OCEANFIRST FINANCIAL CORP — Director's Dealing 2026

Mar 3, 2026

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: OCEANFIRST FINANCIAL CORP (OCFC)
CIK: 0001004702
Period of Report: 2026-02-27

Reporting Person: Berninger David (Senior EVP & CRO)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2026-02-27	Common Stock	A	11076	—	Acquired	86637	Direct
2026-02-27	Common Stock	A	16612	—	Acquired	103249	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	361	Indirect

Footnotes

F1: Restricted shares awarded. Such shares vest in four equal annual installments beginning on March 1, 2027. Total includes other restricted shares that vest in the future.

F2: Restricted shares awarded. Such shares vest on March 1, 2029 at approximately 33% to 100% depending on the attainment of defined performance criteria for the three year period from January 1, 2026 through December 31, 2028, or are forfeited if threshold performance is not met. Total includes other unvested restricted shares that vest in the future.

F3: This form reflects increases in beneficial ownership resulting from exempt acquisitions pursuant to Rule 16b-3(c).