MobiKwik

Date: May 12, 2026

To,

National Stock Exchange of India Limited Exchange Plaza, C-1, Block G Bandra Kurla Complex Bandra (E), Mumbai – 400 051	BSE Limited Phiroze Jeejeebhoy Towers Dalal Street, Mumbai – 400 001
Symbol: MOBIKWIK	Scrip Code: 544305

Sub: Outcome of Board Meeting held on May 12, 2026

Dear Sir/Madam,

Pursuant to Regulations 30, 33 and other applicable provisions of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“Listing Regulations”), we wish to inform you that the Board of Directors of the Company at its meeting held today i.e. Tuesday, May 12, 2026 which commenced at 10:00 a.m. (IST) and concluded at 10:30 a.m. (IST), has, inter-alia, considered and approved the Audited Financial Results (Standalone and Consolidated) of the Company for the quarter and year ended March 31, 2026 (“Financial Results”).

A copy of the aforesaid Financial Results along with the Audit Reports and declaration in respect of audit reports with unmodified opinion under Regulation 33 of Listing Regulations, are enclosed herewith as Annexure-A.

The Financial Results will be published on the Company's website at https://www.mobikwik.com/ir/financial-statements and in the newspapers in terms of Regulation 47 of the Listing Regulations.

We request you to take the above on record.

Thanking you,

For One MobiKwik Systems Limited

ANKITA ShARMA
Digitally signed by ANKITA SHARMA
Date: 2026.05.12 10:34:33 +05'30"

Ankita Sharma
Company Secretary and Compliance Officer
Membership No.: A37518

Encl: A/a

ONE MOBIKWIK SYSTEMS LIMITED
Registered Office: Unit No. 102, 1st Floor, Block-B, Pegasus One, Golf Course Road, Sector-53, Gurugram, Haryana-122003, India.
Ph: +91 (124) 490-3344 | CIN: L64201HR2008PLC053766 | www.mobikwik.com | [email protected]

Annexure-A

B S R and Co

Chartered Accountants

Building No. 10, 12th Floor, Tower-C

DLF Cyber City, Phase - II

Gurugram - 122 002, India

Tel: +91 124 719 1000

Fax: +91 124 235 8613

Independent Auditor's Report

To the Board of Directors of ONE MOBIKWIK SYSTEMS LIMITED

Report on the audit of the Consolidated Annual Financial Results

Opinion

We have audited the accompanying consolidated annual financial results of ONE MOBIKWIK SYSTEMS LIMITED (hereinafter referred to as the “Holding Company”) and its subsidiaries (Holding Company and its subsidiaries together referred to as “the Group”), for the year ended 31 March 2026, attached herewith, being submitted by the Holding Company pursuant to the requirement of Regulation 33 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended (“Listing Regulations”).

In our opinion and to the best of our information and according to the explanations given to us and based on the consideration of reports of other auditor on separate audited financial statements of the subsidiaries, the aforesaid consolidated annual financial results:

a. include the annual financial results of the entities mentioned in Annexure I to the aforesaid consolidated annual financial results
b. are presented in accordance with the requirements of Regulation 33 of the Listing Regulations in this regard; and
c. give a true and fair view in conformity with the recognition and measurement principles laid down in the applicable Indian Accounting Standards, and other accounting principles generally accepted in India, of consolidated net loss and other comprehensive income and other financial information of the Group for the year ended 31 March 2026.

Basis for Opinion

We conducted our audit in accordance with the Standards on Auditing (“SAs”) specified under section 143(10) of the Companies Act, 2013 (“the Act”). Our responsibilities under those SAs are further described in the Auditor’s Responsibilities for the Audit of the Consolidated Annual Financial Results section of our report. We are independent of the Group in accordance with the Code of Ethics issued by the Institute of Chartered Accountants of India together with the ethical requirements that are relevant to our audit of the financial statements under the provisions of the Act, and the Rules thereunder, and we have fulfilled our other ethical responsibilities in accordance with these requirements and the Code of Ethics. We believe that the audit evidence obtained by us, along with the consideration of reports of the other auditor referred to in sub paragraph no. (a) of the “Other Matters” paragraph below, is sufficient and appropriate to provide a basis for our opinion on the consolidated annual financial results.

Management’s and Board of Directors’ Responsibilities for the Consolidated Annual Financial Results

These consolidated annual financial results have been prepared on the basis of the consolidated annual financial statements.

The Holding Company’s Management and the Board of Directors are responsible for the preparation and presentation of these consolidated annual financial results that give a true and fair view of the consolidated net profit/ loss and other comprehensive income and other financial information of the Group in accordance with the recognition and measurement principles laid down in Indian Accounting Standards

Principal Office:

14th Floor, Central B Wing and North C Wing, Nesco IT Park 4, Nesco Center,

Western Express Highway, Corogeeon (East), Mumbai - 400063

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B S R and Co

Independent Auditor's Report (Continued)

ONE MOBIKWIK SYSTEMS LIMITED

prescribed under Section 133 of the Act read with relevant rules issued thereunder and other accounting principles generally accepted in India and in compliance with Regulation 33 of the Listing Regulations. The respective Management and Board of Directors of the companies included in the Group are responsible for maintenance of adequate accounting records in accordance with the provisions of the Act for safeguarding of the assets of each company and for preventing and detecting frauds and other irregularities; selection and application of appropriate accounting policies; making judgments and estimates that are reasonable and prudent; and the design, implementation and maintenance of adequate internal financial controls, that were operating effectively for ensuring accuracy and completeness of the accounting records, relevant to the preparation and presentation of the consolidated annual financial results that give a true and fair view and are free from material misstatement, whether due to fraud or error, which have been used for the purpose of preparation of the consolidated annual financial results by the Management and the Board of Directors of the Holding Company, as aforesaid.

In preparing the consolidated annual financial results, the respective Management and the Board of Directors of the companies included in the Group are responsible for assessing the ability of each company to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the respective Board of Directors either intends to liquidate the company or to cease operations, or has no realistic alternative but to do so.

The respective Board of Directors of the companies included in the Group is responsible for overseeing the financial reporting process of each company.

Auditor's Responsibilities for the Audit of the Consolidated Annual Financial Results

Our objectives are to obtain reasonable assurance about whether the consolidated annual financial results as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with SAs will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these consolidated annual financial results.

As part of an audit in accordance with SAs, we exercise professional judgment and maintain professional skepticism throughout the audit. We also:

Identify and assess the risks of material misstatement of the consolidated annual financial results, whether due to fraud or error, design and perform audit procedures responsive to those risks, and obtain audit evidence that is sufficient and appropriate to provide a basis for our opinion. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control.
Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances. Under Section 143(3) (i) of the Act, we are also responsible for expressing our opinion through a separate report on the complete set of financial statements on whether the company has adequate internal financial controls with reference to financial statements in place and the operating effectiveness of such controls.
Evaluate the appropriateness of accounting policies used and the reasonableness of accounting estimates and related disclosures in the consolidated annual financial results made by the Management and Board of Directors.
Conclude on the appropriateness of the Management's and Board of Directors' use of the going concern basis of accounting and, based on the audit evidence obtained, whether a material uncertainty exists related to events or conditions that may cast significant doubt on the appropriateness of this assumption. If we conclude that a material uncertainty exists, we are required to draw attention in our auditor's report to the related disclosures in the consolidated annual financial results or, if such disclosures are inadequate, to modify our opinion. Our conclusions are based on the audit evidence obtained up to the date of our auditor's report. However, future events or conditions may cause the Group to cease to continue as a going concern.
Evaluate the overall presentation, structure and content of the consolidated annual financial results,

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B S R and Co

Independent Auditor's Report (Continued)

ONE MOBIKWIK SYSTEMS LIMITED

including the disclosures, and whether the consolidated annual financial results represent the underlying transactions and events in a manner that achieves fair presentation.

Obtain sufficient appropriate audit evidence regarding the financial statements of the entity within the Group to express an opinion on the consolidated annual financial results. We are responsible for the direction, supervision and performance of the audit of financial statements of such entity included in the consolidated annual financial results of which we are the independent auditor. For the other entities included in the consolidated annual financial results, which have been audited by other auditor, such other auditor remain responsible for the direction, supervision and performance of the audit carried out by them. We remain solely responsible for our audit opinion. Our responsibilities in this regard are further described in sub paragraph no. (a) of the "Other Matters" paragraph in this audit report.

We communicate with those charged with governance of the Holding Company included in the consolidated annual financial results of which we are the independent auditors regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit.

We also provide those charged with governance with a statement that we have complied with relevant ethical requirements regarding independence, and to communicate with them all relationships and other matters that may reasonably be thought to bear on our independence, and where applicable, related safeguards.

We also performed procedures in accordance with the circular No CIR/CFD/CMD1/44/2019 issued by the Securities and Exchange Board of India under Regulation 33(8) of the Listing Regulations, to the extent applicable.

Other Matters

a. The consolidated annual financial results include the audited financial results of six subsidiaries, whose financial statements reflects total assets (before consolidation adjustments) of Rs. 1,520.30 million as at 31 March 2026, total revenue (before consolidation adjustments) of Rs. 1,882.66 million and total net loss after tax (before consolidation adjustments) of Rs. 79.81 million and net cash inflows (before consolidation adjustments) of Rs 23.03 million for the year ended on that date, as considered in the consolidated annual financial results, which have been audited by their respective independent auditor. The independent auditor's report on financial statements of these entities have been furnished to us by the management.

Our opinion on the consolidated annual financial results, in so far as it relates to the amounts and disclosures included in respect of these entities, is based solely on the reports of such auditor and the procedures performed by us are as stated in paragraph above.

Our opinion on the consolidated annual financial results is not modified in respect of the above matters with respect to our reliance on the work done and the reports of the other auditor.

b. The consolidated annual financial results include the results for the quarter ended 31 March 2026 being the balancing figure between the audited figures in respect of the full financial year and the published unaudited year to date figures up to the third quarter of the current financial year which

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B S R and Co

Independent Auditor's Report (Continued)

ONE MOBIKWIK SYSTEMS LIMITED

were subject to limited review by us.

For B S R and Co
Chartered Accountants
Firm's Registration No.: 128510W

Girish Arora
Partner
Membership No.: 098652
UDIN:26098652APSQOD8694

Gurugram
12 May 2026

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B S R and Co

Independent Auditor's Report (Continued)

ONE MOBIKWIK SYSTEMS LIMITED

Annexure I

List of entities included in consolidated annual financial results.

Sr. No	Name of component	Relationship
1	ONE MOBIKWIK SYSTEMS LIMITED	Parent
2	Zaak ePayment Services Private Limited	Wholly Owned Subsidiary
3	Mobikwik Finance Private Limited	Wholly Owned Subsidiary
4	Mobikwik Investment Adviser Private Limited	Wholly Owned Subsidiary
5	Mobikwik Distribution Services Private Limited (Formerly Known As Mobikwik Credit Private Limited)	Wholly Owned Subsidiary
6	Mobikwik Securities Broking Private Limited	Wholly Owned Subsidiary
7	Mobikwik Financial Services Private Limited	Wholly Owned Subsidiary

Page 5 of 5

ONE MOBIKWIK SYSTEMS LIMITED

Statement of Audited Consolidated Balance Sheet as at 31 March 2026

(Amounts in INR millions, unless otherwise stated)

| Particulars | As at
31 March 2026 | As at
31 March 2025 |
| --- | --- | --- |
| | Audited | Audited |
| Assets | | |
| Non-current assets | | |
| Property, plant and equipment | 95.96 | 60.70 |
| Right-of-use assets | 126.47 | 192.64 |
| Other intangible assets | 11.22 | - |
| Financial assets | | |
| (i) Investments | 89.74 | 61.04 |
| (ii) Other financial assets | 62.54 | 25.16 |
| Other tax assets (net) | 217.20 | 168.34 |
| Other non-current assets | 859.07 | 1,111.40 |
| Total non-current assets | 1,462.20 | 1,619.28 |
| Current assets | | |
| Financial assets | | |
| (i) Trade receivables | 730.76 | 560.42 |
| (ii) Cash and cash equivalents | 2,391.35 | 2,766.38 |
| (iii) Bank balances other than (ii) above | 6,540.00 | 6,922.18 |
| (iv) Other financial assets | 2,133.72 | 1,306.45 |
| Other current assets | 827.65 | 429.00 |
| Total current assets | 12,623.48 | 11,984.43 |
| Total assets | 14,085.68 | 13,603.71 |
| Equity and liabilities | | |
| Equity | | |
| Equity share capital | 157.47 | 155.38 |
| Other equity | 5,231.49 | 5,731.12 |
| Total equity | 5,388.96 | 5,886.50 |
| Liabilities | | |
| Non-current liabilities | | |
| Financial liabilities | | |
| (i) Lease liabilities | 70.82 | 145.93 |
| (ii) Other financial liabilities | 2.78 | 0.35 |
| Provisions | 60.14 | 36.11 |
| Total non-current liabilities | 133.74 | 182.39 |
| Current liabilities | | |
| Financial liabilities | | |
| (i) Borrowings | 2,611.68 | 2,710.04 |
| (ii) Lease liabilities | 77.05 | 66.21 |
| (iii) Trade payables | | |
| (a) Total outstanding dues of micro enterprises and small enterprises | 72.06 | 76.00 |
| (b) Total outstanding dues of creditors other than micro enterprises and small enterprises | 902.72 | 991.43 |
| (iv) Other financial liabilities | 4,633.27 | 3,557.82 |
| Other current liabilities | 195.58 | 91.01 |
| Provisions | 70.62 | 42.31 |
| Total current liabilities | 8,562.98 | 7,534.82 |
| Total liabilities | 8,696.72 | 7,717.21 |
| Total equity and liabilities | 14,085.68 | 13,603.71 |

ORIGINE CENTER

ONE MOBIKWIK SYSTEMS LIMITED

Statement of Audited Consolidated Financial Results for the quarter and year ended 31 March 2026 ("Statement")

(Amounts in INR millions, unless otherwise stated)

Particulars	Quarter ended			Year ended
	31 March 2026	31 December 2025	31 March 2025	31 March 2026	31 March 2025
	Audited (Refer note 4)	Unaudited	Audited	Audited	Audited
Income
Revenue from operations	2,887.12	2,889.46	2,677.84	11,192.32	11,701.74
Other income	73.20	82.74	107.40	349.63	223.16
Total income	2,960.32	2,972.20	2,785.24	11,541.95	11,924.90
Expenses
Payment processing charges	1,193.13	1,290.78	1,470.58	5,250.85	5,540.33
Lending operational expenses	20.45	10.85	410.66	450.93	1,758.06
Financial guarantee expenses	299.58	268.67	127.23	1,010.98	388.83
Employee benefits expense	461.01	414.85	430.77	1,648.89	1,702.35
Other expenses	812.04	837.33	803.61	3,232.24	3,329.32
Total expenses	2,786.21	2,822.48	3,242.85	11,593.89	12,718.89
Earnings before finance cost, depreciation, amortisation and tax (EBITDA)	174.11	149.72	(457.61)	(51.94)	(793.99)
Finance costs	50.97	72.34	66.58	273.64	272.96
Depreciation and amortisation expense	40.70	36.89	42.92	137.83	128.66
Profit/(Loss) before exceptional items and tax for the period/year	82.44	40.49	(567.11)	(463.41)	(1,195.61)
Exceptional items (refer note 6 & 7)	37.65	-	-	155.94	-
Profit/(Loss) before tax for the period/year	44.79	40.49	(567.11)	(619.35)	(1,195.61)
Tax expense
Current tax	0.95	0.01	(6.74)	1.66	19.68
Total tax expense/(credit)	0.95	0.01	(6.74)	1.66	19.68
Profit/(Loss) for the period/ year	43.84	40.48	(560.37)	(621.01)	(1,215.29)
Other comprehensive income (OCI)
Items that will not be reclassified subsequently to profit or loss:
Remeasurement of net defined benefit liability	4.40	(1.07)	2.64	(1.09)	(10.40)
Fair value changes on equity investments through OCI	21.52	-	-	28.70	-
Income tax relating to item that will not be reclassified to profit and loss	-	-	-	-	-
Other comprehensive income/(loss) for the period/year	25.92	(1.07)	2.64	27.61	(10.40)
Total comprehensive income/(loss) for the period/ year	69.76	39.42	(557.73)	(593.40)	(1,225.69)
Paid-up equity share capital (face value of INR 2 per share)	157.47	157.32	155.38	157.47	155.38
Other equity				5,231.49	5,731.12
Earnings/(Loss) per equity share (EPS) (face value of INR 2 per share)*:
(i) Basic	0.56	0.52	(8.88)	(7.93)	(19.27)
(ii) Diluted	0.56	0.52	(8.88)	(7.93)	(19.27)

EPS is not annualised for the quarter ended 31 March 2026, 31 December 2025 and 31 March 2025.

One Mobikwik System

ONE MOBIKWIK SYSTEMS LIMITED

Statement of Audited Consolidated Cash Flow year ended 31 March 2026

(Amounts in INR millions, unless otherwise stated)

Particulars	Year ended
	31 March 2026	31 March 2025
	Audited	Audited
Cash flow from operating activities
Loss before tax	(619.35)	(1,195.61)
Adjustments for:
Depreciation of property, plant and equipment	67.45	88.10
Amortisation of intangible assets	0.78	-
Depreciation of right-of-use asset	69.60	40.56
Gain on sale of property, plant and equipment	(1.15)	(1.96)
Interest income	(340.58)	(208.77)
Exceptional items	155.94	-
Provision for doubtful advances	80.80	62.35
Employee stock options expense - equity settled	73.44	117.85
Finance costs	273.64	272.96
Liabilities / provisions no longer required written back	(1.23)	-
Impairment loss on trade receivables (refer note 9)	132.63	0.54
Operating loss before working capital changes	(108.03)	(823.98)
Working capital adjustments :
(Increase)/Decrease in Trade receivables	(302.97)	249.93
(Increase)/Decrease in Other financial assets	(1,066.49)	349.79
(Increase)/Decrease in Other assets	(146.32)	47.79
(Increase) in Other bank balances (Escrow and Nodal accounts)	(240.70)	(734.40)
Increase in Other financial liabilities	1,104.62	1,355.09
(Decrease) in Trade payables	(91.42)	(1,203.25)
Increase/(Decrease) in Other liabilities	104.57	(40.75)
Increase in Provisions	15.86	15.10
Cash used in operating activities	(730.88)	(784.68)
Income tax (paid)/refund, net	(50.52)	103.05
Net cash used in operating activities	(781.40)	(681.63)
Cash flow from investing activities
Purchase of property, plant and equipment	(104.94)	(90.24)
Purchase of intangible assets	(12.00)	-
Proceeds from sale of property, plant and equipment	3.37	3.05
Investment in unquoted CCPS and units	-	(14.99)
Interest received on bank deposits	339.09	207.80
Investments in bank deposits	(8,362.24)	(12,463.14)
Proceeds from maturity of bank deposits	8,959.23	9,222.67
Net cash generated from /(used in) investing activities	822.51	(3,134.85)
Cash flow from financing activities
Proceeds from issues of equity shares	22.42	5,368.44
Proceeds from borrowings	49,528.73	16,267.91
Repayment of borrowings	(48,812.28)	(15,884.32)
Repayment of non-convertible debenture	(423.08)	(301.72)
Payment of lease liabilities	(84.70)	(49.81)
Interest and other borrowing cost	(253.40)	(253.47)
Net cash generated (used in)/from financing activities	(22.31)	5,147.03
Net decrease in cash and cash equivalents	18.80	1,330.55
Cash and cash equivalents at the beginning of the year	1,121.83	(208.72)
Cash and cash equivalents at the end of the year	1,140.63	1,121.83
Cash and cash equivalents as per above comprises of following :
Cash and cash equivalents	2,391.35	2,766.38
Less: Bank overdraft	(1,250.72)	(1,644.55)
Cash balance for the purposes of consolidated statement of cash flows	1,140.63	1,121.83

MOBIKWIK SYSTEMS LIMITED

ONE MOBIKWIK SYSTEMS LIMITED
Notes to the Audited Consolidated Financial Results
(Amounts in INR millions, unless otherwise stated)

These audited consolidated financial results of ONE MOBIKWIK SYSTEMS LIMITED ("the Company") and its subsidiaries (together referred to as "the Group") have been prepared in accordance with Indian Accounting Standards ('Ind AS') prescribed under Section 133 of the Companies Act, 2013 along with the relevant rules issued thereunder and other accounting principles generally accepted in India and in terms of Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended ("Listing Regulations").
The above audited consolidated financial results were reviewed and recommended by the Audit Committee and approved by the Board of Directors at their meeting held on 12 May 2026. The statutory auditors have carried out an audit of the consolidated financial results of the quarter and year ended 31 March 2026.
The Company was incorporated on 20 March 2008 and completed an initial public offering (IPO) in December 2024 comprising fresh issue of 2,05,01,792 equity shares with a face value of INR 2 each at an issue price of INR 279 per share. The equity shares of the Holding Company got listed on BSE Limited (BSE) and National Stock Exchange of India Limited (NSE) on 18 December 2024.

The Company has received an amount of INR 5,305.17 million (net of IPO expenses of INR 414.83 million) as proceeds of fresh issue of equity shares. Out of total IPO expenses, INR 351.55 million (net of taxes) has been adjusted to securities premium.

The utilisation of the net IPO Proceeds is summarised below:

(Amounts in INR millions)

S.No.	Objects of the issue	Net IPO proceeds to be utilised as per prospectus (A)	Utilisation of net IPO proceeds upto 31 March 2026 (B)	Unutilised net IPO proceeds as on 31 March 2026 (A-B)
1	Funding organic growth in our financial services business	1,500.00	891.50	608.50
2	Funding organic growth in our payment services business	1,350.00	976.10	373.90
3	Research and development in data, ML and AI and product and technology	1,070.00	817.40	252.60
4	Capital expenditure for our payment devices business	702.85	116.30	586.55
5	General corporate purposes	682.32	682.32	-
	Net Proceeds	5,305.17	3,483.62	1,821.55

The figures for the quarter ended 31 March 2026 are the balancing figures between audited figures in respect of the full financial year and the published unaudited year to date figures up to the third quarter of the financial year which were subject to limited review.
During the quarter ended 31 March 2026, the Company has granted 53,000 stock options under the MobiKwik Employee Stock Option Plan 2014, as approved by the Board of Directors, to the eligible employees of the Company and its subsidiaries. Further, 71,804 stock options were exercised during the quarter ended 31 March 2026.
During the year ended 31 March 2026, the Company filed a First Information Report (F.I.R.) on 13 September 2025, wherein it was alleged that certain registered merchants and users, primarily located in the Nuh and Mewat regions of Haryana, colluded to exploit a technical bug in the Company's application. It is further alleged that these merchants fraudulently claimed unauthorized settlements totaling INR 403.59 million from the Company, thereby gaining an unfair financial advantage and causing wrongful loss to the Company. As of 31 March 2026, the Company has successfully recovered INR 276.02 million, which has been credited to its bank accounts. Additionally, INR 9.26 million remains secured through merchant affidavits and court order, which the Company expects to recover in due course.

The Company is actively pursuing the recovery of the remaining balance of INR 118.31 million, on which the Company has recognized expense for Expected Credit Loss and presented as "exceptional items.

With effect from November 21, 2025, the Government of India notified the Code on Social Security, 2020, the Occupational Safety, Health and Working Conditions Code, 2020, the Industrial Relations Code, 2020, and the Code on Wages, 2019 (collectively, the "Labour Codes"), which consolidate and replace the existing central labour laws. The Ministry of Labour and Employment released the draft rules under the Labour Codes. In addition, several State Governments have issued state-specific legislations pursuant to the Labour Codes.

The Company has evaluated the overall impact of the new labour code and considered the impact of past service cost under exceptional items amounting to INR 20.08 million for gratuity and INR 15.33 million for leave provisions. Further, INR 2.24 million is impact related to provident fund.

The Group operates in a single operating segment only which is financial and payment services. Hence, no separate disclosure is required for segments.
The audited consolidated financial results for the quarter and year ended 31 March 2026 are also being made available on the Stock Exchange websites www.bseindia.com and www.nseindia.com and on the Company's website: www.mobikwik.com/ir.

Place: Gurugram
Date: 12 May 2026

For and on behalf of the Board of Directors of ONE MOBIKWIK SYSTEMS LIMITED
Upasana Rupkrishan Taku
Whole-time Director
& Chief Financial Officer
DIN:02979387
MABIKWIK SYSTEMS LIMITED

B S R and Co
Chartered Accountants
Building No. 10, 12th Floor, Tower-C
DLF Cyber City, Phase - II
Gurugram - 122 002, India
Tel: +91 124 719 1000
Fax: +91 124 235 8613

Independent Auditor's Report

To the Board of Directors of ONE MOBIKWIK SYSTEMS LIMITED