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OFG BANCORP Director's Dealing 2010

Nov 2, 2010

31700_dirs_2010-11-02_3b27c4e8-b1b3-4e39-b09d-1e730548ee93.zip

Director's Dealing

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SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: ORIENTAL FINANCIAL GROUP INC (OFG)
CIK: 0001030469
Period of Report: 2010-10-31

Reporting Person: FERNANDEZ JOSE RAFAEL (Director, President & CEO)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2010-10-31	Common Stock	A	30000	—	Acquired	37000	Indirect

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2010-10-31	Restricted Units	$	M	30000	Disposed		Common Stock (30000)	Direct

Footnotes

F1: Not applicable.

F2: Awarded pursuant to the Amended and Restated Oriental Financial Group Inc. 2007 Omnibus Performance Incentive Plan.

F3: The restricted units convert to common stock on a one-for-one basis. Mr. Fernandez elected to defer receipt of the underlying common stock
pursuant to the terms of the Company's non-qualified deferred compensation plan.