OptimumBank Holdings, Inc. — Earnings Release 2004

Oct 21, 2004

8-K 1 optimumbank8k.htm CURRENT REPORT html PUBLIC "-//IETF//DTD HTML//EN" bp-x1-53724 -- OptimumBank Holdings, Inc. -- 8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

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FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) October 21, 2004

OPTIMUMBANK HOLDINGS, INC.

(Exact name of registrant as specified in its charter)

Florida	0001288855	55-0865043
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

2477 E. Commercial Blvd., Ft. Lauderdale, FL 33308

(Address of Principal Executive Office) (Zip Code)

(954) 776-2332

(Registrant’s telephone number, including area code)

(Former name or former address, if changed since last report.): N/A

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 2.02. Results of Operations and Financial Condition and Item 7.01. Regulation FD Disclosure.

On October 21, 2004, OptimumBank Holdings, Inc. issued a press release reporting financial results for the quarter ended September 30, 2004 (furnished hereunder as Exhibit 99.1).

Item 9.01 Financial Statements and Exhibits.

(c) Exhibits

99.1 3 rd Quarter Results Press Release dated October 21, 2004.

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

/s/ R ICHARD L. B ROWDY
Richard L. Browdy President

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INDEX TO EXHIBITS

Exhibit No.	Exhibit Description
99.1	Press Release issued October 21, 2004.