Patria Bank S.A.

Capital/Financing Update • Oct 1, 2020

No. 361765/01.10..2020

To: FINANCIAL SUPERVISORY AUTHORITY (FSA) - Financial instruments and investments sector BUCHAREST STOCK EXCHANGE

Ref. PBK28E bond issue early closing, interest rate and results Report date: 01.10.2020 Name of the issuer: PATRIA BANK SA Headquarters: Bucharest, 42, Pipera Road, Globalworth Plaza Building, Floors 7, 8 and 10 Phone / Fax No: 0800 410 310 / +40 372 007 732 Unique Registration Code with the Trade Register: RO 11447021 Order number in the Trade Register: J40/9252/2016 Subscribed and paid-in share capital: RON 311,533,057.50 The regulated market where the instruments are traded: Bucharest Stock Exchange

Important events to be reported

Decision regarding the early closing of the offer for sale of subordinated bonds approved by EGSM Decision no. 1/10.04.2020, the setting of the final interest rate of the issue and the communication of subscription results in the offer

Taking into account that SSIF Tradeville SA, as intermediary of the Offer for the sale of unsecured, non-convertible, subordinated bonds, denominated in Euro, issued by Patria Bank SA, had communicated that the value of subscriptions validly-processed in the Offer after the first three days of the Offer, specifically September 28-30, 2020, was EUR 8,187,000 exceeding the minimum value set for the successful closing of the Offer as approved by the Board of Directors Decision no. 238 from 22.09.2020, of EUR 3,000,000, the Board of Directors of Patria Bank SA, through BoD Decision 239/30.09.2020, has decided the following:

• 1. The early closing of the Offer for the sale of subordinated bonds at the end of Wednesday, September 30, 2020
• 1. Following the early closing of the Offer for the sale of subordinated bonds at the end of Wednesday, September 30, 2020, it is ascertained that a number of 16,374 bonds have been validly subscribed at a price of EUR 500 per bond, for a total value of EUR 8,187,000
• 1. The final level of the interest rate of the Bonds, set by the Board of Directors following the analysis of subscription orders recorded in the offer, is of 6.50% / year;
• 1. Under these circumstances, a number of 16,374 Bonds will be issued within the Offer, at the Issue Date, with a nominal value of EUR 500 per bond and a total value of EUR 8,187,000
• 1. The Issue Date of the Bonds is October 5, 2020.

The Bank will continue to carry out the necessary steps to fulfill all formalities for finalizing the Offer and for the admission of the Bonds to trading.

Daniela Iliescu Razvan Pasol

General Manager Director, Capital Markets & Investors Relations Division