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OFG BANCORP Director's Dealing 2026

Jan 9, 2026

31700_dirs_2026-01-09_84a2070e-718b-4b4b-8d73-3ab85aa7f91d.zip

Director's Dealing

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SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: OFG BANCORP (OFG)
CIK: 0001030469
Period of Report: 2026-01-09

Reporting Person: FERNANDEZ JOSE RAFAEL (Director, CEO; Chairman BOD)

Non-Derivative Transactions

Date Security Code Shares Price A/D Holdings After Ownership
2026-01-09 Common Stock M 13481 Acquired 198155.688 Direct
2026-01-09 Common Stock F 5895 $41.02 Disposed 192260.688 Direct

Derivative Transactions

Date Security Exercise Price Code Shares A/D Expiration Underlying Ownership
2026-01-09 Restricted Units $ M 13481 Disposed Common Stock (13481) Direct

Footnotes

F1: Not applicable.

F2: Represents shares of Common Stock withheld against Restricted Units for payment of applicable taxes.

F3: This represents 33% of a grant of Restricted Units ("RUs") of January 1, 2024.

F4: The Restricted Units convert to Common Stock on a one-for-one basis

F5: Subject to the provisions of the OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan, the Restricted Period shall lapse in three annual installments as follows: 33% on the first anniversary, 33% on the second anniversary, and 33% on the third anniversary of the date of the Award.