OPUS GLOBAL Nyilvánosan Működő Részvénytársaság

Capital/Financing Update • Oct 28, 2025

Vonatkoosisi dähum (Reference date) Vonatkoosisi dähum (VIII for VI/C eustebben (Reference date for V/III and V/C)	Jelzáloglevél tr. 2025.00.30 2021.00.22	enszparencia riport (2025.09.30.) - Covered bond tr	ansparency report (09/30/	2025)					· · · · · · · · · · · · · · · · · · ·
Shocald megnevate (huar name) Asyentifia megnevate (huar name)	MBH Mržiloghank Nyrt. MBH Brřekteřek Sank Zrt.	I. Kibocsátó Jelsáloj	gbank bemutatása (Issuer-specific	nformation)
Should be Raino Should be Raino Should be Raino Should be Rainor federation hiteleninfolities (Long term senior commonder attent of the covered bond issuer) Anywentida house's senior federation hiteleninfolities (Long term senior commonders)	No.	Moody's Ba3	SEP ND	Egyéb (Else)
unsecured rating of the ultimate parent company) Litizing of program addial (Covered band programms data)	Milió HUF (HUF million)	II. Jelz Rogle	wil program (Covered bond progra	orne)
Inizialenievelei. Bilominus (Octobandina covered bands). Federati euskatik (Federik, pötfedezet, Bivol euskatok, derivativik) (Cover auste (Quan, substitute austel, Ingud austet, derivativik). Edifederatistig (Occossibilitarialisation).	205 485.58 541 653,38
Described of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Control of the Cont	2,00% 0,00% 26,87%	III. Kibocsátott jelzák	oglevelsk (Outstanding mortgage o	rvered bonds)
5 ISM	Fennálló névérték a kibocsátási devtzában (millió) (Neminal amount oustanding in issue carrency, million)	Denomináció (Denomination)	Lejárat (Maturity)	Kupon (Coupon)	Fix / Változó kamatozás (Fixed / Floating rate)	Opcionalitás (pl. visszavásárlási jog, soft bullet kötvények) (Optionalities (e.g. callable, extendible))	Jelzálogievél minősibése: Fitch, Moody's, S&P, Egyéb (Covered bond rating: Fitch, Moody's, S&P, Else)	Likviditási pufferrel védett (Protected by liquid assets)	Európai fedezett kötvény (European covered bond)
HU0000627888 HU000065142	7 190 00	HUE HUE	2076.04.14 2078.10.22	3.75% 2.60%	Fix/Fixed Fix/Fixed	ND ND	Moody's: A1 Moody's: A1	Y Y	Európai (prémium) fedezett kötvény/ (Suropean (premium) coyered kond) Európai (prémium) fedezett kötvény/ (Suropean (premium) coyered kond)
HJ0000553136 HJ0000553173	7 200.00 71 199,98 41 980,50	HUE HUE	2025.11.26 2030.08.21 2026.12.22	3M BUBOR + 0.70%	Villozó/Floating Flx/Fixed Flx/Fixed	ND ND	Moody's: A1 Moody's: A1 Moody's: A1	Y Y	Európai (prémium) fedezett kötvény/ (Eurosean (normium) covered bond) Európai (primium) fedezett kötvény/ (Europaan (premium) covered bond) Európai (prémium) fedezett kötvény/ (Europaan (premium) covered bond)
HU0000553415 HU0000553423	2 000,00 33 985,94	HUE HUE	2036.01.28 2031.10.22	3,00%	Fix/Fixed	ND ND	Moody's: A1 Moody's: A1	Y Y	Európai (prémium) fedezett kötvény/ (Európaan (psemium) covered bond) Európai (prémium) fedezett kötvény/ (Europaan (psemium) covered bond) Európai (prémium) fedezett kötvény/
HL0000853464 HL0000853514 HL0000853597	22 135,45 11 970,00 12 545,00	HUE HUE HUE	2027.10.27 2032.05.27 2033.04.20	3,50% 5,75% 9,00%	Fix/Fixed Fix/Fixed	ND ND	Moody's: A1 Moody's: A1 Moody's: A1	Y Y	(European (premium) covered bond) Europai (prémium) federatt kötvény/ (European (premium) covered bond) Europai (prémium) federatt kötvény/ (European (oremium) covered bond)
HU0000553613 HU0000553662 HU0000553688	24 450,00 37 267,00 14 495,00	HUE HUE HUE	2027.04.22 2029.05.23 2029.11.22	3M BUBOR + 0,30% 7,50% 7,00%	Vältocé/Floating Flx/Fixed Flx/Fixed	ND ND	Moody's: A1 Moody's: A1 Moody's: A1	Y Y	Európai (priemium) fedezett kötvény/ (Europaan (osereisum) coveret dond) Európai (priemium) fedezett kötvény/ (Europaan (osereisum) covered bond) Európai (priemium) fedezett kötvény/ (Europaan (osereisum) covered bond)
HU0000653720 HU0000653811	21 815,00 8 750,00	HUF HUF	2032.08.25 2031.03.26	3M BUBOR + 0,60% 7,25% 7,00%	Vältord/Floating Flo/Fload Flo/Fload	ND ND	Moody's: A1 Moody's: A1	Y Y	Európai (prémium) fedezett kötvény/ (European (psemium) covered bondi Európai (prémium) fedezett kötvény/ (European (psemium) fedezett kötvény/ Európai (prémium) fedezett kötvény/
HU0000653829 HU0000653845	10 345,00 26 539,00	ния	2031.05.29	7,00% 3M BUBOR + 0,60%	Fix/Fixed Villocol/Floating	ND ND	Moody's: A1 Moody's: A1	Y	European (premium) covered bond Europal (primium) federett kötvirry/ European (premium) covered bond)
Federati estkürük tijuna (Type of cover asunti) Rendes Sederat - Höniportifálió (Primary assets - Total Ioan balance)	Milió HUF (HUF million) 433 195,34	W. I	edezeti eszközök (Cover assets)
Pötfedezet (Substitute assets) Likvidtási puffer (Liquid assets) Derbastkók (Derbastves)	0,00 108 458,34 0,00
ustratoka (ustratoka) Kibocsitó portfolójában lévő hitelek álfagos negysága - Milló HUF (WA los		A.	Hitelportfélió (Loan portfelio)
Sicosato pertelicipiene leco hielek delagan nagyakga - Millo HUF (WA los balanca - Eliz relision) Hielek sainna para dhi Normbar di losara, showaandi Hieleks dali daligan sielkora - Ev (WA Agar di losara - Yaar) Redentible vont hielek aktualin LTV megosilasa (Current LTV distribucion of	9,37 46,24 3,78	70-100 %	100-%
South South Print and the South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South South Sout	374 993,75 Milló HUT (HUT million)	58 184,02 % %	17,46
Witness kensterated (Toutine rate) 10 kensterated (Toutine rate) 10 Federated wort biselek devizanem szerint (Loans in cover pool by demonstration). HUF	22 213,50 400 879,74 Millió HUF (HUF million) 433 195,34	7,48% 92,54% N 100,02%
HUF TUR Egyéb (Other) - CHF 21 Nem teljesitő hitelek (Couns in default)	433 195,34 0,00 0,00 Millió HUF (HUF million) 7,23	100,00% 0,00% 0,00% %	] ]
22 Enforcethe word hittirk hiterated futerniteitensk szerkozete (Hermining maturity structure of cover pool Izana). DOI:10.1007 (NUT million)	-5 év (-5 years) 120 298,98	5-10 dv (5-30 years) 118 273,73	10-15 év (10-15 years) 99 484,39	15-20 év (15-20 years) 61 017,99	20 év- (20 years-) 34 120,15
Multist crannilla messatius (coms berestess) datributes) Messecratia Authors Authors Authors Authors Authors Authors Authors Authors Authors Authors Authors Authors	Milió HUF (HJF milios) 433 195,24 100 744,39 9 759,87 11741,63	% 100,00% 37,111% 2,25% 2,71% 1,75%
Behin Bound-Abasis Jernalén Congréd Pair Grif Halann-Source Jajah Halann-Source Jajah Halann-Source	7 726,31 11 389,36 14 276,35 14 130,96 25 064,35 16 130,95	1,79% 2,01N 1,30N 1,20N 1,20N 5,27N 1,70N
News Jiss-Neodus-Seelook Roedus-Estregom Nordd Pet Pet	8 0 174, 60 5 318, 22 1 200, 16 2 745, 3 8 3 181, 34	1,000 1,23% 1,23% 2,78% 10,66%
Sensor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Grossor Gros	8 226,97 7 999,92 3 899,42 12 390,72 10 033,83 6 2134,30	1,00% 1,84% 0,90% 2,86% 2,40% 1,47%
Zold Envils Orazin (Other country) Envils (Other) 2-6. Middle Rigness (Type of Jerses) Middle Rigness (Type of Jerses)	6 274, 70 0,00 0,00 Millé HUF (NUF millon)	1,47% 0,00% 0,00%
Investigated England (Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Industrial Indust	431 25 24 4 0.00 Commission allowers allowers and extremely contribute to the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contribute of the contri	100 0% 0 00%
	Forganic éréték regilytárosására alkalvaszott ndőszerét: Pszi Osszávárosíttó adrósi érentékni alpadó érétkelési fyrazdgazdas Tozarmasársákann alapadó érétkelési (mezdgazdasági vagy egyéb ingati Tözhingápado érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkelési Szinturátka alapió érétkel
	KRISZUI.
	Felikvingilizat eljárás sotán alkulmatható módzszek – Egred újratrákású kulpalado hávyata szente, kidá hávyatási szente Sztarutkató műönesek alalmazási holdrásáka, AMA alkalmazás (ladás Methoda used for calculating properly market value: - valuatáton hasad on ankylasa of market valuatáton companion (agricultus - valuatáton hasad on sylád calculatine (agricultural or other type of por valuatáton hasad on sylád calculatine (agricultural or other type of por
	cost-based visuation valuation based on statistics valuation based on statistics valuation can be based only the inspection of the property at its location usage of three methods is recommended. Valuation based on partial inspet property have been reviewed at least once at the location and value	Valuation has to be done at least by two of the above methods, but the
	Methods available for reviewing the valuation: -Standalson re-valuation (full scale location inspection, drive-by inspectionStatistical methods (indexation, automated valuation method (AVM)	1, desktop valuation)
Mittel Innocentration Roam concentration TOP 10 hitel éritike és actinys a teljes portfolión belül (Amount and concentration of TOP 10 boxs)	Milió HUF (HJF millon) 1 248,82	% 0,29% 8. P	'ótfedezetek (Substitute assets)
Polifedezetk (Scholbele zusete) Európai Unió, az EGT és az CKCD tagállamársak, jegybanlájánsák, IXB ibboolátásal, azákad élvándens garancia melletti áboosátásak, MNB számlapáns (EU, EEA and OECO member slatis, central bank, EGI lisusance, isusance with equivalent jeuranten, MNB depossi)	Milió HUF (HUF millos)	N 0,00%
Issuance with equivalent guarantee, MMG deposit; ESE IRRD. CES. ESRD bibooxisisi (CES. ISRD. CES. ESRD insuance) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other) Escala (Other	9,00 9,00 9,00 9,00	0,00% 0,00% 0,00% 0,00%
Berinksteiser aşlarlott mindazis (Investment grade) Berlinksteiser nem aşlarlott mindalis (Neo-investment grade) HUI (PUIP) Non-HUI (idegen deviziban (Neo-1-UII in local currency) Villoso kumatoziski (Tiosting rate) Tio kamatoziski (Tiosting rate)	0,00 0,00 0,00 0,00 0,00 0,00	0,00% 0,00% 0,00% 0,00% 0,00% 0,00%
The commenced by two rates Orinvatives a federal poolban nominalisan (Nominal amount of derivatives in cover codi)	Millé HUF (HUF millen)	Quos Hazanālat cēlja (Purpces of use)	C. Derivativok (Derivatives)		:
CENTER AND THE PROPERTY OF THE PROPERTY OF THE PROPERTY OF THE PROPERTY OF THE PROPERTY OF THE PROPERTY OF THE PROPERTY OF THE PROPERTY OF THE PROPERTY OF THE PROPERTY OF THE PROPERTY OF THE PROPERTY OF THE PROPERTY OF T	0,00 0,00 0,00		NO NO
25 Zöd ställogfevisk (Gren covered bonds)			el program (Green covered bond p elzéloghyelek (Green covered bono
ESIN	Nemerkközi standard (International standard)	Ezőső minősítő (Green verifler)	ENSZ Fernstarthutósági Fejlődési Célok (UN Sustainable Development Goals)	Bevont források felhasználása – tifogadható eszköt kategória (Use of proceeds - Eligible Asset Category)	Bevont fornás allokációjának státusza (Status of fund allocation)
HU0000553464	Nernaetkäsi Tõkepiaci Szövetség - Zöld Kötvény Alapelvek (International Capital Market Association - The Green Bond Principles)	Moody's Retirgs	7. Megfizethető és tiszta energia (affordable and dean energy) (7.2, 7.3), 21. Fenntartható városok és kötösségek (sustainable cities and communities) (21.6) (21.6)	Stild éntiletek (green b-li-lin)	0
	Nerroetkázi Tőkeplas Szövetség - Zöld Köbvény Alapelvek		7. Megfizethető és tiszta energia (affordable and dean energy) (7.2, 7.3), 21. Fenntartható városok és közösségek (sustainable cities and	-
HL00000533314	Nervardion! Tilespisci Szövetelig: Zold Kölvény Alspelvek Ilsternational Capital Market Association. The Green Bond Prindples	Moody's Batings	7. Meglizethető és tiszta energia (affordabla and clasa energia)	Stild épületek (ereen buildines)	0
HILDOCOMS MAS	Nemzetközi Tőkeplaci Szövetség - Zöld Kötvény Alapelvek [International Capital Marfelt Association -The Green Bond Principles] MBH Julzálogbank Zöld Jelzálogévél Keretrendszere II./1. A bevételek felha	Moody's Batines smiths of MBH Mortgage Bank's Green Covered Bond Framework II./1 Use	7.1), 11. Fernfartható városok és közösségek (sustainable cities and communities) (11.6) of proceeds	Söld épületek (ereen buildines)	0		1
20 Attailing/melt 200 minusitations in failure a knowtown data plan (Criterio of the covered bond's green label according to the framework) Legificasebb alloakicide riport (Lutent allocation report)	Magnar: https://www.mbhjeislogbank.hu/sw/static/fie/MDHielsalogbank English: https://www.mbhmortgagebank.hu/sw/static/fie/MDHiblostageged Az MDH Melsilogbank Nyst. 201d Melsiloglevell Allokickós kelent ás 2025. D. Magnar: https://www.mbhjeislagesha.hu/sennathatassag/add-jetaloglevell English: https://www.mbhjeislagesha.hu/sennathatassag/add-jetaloglevell English: https://www.mbhmortageshark.hu/senstainability/green-covered-	Zold Jelzal oglevel Keretnen diszer 2025, pdf ank Green Covered Bond Framework 2025, pdf
Kentverdusmak valö magfalalás (Compliance with framework resolvements)	Mediclet Conclines	B. Zend je	ilráloghitelek (Green mortgage loar	s)			1
22 Zild jeldophilel definiciója a keretrenduserben (Green mortgage kian definition according to the flamework) 22d jeldophilek típusa - folyósítás eldousas (Type of green mortgage definition)	Green Bond Principles 2021/ MBH Helzillogbank Zold Jelzillogievell Erretren Magyar: https://www.mbhjelzalogbank.hu/sw/state/He/MBHultalogbank Trutish: https://www.mbhjelzalogbank.hu/sw/state/He/MBHultalogbank Trutish: https://www.mbhroctassebank.hu/sw/state/He/MBHultalogbank MBid HUF (HUF million)	iszere II. fejezet A bevételek felhasználása / MBH Mortgage Bank's Green C Zódálszáeghevelkereteredszer 2025, pdf zekGreent GeorredBondframework 2025, pdf %	Covered Bond Framework Chapter II.				]
Stem - status of disbursment; Mill medicine (Scholabett (Cristine Jours) Mill medicine (Scholabett (Cares to be disbursed) Mill prem folydulfort (Cares to be disbursed) 20 Yell platfolyhiselak tipus - energetikal sanulnising (Type of green mortgag ioan - energe enformance certificate)	78 800.77 0,00 Milió HUT (HUF million)	100 02% 0,00% %	Becsült adat (%) (Estimation (%))
Add Add Add Add Add Add Add Add Add Add	586.58 933.00 1 015,62 372.24	0.79% 1.21% 1.29% 0.07% 0.48%	0.00% 0,00% 0,00% 0.00% 0.00%
88 (Nem Invest) (Not. Ar. BC.), C. C., F. G. H. DO, EE, FF, GG, MS, B. IJ See Sept (Other) - Ar., A. E. S. C., F. G. H. DO, EE, FF, GG, MS, B. IJ Norm microsite (Not Annum) Norm Invest (Not Annum)	7 130 39 44 530 72 19 813 39 0 00 260,88	9.02% 61.71% 22,14% 0.02% 0.31%	0.00% 0.00% 0.00% 0.00% 0.00%
2016 jelzilophickék újusz – hiteloil újusz (Type of green mortgage licans – type of auguste) Errekadelini instalan (Commercial) idehiszatían (Braidentsá) Egyél (Chira)	Milió HUF (NUF millon) 0.00 78 800 77	% 0.00% 100.00% 0.00%
20/5 Zold jetziloghtelek tipus - himizii lipus (Type of green mortgage loams- type of purpose) Übizildeki typettin visirilas (New real entete purchase) Hasaniki testelin visirilas (Second-hand et alekte purchase)	Milió HUF (HUF millos) 10 700 56 50 312 31	% 1159% 6187% 6187%
Felipilitä (Benevution) Feripil (Chieri - Golde) Feripil (Chieri - Golde) Feripil (Chieri - Golde) Feripil (Chieri - Golde) Feripil (Chieri - Golde)	703,58 11 319-47 7 318-92 4 911.10	15.61% 0.91% 5.09%	tások elemzése (Impact analysis)
25 Habbi jelentésénsk metrikás (itrpart reporting metrika) Ellendit energisásgasutás (GWh) (Annual energy savings (GWh)), Benchmarérték (Benchmark value): Energy benchmark (GWh/mZ/yaw)	Halás (Impast) 1 20,86	C. Ha Benchmark érték (Benchmark value) család ház: 343. tárusaház: 205
OHG-elberülés (xccDag/és) (Annual GHG emissions avioded (xcDag/year)), Sendmark ésték (Bendmark yakak: CG2 bendmark (bcCD2/m2/year) 2 mrd HUF-ra vetitett tonna OHG elkardés/év (Annual GHG emissions	28534	családí ház: 363. társanház: 205 családí ház: 86.003 társanház: 51.655
szciódé per billon NUI of Issued green bondu), Berchmark érték (Benchmark value): CO2 benchmark (bj.CO2/m2//vaz/ 26 Senchmark	A hatásjelentésben foglalt elkerült energiafogyasztás és UHG elkerülés mér 2023. documber / Annual energy savings and annual GHG emissions avoid planned by Gommber 2023.	családi ház: 86,093 társasház: 51,455 tékét a Kibocsátó a magyar ingatlan piaci átlaghaz viszonyátja. A követbező d is calculated as a companison to hangarian property market averages as	5 felülvizsgálat tervezett időpontja: references. The next revision is
Security
27 Meglegarés (Connent)	I/4. Túlfedezettség (Dvercollateralisation), Örköntes (Voluntary): A. žet. 24. költságinsk figyelembe véslévés számbott túlfedezettség. / Overcollatera of issuu programme minőling-dosu. V/A/13. Zóld jeltálogjevélk (Öreen covered bonds), Bevont források felhan a zóld jeltálogjevél köbocsátásból származó teljes bevétel állokálásra került	ználása - Elfogadható eszköz kategória (Use of proceeds - Eligible Asset Ca / Zero value means all proceeds from green covered bond issue is allocat	tegory): A nulla érték arra utal, hogy æd
	V/C/25. Hatás jelentésének metrikája (Impact reporting metrics), ÜHG-elke MB calculates exclusively with CO2 emission, not with other GHG emission	olés (Annual GHG emissions avioded): Az MBHI kizárólag CO2 kibocsátássa	al számol, más ÜHG-vel nem. / MBH
	V/C/25. A zóld jelzáloghitelek zóld jelzáloglevél állományna arányosított ha	tását mutatja. / Shows the proportionate effect of green mortgage loans	on green mortgage bonds.