OptimumBank Holdings, Inc. — Director's Dealing 2006

Jul 18, 2006

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: OptimumBank Holdings, Inc. (OPHC)
CIK: 0001288855
Period of Report: 2006-07-17

Reporting Person: KRINSKY DAVID (Director)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2006-07-17	Common Stock	P	1575	$11.25	Acquired	231067	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	1050	Indirect
Common Stock	1050	Indirect
Common Stock	1050	Indirect
Common Stock	1050	Indirect
Common Stock	1050	Indirect
Common Stock	4200	Indirect
Common Stock	1050	Indirect
Common Stock	10500	Indirect

Footnotes

F1: Share amounts have been adjusted to reflect the 5% stock dividend distributed on June 11, 2006.