PEOPLES BANCORP OF NORTH CAROLINA INC

Regulatory Filings • Jan 24, 2008

8-K 1 body8kforjan222008.htm 8-K FOR JAN 22, 2008 body8kforjan222008.htm Licensed to: Peoples Bank Document Created using EDGARizer 4.0.3.0 Copyright 1995 - 2008 EDGARfilings, Ltd., an IEC company. All rights reserved

| UNITED
STATES |
| --- |
| SECURITIES
AND EXCHANGE
COMMISSION |
| Washington,
D.C. 20549 |
| ______ |

| FORM
8-K | |
| --- | --- |
| CURRENT
REPORT PURSUANT TO SECTION 13 OR 15(D) | |
| OF
THE SECURITIES EXCHANGE ACT OF 1934 | |
| Date
of Report (Date of earliest event reported): January 22,
2008 | |
| Peoples
Bancorp of
North Carolina, Inc. | |
| (Exact
Name of Registrant as Specified in Its Charter) | |
| North
Carolina | |
| (State
or Other Jurisdiction of Incorporation) | |
| 000-27205 | 56-2132396 |
| (Commission
File No.) | (IRS
Employer Identification No.) |
| 518
West C Street,
Newton, North Carolina | 28658 |
| (Address
of Principal Executive Offices) | (Zip
Code) |
| (828)
464-5620 | |
| (Registrant’s
Telephone Number, Including Area Code) | |
| Check
the appropriate box below
if the Form 8-K filing is intended to simultaneously satisfy the
filing
obligation of the registrant under any of the following
provisions: | |
| Written
communications pursuant to Rule 425 under the Securities Act (17
CFR
230.425) | |
| Soliciting
material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12) | |
| Pre-commencement
communications pursuant to Rule 14d-2(b) under the Exchange Act (17
CFR
240.14d-2(b)) | |
| Pre-commencement
communications pursuant to Rule 13e-4(c) under the Exchange Act (17
CFR
240.13e-4(c)) | |

| Peoples
Bancorp of North Carolina, Inc. |
| --- |
| INDEX |

	Page
Item
2.02 - Results of Operations
and Financial Condition	3
Item
9.01 - Financial Statements
and Exhibits	3
Signatures	4
Exhibit
(99)(a) Press release
dated January 22, 2008	5

2

Item 2.02. Results of Operations and Financial Condition

On January 22, 2008, Peoples Bancorp of North Carolina, Inc. issued a press release announcing fourth quarter 2007 earnings.

A copy of the press release is attached hereto as Exhibit (99)(a) and is incorporated by reference herein.

Item 9.01. Financial Statements and Exhibits

(d)	Exhibits
(99)(a)	Press
release, dated January 22,
2008

Disclosure about forward-looking statements

This Form 8-K contains forward-looking statements. These statements are subject to certain risks and uncertainties that could cause actual results to differ materially from those anticipated in the forward-looking statements. Factors that might cause such a difference include, but are not limited to, changes in interest rate environment, management’s business strategy, national, regional, and local market conditions and legislative and regulatory conditions.

Readers should not place undue reliance on forward-looking statements, which reflect management’s view only as of the date hereof. The Company undertakes no obligation to publicly revise these forward-looking statements to reflect subsequent events or circumstances. Readers should also carefully review the risk factors described in other documents the Company files from time to time with the Securities and Exchange Commission.

3

| SIGNATURES |
| --- |
| Pursuant
to the requirements of the Securities Exchange Act of 1934, the
registrant
has duly caused this report to be signed on its behalf by the undersigned
hereunto duly authorized. |

| PEOPLES
BANCORP OF NORTH CAROLINA,
INC. — By: |
| --- |
| A.
Joseph
Lampron |
| Executive
Vice President and Chief
Financial
Officer |

4