PROGRESSIVE CORP/OH/ — Director's Dealing 2006

Jan 5, 2006

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: PROGRESSIVE CORP/OH/ (PGR)
CIK: 0000080661
Period of Report: 2006-01-03

Reporting Person: KING THOMAS A (Vice President)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2006-01-03	Common	D	664.	$0.00	Disposed	20443.	Direct

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2006-01-03	Deferred Comp Unit	$0.00	A	0.109	Acquired		Common (0.109)	Direct
2006-01-03	Deferred Comp Unit	$0.00	A	664.	Acquired		Common (664.)	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common	4642.327	Indirect
Common	3906.169	Indirect

Footnotes

F1: The reporting person elected to defer receipt of previously
granted restricted common shares upon vesting thereof.
This Form 4 reports the disposition of such restricted
shares in exchange for an equal number of units under the
applicable deferred compensation plan.

F2: 1 for 1

F3: Immediately

F4: These units will be paid out in cash at the time elected by
the reporting person, subject to the vesting provisions of
the plan.

F5: Six (6) months and one (1) day from the date of the
transactions reported herein.