OptimumBank Holdings, Inc. — Director's Dealing 2005

Feb 1, 2005

SEC Form 3 — Initial Statement of Beneficial Ownership

Issuer: OptimumBank Holdings, Inc. (OPHC)
CIK: 0001288855
Period of Report: 2005-01-27

Reporting Person: MITCHLER WENDY (Director)

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	7400	Direct

Holdings (Derivative)

Security	Exercise Price	Expiration	Underlying	Shares	Ownership
Non-Employee Director Stock Option (Right to Buy)	$12.49	2015-01-26	Common Stock (10000)		Direct

Footnotes

F1: The option for 10,000 shares vests in three equal installments beginning on January 27, 2006.