Patria Bank S.A.

Regulatory Filings • Oct 1, 2025

No. 1170921/01.10.2025

To: FINANCIAL SUPERVISORY AUTHORITY (FSA)

Financial instruments and investments sector BUCHAREST STOCK EXCHANGE

Ref: Joining the EBRD's Trade Facilitation Programme (TFP)

Report date: 01.10.2025 Name of the issuer: PATRIA BANK SA Headquarters: Bucharest, 42, Pipera Road, Globalworth Plaza Building, Floors 8 and 10 Phone / Fax No: 0800 410 310 / +40 372 007 732 Unique Registration Code with the Trade Register: 11447021 Order number in the Trade Register: J2016009252405 Subscribed and paid-in share capital: RON 323,839,055.80 The regulated market where the instruments are traded: Bucharest Stock Exchange

Important events to be reported

Patria Bank Joins the EBRD's Trade Facilitation Programme (TFP)

Patria Bank announces the signing of a Confirming Bank Agreement with the European Bank for Reconstruction and Development (EBRD), as part of the Trade Facilitation Programme (TFP).

"Joining EBRD's TFP program is an important step for Patria Bank and our clients. We understand the need for the development of international trade, and we are proud to support it. At the same time, our cooperation with a financial institution such as the EBRD confirms our commitment to operating at the highest standards of transparency and professionalism, and adds to our other significant partnerships with renowned international financial institutions", stated Valentin Vancea, CEO of Patria Bank.

"We are pleased to welcome Patria Bank into the EBRD's Trade Facilitation Programme. Their participation will strengthen support not only for Romanian businesses, but also for companies across the EBRD's countries of operations. It will expand opportunities for cross-border trade and help integrate local firms into global value chains", stated Shona Tatchell, Director, Head of Trade Facilitation Programme, EBRD.

Through this agreement, Patria Bank becomes part of the international network of the TFP, strengthening its capacity to support the development of foreign trade. As a confirming bank, Patria Bank will be able to issue guarantee instruments for clients of EBRD's network banks, which will assume credit risk, thus reinforcing trust between parties. This allows Romanian companies to gain easier access to foreign partners, additional sources of financing, and transactions with a higher level of security.

The TFP program, launched by the EBRD in 1999, includes over 100 issuing banks from the countries where the EBRD invests and more than 800 confirming banks globally. Since its launch, it has facilitated trade transactions worth over EUR 40 billion, contributing to the development of international trade and the integration of emerging economies into global value chains.

By joining the TFP program, Patria Bank expands its role as a financial partner to the business community and will be better equipped to respond to clients' foreign trade needs, aligning itself with best international practices.

Patria Bank's inclusion in the program comes amid the bank's upward trend, confirmed by its results for the first half of 2025, when the bank reported a net profit of RON 25.8 million, 42% higher than the same period in 2024, along with consistent growth across all business lines. These performance results demonstrate sustainable dynamics and create the foundation for capitalizing on the new opportunities brought by the partnership with the EBRD.

General Manager Director, Capital Markets and Investor Relations Division

Valentin Vancea Razvan Pasol