OCEANFIRST FINANCIAL CORP — Director's Dealing 2026

Mar 3, 2026

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: OCEANFIRST FINANCIAL CORP (OCFC)
CIK: 0001004702
Period of Report: 2026-02-27

Reporting Person: Maher Christopher (Director, Chairman and CEO)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2026-02-27	Common Stock	A	28904	—	Acquired	373562	Direct
2026-02-27	Common Stock	A	43355	—	Acquired	416917	Direct
2026-03-01	Common Stock	D	34149	—	Disposed	382768	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	6457	Indirect
Common Stock	28409	Indirect
Common Stock	5000	Indirect

Holdings (Derivative)

Security	Exercise Price	Expiration	Underlying	Shares	Ownership
Stock Option (right to buy)	$29.01	2027-03-15	Common Stock (73400)	73400	Direct
Stock Option (right to buy)	$27.40	2028-01-24	Common Stock (25275)	25275	Direct
Stock Option (right to buy)	$25.20	2029-03-01	Common Stock (109060)	109060	Direct
Stock Option (right to buy)	$20.44	2030-03-01	Common Stock (166380)	166380	Direct

Footnotes

F1: Restricted shares awarded. Such shares vest in four equal annual installments beginning on March 1, 2027. Total includes other restricted shares that vest in the future.

F2: Restricted shares awarded. Such shares vest on March 1, 2029 at approximately 33% to 100% depending on the attainment of defined performance criteria for the three year period from January 1, 2026 through December 31, 2028, or are forfeited if threshold performance is not met. Total includes other unvested restricted shares that vest in the future.

F3: Represents forfeiture of unvested performance based restricted shares, originally awarded on February 28, 2023, for failure to satisfy performance conditions. Total includes other unvested shares that vest in the future.

F4: This form reflects increases in beneficial ownership resulting from exempt acquisitions pursuant to Rule 16b-3(c).