OptimumBank Holdings, Inc. — Director's Dealing 2004

Jul 26, 2004

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: OptimumBank Holdings, Inc. (OPHC)
CIK: 0001288855
Period of Report: 2004-07-22

Reporting Person: Borek Sam (Director)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2004-07-22	Common Stock	P	100	$10.50	Acquired	105033	Direct
2004-07-22	Common Stock	P	500	$10.25	Acquired	105533	Direct
2004-07-23	Common Stock	P	1	$9.26	Acquired	105534	Direct
2004-07-23	Common Stock	P	200	$9.90	Acquired	105734	Direct
2004-07-23	Common Stock	P	200	$10.10	Acquired	105934	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	33000	Indirect
Common Stock	740	Indirect