OptimumBank Holdings, Inc. — Director's Dealing 2005

Feb 1, 2005

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: OptimumBank Holdings, Inc. ((OPHC))
CIK: 0001288855
Period of Report: 2005-01-31

Reporting Person: COHEN IRVING P (Director)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2005-01-31	Common Stock	A	43	$9.15	Acquired	22210	Indirect
2005-01-31	Common Stock	A	60	$10.00	Acquired	22270	Indirect
2005-01-31	Common Stock	A	37	$10.75	Acquired	22307	Indirect
2005-01-31	Common Stock	A	47	$13.15	Acquired	22354	Indirect
2005-01-31	Common Stock	P	2000	$11.25	Acquired	24354	Indirect

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	5000	Indirect
Common Stock	13700	Direct