Orange County Bancorp, Inc. /DE/ — Director's Dealing 2025

Dec 17, 2025

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: Orange County Bancorp, Inc. /DE/ (OBT)
CIK: 0001754226
Period of Report: 2025-12-16

Reporting Person: Rowley Richard B (Director)

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2025-12-16	Phantom Stock	$	A	141	Acquired		Common Stock (141)	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	537263	Direct

Footnotes

F1: Includes restricted stock units which vest 100% as of the date of grant and are settled in shares of Issuer common stock upon separation from service of the reporting person.

F2: Includes restricted stock units which vest 100% on February 20, 2026 and are settled in shares of Issuer common stock upon separation from service of the reporting person.

F3: Each share of phantom stock is the economic equivalent of one share of common stock and becomes payable upon the reporting person's separation of service as a director.