OH/ — Director's Dealing 2008

Nov 3, 2008

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: PROGRESSIVE CORP/OH/ (PGR)
CIK: 0000080661
Period of Report: 2008-10-31

Reporting Person: Sauerland John P (Personal Lines Group)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2008-10-31	Common	M	4804.	$10.782	Acquired	125799.	Direct

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2008-10-31	1999 Employee Option	$10.782	M	4804.	Disposed	2008-12-31	Common (4804.)	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common	8400.99	Indirect
Common	5600.	Indirect
Common	1200.	Indirect
Common	5600.	Indirect

Footnotes

F1: The Reporting Person is a general partner of the partnership that owns the reported securities. The Reporting Person disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.

F2: The Reporting Person is trustee of a family trust, certain beneficiaries of which are immediate family members of the Reporting Person. The Reporting Person disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest therein (including the pecuniary interest of such immediate family members), and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.