OCEANFIRST FINANCIAL CORP — Director's Dealing 2025

May 16, 2025

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: OCEANFIRST FINANCIAL CORP (OCFC)
CIK: 0001004702
Period of Report: 2025-05-15

Reporting Person: Tsimbinos Steven James (Senior EVP & Corp. Secretary)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2025-05-15	Series A Redeemable Preferred Stock	J	3000	$25	Disposed	0	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	188878	Direct
Common Stock	9741	Indirect
Common Stock	7084	Indirect

Holdings (Derivative)

Security	Exercise Price	Expiration	Underlying	Shares	Ownership
Stock Option (right to buy)	$17.28	2026-03-16	Common Stock (15000)	15000	Direct
Stock Option (right to buy)	$29.01	2027-03-15	Common Stock (37500)	37500	Direct
Stock Option (right to buy)	$27.40	2028-01-24	Common Stock (12915)	12915	Direct
Stock Option (right to buy)	$25.20	2029-03-01	Common Stock (50335)	50335	Direct
Stock Option (right to buy)	$20.44	2030-02-28	Common Stock (76790)	76790	Direct

Footnotes

F1: This transaction reflects the redemption by the issuer of all outstanding shares of 7.00% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series A, par value $0.01 per share, which was first reported by the issuer on April 11, 2025.

F2: Total includes shares of restricted common stock that have not yet vested.

F3: This form reflects increases in beneficial ownership resulting from exempt acquisitions pursuant to Rule 16b-3(c).