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Pioneer Property Group ASA

Annual Report (ESEF) Mar 22, 2024

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PIONEER PROPERTY GROUP ASA

ANNUAL REPORT 2023

Contents

  • 3 Board of directors’ report
  • 10 Consolidated statement of Comprehensive Income
  • 11 Consolidated statement of Financial Position - Assets
  • 12 Consolidated statement of Financial Position - Equity and Liabilities
  • 13 Consolidated statement of Change in Equity
  • 14 Consolidated statement of Cash Flow
  • 15 Notes to the consolidated statements
  • 46 Alternative Performance Measures (APMs)
  • 47 Annual report Pioneer Property Group ASA (parent)
  • 59 Auditors report

The board of directors’ report for Pioneer Property Group ASA (PPG) 2023

Highlights of the report

Contractual revenue for 2023 was MNOK 108.2 compared to MNOK 76.2 in 2022, an increase of 42%. The increase in rental income is mostly explained by the acquisitions in 2022, which increased lease income for 2023. In addition to the acquisitions, the rent is also CPI-adjusted, which was 6.5% for 2023. Total revenue for 2023 was MNOK 126.2 (MNOK 77.3 in 2022). Pre-tax profit for 2023 was MNOK 26.6 compared to MNOK 76.6 for 2022. PPG acquired one development property over the period and acquired 50% ownership in three hotels in Sweden. PPG sold 50% of the shares in two hotels in Sweden. PPG paid four quarterly dividends to the holders of preference shares in total NOK 10 per preference share and additional dividends of 18.069 per share held by Eidissen Consult AS and Grafo AS.

Operations and strategy

Pioneer Property Group ASA (PPG) is an investment company, mainly within real estate. PPG is a public limited company, the Company's registered office is Rådhusgata 23, 0158 Oslo, Norway. PPG has since the beginning of 2020 expanded its real estate activities into new areas. The current portfolio contains different segments, PPG reports based on the characteristics of the properties and hence report on the following segments:

  1. Preschools
  2. Hotel Properties
  3. Retail Properties
  4. Property Development
  5. Office Properties

The focus area for PPG will be to continue to invest in real estate within these segments and seek to enter into long-term triple-net leases with leading operators. The market conditions for 2023 has been demanding for real estate on a general basis with increasing interest rates, resulting in less net cash flow from the investment portfolio. The general conditions for the real estate market are viewed as stable. The cash flows and result going forward are impacted by the uncertainty related to the interest rate levels. On the other hand, other factors such as higher estimated CPI adjustments and market rent expectations is positive factors for real estate investments. The board expects an increase in rent levels for 2024 for the investment properties. PPG's real estate portfolio per year-end 2023 consisted of three properties in the Preschools segment, seven properties in the Retail properties segment, four properties in the Hotel properties segment, one office property in addition to six properties in the Property development segment.

Key material events during 2023

During 2023, PPG has declared quarterly dividends to the holders of preference shares in total NOK 10.00 per preference share. As per the articles of association §5, the annual preferred dividend to the holders of preference share increased by NOK 1 per preference share from 01. July 2022 to 2.500 per quarter. Furthermore PPG paid additional dividends of NOK 18.069 per share held by Eidissen Consult AS and Grafo AS. In 2023, PPG has increased the real estate income due to the acquisitions made in 2022 and early 2023. PPG has increased its investments within the hotel segment, entering into a joint venture with Västerkulla Hotell Holding AB of owning three hotels located in Eksilstuna, Helsingborg and Jönköping in Sweden. This investment was made through the joint venture company JV Västerkulla Fastighet AB and is recognized according to the equity method. The purchase price for the shares was MSEK 64.8, net of bank debt and other adjustments, based on a property value of MSEK 270.0 on a 100% basis. The second largest transaction was the sale of 50% of the shares in two hotels, located respectively in Strand and Köping in Sweden. The sale generated a profit of MNOK 12.7. Further, PPG increased its holdings in the real estate company Norlandia Holding AS from an ownership of 23.58% to an ownership of 47.80%. PPG added one development property (combined office and warehouse) in Mo i Rana over the period, due to the acquisition of additional shares in BM3 Eiendom AS which is now regarded as a subsidiary. The transaction was made based on a property value of MNOK 26.0. Additionally, PPG acquired development rights related to 51 500 m2 plot together with local partners in close proximity to Evenes Airport.

Preschools

The Preschool segment consists of three preschool properties owned by PPG as of 31.12.2023. Total lease income for the Preschool segment amounted to MNOK 6.7 in 2023, compared to MNOK 1.9 in 2022, with a fair property value based on third party valuation of the properties owned by PPG per 31.12.23 of MNOK 106.5.

Preschool (NOKt) 2023 2022
Total Income 6 719 1 912
Fair value adjustment on investment properties -9 500 797
Operating profit/loss (EBIT) -3 436 2 308
Investment properties 106 500 116 000
Cash and cash equivalents 6 852 7 414

Retail Properties

Pioneer Retail Properties AS was established to procure and build facilities for retail business, mainly for the Ferda group all over Norway. The Retail Properties segment consists of 7 properties owned by PPG. The building of premises for Ferda in Rana and Balsfjord was completed in February 2022 and October 2022 respectively, and has had full effect on the lease income for 2023. Currently, two additional properties are under construction at Evenes, Bare house lease contracts with Tesla and Ferda have been signed for these properties. Ferda Evenes will be completed in Q2 2024, and is regarded as Retail Properties in 2023. Tesla Evenes will be completed in Q1 2025 and is regarded as project in progress for year end 2023.

Retail Properties (NOKt) 2023 2022
Total Income 33 327 29 414
Fair value adjustment on investment properties -25 370 -30 064
Operating profit/loss (EBIT) 502 -7 529
Investment properties 438 000 461 000
Cash and cash equivalents 8 105 19 037

Hotel Properties

Hotel Properties (NOKt) 2023 2022
Total Income 70 426 42 582
Fair value adjustment on investment properties -60 404 -11 701
Operating profit/loss (EBIT) -5 236 19 165
Investment properties 766 000 924 029
Cash and cash equivalents 23 953 48 580

Office Properties

Office Properties (NOKt) 2023 2022
Total Income 3 774 1 616
Fair value adjustment on investment properties -9 760 26 468
Operating profit/loss (EBIT) -6 966 26 909
Investment properties 61 000 70 000
Cash and cash equivalents 354 142

Property Development

Property Development (NOKt) 2023 2022
Total Income 11 891 1 740
Fair value adjustment on investment properties 58 471 30 767
Operating profit/loss (EBIT) 65 467 30 078
Investment properties 385 756 227 681
Cash and cash equivalents 30 737 65 366

Retail Properties

Total lease income for 2023 for the retail properties segment amounted to MNOK 33.3, with a fair property value based on third party valuations per 31.12.23 of MNOK 438.

Hotel Properties

Pioneer Hotel Properties AS was established to acquire hotel properties through the downturn following the Covid-19 pandemic across the Nordics and Europe. The Hotel Properties segment consists of four hotel properties owned by PPG. During 2023, two hotels in Sweden were sold to a partner, entering into a Joint Venture agreement. These two, in addition to four other hotel properties, are owned in joint venture with local partners and are regarded as Joint Ventures in the financial statement.

Total income for 2023 for the Hotel Properties segment amounted to MNOK 70.4 (MNOK 42.6 in 2022), of which contractual lease income was MNOK 52.5. The increase in total income for this segment was mainly due to a profit of MNOK 12.7 from the sale of two hotels in Sweden and other income of MNOK 5.3. The fair property value for the hotel segment, based on third-party valuations per 31.12.23, amounted to MNOK 766.

Office Properties

The first office property was acquired in March 2022, a seven-story building in Bodø. PPG has an ownership of 52% in the property, controlling the acquired subsidiary that owns the property. Total lease income for 2023 for the office properties segment amounted to MNOK 3.8 with a fair property value based on third-party valuations per 31.12.23 of MNOK 61.

Property Development

Through Pioneer Property Development AS, PPG develops properties within general commercial real estate and housing. The segment consists of 6 development properties, and the lease income for the segment is related to parking and tenants in properties that can be developed long-term. PPG added one development property (combined office and warehouse) in Mo i Rana with lease income of MNOK 2.2. The main asset is Evenes Holding AS, which holds two properties in Evenes in close proximity to Evenes Airport. In 2023, PPG acquired the development rights related to the plot closest to the airport. In addition, PPG currently holds two plots together with local partners, treated as an associate company in the accounts. One is located at Ramstadsletta in Bærum. The other is located in Mo i Rana with a potential of 400 residential units.

Subsequent events since the end of 2023

There have not been any significant material subsequent events since the end of 2023.

Overview of the financial accounts for 2023

Total revenue was MNOK 126.2 in 2023, compared to MNOK 77.3 in 2022. Revenues consisted of rental income of MNOK 108.2 (MNOK 76.2 in 2022) and other income of 18.0 (MNOK 1.1 in 2022). Approximately 90% of rental income originates from investment properties in Norway. The increase in revenues is mainly explained by rental income from acquisitions made in 2022, with the first whole year of rental income being 2023. The increase in other income is due to the sale of two hotels in Sweden, generating a profit of MNOK 12.7.

Operating profit (EBIT) for 2023 amounted to MNOK 46.6, compared to MNOK 69.8 in 2022. The difference can primarily be explained by a larger positive fair value revision of MNOK 16.7 in 2022, versus a negative adjustment of MNOK 46.6 in 2023, as interest rates increased, affecting the yields on the properties.

In 2023, a gain of MNOK 49.1 from joint ventures and associated companies was recognized. MNOK 34.0 was related to a sale of land in Ramstadsletta, and MNOK 11.6 was recognized due to a value increase of the properties acquired together with Västerkulla in Sweden. In 2022, a loss of MNOK 1.6 from joint ventures and associated companies was recognized, mainly due to a share of loss in Kongsparken in Mo i Rana of MNOK 2.6. Norlandia Holding contributed with a positive share of profit of MNOK 1.1.

Net financial expense for the year was MNOK 20.0 compared to a net financial income of MNOK 6.8 in 2022, where the gain recognized from joint ventures and associates was offset by increasing interest rates. Income taxes decreased from MNOK 11.8 to 1.6.

There have not been any discontinued operations in 2023 or 2022. This year’s net profit for the group was MNOK 25.0, compared to MNOK 64.8 in 2022.

Total equity amounted to MNOK 1,283.5 (1,360.6), the difference being explained by the profit for 2023 and the dividends on the ordinary and preference shares paid during the year. The Group had total assets of MNOK 2,573.8 (2,459.6 in 2022), where MNOK 2,165.4 (1,905.8 in 2022) were related to investment property and shares in associated companies. The additions in investment property and associated company have increased non-current borrowings in PPG. Further, PPG had a cash balance of MNOK 112.3 (265.2 in 2022) and MNOK 117.6 (118.9 in 2022) in other short-term investments related to bonds and high-yield funds held by PPG.

Net cash flows from operating activities were MNOK 7.7 (MNOK 34.8 in 2022). The reduction is explained by a decrease in working capital, an increase in paid interest, but offset to some extent by an increase in lease income.

Net cash flows used in investing activities were MNOK 247.6 (MNOK 133.2 in 2022). Most of the cash flow is related to the purchase of additional shares in Norlandia, JV Nordväst Fastighet AB, and Evenes Utvikling.

Net cash flows from financing activities were MNOK 87.0 (MNOK 133.2 in 2022). The net change in cash and cash equivalents was MNOK -152.9 (146.9 in 2022). The annual report gives an accurate overview of the Group’s financial development throughout the year. There have not been any events after the end of the fiscal year 2023 which have had any material impact on the financial status of the Group.

Work Environment, Equal opportunities and Discrimination

At year end, there were 5 employees in Pioneer Property Group ASA, all men. The sick absence rate in PPG was approximately 1%. There are no employees in any other Group companies. PPG had no reported incidents of discrimination in 2023. The Board of Directors consists of three women and two men.

PPG strives for a safe work environment, both for our employees and for our properties and construction projects. The Company works systematically with corporate social responsibility within the areas of human rights, employee rights, environment, anti-corruption, and social responsibility and integrates these in its business strategy and daily operations by including these considerations into its decision-making process. To ensure human rights and decent working conditions in its operations, PPG has developed guidelines and policies.

Managers’ Remuneration

The board of directors has prepared a declaration on salary and other remuneration for the Company's executive management pursuant to Section 6-16a of the Norwegian Public Limited Liability Companies Act. The declaration is based on the guidelines for the determination of salaries and other remuneration of leading personnel in the Company. The guidelines include the policies that the Company will use for the determination of salary and other remuneration to its executive management in the calendar year 2024. The declaration of salary and the guidelines for the determination of salaries and other remuneration of leading personnel are made available on the Group's webpage www.pioneerproperty.no.

External Environment

The Group’s operation consists of investing in and providing high-quality properties and is considered to have limited environmental impact. The company focuses on making investment and operational decisions that are in line with sustainable environmental practices.

Risks related to nature

Risks related to nature are becoming more relevant and will be monitored closely for our properties. In general, many areas could be affected: from impairment testing, to provisions to fair value measurement. The location of PPG’s properties is, on a general level, not seen as particularly exposed to flooding. However, the property in Voss has experienced floods. Regarding the development and refurbishment of the property, the management is considering, together with local authorities, measurements to reduce the risk and potential damage from flooding. Storms and floods are long-term risks, with potential to cause severe physical damage to property values. Damage to third-party equipment and installations may lead to increased insurance costs and/or reduced customer satisfaction. On a general basis, we observe increased premiums on insurance due to the cost of incidents and the number of incidents due to extreme weather conditions.

With respect to our portfolio of investment property, PPG actively works to reduce CO2 consumption together with the tenants, especially within the area of energy efficiency. During 2023, a number of activities were carried out, such as the installation of systems of ventilation and warming of the buildings that maintains a healthy and comfortable indoor climate while improving energy efficiency and reducing energy costs. Reduction of energy consumption per square meter is a goal the management is working towards. In addition, banks and lending institutions are providing green financing, which has lower interest rates than traditional financing.

Going Concern

The financial statements have been prepared based on the going concern assumption, and the Board confirms that this assumption is valid.

Corporate Governance

Pioneer Property Group AS has prepared a report on Corporate Governance in accordance with the Norwegian Accounting Act Section 3-3b and the Norwegian Code of Practice for Corporate Governance dated 17 October 2018, and a report on Corporate Social Responsibility in accordance with the Norwegian Accounting Act Section 3-3c, both of which are made available on the Group's webpage www.pioneerproperty.no. The Transparency Act has been incorporated in PPG, and the company is reporting on the Transparency Act for 2023.The report will be available on the company’s webpage www.pioneerproperty.no. The report will be published 30th June 2024.

Financial Risks

The Company is exposed towards various financial risks, yet the Board of Directors view the total exposure to be at a manageable level. Some of the most important risk factors are:

  • The market risk of a general increase in interest rate levels. Increasing interest rates will reduce the cashflow from the properties, as lease income is not adjusted for increasing interest rate. PPG is exposed to variable interest rates for its borrowings linked to the different investment properties.
  • The risk relating to banks or other financial institutions’ willingness to lend money, which may restrict the Company’s ability to take up new loans in the future.
  • Credit risk, the risk that one party to a financial instrument will cause a loss for the other party by failing to pay for its obligation.
  • Liquidity risk in the case of unforeseen delay of cash payments on income and/or unexpected costs.
  • Changes in valuation of financial assets that is owned to meet future cash needs.

When managing the capital, PPG will take into account the need for sufficient liquidity reserves to meet PPG's financial obligations. These assets are subject to financial risk as price of the assets may vary. The Board of Directors and management performs continuous assessments of the most important financial risk factors and evaluates the necessity of implementing specific measures. Specific measures are evaluated considering the Company’s total financing risk exposure. PPG has a financing policy that secures a diversified debt maturity profile.

The board of directors

The Articles of Association provide that the Board of Directors shall consist of 3 to 7 board members elected by the general meeting.

Name Position Served since Term expires
Roger Adolfsen Chairperson 2015 2025
Sandra Henriette Riise Board member 2015 2025
Geir Hjorth Board member 2015 2025
Ane Nordahl Carlsen Board member 2023 2025
Nina Torp Høisæther Board member 2015 2025

The directors Sandra Henriette Riise and Ane Nordahl Carlsen are independent of the majority shareholder of the Company, Hospitality Invest AS, and all board members are independent of the Management. All board members attended all board meetings. The composition of the Board of Directors is in compliance with the independence requirements of the Corporate Governance Code. Effective from June 1st 2022, directors and officers are covered by a liability insurance covering personal liabilities caused by performing their duties for the group.

Brief description of the board of directors

Roger Adolfsen, Chairperson
Roger Adolfsen has broad experience from serving on various boards. Currently, he holds various board positions and has more than 30 years of experience from business and real estate development. Adolfsen is a business graduate from BI Norwegian Business School. He also holds a Master in Business and Administration (MBA) from the University of Wisconsin.

Sandra Henriette Riise, Board member
Sandra H. Riise serves as chair on the Norwegian Better Regulation Council. Riise is educated as public accountant and is former Chief Executive Officer of Accounting Norway, the Norwegian Association of Authorized Accountants, and has held the position of Chief Municipal Executive (Nw. Kommunedirektør) of Andøya municipality. Riise is educated from BI Norwegian School of Management

Geir Hjorth, Board member
Geir Hjorth currently serves on the board of directors of several different companies (including several chairperson positions). He has extensive experience from the hotel industry and has participated in several courses pertaining to marketing and human resource management.

Ane Nordahl Carlsen, Board member
Carlsen is a partner in the investment company Arctic Investment Group AS and the CEO of Grafo AS which owns 1 642 024 ordinary shares in Pioneer Property Group ASA. She has experience from various commercial positions for Philip Morris International. Carlsen has held various board positions in private companies and is currently a board member in, among others, Otiga Group AS. Carlsen has a MSc in Economics and Business administration, an Executive MBA from the Stockholm School of Economics and has extensive experience from early- stage investing.

Nina H. Torp Høisæther, Board member
Nina H.T. Høisæter has held various board positions within the Confederation of Norwegian Enterprises ("NHO") (Nw: Næringslivets Hovedorganisasjon) and various CEO roles within the Norlandia sphere. She is currently working with business development in Norlandia Health and Care Group AS. Høisæther is educated within nursing from the University of Stavanger and University of Oslo.

ANNUAL REPORT 2023
7 PIONEER PROPERTY GROUP ASA

Oslo, 21 March 2024
Board of Directors of Pioneer Property Group ASA

Roger Adolfsen Chairman of the Board
Sandra Henriette Riise Member of the Board
Ane Nordahl Carlsen Member of the Board
Nina Hjørdis Torp Høisæter Member of the Board
Geir Hjorth Member of the Board
John Ivar Busklein Chief Executive Officer

9 PIONEER PROPERTY GROUP ASA

Responsibility Statement

We confirm to the best of our knowledge, that the set of Financial statements for the financial year ending 31. December 2023 have been prepared in accordance with IFRS and gives a fair view of the Group’s assets, liabilities, financial position and profit or loss. We also confirm to the best of our knowledge, that the management report includes a fair review of important events that have occurred during the financial period and their impact on the set of financial statements, a description of the principal risks and uncertainties, and major related parties’ transactions

Oslo, 21 March 2024
Board of Directors of Pioneer Property Group ASA

Roger Adolfsen Chairman of the Board
Sandra Henriette Riise Member of the Board
Ane Nordahl Carlsen Member of the Board
Nina Hjørdis Torp Høisæter Member of the Board
Geir Hjorth Member of the Board
John Ivar Busklein Chief Executive Officer

ANNUAL REPORT 2023
10 PIONEER PROPERTY GROUP - CONSOLIDATED

Consolidated Statement of Comprehensive Income

NOK thousand Note 2023 2022
Contractual rental income 5, 13 108 227 76 176
Other operating income 5, 8 17 955 1 089
Total income 126 182 77 264
Operating expenses
Employee expenses 14 7 258 4 301
Property expenses 7 4 116 6 202
Other operating expenses 15 18 360 13 247
Total operating expenses 33 034 23 750
Fair value adjustments on investment properties 5, 6 -46 563 16 267
Operating profit (EBIT) 46 586 69 780
Share of profit (loss) of joint ventures and associates 8 49 147 -1 647
Interest income 9 29 372 17 027
Interest expense 11 80 263 42 396
Other financial gains/losses (-) 9, 16 -18 255 33 805
Net Finance income (+) /expenses (-) -19 999 6 789
Profit before tax 26 587 76 571
Income taxes 17 1 550 11 795
Profit 25 037 64 775
Profit/(loss) attributable to Shareholders of the parent 14 14 796 38 778
Non-controlling interest 10 10 241 25 997
Profit/(loss) for the period 25 037 64 775
Other comprehensive income
Items to be reclassified to P&L in subsequent periods:
Exchange differences, from translation of foreign operations 4 4 443 -4 186
Other comprehensive income 4 443 -4 186
Total comprehensive income 29 479 60 589
Comprehensive income attributable to Shareholders of the parent 19 238 34 592
Non-controlling interests 10 241 25 997
Comprehensive income 29 479 60 589
Earnings per share (NOK):
Basic earnings per ordinary share 18 -1,99 0,10
Diluted earnings per share (NOK):
Diltuted earnings per ordinary share 18 -1,99 0,10

11 PIONEER PROPERTY GROUP ASA

PIONEER PROPERTY GROUP Consolidated Statement of Financial Position

NOK thousands Note 2023 2022
ASSETS
Investment properties 6 1 757 256 1 798 709
Project in progress, investment property 7 35 513 739
Other interest in property 986 21 654
Other investment 9 44 391 48 953
Associated companies and joint ventures 8 372 663 107 100
Loan to associated companies and joint ventures 9, 20 72 523 56 948
Loan to other companies 9 6 736 12 296
TOTAL NON-CURRENT ASSETS 2 290 068 2 046 399
Trade and other receivables 9 53 836 29 024
Other short-term investments 9 117 576 118 954
Cash and cash equivalents 10 112 331 265 226
TOTAL CURRENT ASSETS 283 743 413 204
TOTAL ASSETS 2 573 811 2 459 603

ANNUAL REPORT 2023
12 PIONEER PROPERTY GROUP

Consolidated Statement of Financial Position

NOK thousands Note 2023 2022
EQUITY AND LIABILITIES
Share capital 21 14 683 14 683
Treasury shares 21 -988 -988
Share premium 21 555 637 555 637
Other reserve and retained earnings 652 425 739 604
Non controlling interest 61 827 51 703
TOTAL EQUITY 1 283 583 1 360 639
LIABILITIES
Non-current borrowings 11 925 924 834 870
Other non-current liabilities - 1 777
Deferred tax 17 46 437 58 338
TOTAL NON-CURRENT LIABILITIES 972 361 894 985
Current borrowings 11 223 195 137 087
Current tax payable 17 4 471 6 813
Other current liabilities 12 90 201 60 082
TOTAL CURRENT LIABILITIES 317 867 203 980
TOTAL LIABILITIES 1 290 229 1 098 965
TOTAL EQUITY AND LIABILITIES 2 573 811 2 459 603

13 PIONEER PROPERTY GROUP ASA

PIONEER PROPERTY GROUP - CONSOLIDATED Statement of Changes in Equity Attributable to owners of the parent

Notes Share capital Treasury shares Share premium Curr. Trans. Diff.* Retained earnings Total Non- contr. Interest Total Equity
Balance at 1 January 2022 14 683 -988 555 637 -257 779 887 1 348 962 28 406 1 377 369
Profit/(loss) for the period - - - - 38 778 38 778 25 997 64 775
Exchange diff.

ANNUAL REPORT 2023 14
PIONEER PROPERTY GROUP - CONSOLIDATED

Statement of Cash Flow

NOK thousands

Note 2023 2022
CASH FLOWS FROM OPERATING ACTIVITIES
Profit before tax 26 587 76 571
Adjustments for:
Fair value adjustments on investment property 6 46 563
Fair value adjustments on financial instruments 9 1 996
Other adjustments 20 865
Share of profit (loss) of joint ventures and associates 8 -49 224
Interest net 50 872
Taxes paid -7 359
Exchange gains/(losses) -2 552
Gain on sale bonds/shares -14 653
Changes in working capital
Trade receivables 4 -4 112
Trade payables 12 7 594
Other accruals -20 790
CASH GENERATED FROM OPERATIONS 55 785
Interest received 16 16 057
Interest paid -64 097
NET CASH FLOW FROM OPERATING ACTIVITIES 7 746
INVESTING ACTIVITIES
Proceeds from sale of shares 9 52 853
Proceeds from sale of bonds and funds 9 15 000
Proceeds from loan to other companies 11 48 670
Loans to other companies 11 -4 213
Purchase/sale of subsidiaries / properties 19 -200 968
Purchase of shares 9 -
Purchase of shares in associated companies 8 -163 047
Purchase of bond 9 -
Purchase of funds 9 -9 071
Proceeds from sale of properties 9 15 975
Net purchase of receivables/debt -
Loans to associated companies 9, 20 -
Received dividend/repaid paid-in capital other shares 9 -
Purchase of other items 4 -2 826
NET CASH USED IN INVESTING ACTIVITIES -247 627
FINANCING ACTIVITIES
Proceeds from debt to financial institutions 11 372 850
Repayments of debt to financial institutions 11 -189 202
Repayments other debt 11 -42 855
Loans from other companies 11 24 880
Dividends on ordinary shares 20 -39 881
Dividends on preference shares 20 -38 806
NET CASH (USED IN) / FROM FINANCING ACTIVITES 86 986
Net increase in cash and cash equivalents -152 896
Cash and cash equivalents at beginning of year 265 226
Exchange (losses)/gains on cash and cash equivalents -
CASH AND CASH EQUIVALENTS AT END OF YEAR 112 331

15
PIONEER PROPERTY GROUP ASA

1. About the business

Pioneer Property Group ASA (the 'Company') and its subsidiaries (together, the 'Group') invests mainly in a broad range of properties including retail properties; hotel properties; preschool properties, office properties and property development within commercial and residential real estate (currently under development). The Group leases out the investment properties on long-term leases. The current real estate portfolio is situated in Norway and Sweden.

Pioneer Property Group ASA is a public limited company incorporated and domiciled in Norway. The address of the Company's registered office is Rådhusgata 23, 0158 Oslo. The consolidated annual financial statements cover the period from 1 January 2023 to 31 December 2023, with 2022 shown as comparative period. These consolidated financial statements are approved by the Board of Directors 21. March 2024.

2. Key transactions and events in 2023

In 2023, PPG has increased the real estate income due to the acquisitions made in 2022 and early 2023. PPG has increased its investments within the hotel segment, entering into a joint venture with Västerkulla Hotell Holding AB of owning three hotels located in Eksilstuna, Helsingborg and Jönköping. This investment was made through the joint venture company JV Västerkulla Fastighet AB and is regarded as an joint venture company. The purchase price for the shares was MSEK 64, net of bank debt and other adjustments, based on a property value of MSEK 270 on a 100% basis. The second largest transaction was the sale of 50% of the shares in two hotels to partner. These investemtns is now regarded as investment in joint venture. The hotels is located respectively in Strand and Köping in Sweden. Refer to note 5, note 6 and note 8 for additional information.

Further, PPG increased its holdings in the real estate company Norlandia Holding through purchase of shares received as payment in kind for the transaction mentioned above. Refer to note 8 for additional information

PPG added one office property (combined office and warehouse) in Mo i Rana over the period due to the acquisition of additional shares in BM3 Eiendom which is now regarded as a subsidiary. Refer to note 5 and note 6 for additional information.

Additionally, PPG acquired development rights related to 51 500 m2 plot together with local partners in close proximity to Evenes Airport. Refer to note 5 and note 6 for additional information.

3. General Accounting Principles

Basis of preparation

The consolidated financial statements of the Group have been prepared in accordance with IFRS® Accounting standards and interpretations by the IFRS Interpretations Committee (IFRIC) as adopted by the EU. The consolidated financial statements have been prepared under the historical cost convention, except for fair value adjustments of bonds, funds, shares and investment properties.

The preparation of financial statements in conformity with IFRS® requires the use of certain critical accounting estimates. It also requires management to exercise its judgement in the process of applying the Group's accounting policies. The areas involving a higher degree of judgement or complexity, or areas where assumptions and estimates are significant to the consolidated financial statements are related to valuation of investment properties as described in note 6 and the valuation of financial instruments measured at fair value as described in note 9. The statement of cash flow has been prepared using the indirect method. All financial numbers are presented in NOK thousand, unless otherwise stated.

ANNUAL REPORT 2023 16

Consolidation

Subsidiaries are all entities over which the group has control. The group controls an entity when the group is exposed to, or has rights to, variable returns from its involvement with the entity and has the ability to affect those returns through its power over the entity. Subsidiaries are fully consolidated from the date on which control is transferred to the Group. They are deconsolidated from the date that control ceases. Non-controlling interests in the results and equity of subsidiaries are shown separately in the consolidated statement of comprehensive income, statement of changes in equity and balance sheet, respectively.

Foreign currency translation.

The Group’s presentation currency is NOK, which is also the parent company’s functional currency. Transactions in foreign currencies are initially recognised in the functional currency at the exchange rate at the date of the transaction. Monetary assets and liabilities denominated in foreign currencies are translated to the functional currency using the exchange rate at the reporting date. All exchange differences are recognised in the consolidated income statement.

Dividend

Pioneer Property Group ASA has two classes of shares, ordinary shares and preference shares. The preference shares are entitled to annual dividend payments amounting to NOK 10.00 per preference share, in accordance with the company’s Articles of Association. The board of directors approves payment of dividends based on an authorisation from the Annual General Meeting. The dividend payments have been made quarterly with NOK 2.50 over the course of 2023. The Preference shares are currently redeemable at a price of NOK 100 per share, which was valid from 1 July 2020, when it was stepped down from NOK 130 per preference share. The coupon for the preference share has reached its maximum coupon, which is set to NOK 10 per share. Dividend distribution to Ordinary shares and Preference Shares is recognised as a liability in the Group's financial statement in the period in which the dividend is approved by the Board of Directors based on the authorisation given by the Company's shareholders in the General Assembly.

The use of estimates and assessment of accounting policies when preparing the annual accounts

Estimates and assumptions

Estimated and assumptions are used by the management to asses that the value of investment property and financial instruments. These estimates may have affected assets, liabilities, revenues, expenses and information on potential liabilities. Future events may lead to these estimates being changed. Estimates and their underlying assumptions are reviewed on a regular basis and are based on best estimates and historical experience. Revisions to accounting estimates are recognised in the period in which the estimate is revised if the revision affects only that period, or in the period of the revision and future periods if the revision affects both current and future periods.

Judgements

Management has, when preparing the financial statements; made certain significant assessments based on critical judgment when it comes to application of the accounting principles.# 4. Financial Risk Management

The Group’s activities expose it to a variety of financial risks: market risk (including fair value interest rate risk and cash flow interest rate risk), credit risk, currency risk and liquidity risk. The Group’s overall risk management program focuses on the unpredictability of financial markets and seeks to minimize potential adverse effects on the Group’s financial performance. Risk management is carried out by management under guidance by the Board of Directors. Management identifies, evaluates and act upon financial risks.

a) Market risk

Market risk for the Group is the risk that future cash flows in the form of interest payments change as a result of changes in market interest rates in addition to fluctuations in currencies. The level of interest rate exposure and currency risk exposure are determined based on an assessment by management and the Board of Directors of existing cash flows, general assessment of financial condition and available liquidity.

(i) Fair value interest rate risk

The Group holds interest bearing assets in terms for cash deposits and bonds. Fluctuations in interest rates would yield a higher or lower interest income. At the current level of cash deposits, a change in interest rate of +/- 1 % will not be material for the financial statements. Further, a change in interest levels may cause changes in the fair value of the real estate portfolio in addition to the performance of the bonds and bond funds held on PPG's balance sheet.

(ii) Cash flow interest rate risk

Exposure to cash flow interest rate risk is assessed when necessary. As of 31.12.2023, the Group is exposed to variable interest rates for its borrowings linked to the different investment properties. The Group also holds borrowings with fixed interest rates. See note 11 for further details. The need for a fixed rate is periodically assessed, depending on the effects of adverse fluctuations in interest payment cash flows due to higher interest rates. Management's assessment is that the Group's current financial position does not indicate a further need for fixed interest rates.

The following table summarises how the profit or loss, before tax, and equity in the 2023 reporting period would have been affected by changes in the interest rate that Management considers are reasonably possible:

Interest rate sensitivity for reporting year 2023 (in TNOK) -0.50 % -0.25 % 0.25 % 0.50 %
Change P&L/Equity 5 302.7 2 651.3 -2 651.3 -5 302.7
Interest rate sensitivity for reporting year 2022 (in TNOK) -0.50 % -0.25 % 0.25 % 0.50 %
Change P&L/Equity 4173.2 2 086.6 -2 086.6 -4 173.2

(iii) Currency risk

Currency risk is a financial risk that exists when a financial transaction is denominated in a currency other than that of the base currency of the company. Currency risk also exists when the foreign subsidiary of a firm maintains financial statements in a currency other than the reporting currency of the consolidated entity. The risk is that there may be an adverse movement in the exchange rate of the denomination currency in relation to the base currency before the date when the transaction is completed. Monetary assets and liabilities are sensitive to movements in foreign exchange rates. As the operations of the Group are located in Norway and only joint venture operations are carried out in NOK, and all financing activities are denominated in NOK (see note 11), Management considers that the exposure to foreign exchange risk is low, as all loans are nominated in NOK and the consolidated cash funds in Swedish Krona at year end was MSEK 0. For its operating activities in Sweden, the Group manages its foreign currency risk by maintaining a policy to hold the foreign currency received to meet its future obligations in foreign currency, such as refurbishment needs.

b) Credit risk

Credit risk is the loss that the Group would suffer if a counterparty fails to perform its financial obligations. Credit risk is managed on Group basis. Credit risk arises from cash and cash equivalents; loans granted and trade receivables, including committed transactions. The Group assess the expected credit losses in relation to its financial assets taking into account its past experience and also taking into account forwards looking information. Management assesses the credit quality of the customer, taking into account its financial position, past experience and other factors. Management does not expect any losses from non-performance by the contractual counterparties. The impairment analysis on trade receivables is performed at each reporting period based on a provision matrix, grouping its receivables in the number of days past due. As of the end of the 2023 and 2022 reporting periods, there has not been recorded any loss and there are no significant amount of trade receivables past due at the date of the approval of the financial statements.

Receivables due Total Not due between 1 and 60 days overdue more than 60 days overdue
Trade Receivables 12 178 8 473 1 311 2 393
Other Receivables 41 658 41 658 - -
As per 31.12.2023 53 836 29 024 1 311 2 393
Trade Receivables 8 066 1 976 6 090 -
Other Receivables 20 958 20 958 - -
As per 31.12.2022 29 024 22 934 6090 -

The credit quality of the issuer is also taken into consideration when acquiring bonds. With respect to the loans to associates and other parties, the Groups applies general approach to assess the impairment of financial assets measured at amortised cost. Loans to associates are closely monitored by Management, and concludes that the credit risk, including the probability of default within the next 12 months is very low. There has not been a significant increase in the credit risk since the initial recognition.

c) Liquidity risk

Liquidity risk is the risk that the Group will not be able to meet its obligations at maturity without incurring a significant increase in finance cost or not being able to meet its obligations at all. The risk also includes that the Group must forfeit investment opportunities. Cash flow forecasting is performed at Group level. Group management monitors the Group's liquidity requirements to ensure that it has sufficient cash to meet operational needs while maintaining sufficient headroom to pay out quarterly dividends to holders of preference shares. The monitoring takes into account the possibility to raise external debt, as the Group keeps unleveraged assets and properties. The Group also keeps its liquid funds in cash and cash equivalents, and in high yield funds with high liquidity.

The table below analyses the Group’s financial liabilities into relevant maturity groupings based on the remaining period at the balance sheet date to the contractual maturity date. The amounts disclosed in the table are the contractual undiscounted cash flows:

Maturity of financial liabilities at the end of the 2023 reporting period:

31.12.2023 NOK thousand <1y 1y-2y 2y-5y >5y Total
Borrowings 223 195 48 431 507 923 354 347 1 133 896
Interest on borrowings 78 196 65 390 135 903 155 090 434 578
Other current liabilities 78 679 78 679
Total 380 070 113 821 643 826 509 437 1 647 153

During 2023, the Group became the counterparty to a number of loan agreements, mostly in connections with its acquisitions of investment properties. See Note 11 for further details. As of the end of the 2023 reporting period, Management considers it highly likely that the Group will enter into refinancing agreement for one of the loans maturing in less than 12 months, with an amortised cost value of MNOK 134.5. The new agreement is expected to be paid in periodic payments over a term of 5 years. However, since at the end of the 2023 reporting period the Group has not completed the agreement (i.e. no unconditional right to defer settlement for at least 12 months after the reporting period), the loan is presented as current liabilities.

Maturity of financial liabilities at the end of the 2022 reporting period:

31.12.2022 NOK thousand <1y 1y-2y 2y-5y >5y Total
Borrowings 137 087 244 667 375 310 207 650 964 713
Interest on borrowings 50 110 41 027 84 259 106 550 281 947
Other current liabilities 51 412 51 412
Interest on other current liabilities
Total 238 608 285 694 459 569 314 200 1 246 659

Capital management

The group’s objectives when managing capital are to safeguard the Group’s ability to continue as a going concern; to maintain an optimal capital structure to reduce the cost of capital; and to comply with all covenants agreed with the lenders to the Group. Compliance with covenants is further described in note 11. When managing the capital, PPG will take into account the need for sufficient liquidity reserves to meet PPG's financial obligations. Management determines that the current liquidity in the Group and the current liquidity forecasts as of 31.12.23 grants the Group enough resources to meets its obligations and continue with its current investment plan. Management continues to monitor the optimal capital structure going forward, depending on operational needs. In order to maintain or adjust the capital structure, the Group may return capital to shareholders, issue new shares or sell assets to repay debt.

5. Segments

Accounting principles

An operating segment is a component of an entity that engages in business activities from which it may earn revenues and incur expenses. Furthermore, the entity’s component’s operating results are regularly reviewed by the entity’s chief operating decision maker to make decisions about resources to be allocated to the segment and to assess its performance, and thus separate financial information is available.# Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations

The company has determined that the Board of Directors is collectively the chief operating decision maker.

Description

During 2023, the Group has increased its investments across a broad range of properties, both in Norway and Sweden. As of the end of the reporting period, the Group’s real estate portfolio was comprised of retail properties; hotel properties; preschool properties; office properties and development properties with both commercial and residential use. The Office properties segment was a new segment in 2022, as a consequence of the acquisition of an office property in Bodø (see Note 6 for further information). Management has therefore identified five different segments, all of them held with a view to enter into lease agreements where the Group acts as a lessor.

Preschools

The Preschool segment consists of three preschool properties owned by PPG, located in Bergen and Oslo. Two preschools were acquired in September 2022 from Hi Capital AS and Hospitality Invest AS. Total lease income for the Preschool segment amounted to MNOK 1.9 in 2022 and increased to MNOK 6.7 in 2023 due to the full effect of the acquisitions. The fair property value based on third party valuation of the property owned by PPG per 31.12.23 was MNOK 106,5.

Retail Properties

The retail property segment constitutes of properties owned by the subsidiary Pioneer Retail Properties AS, which was established to procure and build facilities for retail properties, mainly for the Ferda group all over Norway. The segment consists currently of 7 retail properties owned by PPG. Total lease income for 2023 for the retail properties segment amounted to MNOK 33.3 with a fair property value based on third party valuations per 31.12.23 of MNOK 438.

Property Development

Pioneer Property Development AS develop general commercial real estate and housing. The segment consists of 6 development projects at the end of 2023. Currently, the Group has two building projects with new premises for Ferda and Tesla in Evenes under construction. The premises consist of two buildings of 1 200 m² and 2 000 m² respectively. The buildings will be let out on long term barehouse lease agreements. Annual lease when finished is expected to be MNOK 8 combined for the two new properties. The building of Ferda Evenes was initialized autumn 2022 and is expected to be completed by the end of spring 2024. The building of new premises for Tesla commenced in late 2023, and is expected to open in Q1 2025. The existing development project in Evenes, Nordland of 400 000 m² greenfield area in close proximity to Harstad/Narvik airport in Northern Norway was expanded with an additional plot of 51 500 m², mainly used for parking, in November 2022. In January 2023, the Group also acquired the development rights for the additional plot. For 2023, the parking activity generated an income of MNOK 10. Total lease income for 2023 for the development properties segment amounted to MNOK 11.9 with a fair property value based on third party valuations per 31.12.23 of MNOK 385.8.

Hotel Properties

The hotel properties segment included four hotels in Norway and two hotels in Sweden in the beginning of 2023. In December 2023, 50% of the shares in the two hotels in Sweden were of sold in the end of 2023, generating a profit of MNOK 12.7. The hotels in this segment are rented out to Norlandia Hotel Group AS and Up North Hospitality AS, who has a management agreement with Norlandia Hotel Group, or directly to Norlandia Hotel Group. Norlandia Hotel Group operates the hotels on franchise agreements with leading hotel brands. Norlandia Hotel Group is owned by Hospitality Invest AS. The properties are owned by subsidiaries of Pioneer Hotel Properties AS, which was established to acquire hotel properties through the downturn following the Covid-19 pandemic across the Nordics and Europe. The Hotel Properties segment consists of four hotel properties owned by PPG. Total lease income for 2023 for the Hotel Properties segment amounted to MNOK 52.5 with a fair property value based on third party valuations per 31.12.23 of MNOK 766. Other income related to this segment were MNOK 18.0, mainly related to the profit from sale of the two hotels in Sweden. In relation to the creation of the Hotel Properties segment, PPG also established Up North Property AS, which is 90.1% owned by Pioneer Hotel Properties and 9.9% indirectly owned by Svein Arild Mevold, who was the previous CEO of Scandic Norway. Up North Property’s strategy is to acquire hotel properties in the Nordics and Europe, where there is an opportunity to change the hotel’s market position through reconfigurations and renovations of the hotel to adapt it to a changed hotel market. Currently, the hotels in Stavanger and Gardermoen are undergoing renovations. When completed, the minimum rent and the expected rent will both be increased.

Office Properties

The first office property was acquired in March 2022, a seven stories tall building in Bodø. PPG has an ownership of 52 % in the property, controlling the acquired subsidiary that owns the property. Total lease income for 2023 for the Office Properties segment amounted to MNOK 3.8 with a fair property value based on third party valuations per 31.12.23 of MNOK 61.

Other

“Other” includes activities and revenue in the parent company PPG that does not fall into the other categories.

The information provided to the chief operating decision maker during 2023 includes:

NOK thousand Preschool Properties Retail Properties Development Properties Hotel Properties Office Properties Other Group
Contractual rental income 6,719 33,327 11,891 52,450 3,774 - 108,227
Other income 5,287 5,287
Profit/loss (-) sale of property 12,668 12,668
Fair value adjustment on investment properties -9,500 -25,370 58,471 -60,404 -9,760 - -46,563
Operating profit/loss (EBIT) -3,436 502 65,467 -5,236 -6,966 -3,746 46,585
Investment properties 106,500 438,000 385,756 766,000 61,000 1,757 1,757,256
Cash and cash equivalents 6,852 8,105 30,737 23,953 354 42,332 112,331

The comparative period for 2022 is stated below:

NOK thousand Preschool Properties Retail Properties Development Properties Hotel Properties Office Properties Other Group
Contractual rental income 1,912 29,414 1,740 42,582 1,616 0 77,264
Fair value adjustment on investment properties 797 -30,064 30,767 -11,701 26,468 0 16,267
Operating profit/loss (EBIT) 2,308 -7,529 30,078 19,165 26,909 -1,151 69,781
Investment properties 116,000 461,000 227,681 924,029 70,000 1,798 1,798,709
Cash and cash equivalents 7,414 19,037 65,366 48,580 142,124 688 265,226

6. Investment properties

Accounting principles

Property held with the purpose of achieving rental income, increase in value or both are classified as investment property. Investment property also include property under development for future use as investment property. Investment property is initially recognised at cost including transaction costs. After initial recognition the investment property is subsequently recognised at fair value. Changes in fair value are presented in the consolidated statement of comprehensive income in the reporting period when change occurs. Subsequent costs relating to investment property are included in the carrying amount if it is probable that they will result in future economic benefits for the investment property and the costs can be measured reliably. Expenses relating to operations and maintenance of the investment property are charged to the income statement during the financial period in which they are incurred. Investment properties are derecognised when they are sold or are permanently out of operations and have no expected future economic benefit. All gains or losses relating to sales or disposal are presented as “other operating income” in the statement of comprehensive income the same year as disposal.

Critical accounting estimates

The investment properties are valued in accordance with the fair value method and all have been valued in accordance with valuation Level 3 in the fair value hierarchy (Level 3 - where inputs for the asset or liability that are not based on observable market data (that is, unobservable inputs)), see also note 9. The yield level of the property has been determined on the basis of the unique risk and transactions based on the respective locations. At the end of the year, the Group commissioned external cash-flow valuations for the properties from an independent valuer, except some properties that are under development or immaterial. For these properties, the Management has estimated the property value. The property value is estimated on an individual basis using a combination of discounted cash-flow analysis and property yield level. When estimating the value, key metrics, such as price per sqm and rent levels, together with market transactions is used as reference points. The level of transactions thus influences the level of uncertainty in the assumptions used in the valuation. The discounted cash flow method involves discounting future cash flows over a specified period using an estimated discount rate and then adding a residual value at the end of the period. Future cash flows are calculated on the basis of cash flows from signed leases, as well as estimated future cash flows based on an expected market rent at the end of the lease terms. The fair value of investment properties is therefore mainly affected by expected market rents, discount rates, inflation, and capex. Individual factors for the properties such as relevant country, the property's location in relation to a major city, net-population change, size of the property, year of build and whether the property is on leased land (Norwegian: festetomt) were applied to assess the yield for the respective property/location.# PPG

PPG provides comprehensive details on the properties, lease contracts, floor space, built year and details of any vacant premises, and up-to-date and comprehensive information about all ongoing and planned projects. The external valuer has set the following net yields and market rent per square meter in their valuation report:

Preschool Properties Retail Properties Development Properties* Hotel Properties Office Properties Total
Net yield 6.2% 7.6% 8.1% 6.0% 6.4% 6.8%
Market rent in NOK per sqm 3 214 1 215 n/a 2 211 2 102 1 872

*For the development property segment, the only property included is the property in Evenes which generates lease income from parking for the net yield calculation. The market rent per square meter is not relevant for this segment as most of the value is related to larger plots without buildings or rental income.

As of the end of the 2023 reporting period, the following gross yield for the investment properties is observed for the properties and the valuation of the properties implies the following gross yields:

Preschool Properties Retail Properties Development Properties Hotel Properties Office Properties Total
Gross yield range 2023 4.8% - 6.7% 7.3% - 8.5% n/a 6.0% - 8.5% 7.2% - 7.2% 4.8% - 8.5%
Weighted average gross yield 2023 6.4% 7.9% n/a 7.0% 7.2% 7.2%
Gross yield range 2022 3.7% - 5.6% 6.5% - 7.7% n/a 5.4% - 8.1% 6.2% - 6.2% 3.7% - 8.1%
Weighted average gross yield 2022 5.3% 7.1% n/a 6.7% 6.2% 6.5%

The calculated weighted average gross yield is based on annual contractual lease income of 2024 of MNOK 99.3 after refurbishment of Forum and Voss and is based on an CPI-adjustment of contractual lease of 4.8%.

Description

As of 31.12.23 the Groups investment property portfolio consists of three preschool properties, seven retail properties, four hotels in Norway, one office property, one large parking lot and a warehouse, and land in Oslo, Rana, Evenes and Indre Østfold. The Group owns and manages a total area of approximately 60.500 square meters, not including associated companies and development properties.

Overview of account movements 2023

PIONEER PROPERTY GROUP ASA
NOK thousand

Preschool Properties Retail Properties Development Properties Hotel Properties Office Properties Group
Fair value in the beginning of the year 116 000 461 000 227 681 924 029 70 000 1 798 710
Investment in subsidiaries /properties 2 370 115 516 51 693 760 170 170 338
Effect of curr. exch. differences in foreign operations 11 653 11 653
Sale of operations -15 912 -160 970 -176 882
Fair value adjustments on investment properties -9 500 -25 370 58 471 -60 404 -9 760 -46 563
Fair value in the end of the year 106 500 438 000 385 756 766 000 61 000 1 757 256
Net change in unrealized gain -9 500 -22 000 58 471 -60 404 -9 760 -46 563

The segment of hotel properties represented the biggest share of value of properties in the Group at year end of 2023. The largest acquisitions in 2023 were purchase of development rights related to additional land close to Evenes. The investments is also related to groundworks at Evenes. During 2023, it was also sold real estate/housing for a value of MNOK 15.9. For Hotel Properties, the investments in 2023 is mainly related to the renovation of Forum Hotell, which will be completed in Q1 2024. With respect to the retail properties, the additions made during 2023 is related to the additional investments in the existing buildings, such as improvement of technical installations. In summary the total Group’s portfolio as of 31 December 2023 was valued to MNOK 1 757.2 MNOK, a decrease from MNOK 1 798.7 from year-end 2022.

Overview of account movements 2022

As of 31.12.22 the Groups investment property portfolio consisted of three preschool properties, seven retail properties, four hotels in Norway, two in Sweden, and land in Rana and Evenes.

NOK thousand

Preschool Properties Retail Properties Development Properties Hotel Properties Office Properties Group
Fair value in the beginning of the year 11 500 428 070 37 500 915 971 1 393 041
Completed project in progress, transferred to Investment Property 44 882 44 882
Investment in subsidiaries /properties 103 703 18 112 159 414 24 372 43 532 349 134
Effect of currency exchange differences in foreign operations -4 614 -4 614
Fair value adjustments on investment properties 797 -30 064 30 767 -11 701 26 468 16 267
Fair value in the end of the year 116 000 461 000 227 681 924 029 70 000 1 798 709
Net change in unrealized gain 797 -30 064 30 767 -11 701 26 468 16 267

Commitments

As of the end of the 2023, there were refurbishments ongoing in Forum Hotel and Guard Hotel, and the planned renovation of Park Hotel Vossevangen. During renovation, it is limited rent income contributions from the properties as the rent is based on a lower percentage of the hotel turnover in the renovation period, agreed with its tenants. When renovation is completed, the annual minimum rent will increase, as well the turnover -based rent. The Group had similar commitments of this type at the end of the 2022 reporting period, with both Park Hotel Vossevangen, Guard Hotel and Forum Hotel under renovation.

Total property operating expenses

ANNUAL REPORT 2023 24

The Group did not incur any direct operating expenses (including repairs and maintenance) in any investment property that did not generate rental income during the 2023 and 2022 reporting periods. As for the investment properties that did generate rental income during the 2023 and 2022 reporting periods, there were no material direct operating expenses incurred during the period, as most of the contracts are triple net (i.e. net of insurance, taxes and maintenance).

Climate related matters

Storms and floods are long-term risks, with potential to inflict physical damage to properties, something that could severely reduce property value. However, all properties are insured. In general, extreme weather, flood and drought are potential risks to our business. In 2022, a flood in Voss caused damage on some equipment and installations, however all costs have been covered by the insurance company. However, climate change and extreme weather lead to increased insurance cost. We have not experienced similar matters in 2023.

Sensitivity analysis

A property analysis is an estimate of the value that an investor is willing to pay for the property at a given time. The valuation is made on the basis of generally accepted models and certain assumptions on different parameters. The tables below give an indication of the effects on the value of the property portfolio if yield levels change with 0.5% or rental income change with 5% NOI is defined as net operating income, meaning all revenue from properties minus all reasonable operating expenses.

Preschool properties

As of 31 December 2023, the Group had the following sensitivity to changes in these identified significant inputs:

NOK million

Yield sensitivity -0.5% Yield sensitivity 0.0% Yield sensitivity 0.5% NOI sensitivity -5 % NOI sensitivity 0 % NOI sensitivity 5 %
Preschool properties 110 101 94 116 107 99

Preschool properties - Comparative period 2022

As of 31 December 2022, the Group had the following sensitivity to changes in these identified significant inputs:

NOK million

Yield sensitivity -0.5% Yield sensitivity 0.0% Yield sensitivity 0.5% NOI sensitivity -5 % NOI sensitivity 0 % NOI sensitivity 5 %
Preschool properties - Comparative period 2022 122 110 101 128 116 106

Retail properties

As of 31 December 2023, the Group had the following sensitivity to changes in these identified significant inputs:

NOK million

Yield sensitivity -0.5% Yield sensitivity 0.0% Yield sensitivity 0.5% NOI sensitivity -5 % NOI sensitivity 0 % NOI sensitivity 5 %
Retail properties 444 416 391 468 438 412

Retail properties - Comparative period 2022

As of 31 December 2022, the Group had the following sensitivity to changes in these identified significant inputs:

NOK million

Yield sensitivity -0.5% Yield sensitivity 0.0% Yield sensitivity 0.5% NOI sensitivity -5 % NOI sensitivity 0 % NOI sensitivity 5 %
Retail properties - Comparative period 2022 471 438 409 496 461 431

Development properties

The fair value of the properties classified as property development use the same significant unobservable inputs as the other categories presented. However, for this segment, most of the properties does not generate lease income. The valuation of the properties in this segment is not to the same extent as the other segments yield based valuations. Hence, sensitivity regards change in yield and NOI is not considered relevant.

Hotel properties

As of 31 December 2023, the Group had the following sensitivity to changes in these identified significant inputs:

NOK million

Yield sensitivity -0.5% Yield sensitivity 0.0% Yield sensitivity 0.5% NOI sensitivity -5 % NOI sensitivity 0 % NOI sensitivity 5 %
Hotel properties 784 728 679 825 766 715

Hotel Properties - Comparative period 2022

As of 31 December 2022, the Group had the following sensitivity to changes in these identified significant inputs:

NOK million

Yield sensitivity -0.5% Yield sensitivity 0.0% Yield sensitivity 0.5% NOI sensitivity -5 % NOI sensitivity 0 % NOI sensitivity 5 %
Hotel Properties - Comparative period 2022 948 878 817 1 048 970 903

Office properties

As of 31 December 2023, the Group had the following sensitivity to changes in these identified significant inputs:

NOK million

Yield sensitivity -0.5% Yield sensitivity 0.0% Yield sensitivity 0.5% NOI sensitivity -5 % NOI sensitivity 0 % NOI sensitivity 5 %
Office properties 62 58 54 69 64 60

As of 31 December 2022, the Group had the following sensitivity to changes in these identified significant inputs:

NOK million

Yield sensitivity -0.5% Yield sensitivity 0.0% Yield sensitivity 0.5% NOI sensitivity -5 % NOI sensitivity 0 % NOI sensitivity 5 %
Office properties 72 67 62 80 74 68

ANNUAL REPORT 2023 26

7. Projects in progress, investment properties

Accounting principles

The Group measures its investment properties under development (“project in progress, investment properties”) following the same fair value model as for the investment property. There have been no adjustments to the fair value in 2023 and management anticipates that historical cost reflects the fair value of the projects in progress. For the current projects in progress, the cost is mainly related to groundworks and engineering in Evenes and Brennemoen, costs that are likely to be compensated with approximately the same amount as the historical cost of the ground works.# Description
Project in progress, investment properties NOK in thousand

2023 2022
Cost 1 January 739 45
Additions 383 34
Completed projects, transferred to investment properties 774 238
Depreciation -44 882
Exchange differences
Carrying value 31 December 35 513

The project in progress is mainly related to groundworks and construction of additional 550 parking lots in Evenes, and the Studio City Project in Brennemoen, Indre Østfold.

8. Associated companies and joint ventures

Accounting principles

Associated companies are all entities over which the company has significant influence, but not control or joint control. Significant influence is the power to participate in the financial and operating policy decisions of the investee, but without the ability to haveьо control over those policies. Joint ventures are those companies that are jointly controlled by the Group and another party. Investments in associates and joint ventures are accounted for using the equity method of accounting, after initially being recognized at cost.

Description

Kongsparken AS - joint venture

Kongsparken AS was established 11 September 2020 by Eiendomsselskapet Ranheim AS and the Group. Both owns 50% of the company and contributed each with kroner 50.000. Kongsparken AS have acquired an old closed school, which shall be demolished and replaced by approximately 400 apartments. The Group is controlling 50 of the votes in the Board of Directors. The project management and daily operations are performed by Eiendomsselskapet Ranheim AS, thus it is PPG consideration that the group does not have control in Kongsparken.

Forus Holdco AS - joint venture

Forus Holdco AS was established by Vico Eiendom AS and Up North Property AS to acquire 100 % of the shares in Forusveien 31 - Hotell AS from Vico Eiendom AS. Forusveien 31 - Hotell AS owns Scandic Forus Hotel in Stavanger municipality. The hotel is let out to Scandic Hotels AS The owners of Vico Eiendom AS is Hauglandgruppen, a family office located in Bergen. The Group is controlling 50 % of the votes in the Board of Directors. Project management and daily operations are performed by Hauglandgruppen. It is the Group’s evaluation that PPG does not have control in Forus Holdco AS and is regarded as an associated company. Forus Holdco AS was acquired on 29.12.2021.

Ramstadsletta Utvikling AS – associated company

During the first half of 2021 PPG, through Pioneer Development AS, acquired a 49 000 m2 plot together with local partners at Ramstadsletta in Bærum, Norway. The plot has an expected potential to develop around 70 000 m2 of residential and commercial real estate, and PPG has an ownership in the project of 40.08% as of 31.12.2023. Daily operations is carried out by ORO Eiendom as business manager, which also holds a 10% share of the company. PPG Is represented in the board, wich consists of four members. It is the Group’s evaluation that PPG does not have control in Ramstadsletta Utvikling AS and is treated as an associated company.

Norlandia Holding AS – associated company

In September 2022 PPG acquired 23,58% of the shares in Norlandia Holding AS. In December 2023 PPG acquired additional 24.22% increasing its holdings to 47,80%. Norlandia Holding is an investment company within hotels and development properties. Through its subsidiaries the company owns 21 properties and has 9 associated companies. The net profit in the company was MNOK 9.8 and the total book value of equity was MNOK 393.3. The company is treated as an associated company.

Vossevangen utvikling AS – associated company

In July 2023, PPG acquired 41,49% of the shares in Vossevangen Utvikling. The company owns three properties in Voss which shall be developed to residentials. The company has four board members, where PPG has one representative in the board. It is the Group’s evaluation that PPG does not have control in Vossevangen Utvikling and the company is regarded as an associated company.

JV Nordväst Fastighet AB - joint venture

In July 2023 PPG acquired 50,00% of the shares in JV Norväst AB. JV Nordväst AB was established together with the Swedish property company Västerkulla Hotell Holding AB, and has acquired three hotels in Jönköping, Eskilstuna and Helsingborg, a total of 319 hotel rooms and 13.551 sqm. The net profit in the company was MSEK 24.1 and the total book value of equity was MSEK 154.6. The Group is controlling 50 % of the votes in the Board of Directors. Project management and daily operations are performed by Västerkulla Hotell Holding AB. It is the Group’s evaluation that PPG does not have control in JV Nordväst Fastighet AB and is regarded as an associated company.

Strand Hotell Borgholm AB - joint venture

PPG sold 50% of the shares in Strand Hotell Borgholm to Norlandia Fastighet AB in December 2023. For the accounts of 2022, the company was regarded as a subsidiary. The sale of the 50% share and reclassification in the accounts to joint venture company was made in December 2023. The sale of the 50% share generated a profit, refer to table below. The company owns a hotel property in Sweden. The net profit in the company was MSEK 2.1 and the total book value of equity was MSEK 4.6. The Group is controlling 50 % of the votes in the Board of Directors. Project management and daily operations are performed by Norlandia Fastighet AB. It is the Group’s evaluation that PPG does not have control in Strand Hotell Borgholm AB and the company is regarded as an associated company.

Köping Hotellfastighet AB - joint venture

PPG sold 50% of the shares in Köping Hotellfastighet AB to Norlandia Fastighet AB in December 2023. For the accounts of 2022, the company was regarded as a subsidiary. The sale of the 50% share and reclassification in the accounts to joint venture company was made in December 2023. The sale of the 50% share generated a profit, refer to table below. The company owns a hotel property in Sweden. The net profit in the company was MNOK 0.9 and the total book value of equity was MSEK 6.2. The Group is controlling 50 % of the votes in the Board of Directors. Project management and daily operations are performed by Norlandia Fastighet AB. It is the Group’s evaluation that PPG does not have control in Köping Hotellfastighet AB and the company is regarded as an associated company.

The effects from sale/derecognition of subsidiary to joint venture is shown in the table below

NOK thousand

Köping hotellfastighet AB Strand Hotell Borgholm AB Total
Investment property 55.0 105.6
Trade and other receivables 0.4 4.8
Cash and cash equivalents 5.3 0.4
Deferred tax -2.1 -4.1
Loan to group companies -13.3 -38.5
Other current liabilities -0.9 -3.6
Net assets 44.5 65.0
Exit value (100% basis) 46.7 75.4
Gain recognized from sale of 50% of shares 2.2 10.4 12.6

ANNUAL REPORT 2023 28

As of year end, the Group’s shares of the financial positions in the companies owned is shown below:

NOK thousand

31.12.2023 31.12.2022
Goodwill
Deferred tax -78 245 -63 195
Licenses, patents, rights 18 348 19 047
Investment properties 1 313 630 783 910
Other non-current loans 207 306 157 702
Other non-current assets 84 904 318 841
Cash 82 721 21 160
Other current assets 4 160 38 889
Borrowings (current and non-current) -1 203 064 -835 964
Other current liabilities -28 120 -19 142
Net assets 401 640 421 249
Share of ownership 372 663 107 100

Distribution of loss unevenly between share classes

Carrying amount (at percentage of part. by the Group)
31.12.2023 372 663
31.12.2022 107 100

Changes in the Group’s carrying amount in the periods:

NOK thousand

2023 2022
Carrying amount at 01.01 107 100 14 869
Invested capital in Norlandia Holding AS 92 884 87 783
Invested/repaid (-) capital in Ramstadsletta Utvikling AS -2 695 2 795
Interest free loan to Ramstadsletta Utvikling AS (refer to note 20) -1 811
Invested capital in Forus Holdco AS - -
Invested capital Bm3 Eiendom AS /change to subsidiary -3 377 3 301
Invested capital in Vossevangen Utvikling AS 9 921 -
Invested capital in JV Nordväst Fastighet AB 62 903 -
Invested capital in Köping Hotellfastighet AB 21 619 -
Invested capital in Strand Hotell Borgholm AB 36 895 -
Share of gain in joint ventures and associated companies 49 223 -1 647
Carrying amount at 31.12 372 663 107 100

The share of profit (loss) is calculated in the following table, showing the breakdown by Joint Ventures (JV) and associated companies and its contribution to the current year consolidated income statement of the Group, for the year 2023:

29 PIONEER PROPERTY GROUP ASA

NOK thousand Kongsparken AS JV Nordväst Fastighet AB Forus Holdco AS Köping Hotellfastighet AB Strand Hotell Borgholm AB
Net income 3 174 23 132 5 798
The Group' share of ownership 50,00 % 50,00 % 50,00 % 50,00 % 50,00 %
Share of profit or loss in the owner period -1 587 11 566 2 899
Associates Ramstadsletta Utvikling AS Vossevangen Utvikling AS Bm3 Eiendom AS Norlandia Holding AS Total
NOK thousand
Net income 84 754 146 10 083 120 738
The Group' share of ownership 40,08 % 41,49 % 30,71 48,10 %
Share of profit or loss in the owner period 33 969 45 2 332 49 147

Share of profit (loss) is calculated in the following table, showing the breakdown by joint venture and associates and its contribution to the current year consolidated income statement of the Group, for the year 2022 is calculated as: .

NOK thousand Kongsparken AS Ramstadsletta Utvikling AS Forus Holdco AS Norlandia Holding AS Bm3 Eiendom AS Total
Net income -5 145 -53 -430 4 795 103 -730
The Group' share of ownership 50,00 % 40,08 % 50,00 % 23,58 % 30,71
Share of profit or loss in the owner period -2 573 -21 -215 1 131 32 -1 647

9. Financial Instruments

Accounting principles

A financial instrument is a contract that gives rise to both a financial asset for one entity and a financial liability or equity instrument for another entity.# Financial instruments

Financial instruments are generally recognized as soon as the group becomes a party to the terms of the financial instrument.

Financial assets

Financial assets include cash and cash equivalents, trade receivables and other loans and receivables. Financial instrument classification is based on the business model in which the instruments are held as well as the structure of the contractual cash flows.

Financial assets measured at amortized cost

Financial assets measured at amortized cost in the Group consist of loans and receivables, trade receivables or cash and cash equivalents. After initial recognition, these financial assets are measured at amortized cost using the effective interest method less impairment.

Financial assets measured at fair value through profit or loss

Financial assets measured at fair value through profit or loss, comprise financial assets whose cash flows do not relate solely to payments of interest and repayments of principal on the outstanding nominal amount. Gains or losses on these financial assets are recognized through profit or loss.

Financial liabilities

Financial liabilities regularly give rise to a redemption obligation in cash or another financial asset. These include in particular bonds and other securitized liabilities, trade payables, liabilities to banks, liabilities to affiliated companies and derivatives designated as hedges. Financial liabilities are classified into the following categories:
* Financial liabilities measured at fair value through profit or loss, and
* Financial liabilities measured at amortized cost.

Upon initial recognition, all financial liabilities are measured at fair value. Trade payables and other non-derivative financial liabilities are generally measured at amortized cost using the effective interest method.

Fair Value

The fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Financial instruments and investment properties that are measured at fair value in the financial statements require disclosure of fair value measurements by level based on the following fair value measurement hierarchy:
* Level 1 – quoted prices (unadjusted) in active markets for identical assets and liabilities;
* Level 2 – inputs other than quoted prices included within level 1 that are observable for the asset or liability either directly (that is, as prices) or indirectly (that is, derived from prices); and
* Level 3 – inputs for the asset or liability that are not based on observable market data (that is, unobservable inputs).

Critical accounting estimates

For the shares in Pancom, the estimated value is based on assumptions of future cash flow in the companies and its subsidiaries. Pancom is an investment company within the real estate and construction sector and key metrics such as yield, future cash flow and EBITDA-multiples are assessed to estimate the value of the investment. For Hospitality Invest, the same type of estimates are made, with the book value of equity of the company as reference point, of which the financial statements have been prepared in accordance with International Financial Reporting Standards.

Specification of financial assets and liabilities:

The Group holds the following financial assets and liabilities:

NOK thousand 31.12.2023 31.12.2022
Financial assets at amortised cost
Loan to associated companies 72 523 56 948
Loan to other companies 6 736 12 296
Cash and cash equivalents 112 331 265 226
Trade and other receivables 53 836 29 024
Financial assets at fair value through profit or loss
Other investments 1) 117 576 118 954
Other Shares 2) 44 391 48 953
Sum 411 956 531 401

1) Other investments are measured at fair value as level 1 in the fair value hierarchy in accordance with quoted prices.
2) Other Shares included other investments in shares where the company have no significant influence or control, which is measured according to level 3 in the hierarchy.

NOK thousand 31.12.2023 31.12.2022
Financial liabilities at amortised cost
Borrowings 1 149 120 971 955
Other current liabilities 75 492 49 936
Sum 1 224 612 1 021 891

Specification of investments measured at fair value held as of 31 December 2023:

NOK thousand 1) Bonds 2) Funds 3) Hospitality Invest AS 3) Pancom AS Total
Fair value in the beginning of the year 62 000 56 954 18 212 30 741 167 907
Purchase in 2023 9 071 9 071
Sold in 2023 -13 015 -13 015
Fair value adjustments 620 1 946 -4 562 -1 996 -1 992
Fair value in the end of the year 62 620 54 956 13 650 30 741 161 967

1) Bonds are measured at fair value as level 2 in the fair value hierarchy in accordance with observed prices.
2) Funds are measured at fair value as level 1 in the fair value hierarchy in accordance with quoted prices.
3) Investments in shares where the company have no significant influence or control, is measured according to level 3 in the hierarchy. The shares are not traded, not quoted.

Specification of investments measured at fair value held as of 31 December 2022:

NOK thousand 1) Bonds 2) Funds 3) Odin Bidco AS 3) Hospitality Invest AS 3) Pancom AS Total
Fair value in the beginning of the year 49 625 104 600 357 900 7 541 30 741 519 666
Purchase in 2022 222 990 2 758 - -30 741 256 490
Sold in 2022 -210 615 -50 451 - -346 368 -607 434
Repaid capital -11 532 - -11 532
Fair value adjustments 47 10 670 10 718 21 435
Fair value in the end of the year 62 000 56 954 0 18 210 30 741 167 905

10. Cash and cash equivalents

Accounting principles

Cash comprises demand deposits. Cash equivalents are short-term, highly liquid investments that are convertible to cash in three months or less to known amounts of cash and which are subject to an insignificant risk of changes in value. The Group had no cash equivalents as of the end of the periods presented.

Description

Cash and cash equivalents include bank deposits:

NOK in thousand 31.12.2023 31.12.2022
Bank deposits 112 231 265 226
Total 112 231 265 226

All interest income relates to interest on bank deposits. The bank deposits include restricted cash related to tax withholding account of TNOK 241 per 31 December 2023 (TNOK 224 per 31 December 2022).

11. Borrowings

Accounting principles

Borrowings are recognised initially at fair value, net of transaction costs incurred. Borrowings are subsequently stated at amortised cost using the effective interest method. Borrowings are classified as current liabilities unless the group has an unconditional right to defer settlement of the liability for at least 12 months after the balance sheet date.

Description

Borrowings and available cash and cash equivalents constitute the capital of the Group. The Group's main source of financing are bank loans and trade credit. The Group had the following borrowing as of 31 December 2023:

NOK thousand 31.12.2023 31.12.2022
Non-current
Commercial bank loans 881 902 736 761
Other loans 28 799 98 107
Total 910 701 834 869
NOK thousand 31.12.2023 31.12.2022
Current
Commercial bank loans 122 503 84 248
Other loans 100 692 52 838
Total 223 195 137 087
NOK thousand 31.12.2023 31.12.2022
Total non-current and current
Commercial bank loans 1 004 405 821 010
Other loans 129 491 150 946
Total 1 133 896 971 955

The borrowings the Group holds as of the end of 2023 and 2022 are linked to the investment properties owned by the Group. The following assets have been pledged as security for liabilities:

NOK thousand 31.12.2023 31.12.2022
Investment property 1 792 909 1 637 880
Total pledged assets 1 792 909 1 637 880

For the properties that are pledged as security for liabilities, the amount pledged corresponds to the fair value of the investment properties. (see note 6 for further information).

Relevant terms and conditions

Out of the total amortised cost value of all borrowings held as of 31.12.2023, MNOK 88,5 have a fixed annual interest rate that ranges from 1 to 4%. The rest of the borrowings are subject to an interest rate structure that is comprised of a variable interest rate based on the 3-month NIBOR plus a margin that typically approximates 2-3% annually. On average, the annual average interest rates realised for 2023 has been 7,62%. All loans are denominated in NOK. See note 4 for the maturity of financial liabilities at the end of the period, and for a description of the financial risks arising from changes in the interest rates.

Compliance with covenants

The borrowing agreements typically include covenants that the Group must fulfil. The nature and characteristics of the covenants vary from agreement to agreement, but the typical financial covenants are loan-to-value ratios ranging from 60 to 70%; and minimum liquidity requirements in the subsidiary that is the counterparty to the borrowing agreement with the lender. Management has determined that, as of the end of the 2023 reporting period, the Group is in compliance with all the covenants required by the lender.

Changes in borrowings from financing activities:

NOK thousand Non-current borrowings Current borrowings Total
At 1 January 2023 834 869 137 087 971 955
Cash flows
Cash flow received 397 730 - 397 730
Repayments -94 969 -137 087 -232 056
Non-cash:
Reclassification from 2022 to 2023 -14 060 - -14 060
Borrowing classified as non-current at 31 December 2022 becoming current during 2023 -221 869 221 869 -
Purchase of operations 16 243 1 326 17 569
Interest 7 982 - 7 982
At 31 December 2023 925 924 223 195 1 149 120
At 1 January 2022 520 483 176 854 697 337
Cash flows
Cash flow received 367 001 33 624 400 625
Repayments -16 000 -178 873 -194 873
Non-cash:
Borrowing classified as non-current at 31 December 2021 becoming current during 2022 -102 582 102 582 -
Purchase of operations 58 529 2 900 61 429
Interest 7 437 - 7 437
At 31 December 2022 834 869 137 087 971 956

12.Other current liabilities

NOK in thousand
| | 31.12.2023 | 31.12.2022 |
| :----------------------- | ---------: | ---------: |
| Trade payable | 36 503 | 28 909 |
| Government taxes | -1 703 | -1 379 |
| Accrued interest | 12 665 | 8 537 |
| Dividend | 34 200 | 14 742 |
| Accrued cost, Prepaid revenues | 1 482 | 1 226 |
| Other current liabilities | 7 052 | 8 047 |
| Total other current liabilities | 90 200 | 60 082 |

Dividend relates to Q4 2023 dividend approved by the board 12. October 2023, with payment date in January 2024.

13. Rental income

Accounting principles

The Group enters into lease agreements where it acts as a lessor. This constitutes the Group’s main source of income. See note 13 for the description of the Group’s accounting policies on Rental Income. The Group enters into lease agreements where it acts as a lessor. This constitutes the Group’s main source of income. All leases held by the Group are considered operating leases. This is the case because, even though lease agreements have a typical duration of several years, the lease term is substantially shorter than the asset’s economic life, and the minimum lease payments does not amount to substantially all of the fair value of the investment property. Management has not identified any other indications that the Group has transferred substantially all of the risks and rewards incidental to ownership of its investment properties. Revenue consists of rental income, which is typically recognised on a straight-line basis over the period of the lease agreements with its lessees (see note 3 for further information). Revenues are presented net of VAT, discounts, and rebates. Service charge expenses are charged to tenants and recognised in the balance sheet together with payments on account of tenants, and therefore does not affect the result beyond an administrative premium recognised under revenue.

Description

The group holds twenty revenue generating properties per year end, in general leased out on long-term triple net contracts. The group is the lessor of investment properties. The group’s contractual rental income is distributed as follows, where the numbers are adjusted annually to reflect the change in CPI. The rent in the table below are adjusted with an annual CPI- adjustment of 2%:
NOK in thousand
| | 31.12.2023 | 31.12.2022 |
| :--------------- | ---------: | ---------: |
| Within 1 year | 101 425 | 94 966 |
| Year 2 | 102 442 | 81 946 |
| Year 3 | 104 491 | 83 585 |
| Year 4 | 101 520 | 80 648 |
| Year 5 | 98 709 | 77 442 |
| After 5 years | 777 776 | 619 784 |
| Total | 1 384 270 | 1 038 372 |

The Group typically rents out the investment properties to tenants on long term triple-net contracts where the operator has the main responsibility for annual maintenance, insurance, and other directly related property. All agreements are fully adjusted annually to reflect the change in CPI. However, the hotel investment properties typically have the characteristic that rental income is subject to certain positive variables over an agreed minimum lease payment: lease payments are based on the highest of a minimum rent and a percentage of the hotel’s turnover. All revenue during 2023 and 2022 has been originated in Norway and Sweden.

14. Employee expenses and management remuneration

NOK
| | 2023 | 2022 |
| :------------------ | ------: | ------: |
| Salary | 6 091 596 | 3 620 160 |
| Payroll tax | 967 781 | 583 585 |
| Pension benefits | 94 012 | 61 149 |
| Other benefits | 104 016 | 35 744 |
| Total salary and pension costs | 7 257 505 | 4 300 638 |
Average Employees 4 3

The remuneration to the management in 2023:
NOK
| | Salary | Other benefits | Bonus | Pension benefits | Total compensation |
| :---------------------------- | --------: | -------------: | ------: | ---------------: | ----------------: |
| John Ivar Busklein (CEO) | 560 048 | - | 166 667 | 8 204 | 734 919 |
| Øystein B. Grini (CFO) | 1 416 000 | 4 392 | 126 000 | 26 312 | 1 572 704 |
| Total management remuneration | 1 976 048 | 4 392 | 292 667 | 34 516 | 2 307 623 |

The remuneration to the management in 2022:
NOK
| | Salary | Other benefits | Bonus | Pension benefits | Total compensation |
| :---------------------------- | --------: | -------------: | ------: | ---------------: | ----------------: |
| John Ivar Busklein (CEO) | 525 713 | 150 000 | 7 299 | - | 683 012 |
| Øystein B. Grini (CFO) | 1 282 000 | 4 392 | 150 000 | 24 757 | 1 461 149 |
| Total management remuneration | 1 807 713 | 4 392 | 300 000 | 32 056 | 2 144 161 |

John Ivar Busklein has been CEO of Pioneer Property Group ASA in a part time position at 28,4%. Øystein Grini was appointed as new CFO of the Group as of 1. September 2021. No member of the management has in their agreement that they will get any right to compensation after termination of employment. No loans or guarantees have been given to any members of the management, the Board of directors or other corporate bodies. The board of directors of PPG has prepared a determination of salary and other remuneration to the executive management, in accordance with applicable law. The declaration includes the policies which PPG uses for the determination of salary and other remuneration to its executive management in the calendar year 2023 as published on the company's web page pioneerproperty.no.

The remuneration to the Board of Directors:
NOK
| | 2023 | 2022 |
| :-------------------------------- | ------: | ------: |
| Roger Adolfsen (Charirman of the board) | 120 000 | 130 000 |
| Geir Hjorth (board member) | 130 000 | 130 000 |
| Sandra Riise (board member) | 130 000 | 130 000 |
| Even Carlsen (board member) | 110 000 | 130 000 |
| Nina Høisæter (board member) | 130 000 | 130 000 |
| Total remuneration | 620 000 | 650 000 |

15. Other operating expenses

NOK in thousand
| | 2023 | 2022 |
| :---------------------------------------------- | -----: | -----: |
| Accounting fees, auditing, legal expenses and other fees | 10 799 | 5 908 |
| Other operating expenses | 7 561 | 7 339 |
| Total other operating expenses | 18 360 | 13 247 |

Fees from the auditor:

Fees from the auditor
NOK in thousand
| | 2022 | 2022 |
| :--------------------- | ---: | ---: |
| Auditing fees | 2 393 | 1 203 |
| Other fees from the auditor | 0 | 25 |
| Total auditing fees | 2 393 | 1 227 |

16. Other financial gains (losses)

NOK thousand
| | 2023 | 2022 |
| :------------------------------ | --------: | --------: |
| Currency gain/loss | 2 227 | -1 065 |
| Gain on sale shares | - | 25 701 |
| Gain on sale bonds | 1 985 | 3 385 |
| Loss on sale funds | - | -609 |
| Loss on sale of properties | - | -61 |
| Changes in fair value (see note 9) | - | 1 996 |
| Other adjustments | -22 609 | -4 000 |
| Other financial income | 456 | - |
| Other financial expenses | 0 | -325 |
| Sum | -19 999 | 33 805 |

The gain on sale of bonds is related to the sale of the shares in Holberg Kreditt. Other adjustments are related to reduced value of the option to buy additional land in Brennemoen. Gain form sale of subsidiary is related to sale of 50% of the shares in Strand Hotell Borgholm AB and Köping Hotellfastighet AB, which is recognized as associated company as of year end. The change in fair value is mainly related to the shares in Hospitality Invest AS.

17. Income taxes

Accounting principles

The tax expense for the period comprises current and deferred tax. The current income tax charge is calculated on the basis of the tax laws enacted or substantively enacted at the balance sheet date in the countries where the company and its subsidiaries operate and generate taxable income. Deferred income tax is recognised on temporary differences arising between the tax bases of assets and liabilities and their carrying amounts in the consolidated financial statements. The Group has applied the main rule for recognition of deferred tax in connection with the purchase of shares in property companies that are not acquired through a business combination. This means that deferred tax is recognised as the difference between the tax value and accounting value of investment property in the subsidiary, and value changes of the investment property. Not recognised deferred tax linked to initial recognition exemption for investment properties per 31 December 2023 is MNOK 155.5 (MNOK 175.1 in 2022).

Changes in deferred tax liabilities:

NOK in thousand
| | Investment property | Other items | Total |
| :-------------------------- | ------------------: | ----------: | -----: |
| 01.01.2022 | 54 423 | -205 | 54 218 |
| Recognized deferred tax | 9 544 | -5 424 | 4 120 |
| 31.12.2022 | 63 967 | -5 629 | 58 338 |
| Recognized deferred tax | -3 630 | -2 549 | -6 179 |
| Loss of control in subsidiary | -5 722 | - | -5 722 |
| 31.12.2023 | 63 967 | -8 178 | 46 437 |

Income tax expense:
NOK in thousand
| | 2023 | 2022 |
| :---------------------------------- | ---: | ----: |
| Tax payable | 4 471 | 6 812 |
| Change in deferred tax | -6 179 | 4 120 |
| Changes related to loss of control in subsidiary | 1 690 | - |
| Changes related to currency translation | 0 | 135 |
| Other changes | 1 568 | 729 |
| Income tax expense | 1 550 | 11 795 |

Reconciliation of tax expense:

NOK in thousand
| | 2023 | 2022 |
| :---------------------------------------- | -----: | -----: |
| Profit before income tax | 26 587 | 76 571 |
| Tax expense based on standard rate of Norwegian (22%) | 5 849 | 16 846 |
| Adjustments for: | | |
| Effect of tax rates outside Norway | 65 | 377 |
| Changes related to currency translation | 135 | - |
| Permanent differences | -4 146 | -5 305 |
| Other differences | -218 | -258 |
| Income tax expense for the period | 1 550 | 11 795 |

18. Earnings per share

Accounting principles

The Group's preference shares are entitled to a fixed dividend of NOK 10.00 per annum from 01 July 2022, if the General Assembly approves payment of dividends. To calculate the earnings per share the entitled dividend to the preference shares is deducted from comprehensive income for the period. The earnings per ordinary share is the remaining comprehensive income deducted the preference share dividend divided by the weighted average number of shares in issue during the period.

Earnings per share from total operations.
NOK
| | 31.12.2023 | 31.12.2022 |
| :-------------------------------------- | ---------: | ---------: |
| Profit/(loss) attributable to shareholders of parent | 19 238 251 | 38 778 290 |
| Less pref share dividends | -38 805 870 | -37 835 722 |
| Profit attributable to ord shares | -9 567 619 | 942 568 |
| Weighted average ordinary shares | 9 814 470 | 9 814 470 |
| EPS to ordinary shares | -1,99 | 0,10 |

Diluted

As per 31 December 2023 no rights are issued which would cause diluted earnings per share to be different to basic earnings per share. Refer to note 21 for information related to the classes of shares.

19. Group structure and acquisition of companies

Accounting Principles

Acquisition of subsidiaries not viewed as a business combination

Upon purchase of property management assess whether the purchase constitute purchase of a business or purchase of an asset in accordance with IFRS 3. The Group assesses whether companies acquired constitute a business, which is when the acquired set of activities and assets include an input and a substantive process that together significantly contribute to the ability to create outputs.# PIONEER PROPERTY GROUP ASA

20. Related party transactions

Balances and transactions between the company and its subsidiaries, which are related parties to the company, have been eliminated on consolidation and are not disclosed in this note.

The Group has the following related parties as of 31.12.2023:

Related party Relation to the Group
Roger Adolfsen Chairman of the Board and owner of Mecca Invest AS
Sandra Henriette Riise Board member
Geir Hjort Board member
Ane Nordahl Carlsen Board member and owner of Grafo AS
Nina Hjørdis Torp Høisæter Board member
John Ivar Busklein Chief Executive Officer
Øystein Grini Chief Financial Officer
Hospitality Invest AS Substantial shareholder
Grafo AS Substantial shareholder
Klevenstern AS Substantial shareholder
Mecca Invest AS Substantial shareholder
Norlandia Health & Care Group AS Controlled by substantial shareholders, refer to note 21
Norlandia Holding AS Controlled by substantial shareholders, refer to note 21
Kara Invest AS Controlled by substantial shareholders, refer to note 21
Ferda Norge AS Controlled by substantial shareholders, refer to note 21
Acea Invest AS Controlled by substantial shareholders, refer to note 21
Kidprop AS Controlled by substantial shareholders, refer to note 21
Caravan Eiendom AS Controlled by substantial shareholders, refer to note 21
Norlandia Hotel Group Controlled by substantial shareholders, refer to note 21
Up North Hospitality AS Controlled by substantial shareholders, refer to note 21
Kongsparken AS Associated company
Forus Holdco AS Associated company
Ramstadsletta Utvikling AS Associated company

The Group had the following related parties as of 31.12.2022:

Related party Relation to the Group
Roger Adolfsen Chairman of the Board and owner of Mecca Invest AS
Sandra Henriette Riise Board member
Geir Hjort Board member
Even Carlsen Board member and owner of Grafo AS
Nina Hjørdis Torp Høisæter Board member
John Ivar Busklein Chief Executive Officer
Øystein Grini Chief Financial Officer
Hospitality Invest AS Substantial shareholder
Grafo AS Substantial shareholder
Klevenstern AS Substantial shareholder
Mecca Invest AS Substantial shareholder
Norlandia Health & Care Group AS Controlled by substantial shareholders, refer to note 21
Norlandia Holding AS Controlled by substantial shareholders, refer to note 21
Kara Invest AS Controlled by substantial shareholders, refer to note 21
Ferda Norge AS Controlled by substantial shareholders, refer to note 21
Acea Invest AS Controlled by substantial shareholders, refer to note 21
Kidprop AS Controlled by substantial shareholders, refer to note 21
Caravan Eiendom AS Controlled by substantial shareholders, refer to note 21
Norlandia Hotel Group Controlled by substantial shareholders, refer to note 21
Up North Hospitality AS Controlled by substantial shareholders, refer to note 21
Kongsparken AS Associated company
Forus Holdco AS Associated company
Ramstadsletta Utvikling AS Associated company

Indirect ownership of shares by board member per the balance sheet date:

Ord. Pref. shares Ord. Pref. shares
Roger Adolfsen 3 160 192 - 3 160 192 -
Ane Nordahl Carlsen 311 985 - 0 - -

The Group had the following material transactions with related parties:

NOK in thousand
2023 2022
Rent revenue from Norlandia Health & Care Group AS including subsidiaries 7 417 1 912
Rent revenue from Ferda Norge AS 33 312 29 414
Rent revenue from Norlandia Hotel group 57 738 42 582
Management fee from Up North Hospitality AS 1 342 1 875
Management fee from Oslo Corporate Holding AS 909 423
M&A services and Management fee to Hospitality Invest AS 4 889 2 877
Interest income from associated companies 3 417 2 300
Sale of bonds to related parties - 153 500
Sale of receivables to related parties 251 -
Purchase of shares and properties from related parties 106 132 194 498

Transactions made between the related parties are made on terms equivalent to those that prevail in the market at arm’s length.

Receivables from related parties

NOK in thousand
31.12.2023 31.12.2022
Norlandia companies 4 585 9 260
Kongsparken AS - 14 644
Ramstadsletta Utvikling AS 12 000 48 000
Smedplassen Eiendom AS - 1 432
HI Capital AS 18 163 -
Wayfare Invest AS - 12 270

Liabilities to related parties

NOK in thousand
31.12.2023 31.12.2021
Norlandia companies 10 679 30 742

For compensation to key management personnel, see note 14.# Loans to associate entities

PIONEER PROPERTY GROUP ASA

During the 2023 reporting period, the Group lent its associates funds in the form of loans to finance its investments, in agreement with the other shareholders of the associates. The loan to its associate Ramstadsletta Utvikling AS has a nominal amount of MNOK 12.0. The contract does not contemplate the payment of interests. As a consequence, the amount of the loan has been re-calculated to reflect the present value of all future cash receipts discounted using an interest rate similar to the ones beared by the Group (see note 11 for further information), resulting in an amortised cost value of MNOK 10.8. As the contributions from the other shareholders were of a different nature and amount, the difference between the increase in net assets for the Group, and the contribution made has been considered a financial expense in the consolidated income statement. For 2022, this amounted to MNOK 7.1, for 2023 the amount is MNOK 1.2. As there were a downpayment of MNOK 36.0 in 2023, the amortised cost value has changed, the contribution made has been considered a financial gain for an amount of MNOK 5.9 for 2023.

21. Share capital and shareholder information

The Company have two classes of shares, ordinary shares and preference shares. As of 31 December 2023, Pioneer Property Group ASA had a share capital of NOK 14,683,023, divided into 9,814,470 ordinary shares and 4,868,553 preference shares with a nominal value of NOK 1 per share for both categories. The differences between the share classes are differing voting rights and differing rights to the Company’s profit. The regulations on voting rights and dividends are decided upon by the Shareholders’ Meeting and can be found in the Articles of Association.

The ordinary share

The Company's ordinary share confers one vote unlike the preference shares that confer one-tenth of a vote.

The preference shares

The Company’s preference shares confer a preferential right over ordinary shares to an annual dividend of NOK 10.00 per preference share per annum. Dividend payments are made quarterly with NOK 2.500 per preference share, if approved by the Board of Directors based on the authorisation given by the General Assembly. The preference share does not otherwise confer a right to dividend. If the general meeting decided not to pay dividends or to pay dividends that fall below NOK 2.500 per preference share during a quarter, the difference between paid dividends and NOK 2.500 per preference share shall be accumulated and adjusted upwards with an annual interest rate of 5 per cent until full dividends have been distributed. No dividends may be distributed to the ordinary shareholders until the preference shareholders have received full dividends including the withheld amount.

Share value in NOK Number of shares Ordinary shares Preference shares Share premium Treasury shares Total
At 1 January 2022 14 683 023 9 814 470 4 868 553 555 636 899 -987 966 569 331 956
Capital reduction - Payment premiums 2022
Acquisition of treasury shares -
At 31 December 2023 14 683 023 9 814 470 4 868 553 555 636 899 -987 966 569 331 956
Capital reduction - 2023
Payment premiums 2023
Acquisition of treasury shares -
At 31 December 2023 14 683 023 9 814 470 4 868 553 555 636 899 -987 966 569 331 956

PPG holds 987,966 preference shares in PPG at purchased a price of NOK 102.00 per preference share. This equals approximately 6.73% of the share capital, which represents 0.96% of the votes. Detailed information regarding dividends, issues and redemption can be found in the Company's Articles of Association, available in the prospectus at the Company's website.

ANNUAL REPORT 2023

44

During 2023, PPG has declared quarterly dividends to the holders of preference shares, in total MNOK 38.8. Furthermore PPG paid dividends to holders of the ordinary shares of MNOK 59.3.

10 largest shareholders registered in VPS as of 31 December 2023:

Ordinary shares Preference shares Voting share
Hospitality Invest AS 32,62% 0,00% 31,08%
Eidissen Consult AS 16,73% 0,00% 15,94%
Grafo AS 16,73% 0,00% 15,94%
Mecca Invest AS 15,78% 0,00% 15,04%
Klevenstern AS 15,78% 0,00% 15,04%
HI Capital AS 2,34% 0,00% 2,23%
Skandinaviska Enskilda Banken AB 0,00% 12,88% 0,61%
Nordnet Bank AB 0,00% 9,85% 0,47%
Avanza Bank AB 0,00% 9,54% 0,45%
The Bank of New York Mellon 0,00% 7,54% 0,36%
Other Shareholders 0,00% 60,18% 2,84%
Total 100 % 100 % 100%

10 largest shareholders registered in VPS as of 31 December 2022:

Ordinary shares Preference shares Voting share
Hospitality Invest AS 32,62% 0,00% 31,08%
Eidissen Consult AS 16,73% 0,00% 15,94%
Grafo AS 16,73% 0,00% 15,94%
Mecca Invest AS 15,78% 0,00% 15,04%
Klevenstern AS 15,78% 0,00% 15,04%
HI Capital AS 2,34% 0,00% 2,23%
Skandinaviska Enskilda Banken AB 0,00% 12,88% 0,61%
Avanza Bank AB 0,00% 10,25% 0,48%
Nordnet Bank AB 0,00% 8,44% 0,40%
The Bank of New York Mellon 0,00% 7,54% 0,36%
Other Shareholders 0,00% 60,88% 2,88%
Total 100 % 100 % 100%

22. Contingent liabilities

The group has not been involved in any legal or financial disputes in the period covered by these consolidated financial statements, where an adverse outcome is considered more likely than remote.

23. New standards not yet adopted

There are no new or amended standards that affect the Group as of the year 2023. There are a number of standards, amendments to standards, and interpretations which have been issued by the International Accounting Standards Board (IASB) that are effective in future accounting periods that the Group has decided not to adopt early. None of these would be expected to have a material impact on the entity in the future reporting periods and on foreseeable future transactions.

24. Subsequent events

No significant subsequent events has occurred in 2024.

45

PIONEER PROPERTY GROUP ASA

Alternative Performance Measures

Pioneer Property Group ASA reports Alternative Performance Measures (APMs) as a supplement, but not as a substitute, to the financial statements prepared in accordance with IFRS. Financial APMs are intended to enhance comparability of the results and cash flows from period to period. The financial APMs reported by PPG are the APMs that, in management’s view, provide relevant supplemental information of the company’s financial position and performance. Operational measures such as, but not limited to, occupancy and WAULT are not defined as financial APMs according to ESMA’s guidelines.

The company reports the following alternative performance measures (APMs):

APM amounts in NOK thousand Explanation 2023 2022 2021
EBIT Earnings before interest and taxes 46 586 23 750 251 535
Weighted average gross yield The weighted average gross yield on estimated rent calculated by adjusting for property value. Gross yield for a property or portfolio of properties is calculated as contractual annualised rental income for the upcoming financial year divided by the market value as of balance sheet date. Preschool 6.4%
Hotel 7.2%
Retail 7.9%
Office 7.2%
5.3%
6.8%
7.1%
6.2%
3.4%
6.2%
6.1%
n/a
NOI Net Operating Income, meaning all revenue from properties minus all reasonable direct property related expenses. 118 766 69 974 41 256
Market value of the property portfolio The market value of the Groups investment properties 1 757 256 1 798 709 1 393 041
Effective leverage Total interest bearing debt divided by total assets 44.6% 39.5% 31.9%

ANNUAL REPORT 2023

46

ANNUAL REPORT (PARENT COMPANY) 2023

PIONEER PROPERTY GROUP ASA

47

PIONEER PROPERTY GROUP ASA

STATEMENT OF INCOME

Note 2023 2022
OPERATING REVENUE AND EXPENSE
Revenue 1 12 092 860 9 689 910
TOTAL OPERATING REVENUE 12 092 860 9 689 910
Employee benefits expense 2 7 191 448 4 752 215
Depreciation and amortisation expense 3 27 572 12
Other operating expenses 2 8 592 853 6 802 962
TOTAL OPERATING EXPENSES 15 811 873 11 567 456
OPERATING PROFIT OR LOSS -3 719 013 -1 877 546
FINACIAL INCOME AND EXPENSES
Financial income
Changes in market value of fin. cur. assets 4,5 2 565 674 47 160
Income from subsidiaries 5 1 726 910 1 692 676
Interest received from group companies 1,5 16 554 489 34 561 471
Other interest 5 14 715 353 10 276 108
Other financial income 5 2 426 274 83 542 310
Total financial income 37 988 700 130 119 724
Financial expenses
Changes in market value of fin. cur. assets 4,5 - -
Interest paid to group companies 1,5 528 229 391 355
Other interest 5 261 721 43 578
Other financial expense 5 325 460 609 227
Total financial expenses 1 115 410 1 044 160
NET FINANCE 36 873 289 129 075 565
ORDINARY RESULT BEFORE TAX 33 154 276 127 198 019
Tax on ordinary result 6 7 291 088 13 545 387
PROFIT 25 863 188 113 652 632
ATTRIBUTABLE TO
To additional dividends payable 98 146 187 78 127 825
Given intra-group contribution 11 637 716 35 524 807
To other equity -83 920 715 -
Net brought forward 25 863 187 113 652 631

ANNUAL REPORT 2023

48

PIONEER PROPERTY GROUP ASA

Balance sheet pr. 31.12.2022

Note 2023 2022
ASSETS
Fixed assets
Tangible assets
Fixtures and fittings, office machinery etc.
## Balance sheet pr. 31.12.2021
Note 2023 2022
--- --- ---
ASSETS
FIXED ASSETS
Tangible fixed assets 41,431 51,793
Investments in subsidiaries 247,585,011 829,000,000
Loans to group companies 1,252,316,976 321,152,191
Investments in associates 87,782,718 87,782,718
Investments in shares or units 38,282,669 38,282,669
Total financial fixed assets 1,014,441,610 1,032,229,407
TOTAL FIXED ASSETS 1,014,483,041 1,032,281,200
CURRENT ASSETS
Receivables
Receivables on group companies 118,110,418 2,299,170
Other short-term receivables 2,615,318 9,202,846
Total receivables 20,725,736 11,502,016
Investments
Quoted bonds 62,620,000 62,000,000
Other financial Instruments 54,956,108 56,953,866
Total receivables 117,576,108 118,953,866
Cash and bank deposits 42,280,425 124,545,576
TOTAL CURRENT ASSETS 180,582,269 255,001,458
TOTAL ASSETS 1,195,065,310 1,287,282,658

49 PIONEER PROPERTY GROUP ASA

EQUITY AND LIABILITIES Note 2023 2022
Equity
EQUITY AND LIABILITIES
Share capital 9,10 14,683,023 14,683,023
Treasury shares 9 -987,966 -987,966
Share premium reserve 9 555,636,899 555,636,899
TOTAL PAID-IN EQUITY 569,331,956 569,331,956
Other equity 9 550,061,290 622,344,289
TOTAL EQUITY 1,119,393,245 1,191,676,245
Liabilities
Provision
Deferred tax 6 846,055 283,680
Total provisions 846,055 283,680
Other non-current liabilities
Liabilities to group companies 1 9,332,054 9,136,724
Total other non-current liabilities 9,332,054 9,136,724
TOTAL NON-CURRENT LIABILITIES 10,178,109 9,420,404
Current liabilities
Accounts payable 3 137,398 3,912,344
Income tax payable 6 4,168,415 6,961,967
Public duties payable 411,373 94,621
Dividends payable 34,200,466 14,742,481
Liabilities to group companies 1 11,637,716 28,637,189
Other current liabilities 11,938,588 31,837,408
TOTAL SHORT-TERM LIABILITIES 65,493,955 86,186,010
TOTAL LIABILITIES 75,672,064 95,606,414
TOTAL EQUITY AND LIABILITIES 1,195,065,310 1,287,282,658

Oslo, 21 March 2024
Board of Directors of Pioneer Property Group ASA

Roger Adolfsen
Chairman of the Board

Sandra Henriette Riise
Member of the Board

Ane Nordahl Carlsen
Member of the Board

Nina Hjørdis Torp Høisæter
Member of the Board

Geir Hjorth
Member of the Board

John Ivar Busklein
Chief Executive Officer

ANNUAL REPORT 2023 50 PIONEER PROPERTY GROUP ASA

Statement of Cash Flow

Note 2023 2022
Cash flows from operating activities
Profit before tax 33,154,276 127,198,018
Taxes paid -6,961,967 -18,905,888
Gains and losses on sale bonds 4 -1,985,076
Gains and losses on sale funds 4 -609,227
Depreciation 3 27,572
Gains and losses on sale shares -
Group contributions 1 -1,726,910
Exchange gains/(losses) 211,497
Fair value adjustmenst on quoted bonds 4 -2,565,674
Trade receivables -15,970,711 933,756
Trade payables -774,946 2,892,666
Other accruals -13,013,933 1,699,835
Net cash flow from operating activities -9,605,872 29,157,747
Cash flows from investing activities
Payments for purchase of shares -42,000,000 -650,140,606
Payments for purchase of other investments 3 -17,209
Payments from other loans -
Proceeds from loan to group companies 1 69,030,545
Proceeds from sale of shares 30,000,383 631,273
Proceeds from sale of funds 4 15,000,000
Proceeds from sale of bonds 4 -
Payments to buy other investments -9,071,492 -2,758,056
Payments for purchase of quoted bonds -
Net cash flow from investments activities 32,971,844 153,055,269
Cash flow from financing activities
Payments for purchase of own shares -
Dividends paid -78,686,610 -72,601,738
Repayment of share premium reserve -
Group contributions paid -28,637,189 -35,770,318
Group contributions received 1 1,692,676
Received share premium -
Net cash flow from financing activities -105,631,123 -107,377,146
Net change in cash and cash equivalents -82,265,151 74,835,869
Cash and cash equivalents at the beginning of the period 124,545,576 49,709,708
Cash and cash equivalents at the end of the period 42,280,425 124,545,576

51 PIONEER PROPERTY GROUP ASA

Notes to the financial statements 2023

Accounting Principles:

The financial statements have been prepared in accordance with the Norwegian Accounting Act and generally accepted accounting principles in Norway. The Company's financial statements are prepared on a going concern basis.

Sales revenue

Revenue is recognized from the sale of goods at the time of delivery. Services are recognized as revenue as they are delivered.

Balance sheet classification

Current assets and short term liabilities consist of receivables and payables due within one year, and items related to the inventory cycle. Other balance sheet items are classified as fixed assets / long term liabilities. Current assets are valued at the lower of cost and fair value. Short term liabilities are recognized at nominal value. Fixed assets are valued at cost, less depreciation and impairment losses. Long term liabilities are recognized at nominal value.

Subsidiaries and investment in associates

Subsidiaries and investments in associates are valued at cost in the company accounts. The investment is valued as cost of the shares in the subsidiary, less any impairment losses An impairment loss is recognized if the impairment is not considered temporary, in accordance with generally accepted accounting principles. Impairment losses are reversed if the reason for the impairment loss disappears in a lather period. Dividends, group contributions and other distributions from subsidiaries are recognized in the same year as they are recognized in the financial statement of the provider. If dividends / group contribution exceeds withheld profits after the acquisition date, the excess amount represents repayment of invested capital, and the distribution will be deducted from the recorded value of the acquisition in the balance sheet for the parent company.

Accounts receivable and other receivables

Accounts receivable and other current receivables are recorded in the balance sheet at nominal value less provisions for doubtful accounts. Provisions for doubtful accounts are based on an individual assessment of the different receivables. For the remaining receivables, a general provision is estimated based on expected loss.

Income tax

The tax expense consists of the tax payable and changes to deferred tax. Deferred tax/tax assets are calculated on all differences between the book value and tax value of assets and liabilities. Deferred tax is calculated as 22 percent of temporary differences and the tax effect of tax losses carried forward. Deferred tax assets are recorded in the balance sheet when it is more likely than not that the tax assets will be utilized. Taxes payable and deferred taxes are recognized directly in equity to the extent that they relate to equity transactions

Financial assets measured at fair value through profit or loss

Financial assets measured at fair value through profit or loss comprise financial assets whose cash flows do not relate solely to payments of interest and repayments of principal on the outstanding nominal amount. Gains or losses on these financial assets are recognized through profit or loss.

Foreign currency translation

Transactions in foreign currency are translated at the rate applicable on the transaction date. Monetary items in a foreign currency are translated into NOK using the exchange rate applicable on the balance sheet date. Non-monetary items that are measured at their historical price expressed in a foreign currency are translated into NOK using the exchange rate applicable on the transaction date. Non-monetary items that are measured at their fair value expressed in a foreign currency are translated at the exchange rate applicable on the balance sheet date. Changes to exchange rates are recognised in the income statement as they occur during the accounting period.

Cash

The cash flow statement is presented using the indirect method. Cash and cash equivalents includes cash, bank deposits and other short term, highly liquid investments with maturities of three months or less.

ANNUAL REPORT 2023 52

Note 1 - Liabilities to/receivables from group companies

Interest received from group companies is NOK 16,554,489 and interest paid to group companies is NOK 528,299. Total income on management fee to group companies is NOK 12,092,860. Management fee income from Swedish subsidiaries is NOK 958,763, and management fee income from Norwegian subsidiaries is NOK 11,134,097.

Receivables 2023 2022
Accounts receivable 15,970,711 0
Group contributions 1,726,910 1,692,676
Other short term receivables 412,797 606,494
Loans to group companies 252,316,976 321,152,191
Total receivables 276,282,283 323,451,361
Liabilities 2023 2022
Group contributions 11,637,716 28,637,189
Other liabilities 9,332,054 9,136,724
Total Liabilities 20,969,770 37,773,913

Note 2 - Management and auditor compensation

The company's auditor expenses (VAT included):

2023 2022
Statutory audit 749,666 610,940
Other services 9,090 0
Total 758,756 610,940
2023 2022
Payroll 6,091,596 4,070,852
Payroll expenses (employer tax) 967,781 583,585
Pension cost 94,012 61,149
Other payments 38,060 36,629
Total 7,191,448 4,752,215

It's been paid remuneration for directors with NOK 620,000.
Roger Adolfsen (Chairman of the board) 120,000
Geir Hjorth (board member) 130,000
Sandra Riise (board member) 130,000
Even Carlsen (board member) 110,000
Nina Høisæter (board member) 130,000

The company has five employees, four in full time positions and one employee in part time position (28.4%) and is regulated under the Act on Mandatory occupational pensions act, and the company has established mandatory occupational pensions and contribution pension for the employees.

53 PIONEER PROPERTY GROUP ASA

NOK
| Compensation | Salary | Bonus | Other benefits | Pension cost | Total |
|---|---|---|---|---|---|
| Øystein B. | | | | | |Grini (CFO) | 1,416,000 | 126,000 | 4,392 | 26,312 | 1,572,794
John Ivar Busklein (CEO) (28,4% part time position) | 560,048 | 166,667 | 0 | 8,204 | 734,919
Total | 1,976,048 | 292,667 | 4,392 | 34,516 | 2,307,623

John Ivar Busklein (CEO) and Øystein Grini (CFO) received a bonus of NOK 166,667 and NOK 126,000 respectively for their performance in Pioneer Property Group ASA. Both bonuses were paid in first quarter of 2024. No member of the management have in their agreement that they will get any right to compensation after termination of employment. No loans or guarantees have been given to any members of the management, the Board of directors or other corporate bodies. The board of directors of PPG has prepared guidelines for a determination of salary and other remuneration to the executive management, in accordance with applicable law. The guidelines include the policies which PPG uses for the determination of salary and other remuneration to its executive management. The guidelines are published on the company’s web page pioneerproperty.no.

Note 3 - Fixtures and fittings, office machinery etc.

Fixtures and fittings, office machinery etc.

Amount
Acquisition cost as at. 1/1 69,815
+ Additions 17,209
Acquisition cost as at. 31/12 87,024
Accumulated depreciation 1/1 18,021
+ Depreciation for the year 27,572
Accumulated depreciation 31/12 45,594
Net Value 31/12 41,431
Depreciation percentage / estimated useful life 33% - 3 years

Assets are depreciated on a straight line basis.

ANNUAL REPORT 2023

54

Note 4 - Quoted bonds

Financial instruments have been assessed at fair value. The fair value has been set in accordance with the value observable in the market at the balance sheet date.

Quoted bonds:

Acquisition cost Change in value Market Value
Hospitality Invest AS 62,000,000 620,000 62,620,000
Total 62,000,000 620,000 62,620,000

Funds:

Acquisition cost This year change in value Market Value
Holberg Kreditt Fond 46,729,328 1,444,368 49,454,801
Valmue Private Debt 5,000,000 501,307 5,501,307
Total 52,914,704 1,945,675 54,956,108

Funds purchased/redeemed in 2023:

Purchase Sale Realized gain
Holberg Kreditt 4,071,492 13,014,925 1,985,075
Valmue 5,000,000
Total 9,071,492 13,014,925 1,985,075

Note 5 - Financial income and expenses

2023 2022
Financial income:
Change in market value of financial current assets 2,565,674 47,160
Group contribution 1,726,910 1,692,676
Interest received from group companies 16,554,489 34,561,471
Other interest 14,715,353 10,276,108
Currency gain 15,485 0
Other financial income 425,714 0
Gain on sale quoted bonds 1,985,075 83,542,310
Total financial income 37,988,700 130,119,725
Financial expenses:
Interest paid to group companies 528,229 391,355
Other interest 261,721 43,579
Currency loss 325,460 0
Loss on sale of shares 0 609,277
Total financial expenses 1,115,410 1,044,161

Note 6 - Tax

55

PIONEER PROPERTY GROUP ASA

Calculation of this years tax basis:

Amount
Net profit/loss before tax expense 33,154,276
+ Permanent differences -2,578,593
+ Changes in temporary differences 9,376
+ Received group contributions 1,692,676
- Paid group contributions -11,637,716
= Income 18,947,342

This years income tax expense consist of:

Amount
Estimated tax of net profit 6,728,713
= Tax payable 6,728,713
+/- Change in deferred tax 562,375
= Total tax expense 7,291,088
Tax rate 22%

Current tax liability:

Amount
Tax payable 6,348,792
+/- Effect on tax of group contributions -2,180,378
= Tax payable 4,168,415

Temporary differences:

2023 2022 Change
Fixed assets -1,027 8,349 9,376
Quoted bonds and other financial instruments 3,846,730 1,281,106 -2,565,624
Sum temporary differences 3,845,704 1,289,455 -2,556,249
Deferred tax 846,055 283,680 -562,375

ANNUAL REPORT 2023

56

Note 7 - Investments in subsidiaries

Subsidiaries are valued at cost in the company’s accounts. The company has shares in the following subsidiaries:

Subsidiary, office location: Ownership % Voting rights % Net profit 2023 Equity 2023
Pioneer Preschools AS, Oslo 100,00% 100,00% -2,546,676 48,411,193
Pioneer Property Group International AS, Oslo 100,00% 100,00% 370,943 8,865,765
Pioneer Hotel Properties AS, Oslo 100,00% 100,00% 18,839,304 337,701,969
Pioneer Retail Properties AS, Oslo 100,00% 100,00% 4,012,088 75,769,518
Pioneer Property Development AS, Oslo 100,00% 100,00% 1,686,375 154,982,317
T10 Holdco AS 52,00% 52,00% - 515,569
PPG Hylle 3 AS 100,00% 100,00% 0 24,000
Ownership % Voting rights % Net profit 2023 Equity 2023
23,58 % 23,58 % 9,761,640 393,256,938

The company has shares in the following associates:

Norlandia Holding AS

Note 8 - Bank deposits

Employees tax deduction, deposited in a separate bank account with total amount 31.12.23 NOK 241,259.

Note 9 - Other equity

Per 1.1 Ordinary result Dividends Per 31.12
Share capital 14,683,023 14,683,023
Own Shares -987,966 -987,966
Share premium reserve 555,636,899 25,863,188 -98,146,187 550,061,290
Other equity 622,344,289 622,344,289
Total equity 1,191,676,245 25,863,188 -98,146,187 1,191,676,245

Note 10 - Share capital

The company have 14,683,023 shares with a book value NOK 1 per share, and total share capital is NOK 14,683,023. The company have two classes of shares, ordinary shares and preference shares:

Class of shares shares Total value Voting rights
Ordinary shares 9,814,470 9,814,470 Each share has 1 vote
Preference shares 4,868,553 4,868,553 Each share has 0,1 vote
Total 14,683,023 14,683,023

The company's shareholders ordinary shares:

57

PIONEER PROPERTY GROUP ASA

Shareholders Ord. shares
Hospitality Invest AS 3,201,926
Eidissen Consult AS 1,642,024
Grafo AS 1,642,024
Klevenstern AS 1,549,214
Mecca Invest AS 1,549,219
Hi Capital AS 230,068

The company's largest shareholders pref.shares (>1%) :

Shareholders Pref.Shares
Pioneer Property Group ASA -987,966
Skandinaviska Enskilda Banken AB 500,000
Nordnet Bank AB 382,109
Avanza Bank AB 370,110
The Bank of New York Mellon 292,714
Union Bancaire Privee 141,304
Danske Bank A/S 124,040
SIX SIS AG 113,000
Skandinaviska Enskilda Banken AB – Lux Branch 96,138
The Bank of New York Mellon 68,307
Nordnet Livsforsikring 63,767
Swedbank AB 59,667

Indirectly owned shares of executives in the company:

Ordinary shares Pref. shares
Roger Adolfsen (Chairman) 3,160,192 0
Ane Nordahl Carlsen (Board member) 311,985 0

Note 11 - Transactions with related parties

The company has various transactions with associated companies. All the transactions have been carried out as part of the ordinary operations and at arm’s length prices. The most significant transactions are as follows:

  • Hospitality Invest AS, management fee NOK 4,138,945
  • Hospitality Invest AS, Other short-term receivables NOK 285,990

GROUP WEB PAGES

PARENT & SUBSIDIARIES

Pioneer Property Group ASA

www.pioneerproperty.no

PIONEER PROPERTY GROUP ASA

RÅDHUSGATA 23

0158 OSLO

NORWAY

WEB: WWW.PIONEERPROPERTY.NO

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