AI Terminal

MODULE: AI_ANALYST
Interactive Q&A, Risk Assessment, Summarization
MODULE: DATA_EXTRACT
Excel Export, XBRL Parsing, Table Digitization
MODULE: PEER_COMP
Sector Benchmarking, Sentiment Analysis
SYSTEM ACCESS LOCKED
Authenticate / Register Log In

Nobia

Annual Report Aug 4, 2011

3084_10-k_2011-08-04_c585921f-7966-4d6c-80cd-71a684e536bf.pdf

Annual Report

Open in Viewer

Opens in native device viewer

Contents

Financial statements for the Group and Parent Company (pages 37–70)

The Board of Directors and President of Nobia AB, Corporate Registration Number 556528-2752, hereby present the Annual Report and consolidated financial statements for the 2010 fiscal year.

The Board of Directors' Report is presented on pages 6–34.

The kitchen featured on the cover is a product from the French company Hygena.

2010 in summary

Nobia's 2010 net sales amounted to SEK 14,085 million (15,418). Operating profit before restructuring costs amounted to SEK 517 million (346), and SEK 6 million (38) after restructuring costs. Loss after tax totalled SEK 89 million (loss: 79), corresponding to a loss per share of SEK 0.53 (loss: 0.47). Operating cash flow amounted to SEK 641 million (803). The Board of Directors proposes that no dividend be paid for the 2010 fiscal year.

Restructuring costs of SEK 511 million (308) aim to improve efficiency in production, logistics and organisation, and cost-saving measures.

First quarter

The year began with weak demand for kitchens. Nobia continued to strengthen its market position in the UK market, while restructuring measures in France had a substantially negative impact on the quarterly results. A strategic change was presented in February with the purpose of creating a more effective Nobia.

Second quarter

With increasing uncertainty in the UK, continued restructuring efforts in France and an overall weak market situation, Nobia still succeeded in strengthening its gross margin by approximately 3 percentage points during the second quarter. This was mainly the result of implemented plant closures in the Nordic region.

Third quarter

Demand for new-builds in several of the Nordic markets had a favourable impact on net sales and the operating margin, while the negative trend in the UK market continued. Restructuring continued in France, as well as the further development of Nobia's strategy and organisation.

Fourth quarter

Morten Falkenberg took over as President and CEO on 6 October. Demand continued to show a positive trend in the Nordic region during the fourth quarter. Overall, organic growth was 6 per cent. Net sales were negatively impacted by currency effects in the fourth quarter. The gross margin continued to improve. A cost-saving programme involving the closure of nearly 35 unprofitable stores, and the reduction of 385 personnel impacted the quarter's operating profit. During 2011, the measures will successively reduce the cost base by at least SEK 100 million.

Key figures 2010 2009 Change, %
Net sales, SEK m 14,085 15,418 –9
Gross margin, % 39.1 36.7
Operating margin before depreciation and impairment
losses, % (EBITDA)
6.9 5.6
Operating profit, SEK m (EBIT) 517 346 49
Operating margin, % 3.7 2,2
Profit after financial items, SEK m 432 271 59
Loss after tax, SEK m –89 –79 –13
Earnings per share, after dilution, SEK –0.53 –0.47 –13
Operating cash flow, SEK m 641 803 –20
Return on capital employed, % 0.4 1.0
Return on shareholders' equity, % –2.4 –1.9

All figures except "Net sales", "Profit/loss after tax", "Earnings/loss per share" and "Operating cash flow" have been adjusted for restructuring costs.

Net sales and operating margin

Net sales amounted to SEK 14,085 million. The operating margin totalled 0.0 per cent (0.2), and 3.7 per cent excluding restructuring costs.

Profitability trend

Return on capital employed including restructuring costs amounted to 0.4 per cent during 2010.

Earnings/loss per share January–December

Loss per share for the year including restructuring costs amounted to SEK 0.53.

This is Nobia

Nobia is Europe's kitchen specialist. The operation consists of developing, manufacturing and selling kitchens through about twenty strong brands.

The focus on kitchens enables our various units to leverage joint competencies throughout the entire value chain, which benefits both us and our customers. The greatest economies of scale lie in product development, and the co-ordination of sourcing and production.

We operate in three geographic regions – the UK, the Nordic region and Continental Europe. Sales are conducted directly to consumers through a network of nearly 700 stores, and to professional customers in retail and new-builds. Read more on pages 14–21.

The head office is situated in Stockholm, and approximately 7,500 people are employed in eight main countries. Net sales amount to approximately SEK 14 billion. The Nobia share is listed on NASDAQ OMX Stockholm under the short name "NOBI".

nobia.com

The fastest way to find information about Nobia is via www.nobia.com. You can find up-to-date financial information on our website, and compare and download financial data.

You can also subscribe to reports and press releases via e-mail or SMS.

Are you interested in a career at Nobia? To find out more, visit www.nobia.com for vacant positions and interviews with some of Nobia's employees.

Our new website will be launched in spring 2011.

We will also be launching a mobile web to give you the latest news about Nobia no matter where you are.

Business concept

Nobia offers attractive kitchen solutions in selected market segments through a number of strong brands.

We create value for customers by delivering superior function, design and quality and simplifying buying, delivery and installation.

In addition to attractive customer offerings, the basis for profitable growth and increased market shares is an efficient supply chain.

Objectives and strategy

During 2010, the change process mainly focused on potential economies of scale more effectively and thus

Nobia's financial targets are listed on page 6, and the

Brief history

Nobia was originally a division of STORA (now Stora Enso) where the operation comprised doors, windows and kitchens, and a wholesale business for building materials. The company was formed in 1996 when Industri Kapital (now IK) bought Nobia and shifted the focus to kitchens. Several strategic acquisitions then took place, of which Novart and Magnet entailed a breakthrough in the Finnish and UK markets, and Poggenpohl gave Nobia a leading position in the most exclusive segment.

Nobia was listed on the Stockholm Stock Exchange in 2002, after which several acquisitions took place, such as Gower in the UK, EWE-FM in Austria, and Hygena in France.

In 2009, the European kitchen market was severely impacted by the recession, and Nobia's profitability declined sharply.

During this period, Nobia decided to oversee the company's entire value chain and organisational structure, and to focus on reducing costs and improving cash flow. Decisions were made to introduce strategic and organisational changes, starting in 2010, to create long-term profitability and more co-ordinated growth – to create One Nobia.

For a more detailed description of Nobia's history, see www.nobia.com.

Read more in the regional sections, pages 14–21

We are creating One Nobia

I would like to begin by saying how proud I am to be part of this wonderful company. Nobia has many strong brands, both local and global, and a unique opportunity to become the clear market-leading kitchen specialist.

2010 was an eventful year, and some events deserve a special mention:

  • There are clear signs that the steepest phase of the recession is behind us. Organic growth has recovered. We see growth in several Nordic countries, driven by significant project sales in the new-build segment. There are also increased sales to private customers who are renovating.
  • One encouraging sign is that the operating margin, excluding restructuring costs, improved by 1.5 percentage points to 3.7 per cent in 2010. This is due to major productivity improvements, which in part are attributable to plant closures in the Nordic region during recent years. These changes are showing measurable effects in both margins and earnings.
  • Our balance sheet continued to improve with a strong cash flow, driven by consistent focus on working capital. This allowed us to concentrate on areas that give the highest return, and invest in these areas for increased growth.
  • While the Nordic market made a strong comeback during the latter half of 2010, the UK market was slightly weaker than in 2009. Demand developed negatively due to announced government cutbacks. We experienced a decline in our own distri-

bution chain, but noticed a more favourable result in business-to-business channels.

• Hygena in France has suffered during recent years, and I am happy that we took some vital steps to thoroughly address the situation. With a new, strong management in place, improvements are now underway. The last four months of the year showed favourable growth in both orders received and invoicing. There is no quick-fix, but I am convinced that we will make Hygena profitable again.

Cost-saving measures

To become the leading kitchen specialist that we want to be, we have produced a strategic plan encompassing all of the key stages in Nobia's value chain.

Read more about the journey that Nobia began a few years ago on page 9.

Since we are determined to maintain a rapid tempo in the change process, we introduced a flatter organisation at the beginning of 2011 and have adopted a number of cost-saving measures, which entail personnel reductions involving 385 employees in the Nordic region, France, the UK, and in Poggenpohl. When they reach their full effect, these activities will reduce our costs by more than SEK 100 million on a yearly basis.

Step-by-step

The comprehensive change process that we are currently engaged in has many components, and as we have previously indicated, these must be joined together in the right order at the right time if we want to create One Nobia.

By following the path we have chosen, we are not only making Nobia a leading kitchen specialist, we are also creating the conditions for sustainable profitability with a doubledigit operating margin.

I know that everyone at Nobia is looking forward to being part of that journey – and taking an active part in its implementation.

Morten Falkenberg President and CEO '' By following the path we have chosen, we are not only making Nobia a leading kitchen specialist, we are also creating the conditions for sustainable profitability with a double-digit operating margin.

Growth in earnings per share, annual change

Debt/equity ratio

Dividend

Financial targets

The aims of Nobia's financial targets are to generate favourable inancial returns for shareholders and long-term healthy value growth. The company has been steered towards three financial targets for a number of years.

1. Growth in earnings

Earnings per share shall increase on average by 12 per cent per year over a business cycle. Nobia will achieve this by:

  • attaining organic growth that is 2–3 per cent higher than market growth,
  • growing through acquisitions,
  • achieving an operating margin (EBIT) that amounts to at least 10 per cent at Group level over a business cycle.

2. Financial strength

The debt/equity ratio shall not exceed 100 per cent. A temporary elevation of the debt/equity ratio is acceptable in conjunction with acquisitions. A long-term, significantly lower debt/equity ratio shall be adjusted by an extra dividend to shareholders or the buy-back of own shares.

3. Dividends

Dividends to shareholders shall on average comprise at least 30 per cent of net profit after tax. However, decisions regarding the amount of the dividend will be made in relation to the company's capital structure at the time.

Special focus

An historic, deep recession began at the end of 2008. As a result, Nobia was forced to make some short-term adjustments to the financial targets. A major focus was shifted to cash flow, resulting in a favourable cash flow in both 2009 and 2010. The focus on maintaining profit margins was increased, partly by strengthening the cost focus.

Overall, these measures entailed that Nobia now stands firmly equipped for leveraging the new business opportunities that a strong economy offers. As the situation normalises, the focus is returning to the financial targets described above.

Earnings per share after dilution, 2006–2010

2010 2009 2008 2007 2006
–0.53 –0.47 3.13 5.50 4.931)
N/A N/A –44 12 34
N/A N/A 6.2 17.8 19.1

1) Adjusted for split 3:1.

2) Calculated during the period 2001–2010.

Sales growth 2006–2010

% 2010 2009 2008 2007 2006
Organic change 0 –10 0 7 11
Acquisitions, divestments and currency effects –9 6 –1 1 14
Total growth –8.6 –3.6 –0.9 7.0 25.3
Average1) annual growth 6.1 8.1 9.9 11.8 13.5

1) Calculated during the period 2001–2010.

Operating margin per region

Group 0.0 0,2 5.7 8.4 8.5
Continental Europe –6.5 –0.4 4.6 5.9 6.1
Nordic 4.9 –1.4 8.4 12.3 13.7
UK 4.2 4.2 5.6 8.6 7.9
% 2010 2009 2008 2007 2006

Comments on the trend

Earnings per share for 2010 were adversely impacted by restructuring costs of SEK 511 million (308), corresponding to SEK 3.06 per outstanding share (1.84).

Net sales for 2010 were adversely impacted by translation effects due to the successive strengthening of the Swedish krona against most of the currencies in which Nobia conducts its sales. The divestment of Pronorm also had a negative effect on net sales. Organic growth improved successively during the year and ended unchanged.

The operating margin excluding restructuring costs and other items affecting comparability developed positively in all regions during the year, mainly due to strengthened gross margins. In the Nordic region, the margin was strengthened by implemented plant closures.

The operating margin was severely impacted by restructuring costs in all regions, but mainly in Continental Europe.

Strategic direction

A change process, which aims to make the customer offering more attractive, strengthen competitiveness and increase profitability, was introduced two years ago and now extends to the entire Group. Here are the main ingredients of the strategy, step by step:

    1. Nobia aims to offer kitchens through clearly positioned and defined brands, based on insight into customer preferences. The product range and service offerings to both private and professional customers are adapted to customer demand.
    1. We leverage the standardized carcass platform. Measures aimed at achieving a comprehensive harmonisation and rationalisation will reduce the number of items by at least 50 per cent.
    1. With this as our base, we will continue to develop a co-ordinated range for several countries and brands. The new range builds upon a cost-effective and solid base, where best-sellers and economies of scale lead to increased profitability.
    1. Efficient production based on a single platform entails that our plants no longer need to be regional or brandspecific. As a result, we can utilise the

plants more efficiently and thus reduce the number of production units.

    1. Less complexity, larger volumes and a narrower range make it possible to offer larger order volumes to fewer suppliers. In combination with efforts from our Group-wide purchasing organisation, this will lead to more favourable sourcing prices. The proportion of sourcing from low-cost countries should increase from 5 to 15 per cent over the next few years.
    1. Since we are creating One Nobia from several acquired kitchen companies, an intra-Group work method is required, and shall be achieved through efficient administration in IT, HR and Finance.
    1. Historically, the kitchen industry has not been characterised by innovation, but we want to develop and utilise our customer instincts to create kitchens and service offerings that attract and inspire.
    1. Our strong local and global brands will acquire clear positions in each market.
    1. Our sales organisation is one of our greatest assets, which can both offer the products and the services that meet the needs of our corporate customers, and through our network of nearly 700 stores reach Europe's end-consumers. Relevant and innovative advertising increases store visits, while refined customer offerings shall increase sales.
    1. Finally, we shall continue to increase our internal synergy effects due to even larger volumes, primarily from organic growth.
    1. We are also open to growth through acquisitions – if and when the right opportunity occurs.

Changes in 2010

In the operations units

Our future objective is to increase co-ordination within the Group, to enable increased utilisation of economies of scale. Co-ordination in range development, sourcing, production and logistics will establish an overall more efficient value chain, and enable lower costs while raising quality.

Objectives and strategic focus

An optimised Range

Range harmonisation constitutes the basis for the entire change process. Complexity is reduced by using identical rather than similar carcasses, which generates economies of scale along the entire value chain. The objective is to halve – at least – the total number of items, consolidate sourcing from fewer suppliers, and increase investments in innovation and new development. The objective is also to achieve this while broadening the customer offering for individual brands.

Outcome 2010

Harmonisation and planning

In 2010, complex and change-critical work was carried out to define the new range. A Group standard based on platform thinking enables a high degree of brand-independence in the supply chain, and greater flexibility. This also creates scope for a differentiation of our product offering to customers without increasing complexity in production and sourcing. The launch of the new range was scheduled, and efforts to prepare the physical implementation are underway in production, as well as the purchasing and sales organisations.

The closure of plants and other restructuring measures that took place in 2009 and 2010 reduced Nobia's annual costs by approximately SEK

130 million. The number of plants fell from 20 to 15.

More efficient Production & Logistics

Nobia originates from a decentralised structure with 20 plants and supply chains linked to individual brands. By eliminating brand dependency in the production units, capacity utilisation, flexibility and thus cost efficiency can increase.

Increased co-ordination in Purchasing

A co-ordinated range and concentrated production facilities enable more efficient sourcing and logistics. By reducing the number of suppliers and increasing flexibility, costs can be minimised and the quality of sourced goods can be raised.

Customised organisation

The organisation shall be continuously adapted to the changed work method.

Centralised processes

Reduced cost base

The Group's sourcing was centralised during 2010, enabling further development of the co-ordination.

The proportion of sourcing from low-cost countries during the year, including China and Eastern Europe, amounted to approximately 6 per cent, a minor increase compared with 2009.

Operations units

In 2010, the Group's supply chain was organised into three units – Range, Purchasing and Production & Logistics. In 2011, a central unit for the co-ordination of change projects and IT will be established.

In the commercial units

The European kitchen market is highly competitive, which is why our objective is to ensure that the nearly 700 stores controlled by Nobia, either directly or through franchising, are well-positioned and stand out from our competitors. Inspiring stores and clearly positioned brands will also benefit our corporate customers.

Objectives and strategic focus

Clearly positioned brands

Nobia shall offer clear and distinct brands, which offer added value compared with its competitors. The brands shall have a clear position in the consciousness of the target groups. Customers shall be aware of what makes each Nobia brand unique, and experience its added value.

Outcome 2010

Strategy development

A comprehensive branding effort began during the year. Key parameters for analysis were customer preferences, brand offerings and positions, and the growth potential of net sales and earnings. The objective for 2011 is to produce a clear brand strategy for moving forward.

Overhaul and optimisation of sales channels

Various brands in various channels contributed to Nobia's success and historic growth. Sales to end-consumers through nearly 700 kitchen stores gives good knowledge of what customers prioritise, an insight that also benefits corporate customers when delivering kitchens to construction projects, house producers, building materials stores or DIY chains.

Customised organisation

Within the framework of Nobia's three geographic regions, the former business units will be adapted to dedicated sales channels.

Evaluation

During 2010, an overhaul that aimed to optimise sales channels began. In combination with a new and improved range and stronger brands, the sales channels ensure that Nobia is the first choice for both private and professional customers in Europe.

Commercial units

During 2010, the business unit structure was replaced by five units for customised marketing and sales in region-based sales channels. Sales to professional customers in the UK and Continental European regions, for example, were combined into a single unit. A new unit for Groupwide branding strategy and marketing will be established in 2011. Nobia Annual Report 2010 Board of Directors' Report Strategic direction Commercial units for

The Nobia share

The Nobia share rose about 35 per cent in 2010, and the closing price of the share on the NASDAQ OMX in Stockholm was SEK 60.25 (41.90), corresponding to a market capitalisation of SEK 10.5 billion (slightly more than 7).

Facts in brief

  • The share has been listed on the NASDAQ OMX in Stockholm under the short name NOBI since 2002.
  • The Nobia share is in the Mid Cap segment and Consumer Discretionary sector, and included in the NASDAQ OMX Stockholm Benchmark Index.
  • Nobia is the only kitchen company listed on the NASDAQ OMX in Stockholm.
  • Four-fifths of shareholders are Swedish.

In 2010, the NASDAQ OMX Stockholm's index for manufacturers of consumer discretionary products and services (SX25 Consumer Discretionary) rose 14 per cent.

A total of 124,083,894 Nobia shares were traded at a value of SEK 5,306 million during the year, corresponding to a turnover rate of 71 per cent. An average of 490,450 Nobia shares were traded on a trading day, corresponding to approximately SEK 21 million. The highest and lowest prices during the year were SEK 61.50 and SEK 30.40 respectively.

Share capital

On 31 December 2010, Nobia's share capital amounted to an unchanged SEK 58,430,237, divided between an unchanged number of shares, namely 175,293,458, each with a par value of SEK 0.33. Each share, except for repurchased treasury shares, entitles the holder to one vote, and carries the same entitlement to the company's capital and profits.

Ownership structure

On 31 December 2010, the number of shareholders was 4,343 (4,876). The percentage of registered shares held by foreign owners amounted to 10.3 per cent (24) at year-end. The ten largest shareholders held 57 per cent of all shares.

Nobia's Group management had combined holdings of 76,334 shares at year-end. Nobia's Board members owned 638,450 shares at year-end.

Dividend policy

One of Nobia's financial targets is that dividends to shareholders shall correspond to at least 30 per cent of net profit after tax. Investment requirements, acquisition opportunities, liquidity and the financial position of the company are taken into consideration when preparing dividend proposals.

Proposed dividend

The Board and President recommend that no dividend be paid for the 2010 fiscal year.

Contact with the stock market

Nobia's objective is to simplify the market valuation process by providing clear information. Contact with the stock market is primarily based on quarterly financial reports, press releases and company presentations. In 2010, meetings with more than 400 investors and analysts took place in Sweden and abroad.

At year-end, the following securities brokers and banks regularly tracked Nobia's progress: ABG Sundal Collier, Carnegie, Danske Bank, Deutsche Bank, Handelsbanken, Nordea, Penser Bank, SEB Enskilda and Swedbank.

Nobia's ten largest owners, 31 December 2010

Number of shares Share of capital, %

Summa 99,823,429 57.0
Didner & Gerge 3,912,171 2.2
National Pension Fund 4,071,005 2.3
The Fourth Swedish
Carlsson funds 4,329,916 2.5
SIX SIS AG 4,337,940 2.5
Skandia funds 4,902,166 2.8
Lannebo funds 10,018,000 5.7
If skadeförsäkring 14,632,850 8.3
Swedbank Robur 15,719,808 9.0
Nordstjernan 15,899,573 9.1
Säkl 22,000,000 12.6

Source: Euroclear Sweden

Through buy-backs, Nobia owns 8,162,300 treasury shares corresponding to 4.7 per cent of the total number of shares issued.

Data per share

2010 2009 2008
Earnings per share before
dilution, SEK –0.53 –0.47 3.13
Earnings per share after
dilution, SEK –0.53 –0.47 3.13
Dividend per share, SEK 01) 0 0
Shareholders' equity per
outstanding share, SEK 21 24 25

1) According to Board proposal.

Ownership structure, 31 December 2010

30 Mar 2010 Preben Bager comments on first-quarter performance 30 Mar 2010

Nobia's 2010 Annual General Meeting

20 Apr 2010

9 Feb 2010

12 Feb 2010

15 Feb 2010

1 Mar 2010

Invitation to Nobia's presentation of its Year-end Report for 2009

2010 Nobia Q4, Lower profit but improved cash flow

New organisational model to strengthen Nobia 25 Feb 2010

Nobia sells Pronorm and its 50-per cent holding in Culinoma

Notice to attend the Annual General Meeting

Invitation to Nobia's presentation of its Interim Report for January-March 2010

27 Apr 2010

Nobia Q1, Continued restructuring and efficiency enhancement

27 Apr 2010

Morten Falkenberg appointed new President of Nobia

8 Jun 2010

Kitchen production negotiations with trade unions commenced

24 Jun 2010 Change in Hygena management

14 Jul 2010 Invitation to Nobia's presentation of its Interim Report for January-June 2010

19 Jul 2010 Nobia Q2, Improved operating margin

7 Sep 2010 Kitchen production negotiations with trade unions completed

17 Sep 2010 Nick Friend leaves Nobia 6 Oct 2010

New CEO starts today

20 Oct 2010 Invitation to Nobia's presentation of its Interim Report for January-September 2010

22 Oct 2010 Nobia Q3, Continued margin improvements

15 Dec 2010 Relocation of kitchen production from Älmhult to Tidaholm

Shareholder contact

For IR-related information, contact Ingrid Yllmark, Investor Relations Officer, tel +46 8-440 16 07 or [email protected].

Percentage of
No. of shares No. of shareholders Percentage of shares, % shareholders, %
1–500 431,618 2,025 0.3 46.6
501–1,000 695,643 839 0.4 19.3
1,001–2,000 833,640 516 0.5 11.9
2,001–5,000 1,606,918 477 0.9 11.0
5,001–10,000 1,257,161 170 0.7 3.9
10,001–20,000 1,443,180 102 0.8 2.3
20,001–50,000 2,442,469 76 1.4 1.8
50,001–100,000 2,622,560 34 1.5 0.8
100,001– 163,960,269 104 93.5 2.4
Total 175,293,458 4,343 100.0 100.0

Focus on Europe

Nobia sells kitchens in several markets but is organised into three segments: the UK, Nordic and Continental Europe regions. Due to this geographic spread, Nobia's net sales are impacted by currency effects, which in 2010 had a negative impact of more than SEK 1 billion on the year's net sales, compared with a positive impact in 2009 corresponding to just over SEK 800 million.

Total organic growth remained unchanged in 2010, specified as follows: negative 1 per cent in the UK, positive 3 per cent in the Nordic region, and negative 3 per cent in Continental Europe.

Fragmented and local market

The value of the European kitchen market is estimated at between EUR 11 and 12 billion. The largest single markets are Germany, Italy and the UK. In terms of price segments, the economy and middle-price segments each account for more than 40 per cent of the market, while the luxury segment represents the remaining approximately 15 per cent.

The European kitchen market is still fragmented and relatively local by nature. The five largest kitchen market players combined represent only about 35 per cent of the total sales value and in terms of value, Nobia is the top player with an estimated market share of about 10 per cent. Only a few brands have a presence in several markets. The market is instead characterised by a high number of strong local players. Source: CSIL 2010

Macroeconomic and emotional drivers

Operating profit 2010

TrustMark

Magnet is certified under the TrustMark scheme, which is a partnership between the UK government, consumer organisations and industry players with the objective of helping customers find trustworthy and reputable companies to carry out repairs and maintenance to their homes and gardens. Magnet received TrustMark approval several years ago.

UK region

The uncertainty of the economic situation in the UK continued to impact the kitchen market in 2010. Nobia's net sales declined 8 per cent to SEK 5,198 million (5,623) during the year. Restructuring costs of SEK 107 million (0) impacted operating profit, resulting in operating profit amounting to SEK 219 million (236). Excluding restructuring costs, operating profit totalled SEK 326 million (236). Negative currency effects had an adverse impact of about SEK 35 million (neg: 70) on earnings. The operating margin was 4.2 per cent (4.2).

Despite the weak market, increased earnings were mainly attributable to implemented price increases, lower costs and a favourable sales mix.

Market

Approximately one quarter of the UK kitchen market consists of kitchen specialists, which in turn comprise a large number of independent retailers and several large specialist chains, such as Magnet. The remaining market mainly comprises large DIY chains, players that focus on small local builders (Trade), and the market for large new-build and renovation projects.

The government's austerity package is deemed the primary reason for slightly weaker demand during the year.

Sales channels

In the UK region, Nobia is represented by the Magnet, Magnet Trade, Interior Solutions and Gower brands.

  • Magnet Retail targets end-consumers directly through its wholly owned kitchen studios*. These kitchens, in the middleprice segment, are normally installed and sold complete with comprehensive aftersales care.
  • Magnet Trade focuses on local construction companies through wholly-owned kitchen studios*.

• Interior Solutions and Gower deliver flat-pack kitchens to builder's merchants and DIY chains. In addition to the actual kitchens, Nobia's offering to the retailers also includes category management: assistance with kitchen displays in stores, advertising, and training for sales and installation personnel.

Nobia's position

Nobia's sales in the lower-price segment increased during the year. The proportion of sold complete kitchens, in which appliances and other accessories are included, also increased during 2010. Price increases in combination with the above entailed an overall higher than average order value for the region.

Overall, in 2010, Nobia continued to strengthen its market-leading position in the UK, improved the gross margin and increased the operating margin. Sales to social housing and builders' merchants increased during the year. Investments in the store network during recent years have proved a positive factor and contributed to the stronger market share.

The challenge for the future lies in meeting the continued weak market expectation with a favourable offering and continued healthy cost control.

Significant events during the year

In the operational units

The former local units for Purchasing, Production & Logistics were transferred to the joint organisation during the year, which was created at Nobia level.

In the commercial units

Surveys show that Magnet Retail's customers have appreciated the methodical, step-by-step sales process. The service offering was expanded during the year with a 12-month follow-up carried out by an installer, which was well received and strengthened Magnet's position as the leading kitchen brand in the country.

A business system for improved customer care in stores was developed and tested, and will be deployed in Magnet in 2011.

The market for elderly accommodation, daycare centres and schools was expanded, which strengthened Nobia's market share.

A partnership with one of the country's leading DIY chains was strengthened during the year due to good experiences and a positive sales trend.

Sales per product, %

Key figures 2010 2009 Change, %
Net sales, SEK m 5,198 5,623 –8
Gross profit excluding restructuring costs, SEK m 2,029 2,000 1
Gross margin excluding restructuring costs, % 39.0 35.6
Operating profit excluding restructuring costs, SEK m 326 236 38
Operating margin excluding restructuring costs, % 6.3 4.2
Operating profit, SEK m 219 236 –7
Operating margin, % 4.2 4.2
Operating capital, SEK m 724 991 –27
Return on operating capital, % 30 24
Investments, SEK m 132 57
Average number of employees 2,537 2,720 –7
Kitchen stores Group-owned Store trend
UK 222 Refurbished or relocated 0
Total 222 Newly opened, net 0
2010 2009
Quarter IV III II I IV III II I
Net sales, SEK m 1,291 1,263 1,360 1,284 1,399 1,361 1,494 1,369
Gross profit excluding restructuring costs, SEK m 506 507 543 473 522 492 532 454
Gross margin excluding restructuring costs, % 39.2 40.1 39.9 36.8 37.3 36.1 35.6 33.2
Operating profit excluding restructuring costs, SEK m 86 101 98 41 114 65 26 31
Operating margin excluding restructuring costs, % 6.7 8.0 7.2 3.2 8.1 4,8 1.7 2.3
Operating profit/loss, SEK m –5 94 89 41 114 65 26 31
Operating margin, % –0.4 7.4 6.5 3.2 8.1 4.8 1.7 2.3

Brands

Nordic region

Net sales in the region declined 3 per cent to SEK 5,092 million (5,234). Restructuring costs of SEK 82 million (162) impacted operating profit, resulting in operating profit amounting to SEK 249 million (loss: 75). Excluding restructuring costs, operating profit totalled SEK 331 million (187). Currency effects had a favourable impact of about SEK 35 million (neg: 40) on earnings. The operating margin was 4.9 per cent (neg: 1.4).

Operating profit improved in 2010, primarily attributable to higher sales volumes and productivity improvements resulting from plant closures during recent years. The concentration into fewer production units rationalised the supply chain and reduced production costs.

Market

The Nordic kitchen market is characterised by a few large players and many small, local kitchen companies. After several years of low activity in new-builds, construction companies' and prefab home manufacturers' demand started to recover. Demand for refurbishment generally remained stable.

Sales channels

Nobia is represented in the Nordic region by HTH, Invita and uno form, Myresjökök and Marbodal, Sigdal and Norema, Petra, Parma, A la Carte and the franchise chains Netto-keittiöt and Keittiömaailma.

  • HTH offers complete kitchen solutions to both consumer and project markets throughout the entire Nordic region. HTH kitchens can also be purchased online.
  • Invita sells rigid kitchens in customised, exclusive designs through its own stores and retailers, mainly in Denmark.
  • uno form produces exclusive and expertly handcrafted kitchens with distinctive designs. The kitchens are sold through Group-owned stores and other retailers, mainly in the Nordic region.
  • Myresjökök is primarily sold to business customers in the project market in Sweden, such as construction companies and prefab home manufacturers, where demand for large volumes of rigid cabinets with superior delivery quality is high. Because of Myresjö kök's flexible offering, project customers can offer their home customers a large degree of freedom when choosing their kitchens.

  • Marbodal, Sweden's best-known kitchen brand, is sold in Group-owned stores and franchise stores, and to both end consumers and business customers through other retailers.

  • Sigdal's rigid kitchens in the middle-price segment are sold in Norway to end consumers and construction companies through specialised kitchen stores, builders' merchants and other retailers.
  • Norema sells rigid kitchens in the middleprice segment in Group-owned stores and through other retailers. Some sales are also made to construction companies.
  • Petra and Parma can be purchased rigid or in flat packs from builders' merchants, and are also sold directly to construction companies in Finland. The kitchens are also available from the Netto-keittiöt and Keittiömaailma franchise stores.
  • A la Carte's rigid kitchens are sold through specialised kitchen stores in Finland.

In 2010, one-third of Nobia's market value in the Nordic region comprised new-builds, mainly through construction companies and prefab home manufacturers.

At year-end, the number of specialised kitchen stores in the Nordic region amounted to 285 (291), of which 92 where Group-owned, and 193 were franchises or other retailing stores.

Nobia's position

Nobia holds a market-leading position in sales to construction companies and house producers in the Nordic region. The recovery of this market segment, most noticeable in Finland, strengthened Nobia during the year.

The challenge for the future lies in consistently reducing costs for the supply chain, maintaining high delivery compliance and clarifying the position of the brands.

Significant events during the year

In the operational units

A decision was made during the year to relocate the kitchen production in Sweden from Älmhult to Tidaholm, which is now underway. Approximately 75 employees in Älmhult are affected, and the relocation is expected to be completed by spring 2011. The kitchen production is concentrated to fewer and larger production units with the purpose of strengthening Nobia's competitiveness. About 50 positions will thus be transferred to the plant in Tidaholm. The change had a negative impact of SEK 42 million (–) in restructuring costs on profit for the year.

The former local units for Purchasing, Production & Logistics were transferred to the joint organisation during the year, which was created at Nobia level.

In the commercial units

HTH's supplementary sales of flat-pack kitchens in Denmark, Norway, and now also in Sweden, strengthened the brand's market share. Online sales also increased during the year and are gaining significance as a proportion of the brand's market channels.

Marbodal established three shop-in-shop stores in the Mio furniture chain in the Gothenburg area during the year.

Sales per product, %

Kitchen furnishings, such as cabinets and worktops, 77 Other kitchen equipment, installation and service, 21 Bathrooms, 2

Key figures 2010 2009 Change, %
Net sales, SEK m 5,092 5,234 –3
Gross profit excluding restructuring costs, SEK m 1,945 1,861 5
Gross margin excluding restructuring costs, % 38.2 35.6
Operating profit excluding restructuring costs, SEK m 331 187 77
Operating margin excluding restructuring costs, % 6.5 3.6
Operating profit, SEK m 249 –75
Operating margin, % 4.9 –1.4
Operating capital, SEK m 898 1,117 –20
Return on operating capital, % 28 –7
Investments, SEK m 100 160 –37
Average number of employees 2,758 2,636 5
Total 92 193
Other countries 4 10
Finland 80
Norway 19 39
Denmark 61 35
Sweden 8 29
Kitchen stores Group
owned
Franchised

Store trend

Refurbished or relocated 0
Newly opened, net –6
2010 2009
Quarter IV III II I IV III II I
Net sales, SEK m 1,392 1,091 1,401 1,208 1,302 1,039 1,499 1,394
Gross profit excluding restructuring costs, SEK m 529 418 550 448 481 367 542 471
Gross margin excluding restructuring costs, % 38.0 38.3 39.3 37.1 36.9 35.3 36.2 33.8
Operating profit excluding restructuring costs, SEK m 136 63 115 17 64 15 91 17
Operating margin excluding restructuring costs, % 9.8 5.8 8.2 1.4 4.9 1.4 6.1 1.2
Operating profit/loss, SEK m 102 15 115 17 56 15 66 –212
Operating margin, % 7.3 1.4 8.2 1.4 4.3 1.4 4.4 –15.2

Continental Europe region

Fiscal 2010 saw a weak improvement in demand. Nobia's net sales declined 18 per cent to SEK 3,805 million (4,625). Restructuring costs of SEK 214 million (46) impacted operating loss, resulting in operating loss amounting to SEK 247 million (loss: 20). Excluding restructuring costs, operating loss totalled SEK 33 million (profit: 26). Positive currency effects had a favourable impact of about SEK 20 million (20) on earnings. The operating margin was a negative 6.5 per cent (neg: 0.4).

Operating profit deteriorated in 2010, mainly attributable to lower sales and increased costs in the French company, Hygena. A number of measures were implemented to strengthen the Hygena operation. These included a restructuring of the logistics system, a changed and slimmed-down organisation, a commenced rationalisation of unprofitable stores, preparations for a new range and an already initiated refurbishment of stores.

Market

Nobia's main markets in the Continental Europe region are France, Austria and Germany. There are many market players in France, including French, Italian, German and other companies. The number of kitchen stores and thus competitors has increased in recent years.

Two kitchen companies dominate in Austria, one of these is Nobia's EWE/FM. As in Germany, the major furniture stores hold a strong position in terms of kitchen distribution.

Germany is Europe's largest kitchen market. Demand remained at a stable low level, resulting in an intensification of efforts by German kitchen companies in neighbouring markets.

Sales channels

In the Continental Europe region, Nobia is represented by Hygena, EWE, Intuo and FM and Optifit. German Poggenpohl is Nobia's only global brand.

  • Hygena offers complete kitchen solutions, which are delivered in flat packs for attractive prices through about 150 whollyowned stores in France. There are another three stores in the Barcelona area of Spain. Hygena's kitchen carcasses are produced by Optifit in Germany.
  • EWE symbolises modern design in the upper-middle-price segment. The kitchens are predominantly produced and sold to corporate customers in Austria.

  • Intuo means inspiration in Esperanto. The Austrian brand caters to the quality-conscious consumer in the upper-middleprice segment.

  • FM offers kitchens with traditional design and a high degree of functionality, such as solid-wood doors and height-adjustable cabinets. Sales channels are primarily furniture stores and independent kitchen stores in Austria.
  • Optifit sells flat-pack kitchens to Hygena, and to DIY chains and building materials stores in Germany. Optifit also offers bathroom series under the Marlin brand.
  • Poggenpohl is the world's best-known kitchen brand. The production of these exclusive kitchens is carried out in Herford, Germany with distribution to all continents. Complete kitchen solutions are sold to end-consumers through about 35 Groupowned stores in major cities, to independent kitchen stores and to business customers in the project market. In 2010, project sales were mainly concentrated to Asia, especially China.

At year-end, the number of kitchen stores in the Continental Europe region totalled 191 (191), of which 190 were Group-owned stores, and one was franchised.

Nobia's position

Nobia's market share in the Continental Europe region is modest. Nobia's strongest position is in Austria, where the assessed market position in the country is second. In France, Nobia intends to strengthen Hygena's position through a number of initiatives. Nobia is a modest player in Germany. Poggenpohl's brand awareness in the global luxury market is high.

The challenge for the future lies in consistently reducing costs for the supply chain. Special focus was placed on turning Hygena into a successful chain store in France, and continuing to improve profitability in Poggenpohl.

Significant events during the year

In the operational units

Hygena's logistics system was further developed during the year, in relation to depot structure, a centralised warehouse and reorganisation of IT systems.

The former local units for Purchasing, Production & Logistics were transferred to the joint organisation during the year, which was created at Nobia level.

In the commercial units

Hygena was slimmed down to enable the offering of a new range in refurbished stores in 2011–2012. A cost-saving programme at the end of the year encompassed the closure of 15 stores in 2011, affecting just over 100 employees in the retail chain.

Sales per product, %

Kitchen furnishings, such as cabinets and worktops, 72 Other kitchen equipment, installation and service, 23 Bathrooms, 5

Sales channels, %

Key figures 2010 2009 Change, %
Net sales, SEK m 3,805 4,625 –18
Gross profit excluding restructuring costs, SEK m 1,501 1,770 –15
Gross margin excluding restructuring costs, % 39.4 38.3
Operating profit/loss excluding restructuring costs, SEK m –33 26
Operating margin excluding restructuring costs, % –0.9 0.6
Operating loss, SEK m –247 –20
Operating margin, % –6.5 –0.4
Operating capital, SEK m 421 953 –56
Return on operating capital, % 59 –2
Investments, SEK m 114 129 –11
Average number of employees 2,298 2,544 –10
Total 190 1
Other countries 30 0
Austria 1 0
Germany 9 1
France 150 0
Kitchen stores owned Franchised
Group
Store trend
Refurbished or relocated 0
Newly opened, net 0
2010 2009
Quarter IV III II I IV III II I
Net sales, SEK m 923 875 1,040 967 1,082 1,170 1,325 1,048
Gross profit excluding restructuring costs, SEK m 380 363 400 358 419 466 521 364
Gross margin excluding restructuring costs, % 41.2 41.5 38.5 37.0 38.7 39.8 39.3 34.7
Operating profit/loss excluding restructuring costs, SEK m 11 6 10 –60 13 47 24 –58
Operating margin excluding restructuring costs, % 1.2 0.7 1.0 –6.2 1.2 4.0 1.8 –5.5
Operating profit/loss, SEK m –140 –12 –11 –84 –5 33 19 –67
Operating margin, % –15.2 –1.4 –1.1 –8.7 –0.5 2.8 1.4 –6.4

Brands

Financial overview

In 2010, Nobia was characterised by an internal change process, which aimed to rationalise the entire value chain and leverage economies of scale. The comprehensive restructuring measures were intensified towards the end of the year, and the costs for these amounted to a total of SEK 511 million during the year.

2010 2009 Change, %
14,085 15,418 –9
39.1 36.7
6.9 5.6
517 346 49
3.7 2.2
432 271 59
–89 –79 –13
–0.53 –0.47 –13
641 803 –20
Jan-Dec

All figures except "Net sales", "Profit/loss after tax", "Earnings/loss per share" and "Operating cash flow" have been adjusted for restructuring costs.

Significant events

In February, Nobia presented a new organisation and work method for the Group. Production and sourcing are co-ordinated with the purpose of leveraging Nobia's size, while the Group's brands are positioned to satisfy customer requirements more clearly. The new organisation in April 2010 signalled the start of a several-year change process, which will lead to a stronger Group. The objective is to increase both profitability and growth by fully capitalising on Nobia's economies of scale in the market, the supply chain and Group units for IT, HR and Finance. The change process is expected to take place between 2010 and 2014.

Later in February, Nobia announced that Pronorm and its ownership share in Culinoma in Germany had been divested to DeMandemaker Groep (DMG). The transaction was part of Nobia's strategy to focus on attractive customer offerings, clear brands and a more efficient supply chain with fewer and larger plants. The sale encompassed the Pronorm kitchen plant in Vlotho, of which the largest customers are DMG and Culinoma, and Culinoma's 87 kitchen stores in Germany, including the Plana, Marquardt, Vesta, Asmo and Küchenpohl brands.

In April, Morten Falkenberg was appointed new President and CEO. Morten Falkenberg took office in October, when Preben Bager stepped down from his position as Nobia's President and CEO.

In May 2010, the first step was taken towards the long-term refinancing of Nobia by raising a loan of SEK 800 million from the Swedish Export Credit Corporation. The loan is for five years, with an option to extend it for another two years.

In June, union negotiations began concerning the relocation of Myresjökök's production from Älmhult to Tidaholm. The relocation is expected to take place in March 2011.

In July 2010, Nobia signed an agreement concerning new long-term borrowing with a consortium of banks. The loan is for five years and can amount to a maximum of SEK 2,000 million. Nobia's long-term credit framework now totals SEK 2,800 million, including the loan granted by the Swedish Export Credit Corporation.

In December, cost-saving measures were initiated in several units throughout the Group. The programme is expected to reduce costs by SEK 100–125 million on an annual basis from the end of 2011.

The Group's earnings and financial position

Loss per share for the year after dilution amounted to SEK 0.53 (loss: 0.47). Earnings per share for the year after dilution excluding restructuring costs amounted to SEK 1.86 (0.96). Net sales totalled SEK 14,085 million (15,418).

The Group's organic growth, meaning the change in net sales for comparable units and adjusted for currency effects, was unchanged compared with 2009. Organic growth for the Nordic region increased, while organic growth for the UK and Continental Europe regions declined.

The store network decreased slightly during the year. At year-end, the total number of stores amounted to 698 (704). The total number of stores includes both Group-owned and franchised stores.

The Group's operating profit amounted to SEK 6 million (38). Lower volumes and restructuring costs of SEK 511 million (308) had an adverse impact on earnings. The operating margin amounted to 0 per cent (0.2). Operating profit excluding restructuring costs amounted to SEK 517 million (346). The operating margin excluding restructuring costs totalled 3.7 per cent (2.2).

In the UK region, net sales declined 8 per cent due to negative currency effects and lower volumes in Magnet. In the Nordic region, net sales declined 3 per cent. Net sales rose 3 per cent after adjustments for additional sales through HTH's takeover of franchise stores in Denmark and negative currency effects. In the Continental Europe region, net sales were 18 per cent lower than in 2009. Net sales declined 3 per cent after adjustments for the divestment of Pronorm and negative currency effects.

Financial items amounted to an expense of SEK 85 million (expense: 75). Net financial items also included the net of return on pension assets and interest expense on pension liabilities corresponding to a negative amount of SEK 37 million (neg: 40). Loss after financial items declined to SEK 79 million (loss: 37).

Tax revenue of SEK 25 million (35) was primarily attributable to capitalised loss carryforwards and tax refunds in the UK. Loss after tax declined to SEK 89 million (loss: 79).

Operating cash flow for the period remained favourable, but declined to SEK 641 million (803).

Investments in fixed assets totalled SEK 347 million (346), of which SEK 107 million (154) related to investments in the store network.

The Group's capital employed amounted to SEK 5,323 million (7,095) at the end of the period.

Net debt amounted to SEK 1,510 million (2,426) at year-end. This decrease was primarily due to a positive operating cash flow of SEK 641 million, currency effects and the divestments of Culinoma and Pronorm.

The debt/equity ratio amounted to 44 per cent at year-end (62 at the beginning of the year).

Provisions for pensions, which are included in net debt, amounted to SEK 587 million (656) at the end of the period. At yearend 2010, unrecognised actuarial losses amounted to a total of SEK 67 million (loss: 60).

Shareholders' equity at year-end amounted to SEK 3,446 million (3,934).

The equity/assets ratio at year-end amounted to 41 per cent (38).

Nobia's credit framework, which is valid until 2015, amounted to SEK 2.8 billion excluding overdraft facilities. At the end of December 2010, SEK 1.6 billion of this was unutilised.

Significant events after the end of the year

With the purpose of clarifying and simplifying decision-making processes, a new organisation was introduced on 22 January 2011. The change entails that functions that previously reported to the Chief Operating Officer function, or the formerly vacant Chief Commercial Officer function, now report directly to the Chief Executive Officer, Morten Falkenberg.

Future outlook

Demand for kitchens normally follows the same business cycle as other consumer discretionary products. In 2010, demand increased in the Nordic region during the second half of the year, but remained weak in the UK and Continental Europe regions compared with 2009. The effect of lower volumes in Nobia was offset by reduced costs and raised prices. Various projects were started during 2010 to increase longterm efficiency, and leverage the Group's size. In addition to this, cost-saving measures were introduced at the end of the year to strengthen the Group's earnings. These measures are expected to generate annual savings of about SEK 100–125 million, and are expected to reach their full effect from the fourth quarter of 2011.

In the light of the prevailing recession, the future demand trend is expected to increase slightly in the Nordic region while demand in the UK and Continental Europe regions is more difficult to predict.

Personnel

The average number of personnel in 2010 amounted to 7,627, compared with 7,930 in 2009. This decrease is primarily due to the divestment of Pronorm.

The reorganisation of Nobia with the aim of becoming a leading kitchen specialist requires innovative thinking and motivated employees. Competence sourcing at all levels is thus a key process. Another key process is to create a joint approach to how HR issues are managed throughout the Group. Nobia's Group-level HR function is responsible for ensuring a standardised approach to the management of employee-related issues, and is also responsible for developing and supporting Nobia's managers by providing recruitment tools, skills analyses and change leadership. HR is also reviewing such remuneration issues as fixed and variable salary, pensions and incentive programmes.

Environment

In Sweden, the Group conducts activities within Marbodal AB and Myresjökök AB that require a permit according to the Swedish Environmental Code. These activities impact the external environment mainly through noise levels, and emissions to air

from the surface treatment of wooden parts. The County Administrative Board administers these licensable activities.

In 2009, an application for final conditions for the Tidaholm plant was lodged with the County Administrative Board for a decision. Myresjökök's appeal in relation to one of the conditions in the licence decision concerning noise levels in the Älmhult plant was heard in 2009. The decision also remains firm for 2010, but due to Nobia's decision to relocate Myresjökök's assembly and distribution of kitchens from Älmhult to the Tidaholm plant, the County Administrative Board in Kronoberg agreed to postpone the noise inquiry until a later date. A suitable time is expected to be during the latter part of the second quarter in 2011, or until the remaining part of the operation (cabinet door manufacturing and painting) has been relocated. The licensing issue will be administered by the operation in Tidaholm.

The ISO 9001 and 14011 standards for Myresjökök AB will be refined to comprise a marketing organisation, meaning sales and installation. The Tidaholm plant's ISO accreditations and protective work will encompass the remaining production operations in Älmhult.

Emissions levels for volatile organic compounds are well within the limits stipulated by the permits for both Marbodal and Myresjökök. The licensable-activities production in Sweden corresponds to less than 10 per cent of consolidated net sales.

Nobia also responded to the Carbon Disclosure Project (CDP) questionnaire in 2010, and participated in the Sustainable Value Creation project, an initiative by Sweden's largest investors and shareholders.

Parent Company

The Parent Company is a limited liability company domiciled in Sweden. The address of the head office is: Klarabergsviadukten 70 A, SE-107 24, Stockholm. The Parent Company is listed on the NASDAQ OMX in Stockholm. Information regarding the Nobia share and its owners can be found on pages 12–13.

The Parent Company's operations comprise Group-wide functions and the ownership of subsidiaries. Profit after net financial items amounted to SEK 2 million (2) and primarily comprised Group contributions received, and dividends from subsidiaries.

The share and ownership structure

Nobia's share capital amounts to SEK 58,430,237, divided between 175 293 458 shares with a quotient value of SEK 0.33. Each share, apart from own shares, entitles the holder to one vote and the right to a share of the company's capital and profits. Nobia has only one class of share.

In 2007 and 2008, Nobia repurchased a total of 8,162,300 own shares at a value of SEK 468,056,934 under the authorisation mandate granted by the 2007 and 2008 Annual General Meeting. The total number of shares bought back corresponds to 4.7 per cent of the total number of shares. The aim was to enable whole or partial acquisition financing through payment using treasury shares, as well as to adjust the company's capital structure to thereby contribute to higher shareholder value. The mandate enables the buy-back of a maximum of 10 per cent of the total number of registered shares in the company. No additional shares were bought back in 2010.

The ten largest owners held 57 per cent of the votes. The single largest shareholder in Nobia, SäkI AB's shareholding, represented 12.6 per cent of the number of votes for all shares.

Nobia's lenders have prepared a clause that may entail the termination of all loans if the control of the company were to be significantly altered. If any one party, or jointly with other parties (under formal or informal forms) gains control of the company, the lender is entitled to terminate all outstanding loans for payment. The term "control of the company" pertains to control of more than half of the total number of votes or capital or the acquisition of direct and decisive influence over the appointment of

the Board of Directors or members of Group management. Control of the company is also deemed to arise if a party, alone or jointly with other parties, can exercise direct and decisive influence over the company's financial and strategic position.

If such a situation were to arise whereby the control of the company were to be significantly altered, the lender and Nobia shall begin negotiations that shall last for a maximum of 30 days. The aim of these negotiations is to reach an agreement between the lender and Nobia. If an agreement is not reached, the lender is entitled to terminate all outstanding loans for immediate payment.

More information on share capital and shareholders is presented on pages 12–13.

Remuneration guidelines and other employment conditions for Group management 2010

The guidelines for 2010 correspond with the proposed guidelines for 2011 below, which are essentially based on agreements signed with each member of Group management.

Motion on guidelines and other employment conditions for Group management 2011

The Board of Directors of Nobia AB proposes that the 2011 Annual General Meeting decide on the following motion pertaining to guidelines for determining remuneration and employment conditions for the President and other members of Group management. Group management currently comprises nine people.

Remuneration Committee

The Board of Directors appoints a Remuneration Committee from within its ranks. The Committee's tasks include preparing proposals with respect to remuneration for the President, and to reach decisions on remuneration proposals for managers who report directly to the President.

The Remuneration Committee monitored and evaluated the application of the principles for remuneration and other employment conditions for Group management that were adopted at the 2010 Annual General Meeting, concerning remuneration structures and remuneration levels, and otherwise considered needs for changes. The Remuneration Committee also monitored and evaluated the Nobia Group's employee share options scheme. In the Remuneration Committee's opinion, there are reasonable grounds to continue with both the remuneration principles and incentive schemes in the forthcoming year that essentially conform to those principles and schemes applied in previous years.

Proposed guidelines for 2011

Nobia's policy stipulates that total remuneration shall correspond to market levels. A continuous International Position Evaluation is performed to secure the market levels in each country. Members of Group management receive both a fixed and a variable salary portion. The fundamental principle is that the variable salary portion may amount to a maximum of 30 per cent of fixed annual salary. The exception to this principle is the President whose variable salary portion may amount to a maximum of 50 per cent of fixed annual salary. Exceptions may also be made for other senior executives following a decision by the Board.

The Hunger Project, Sweden

Meals play a central role in kitchen-based operations. Nobia believes that having enough food to eat is a human right. However, this is not the case for many people today. For this reason, Nobia – since 2006 – has supported the work of The Hunger Project, which aims to eliminate hunger in the world.

The Hunger Project is a non-profit, non-political and non-religious organisation that helps people living in hunger to build sustainable development in their community, primarily through education, self-identification of problems, establishing goals and achieving change though their own efforts.

The Hunger Project conducts change programmes in 13 countries in the African continent, Central and South America, India and Bangladesh. Nobia's financial support has, for example, led to 125 women in India being trained in leadership.

Read more at www.hungerprojektet.se.

The variable salary portion is normally divided between several targets, such as the Group's earnings, earnings in the business unit for which the manager is responsible and individual/qualitative targets. The variable salary portion is based on a period of service of one year. The targets for the President are determined by the Board. The targets for other senior executives are determined by the President following recommendations from the Board's Remuneration Committee.

In the event of a maximum outcome, which presupposes that all bonus-related targets are fulfilled, the variable salary costs for Group management may be expected to amount to approximately SEK 9,944,100 (excluding social security contributions). The calculation is based on the current composition of Group management. Members of Group management are entitled to a pension under the ITP system or equivalent. The age of retirement is 65.

In addition to the ITP plan, members of Group management are entitled to an increased occupational pension premium on salary portions amounting to more than 30 basic amounts. Employment contracts for Group management include provisions regulating remuneration and termination of employment. In accordance with these agreements, employment may usually be terminated at the request of the employee with a period of notice of six months and at the request of the company with a period of notice of 12 months.

Following decisions taken at the Annual General Meeting, the Group has implemented an annual employee share option scheme since 2005. The purpose is to further strengthen the commitment of senior executives to and ownership in the company, and to attract, motivate and retain key employees in the Group. The allotment of employee share options is free of charge, but the allotment is conditional on a rising scale based on the average increase in earnings per share during the vesting period, which is three years. Accordingly, the earnings trend determines the number of employee share options that may be exercised of the total number of allotted employee share options.

The 2010 employee share option scheme encompasses a total of about 104 senior executives, including members of Group management.

In accordance with the figures reported at the 2007, 2008 and 2009 Annual General Meetings, employee share options may lead to costs for the Nobia Group in the form of social security contributions and accounting costs as stipulated in IFRS 2. The social security contributions are estimated at approximately 20 per cent of the growth in value of the employee share options. For the 2007, 2008 and 2009 programmes, the earnings trend determines the number of employee share options that may be exercised of the total number of allotted employee share options.

The employee share option scheme proposal to be presented to the 2011 Annual General Meeting proposes that the President and Group management be allotted 470,000 options free of charge. The options are calculated to have a value on allotment in accordance with IFRS 2 that amounts to SEK 11.50.

The options have a vesting period of three years and may be exercised only if the option holder is both a Nobia employee on the date of exercise and earnings per share have risen at a certain rate over a threeyear period. If the average growth in earnings per share is less than 5 per cent per year, no options may be exercised and the recognised cost over the three-year vesting period will be zero. If, instead, growth in earnings per share is at least 15 per cent per year, all options can be exercised and the maximum cost of the scheme under IFRS 2 will be attained, which is expected to total approximately SEK 5.4 million over the three-year vesting period. The level of social security costs related to the scheme will depend on the value of the options on the exercise date, should the requirements of continued employment at Nobia and growth in earnings per share be fulfilled. Social security contributions to the President and Group management are expected to amount to approximately 25 per cent, which, if the value of the options on the exercise date is the same as it was on the allotment date (SEK 11.50) will result in a cost over the three years of a total of slightly less than SEK 1.4 million, if the employment and earnings per share conditions are fully met.

The Board is entitled to deviate from the guidelines described above if the Board finds there to be reasonable grounds in a particular case.

Proposed appropriation of profits

The following profits in the Parent Company are at the disposition of the Annual General Meeting:

Total SEK 1,765,170,138
Net profit for the year 2,873,614
brought forward 1,710,071,038
Unappropriated profit
Share premium reserve 52,225,486

The Board of Directors proposes that profits at the disposition of the Annual General Meeting be appropriated as follows: To be carried forward 1,765,170,138 Total SEK 1,765,170,138

The Board of Directors proposes that all profits at the disposition of the Annual General Meeting be carried forward and that no dividend be paid for the 2010 fiscal year.

Restructuring costs – an overview

Nobia has implemented a number of restructuring measures during recent years, aimed at reducing the cost base. The changes are planned to take place over a three-year period.

A number of cost-saving measures were also introduced to strengthen the Nobia Group's earnings. These are recognised in the 2010 income statement. The initiative entails that approximately 385 employees will leave the Group, and resulted in costs totalling SEK 275 million, of which SEK 244 million affect operating profit, and SEK 31 million affect profit from divested operations. The net effect of the Group's cash flow in 2011 is approximately SEK 100 million. This initiative shall also lead to annual cutbacks in the size of SEK 100-125 million, which will be introduced successively from the beginning of 2011 and reach their full effect from the fourth quarter of 2011.

In 2010, restructuring costs totalled SEK 511 million (308), which were recognized as operating profit. These include a loss of SEK 72 million during the first quarter from the divestments of Culinoma and Pronorm. Restructuring measures impacted the cash flow by SEK 178 million, of which SEK 37 million was derived from restructuring measures implemented in 2009.

Remaining restructuring reserves at the end of the year totalled SEK 270 million.

The savings generated by these measures will enable significant investments in product and service development, brand-enhancement measures, store development and training initiatives for Nobia's sales personnel.

Risks and risk management

Nobia is exposed to both commercial and financial risk. Commercial risks can be divided into strategic, operating and legal/political risks.

Financial risks are attributable to currencies, interest rates, liquidity, credit granting, prices of raw materials and financial instruments.

All business operations are associated with risks. Risks that are well managed can create opportunities, whereas risks that are not managed correctly may lead to damage and losses. The aim of Nobia's risk management is to create awareness of risks and consequently limit, control and manage them, whilst safeguarding business opportunities and strengthening profitability.

Identified material risks are managed on an ongoing basis at all levels in Nobia and in strategic planning. The Board of Directors is responsible to the shareholders for the company's risk management. Company management regularly reports on risk issues to the Board.

Strategic risks

Corporate-governance and policy risks

Corporate-governance and policy risks are managed by Nobia continuously developing its internal control.

The internal dissemination of appropriate information is ensured through the company's management systems and processes. A more detailed description is provided in the Group Management section of the Corporate Governance Report on page 29.

Business-development risk

Risks associated with business development, such as company acquisitions, are managed by using a systematic process (known as due diligence) and subsequent follow-ups of acquisitions compared with original plans. More long-term risks are initially addressed by the Board during its annual Group strategy planning meeting. In conjunction with this, Nobia's business development is evaluated and discussed based on external and internal considerations.

Operating risks

Market and competition

Nobia operates in markets exposed to competition, many of which are relatively mature, meaning that underlying demand in normal market circumstances is relatively stable. However, price competition is intense.

Demand for Nobia's products is influenced by trends in the housing market, as well as housing prices, the number of property transactions and access to financing for housing. It is estimated that four fifths of the European market comprises renovation purchases and one fifth new builds. Nobia's strategy is based on large-scale product supply, product development and the utilisation of the positioning of the Group's strong brands in the various markets and sales channels. Nobia's offerings are also based on the strategy of offering added value to customers in the form of complete solutions with accessories and installation.

Market risks in 2010 declined compared with 2009. Demand for kitchens stabilised but was generally weak in 2010, with slightly higher demands for new builds in the Nordic market in the second half of 2010.

Customers

Kitchens to end-consumers are sold through almost 700 Group-owned stores and through DIY stores, furniture stores and other retailers. Having Group-owned and franchise stores is a deliberate strategy to influence the kitchen offering that will

allow for such advantages as co-ordination of the Group's supply chain. A higher percentage of Group-owned stores will entail a larger share of fixed costs, which increases risk but also provides more opportunities for Nobia to profile its concepts with greater added value. Another risk is that retailers are unable to fulfil their commitments under established contracts, which may have a negative effect on sales.

New-build kitchens, also known as project sales, are sold directly to regional and local construction companies via a specialised sales organisation. Concentrating on these large separate customers entails an elevated risk of losing sales if a large customer is lost as well as increased credit risk.

Supply chain

A total of about 60 per cent of Nobia's cost structure comprises variable costs (raw materials, components, accessories), about 30 per cent semi-variable costs (personnel costs, marketing and maintenance) and about 10 per cent fixed costs (rents, depreciation, insurance). The division of costs is relatively equal between the primary markets, except that the UK and France have a slightly higher percentage of fixed costs due to their extensive store networks.

Nobia's proprietary production mainly comprises the production and assembly of cabinets and doors, together with purchased components. Production has sufficient flexibility to cope with fluctuations in demand and, accordingly, has a relatively high percentage of temporary labour.

In 2010, Nobia purchased materials and components valued at approximately SEK

5.2 billion, of which about 15 per cent pertained to raw materials (such as chipboard), 60 per cent components (such as handles and hinges) and 25 per cent goods for resale (such as appliances). The underlying raw materials that the Group is primarily exposed to are wood, steel, aluminium and plastics. Cost variations can be caused by changes in the prices of raw materials in the global market or the company's suppliers' ability to deliver. Nobia's sourcing organisation works closely with its suppliers to ensure efficient flows of materials.

The Group's sourcing and production are continuously evaluated to secure low product costs.

Property risks in the form of loss of production, for example, in the event of a fire, are minimised by the business units conducting annual technical risk inspections of manufacturing units jointly with the Group's insurers. Preventive measures are continuously implemented to reduce the risk of disruptions in the operations.

Restructuring measures

Nobia's ability to increase profitability and returns for shareholders is heavily dependent on the Group's success in developing innovative products, maintaining cost-efficient manufacturing and capitalising on synergies. Managing restructuring measures is a key factor in maintaining and enhancing Nobia's competitiveness. In 2010, the Group underwent an extensive co-ordination of its product development, production, sourcing and logistics. The brand portfolio and commercial strategy were also evaluated. The

strategic direction is described in more detail on pages 9–11. The implementation of these plans entails operating risks, which are addressed every day in the ongoing change process.

A programme to reduce fixed costs throughout the Group was initiated at the end of 2010.

Political and legal risks

Nobia's products are encompassed by international and local regulations regarding environmental impact and other effects arising in the production of kitchens, for example, the release of exhaust fumes and emissions, noise and safety. Nobia works continuously with its operations to adjust to the necessary expectations and requirements. The company is well aware of the demands in these areas for the near future and, provided that they do not significantly change, the current products and ongoing development activities are deemed to be sufficient to meet such requirements.

Changes in local tax legislation in the countries in which Nobia conducts operations may affect demand for the company's products. Subsidies for new builds and/or refurbishment or changes to the taxation of residential properties may influence trends in demand. The ROT tax deduction on home renovations in many of the Nordic countries is an example of this.

Human capital risks

Nobia endeavours to be an attractive employer, which is a key success factor. To ensure availability of and skills development for motivated employees, manager sourcing and managerial development is administered by a central unit at Nobia.

Financial risks

In addition to strategic and operating risks, Nobia is exposed to a variety of financial risks. The most significant financial risks are related to currencies, interest rates, liquidity, borrowing and credit granting, financial instruments and pensions. All of these risks are managed in accordance with the Finance Policy, which is adopted by the Board on an annual basis. For further information regarding financial risks, refer to Note 2 (Financial risks) and Note 25 (Provisions for pensions) on pages 51 and 64.

Corporate Governance Report

Nobia AB is a Swedish public limited liability company domiciled in Stockholm, Sweden. The company is the Parent Company of the Nobia Group. The basis for the control of the Group includes the Articles of Association, the Swedish Companies Act and the regulations issued by the NASDAQ OMX in Stockholm.

Nobia applies the Swedish Code of Corporate Governance (the Code). In addition, Nobia applies the Swedish Annual Accounts Act concerning the company's corporate governance reporting. Nobia monitors developments in the area of corporate governance and continuously adapts its corporate-governance principles to create value for its owners and other stakeholders. The Nobia Group has an information and IR policy adopted by the Board to ensure appropriate and standardised provision of information to all shareholders.

Nobia complies with the Code with one exception, which is the regulation that a Board member may not be the Chairman of the Nomination Committee. This deviation is explained below under the Nomination Committee heading.

2010 Annual General Meeting

The 2010 Annual General Meeting was held on 30 March 2010 at Summit, Grev Turegatan 30 in Stockholm. Board Chairman Hans Larsson was elected Chairman of the Meeting. In accordance with the Board of Directors' recommendation, the Annual General Meeting resolved that no dividends be paid to shareholders for the 2009 fiscal year. The reason for the decision was the company's negative earnings after tax and the aim was to strengthen the company's and Group's financial position given market trends, financial commitments and future restructuring measures. In addition, the Meeting adopted the proposals that the number of Board members should be eight excluding alternates, the fees to be paid to the Board and the Board Chairman, and the election of Board members. Rolf Eriksen and Johan Molin were elected new Board members. Wilhelm Laurén, Joakim Rubin and Preben Bager declined re-election. All other Board members were re-elected and Hans Larsson was re-elected Board Chairman.

Johan Molin was elected Deputy Chairman at the subsequent statutory Board meeting following election. The Annual General Meeting decided in accordance with the Board's proposal to authorise the Board of Directors to acquire and sell treasury shares.

The complete minutes from the Annual General Meeting are available on Nobia's website at www.nobia.com.

Nomination Committee

In accordance with the principles for the composition of the Nomination Committee adopted at the 2008 Annual General Meeting, the Chairman of the Board is responsible for convening the company's four largest shareholders not later than the end of the third quarter, each of whom shall appoint one member of the Nomination Committee. Should any of the four largest shareholders refrain from appointing a member, the next largest owner shall be presented with the opportunity to appoint a member. Should more than one shareholder refrain from its right to appoint a member of the Nomination Committee, only the next eight largest owners shall be asked to appoint a member, unless more than these eight largest shareholders need be asked in order for the Nomination Committee to comprise at least three members. In addition, the Chairman of the Board may be appointed as a member of the Nomination Committee. In accordance with the Code, the Nomination Committee should be chaired by an owner representative. The tasks of the Nomination Committee are to submit proposals to the Annual General Meeting on the election of the Board of Directors, the Chairman and, when applicable, auditors, on fees for the Board of Directors, the Chairman and auditors and on the Chairman of the Annual General Meeting. In addition, the Nomination Committee shall submit proposals to the Annual General Meeting on decisions

for the principles of the composition of the Nomination Committee.

The members of the Nomination Committee for 2010–2011 were: Fredrik Palmstierna from SäkI (Chairman of the Nomination Committee), Åsa Nisell from Swedbank Robur funds, Lars Bergkvist from Lannebo funds, and Tomas Billing from Nordstjernan and, following a decision by the other members of the Nomination Committee, Board Chairman Hans Larsson. The Nomination Committee's reasoning behind the election of a Board member (Fredrik Palmstierna) as the Chairman of the Committee is that the largest shareholder, in terms of the number of votes, should naturally lead the work of the Nomination Committee. No remuneration is paid to the Committee members.

The Nomination Committee held five minuted meetings prior to the 2011 Annual General Meeting. The basis of the Nomination Committee's work included the company's strategies and priorities and an evaluation of the Board, its size and composition, and the election of auditors.

The Nomination Committee's proposals prior to the 2011 Annual General Meeting are incorporated in the notice to attend the Annual General Meeting published on Nobia's website on 28 February. The principles for the composition of the Nomination Committee are also available at www.nobia.com.

Work of the Board of Directors

The Board of Directors of Nobia AB comprises eight standard Board members elected by the Annual General Meeting and two Board members with two alternates appointed by the employees. The Code contains certain requirements regarding the composition of the Board of Directors, for example, the majority of the Board members elected by the Annual General Meeting shall be independent in relation to the company and company management. Furthermore, at least two of these Board members shall also be independent in relation to the company's largest shareholders. Nobia's Board of Directors fulfils these requirements. The President is proposed as a member of the Board proposed to the 2011 Annual General Meeting. This has been the case in earlier years, except for the preceding year when the President decided to retire. Other executives in the company participate at Board meetings to make presentations and to serve as Secretary. The Board held ten scheduled meetings and one extraordinary meeting during the 2010 fiscal year.

The work of the Board of Directors follows a fixed agenda for each Board meeting, including such matters as business status, investments, budget, interim reports and annual accounts. The Chairman leads and delegates the work of the Board and ensures that matters not included in the fixed agenda are addressed. The Board's work is also regulated by the rules of procedure adopted annually by the Board governing the distribution of duties between the Board and the President.

The rules of procedure include a calendar schedule with accompanying checklists. In 2010, the Board's work focused on issues concerning Group strategy pertaining to brands, concepts, product range, production and the supply chain, as well as issues related to the new organisational structure. Mikael Norman, Nobia's CFO, succeeded Gun Nilsson as the Secretary to the Board on 30 March 2010. Morten Falkenberg was appointed the new President by the Board on 27 April 2010. Morten Falkenberg took office on 6 October 2010, the same date on which Preben Bager stepped down as the President of Nobia. A presentation of the Board members and President is found on pages 32–34. Attendance at Board meetings during the year is shown in the table on page 31.

The Board's work in 2010 was evaluated by all Board members completing a number of questions about the Board work specifically prepared for this purpose. The members' responses were compiled and subsequently presented and discussed by the Board. The Board decided that the same evaluation method would be employed for the forthcoming year.

The Board does not have a separate audit committee. Instead, control issues to be discussed by such a committee are addressed by the Board in its entirety, except for Board members who are employed by the company. Accordingly, the Board can monitor significant issues regarding the company's financial reporting and its internal control, and risk management of financial issues. The same applies to significant issues related to the audit of the annual report and consolidated financial statements and the impartiality and independence of the auditors. Furthermore, the Board assists in the preparation of the Nomination Committee's proposals for the Annual General Meeting's decision regarding the election of auditors. To ensure that the Board's information requirements are met in this respect, the company's auditors report to the Board at least three times a year. Part of the auditors' presentation of information to the Board takes place in the absence of the company's executives. The form in which these reports are to be prepared is documented in the Board's rules of procedure.

The audit process is structured such that reports from the auditors are received in connection with the planning of the year's audit, in conjunction with internal control and hard-close audits in the autumn and finally, in conjunction with the adoption of the annual accounts. In addition, the auditors also present an annual account of the consulting assignments that have been performed by the audit firm.

In August 2010, the auditors presented and discussed the focus and scope of the audit, which also took particular consideration of the risk perspective regarding internal control and reporting of the IT audit performed. At the meeting in October, the auditors reported on the self-assessment of the internal control that the company's business units perform annually. Also at this meeting, the auditors presented their observations from the hard-close audit. The examination of the annual accounts for 2010 was presented at the Board meeting in February 2011.

Remuneration Committee

The Board appoints a Remuneration Committee from within its ranks, which for the period until the 2011 Annual General Meeting comprises Hans Larsson (Chairman), Johan Molin and Fredrik Palmstierna. Bodil Eriksson and Stefan Dahlbo were members of the Committee until the 2010 Annual

General Meeting. The Committee's task is to prepare proposals to the Board relating to the company's remuneration programme (pension policy, employee share option scheme, bonus scheme, etc.) as well as the remuneration and employment terms for the President. The Committee also has the task of making decisions on the President's proposals regarding remuneration and other employment terms for the managers who report to the President. In addition, the Committee shall ensure that the company has an adequate programme to ensure the supply of managers and their development, and a model for evaluating the performance of the President. Furthermore, the Committee submits proposals to the Annual General Meeting regarding principles for remuneration and other employment terms for senior executives and monitors and evaluates the ongoing programmes for variable remuneration to senior executives, and the programmes concluded during the year, and the implementation of the Annual General Meeting's decision on guidelines for remuneration to senior executives. The Committee held five meetings during the year.

Remuneration to senior executives

All senior executives in the management group are offered, under a main principle, a fixed annual salary supplemented by variable remuneration comprising a maximum of 30 per cent of fixed annual salary. The exception is the President whose variable salary portion may total a maximum of 50 per cent of fixed annual salary. Exceptions may also be made for senior executives following decisions by the Board.

The variable salary portion is normally divided between several targets: 1) The Group's earnings; 2) Earnings in the business unit for which the manager is responsible; and 3) Individual/qualitative targets.

The variable salary portion is based on an earnings period of one year. The targets for the President are established by the Board. The targets for the other senior executives are established by the President following recommendations by the Board's remuneration Committee.

In addition, approximately 100 senior managers have also been offered the opportunity to participate in a long-term employee share option scheme described in more detail in the "Financial Overview" of the Board of Directors' Report. The remuneration and benefits of senior executives are described in Note 4 on page 54.

Group management

Group management, refer to page 34, holds regular Group-management meetings led by the President. The President and CFO meet the management group of each business unit at local management meetings three times a year.

Auditors

KPMG AB was elected as the company's auditors for a four-year mandate at the 2007 Annual General Meeting. The Auditor in Charge is Authorised Public Accountant Helene Willberg. KPMG AB with Helene Willberg as Auditor in Charge is proposed for re-election at the 2011 Annual General Meeting. In accordance with the new regulations of the Swedish Companies Act from 1 January 2011, the mandate period for auditors is one year. The interaction of the auditors with the Board is described above. Nobia's purchases of services from this firm, in addition to audit assignments, are described in Note 5, page 58.

The Board's description of internal control and risk management systems regarding the financial reporting for the 2010 fiscal year

The Board of Directors is responsible for the internal control of the company in accordance with the Swedish Companies Act and the Code. This description has been prepared in accordance with Chapter 6, Section 6, Second Paragraph, Second Point of the Swedish Annual Accounts Act, and is thereby limited to the internal control and risk management of the financial reporting. The description of the Group's internal control and risk management systems also includes the description of the company's systems.

Control environment and steering documents

Effective 2010, the structure of Nobia was organised by function so that the first stage of the value chain, sourcing/purchasing, production and logistics have Group-wide management functions. The main task of these operations units is to capitalise on the opportunities of economies of scale that exist in each individual area. The commercial units are responsible for developing Nobia's sales channels and brands in line with Nobia's strategy.

The basis for the internal control of financial reporting is the control environment that comprises the company's organisation, decision-making procedures, authority and responsibility, as documented and communicated in steering documents such as internal policies, guidelines, manuals and codes. Examples include the division of responsibility between the Board on the one hand and the President and other bodies established by the Board on the other, as well as instructions for attestation rights, accounting and reporting.

The documentation concerning principles and methods for reporting, internal governance, controls and monitoring are collected in Nobia's Financial & Administration Manual. This Manual is available to all relevant employees on the Nobia intranet.

Each unit manager is ultimately responsible for maintaining a high level of internal control, and the finance manager at each unit is responsible for following up and ensuring daily compliance with Nobia's accounting procedures and policies. These instructions are included in the aforementioned manual. All finance managers from the various units meet once a year to discussion various topics relevant to financial reporting.

Risk management

The Group has introduced methods for risk assessment and risk management to ensure that the risks to which the Group is exposed are managed within the established frameworks. The risks identified concerning financial reporting are managed in the Group's control structure and are monitored and assessed continuously. One of the tools used for this purpose is self-assessment, a process that is performed by local management groups and evaluated annually according to established procedures. Risk assessments are described in more detail on pages 26–27.

Financial information

The Group has established information and communication channels in order to support the completeness and accuracy of the financial reporting, for example, through steering documents in the form of internal policies, guidelines, manuals and codes regarding the financial reporting applied by the appropriate employees.

The Group monitors compliance with these steering documents and measures the efficiency of control structures.

In addition, the Group's information and communication channels are monitored to ensure that these channels are appropriate for the financial reporting. Furthermore, the Group has developed checklists to ensure compliance with the disclosure requirements in the financial statements.

Monitoring by the Board

The outcome of the Group's risk assessment and risk management processes is addressed each year by the Board, which ensures that these processes include all material areas and provide balanced guidelines for the various executives.

The Board receives monthly financial reports and each Board meeting addresses the company's and Group's financial position.

The Group's Internal Control function, which is an integrated part of the central Finance function, followed up on viewpoints that emerged during the year from the selfassessments of the internal control at some of the larger units. The results of these reviews, the measures to be taken and their status are reported to the Board.

Nobia does not currently have an internal audit function. The Board has discussed this matter and found the existing monitoring and evaluation structure of the Group to be suitable. External services may also be engaged in the context of certain special examinations. The decision on this issue is reviewed every year.

Articles of Association

Nobia's Articles of Association regulate the focus of the operations, share capital and how and when notification of the Annual General Meeting is to take place. The full text of the Articles of Association is available from the Nobia website, www.nobia.com.

On 31 December 2010, the share capital in Nobia AB amounted to SEK 58,430,237 divided between 175,293,458 shares in one class of share. The quotient value is SEK 0.33 per share. Each share, except for bought-back treasury shares, entitles the holder to one vote and carries the same entitlement to the company's assets and profits. The Nobia share and ownership structure are described in more detail on pages 12–13.

Key external regulations:

  • Companies Act
  • IFRS and Swedish Annual Accounts Act
  • NASDAQ OMX in Stockholm's Listing Agreement
  • Swedish Code of Corporate Governance

Key internal regulations:

  • Articles of Association
  • Internal policies, guidelines, manuals, codes and checklists
  • Nobia Financial & Administration Manual
  • Risk management processes
Board of Directors in 2010
Board meetings, Remuneration Board
11 meetings Committee, Year of member
in total 5 meetings in total birth since Nationality Independence
Hans Larsson Chairman 11 5 of 5 1942 1996 Swedish Independent
Johan Molin Deputy Chairman 8 3 of 3 1959 2010 Swedish Independent
Preben Bager* President and CEO 8 1948 2008 Danish Dependent1)
Stefan Dahlbo Board member 10 2 of 2 1959 2004 Swedish Independent
Bodil Eriksson Board member 10 2 of 2 1963 2003 Swedish Independent
Wilhelm Laurén* Board member 2 1943 1996 Swedish Independent
Rolf Eriksen Board member 8 1944 2010 Danish Independent
Thore Olsson Board member 11 1943 2007 Swedish Independent
Lotta Stalin Board member 11 1954 2007 Swedish Independent
Fredrik Palmstierna Board member 11 3 of 3 1946 2006 Swedish Dependent2)
Joakim Rubin* Board member 3 1960 2009 Swedish Independent
Per Bergström Employee representative 11 1960 2000 Swedish
Olof Harrius Employee representative 10 1949 1998 Swedish
Kjell Sundström Employee representative3) 9 1953 2007 Swedish
Marie Nilsson Employee representative3) 9 1973 2007 Swedish

1) President until 5 October 2010

2) Dependent in relation to major shareholders

3) Alternate

*) Member of Board of Directors until 2010 Annual General Meeting

Board of Directors

Hans Larsson 1.

Born 1942. B.Sc. Business Economics. Chairman since 1998, Board member since 1996. Chairman of Remuneration Committee. Independent. Declined re-election. Other board assignments: Chairman of Handelsbanken, Attendo and Valedo Partners Fund. Board member of Holmen and Industrivärden. Previous employment: President of Swedish Match, Esselte and Nordstjernan. Previous chairmanships include NCC, Bilspedition/BTL, Sydsvenska Kemi and Althin Medical. Holding in Nobia: 365,000 shares.

Johan Molin 2.

Born 1959. B.Sc. Business Administration. President and CEO ASSA ABLOY. Deputy Chairman since 2010, Board member since 2010. Proposed as Chairman. Independent. Board assignments: Board member of ASSA ABLOY.

Previous employment: CEO of Nilfisk-Advance and Head of Division at Atlas Copco Group. Holding in Nobia: 19,250 shares, 400,000 call options.

Stefan Dahlbo 3.

Born 1959. B.Sc. Business Administration. Board member since 2004.

Independent. Declined re-election. Other board assignments: Chairman of Klövern. Previous employment: Executive Vice President and President of Investment AB Öresund. Holding in Nobia: 20,800 shares, including family and companies.

Bodil Eriksson 4.

Born 1963. Berghs School of Communication. Executive Vice President of Apotek Hjärtat. Board member since 2003. Independent. Other board assignments: Board member of Attendo.

Previous employment: Senior Vice President, Communications and Investor Relations at SCA, Vice President at Axfood, Communications Director at Volvo Cars.

Holding in Nobia: 900 shares, 61,500 call options.

Thore Ohlsson 5.

Born 1943. President of Elimexo. Board member since 2007. Independent. Other board assignments: Chairman of Bastec, Thomas Frick and Tretorn. Vice Chairman of Puma AG. Board member of Elite Hotels, Cobra and Kistamässan.

Previous employment: President and CEO of Aritmos with wholly owned companies ABU-Garcia, Etonic Inc., Monark-Crescent, Stiga, Tretorn and Puma AG (84%). President of Trianon, Etonic Inc. and Tretorn. CEO of Tretorn. Holding in Nobia: 30,000 shares and 250,000 call options.

Lotta Stalin 6.

Born 1954. Master of Engineering. Consultant. Board member since 2007. Independent. Other board assignments: Board member of Nederman and Partnertech. Previous employment: President of Kuusakoski Sweden, Business Area Manager of FMV Logistics, Business Area Manager and Vice President of

Poolimon, President of Överums Bruk and senior positions at Electrolux. Holding in Nobia: 1,500 shares, 60,000 call options.

Fredrik Palmstierna 7.

Born 1946. B.Sc. Business Economics, MBA. President of SäkI since 1997. Board member since 2006. Dependent in relation to major shareholder.

Other board assignments: Chairman of Investment AB Latour. Board member of Securitas, SäkI, Hultafors, Fagerhult and Academic Work. Holding in Nobia: 201,000 shares.

Rolf Eriksen 8.

Born 1946.

Board member since 2010. Board assignments: Board member of Bang & Olufsen. A/S, Boconcept Holding A/S, Bianco International A/S, Royal Copenhagen A/S, Ucly Duck Aps and H&M Hennes & Mauritz A/S. Previous employment: President and CEO of H&M Hennes & Mauritz. Holding in Nobia: 125,000 call options.

Employee representatives

Per Bergström 9.

Born 1960. Employee representative since 2000. Employed at Marbodal since 1976. Holding in Nobia: 5,000 call options.

Olof Harrius 10.

Born 1949. Employee representative since 1998. Employed at Marbodal since 1971. Holding in Nobia: 5,000 call options.

Kjell Sundström 11.

Born 1953. Alternate, employee representative since 2007. Employed at Myresjökök since 1992. Holding in Nobia: 2,000 call options.

Marie Nilsson 12.

Born 1973. Alternate, employee representative since 2007. Employed at Myresjökök since 2006. Other board assignments: Board member of Myresjökök.

Holding in Nobia: 1,500 call options.

Auditors

KPMG AB

Auditor in Charge, Authorised Public Accountant: Helene Willberg Other auditing assignments:

Cloetta, Investor, Ortivus and Thule.

Group management

Group Management 2011

Morten Falkenberg 1.

Born 1958. B.Sc. Business Administration. President and CEO of Nobia since 6 October 2010. Previous employment: Executive Vice President Electrolux AB and sector CEO Floor Care and Small Appliances, management positions at TDC Mobile and Coca-Cola Company. Holding in Nobia AB: 36,700 shares, 500,000 call options and 35,000 employee share options.

Mikael Norman 2.

Born 1958. CFO. Employed by Nobia since 2010.

Previous employment: Group controller Electrolux.

Holding in Nobia AB: 10,000 shares, 100,000 call options and 50,000 employee share options.

Ingemar Tärnskär 3.

Born 1961. EVP and Head of Production and Logistics.

Employed by Nobia since 1998. Previous employment: Management positions

within Nobia. Holding in Nobia AB: 70,000 call options and

145,000 employee share options.

Christian Rösler 4.

Born 1967. EVP and Head of Continental European and UK Professional. Employed by Nobia since 2007.

Previous employment: Management positions at IKEA Austria.

Holding in Nobia AB: 145,000 employee share options.

Henrik Karup Jørgensen 5.

Born 1963. EVP and Head of Nordic Retail and Professional. Employed by Nobia since 2008. Previous employment: Management positions at Royal Greenland A/S, KNI A/S and Salling A/S. Holding in Nobia AB: 2,107 shares, 145,000 employee share options.

Peter Kane 6.

Born 1965. EVP and Head of UK Retail. Employed by Magnet since 1984. Previous employment: Management positions at Magnet. Holding in Nobia AB: 15,525 shares and 105,000

employee share options.

Per Kaufmann 7.

Born 1956. EVP and Head of Continental European Retail. Employed by Nobia since 2010. Previous employment: Management positions at IKEA, Conforama and Printemps. Holding in Nobia AB: 50,000 employee share options.

Grace Pardy 8.

Born 1963. EVP and Head of Group Marketing. Employed by Nobia since 2011. Previous employment: Management positions at International Press Institute, Dockers Europe, Reebok, Coca-Cola and L'Oréal. Holding in Nobia AB: 0.

Jonas Hård 9.

Born 1971. EVP and Head of Change Programmes & IT. Employed by Nobia since 2010. Previous employment: Management positions at Vin & Sprit, Maxxium and Electrolux. Holding in Nobia AB: 2,000 shares, 70,000 call options and 50,000 employee share options.

Financial statements for the Group and Parent Company

Consolidated income statement and consolidated
statement of comprehensive income 37
Comments and analysis of income statement 38
Consolidated balance sheet 40
Comments and analysis of balance sheet 41
Change in consolidated shareholders' equity 42
Consolidated cash-flow statement and comments 43
Parent Company income statement and balance sheet 44
Note 1 Significant accounting policies 46
2 Financial risks 51
3 Operating segments 53
4 Salaries, other remuneration and
social security costs 54
5 Remuneration to auditors 58
6 Depreciation and impairment losses by activity 58
7 Other operating income 58
8 Other operating expenses 58
9 Specification by type of costs 58
10 Operational lease contracts 58
11 Financial income and expenses 58
12 Tax on net profit for the year 58
13 Intangible assets 59
14 Tangible fixed assets 59
15 Financial fixed assets 60
16 Participating interests in joint ventures 60
17 Shares and participations in subsidiaries 61
18 Derivative instruments 63
19 Prepaid expenses and accrued income 63
20 Cash and cash equivalents 63
21 Share capital 63
22 Reserves in shareholders' equity 63
23 Earnings per share 64
24 Dividend per share 64
25 Provisions for pensions 64
26 Deferred tax 66
27 Other provisions 67
28 Liabilities to credit institutions 67
29 Accrued expenses and deferred income 67
30 Financial assets and liabilities 67
31 Pledged assets 68
32 Contingent liabilities and commitments 68
33 Corporate acquisitions 68
34 Discontinued operations 69
35 Assets held for sale 69
36 Related-party transactions 69
37 Average number of employees 69

38 Events after closing date 70

Consolidated income statement

SEK m Note 2010 2009
Net sales 3 14,085 15,418
Cost of goods sold 4, 6, 9, 10, 25 –8,740 –9,976
Gross profit 5,345 5,442
Selling expenses 4, 6, 9, 10, 25 –4,437 –4,592
Administrative expenses 4, 5, 6, 9, 10, 25 –850 –890
Other operating income 7 58 145
Other operating expenses 8 –102 –65
Share of profit after tax of joint venture 16 –8 –2
Operating profit 6 38
Financial income 11 18 41
Financial expenses 11 –103 –116
Loss after financial items –79 –37
Tax on net profit for the year 12, 26 25 35
Net loss for the year from continuing operations –54 –2
Loss from discontinued operations, net after tax 34 –35 –77
Net loss for the year –89 –79
Earnings per share, before dilution, SEK1) 23 –0.53 –0.47
Earnings per share, after dilution, SEK1) 23 –0.53 –0.47
Earnings per share for continuing operations,
before dilution, SEK
23 –0.32 –0.01
Earnings per share for continuing operations,
after dilution, SEK
23 –0.32 –0.01
Number of shares before dilution2) 23 167,131,158 167,131,158
Average number of shares before dilution2) 23 167,131,158 167,131,158
Number of shares after dilution2) 23 167,131,158 167,131,158
Average number of shares after dilution2) 23 167,131,158 167,131,158

1) Earnings per share attributable to Parent Company shareholders.

2) Shares outstanding, less treasury shares.

Consolidated statement of comprehensive income

SEK m Note 2010 2009
Net loss for the year –89 –79
Other comprehensive income
Exchange-rate differences attributable to translation of
foreign operations 22 –406 –77
Cash-flow hedges before tax 22 4 –68
Tax attributable to change in hedging reserve for the period 22 –1 19
Other comprehensive income for the year –403 –126
Comprehensive income for the year –492 –205
Net loss for the year attributable to:
Parent Company shareholders –89 –79
Non-controlling interest 0 0
Net loss for the year –89 –79
Comprehensive income for the year attributable to:
Parent Company shareholders –491 –205
Non-controlling interest –1 0
Comprehensive income for the year –492 –205

Comments on and analysis of the income statement

Net sales declined 9 per cent to SEK 14,085 million (15,418). For comparable units and adjusted for currency effects, net sales remained unchanged. The relationship is shown in the table below.

I II III IV Jan–Dec
Analysis of net sales % % % % % SEK m
2009 15,418
Organic growth –1 –3 –1 6 0 21
– of which, UK region1) 1 –1 –1 –1 –1 –46
– of which, Nordic region1) –10 –3 10 16 3 131
– of which, Continental Europe region1) 6 –6 –11 2 –3 –114
Currency effect –7 –7 –6 –7 –7 –1,078
Acquired units2) 1 1 0 0 0 52
Divested units3) –1 –2 –3 –2 –2 –328
2010 –8 –12 –10 –5 –9 14,085

1) Organic growth for each region.

2) Acquired units refers to the stores HTH took over in Denmark in 2009.

3) Divested units refers to Pronorm.

Net sales and profit per region

UK region Nordic region Continental Europe
region
Other and
Group adjustments
Group
SEK m 2010 2009 2010 2009 2010 2009 2010 2009 2010 2009
Net sales from external
customers 5,198 5,623 5,092 5,234 3,795 4,561 14,085 15,418
Net sales from other regions 10 64 –10 –64 0 0
Total net sales 5,198 5,623 5,092 5,234 3,805 4,625 –10 –64 14,085 15,418
Gross profit excluding
restructuring costs
2,029 2,000 1,945 1,861 1,501 1,770 32 31 5,507 5,662
Gross margin excluding
restructuring costs, %
39.0 35.6 38.2 35.6 39.4 38.3 39.1 36.7
Operating profit excluding
restructuring costs
326 236 331 187 –33 26 –107 –103 517 346
Operating margin excluding
restructuring costs, %
6.3 4.2 6.5 3.6 –0.9 0.6 3.7 2.2
Operating profit 219 236 249 –75 –247 –20 –215 –103 6 38
Operating margin, % 4.2 4.2 4.9 –1.4 –6.5 –0.4 0.0 0.2

Depreciation/amortisation of and impairment losses on fixed assets for the year amounted to SEK 544 million (602).

Specification of restructuring costs

SEK m 2010 2009
Restructuring costs by function
Cost of goods sold –162 –220
Selling and administrative expenses –321 –89
Other income/expenses –28 1
Total restructuring costs –511 –308

Restructuring costs by region

UK –107
Nordic –82 –262
Continental Europe –214 –46
Other and Group adjustments –108
Group –511 –308

Impact of exchange rate /EBIT

Translation effect Transaction effect Total effect
2010 2009 2010 2009 2010 2009
UK region –15 –5 –20 –65 –35 –70
Nordic region –15 –5 50 –35 35 –40
Continental Europe region 30 –5 –10 25 20 20
Group 0 –15 20 –75 20 –90
Quarterly data per region 2010 2009
SEK m IV III II I IV III II I
Net sales
UK 1,291 1,263 1,360 1,284 1,399 1,361 1,494 1,369
Nordic 1,392 1,091 1,401 1,208 1,302 1,039 1,499 1,394
Continental Europe 923 875 1,040 967 1,082 1,170 1,325 1,048
Other and Group adjustments –1 –1 –5 –3 –1 –2 –27 –34
Group 3,605 3,228 3,796 3,456 3,782 3,568 4,291 3,777
Gross profit excluding restructuring costs
UK 506 507 543 473 522 492 532 454
Nordic
Continental Europe
529
380
418
363
550
400
448
358
481
419
367
466
542
521
471
364
Other and Group adjustments 3 12 9 8 40 10 –18 –1
Group 1,418 1,300 1,502 1,287 1,462 1,335 1,577 1,288
Gross margin excluding restructuring costs, %
UK 39.2 40.1 39.9 36.8 37.3 36.1 35.6 33.2
Nordic 38.0 38.3 39.3 37.1 36.9 35.3 36.2 33.8
Continental Europe 41.2 41.5 38.5 37.0 38.7 39.8 39.3 34.7
Group 39.3 40.3 39.6 37.2 38.7 37.4 36.8 34.1
Operating profit excluding restructuring costs
UK
86 101 98 41 114 65 26 31
Nordic 136 63 115 17 64 15 91 17
Continental Europe 11 6 10 –60 13 47 24 –58
Other and Group adjustments –40 –17 –28 –22 –25 –20 –34 –24
Group 193 153 195 –24 166 107 107 –34
Operating margin excluding restructuring costs, %
UK 6.7 8.0 7.2 3.2 8.1 4.8 1.7 2.3
Nordic 9.8 5.8 8.2 1.4 4.9 1.4 6.1 1.2
Continental Europe 1.2 0.7 1.0 –6.2 1.2 4.0 1.8 –5.5
Group 5.4 4.7 5.1 –0.7 4.4 3.0 2.5 –0.9
Operating profit
UK –5 94 89 41 114 65 26 31
Nordic 102 15 115 17 56 15 66 –212
Continental Europe –140 –12 –11 –84 –5 33 19 –67
Other and Group adjustments –45 –20 –28 –122 –25 –20 –34 –24
Group –88 77 165 –148 140 93 77 –272
Operating margin, %
UK
–0.4 7.4 6.5 3.2 8.1 4.8 1.7 2.3
Nordic 7.3 1.4 8.2 1.4 4.3 1.4 4.4 –15.2
Continental Europe –15.2 –1.4 –1.1 –8.7 –0.5 2.8 1.4 –6.4
Group –2.4 2.4 4.3 –4.3 3.7 2.6 1.8 –7.2

Consolidated balance sheet

SEK m Note 31 Dec 2010 31 Dec 2009
ASSETS
Intangible assets 13
Goodwill 2,676 3,037
Other intangible assets 258 171
2,934 3,208
Tangible fixed assets 14
Land and buildings 1,126 1,542
Investments in progress and
advance payments 13 21
Plant and machinery 672 846
Equipment, tools, fixtures
and fittings
373 515
2,184 2,924
Interest-bearing long-term
receivables (IB) 15 10 350
Other long-term receivables 15 52 66
Participations in joint ventures 16 58
Deferred tax assets 26 406 293
Total fixed assets 5,586 6,899
Inventories
Raw materials and consumables 258 348
Products in process 80 96
Finished products 477 533
Goods for resale 156 235
971 1,212
Current receivables
Tax receivables 43 43
Accounts receivable 2 1,180 1,441
Derivative instruments 2, 18 8 7
Interest-bearing current
receivables (IB) 1 2
Other receivables 2 87 125
Prepaid expenses and accrued
income 19 182 268
Assets held for sale 35 72 75
1,573 1,961
Cash and cash equivalents (IB) 20 356 384
Total current assets 2,900 3,557
Total assets 8,486 10,456
Of which, interest-bearing items (IB) 367 736
SEK m Note 31 Dec 2010 31 Dec 2009
SHAREHOLDERS' EQUITY
AND LIABILITIES
Attributable to Parent Company
shareholders
Share capital 21 58 58
Other contributed capital 1,453 1,449
Reserves 22 –382 20
Profit brought forward 2,312 2,401
3,441 3,928
Non-controlling interest 5 6
Total shareholders' equity 3,446 3,934
Provision for guarantees 13 16
Provisions for pensions (IB) 25 587 656
Deferred tax liabilities 26 211 225
Other provisions 27 398 174
Liabilities to credit institutions (IB) 2, 28 1,246 2,446
Other liabilities (IB) 2 1 10
Total long-term liabilities 2,456 3,527
Liabilities to credit institutions (IB) 2 1 0
Overdraft facilities (IB) 2, 20 41 48
Other liabilities (IB) 2 1 2
Advance payment from
customers
273 290
Accounts payable 2 1,037 1,189
Current tax liabilities 62 21
Derivative instruments 2, 18 11 12
Other liabilities 2 368 420
Accrued expenses and
deferred income 29 779 973
Liabilities attributable to assets held
for sale 35 11 40
Total current liabilities 2,584 2,995
Total shareholders' equity
and liabilities
8,486 10,456
Of which, interest-bearing
items (IB)
1,877 3,162

Information on consolidated pledged assets and contingent liabilities is provided in Notes 31 and 32 on page 68.

Comments on and analysis of the balance sheet

Goodwill

At the end of 2010, recognised goodwill amounted to SEK 2,676 million (3,037). The carrying amount of goodwill is specified by cash-generating units as follows:

SEK m 2010 2009
Nobia UK 1,025 1,116
Hygena 834 959
Nobia DK 315 355
Nobia SweNo 156 163
Other 346 444
Total 2,676 3,037

Goodwill has been allocated to cash-generating units (CGU) when these units were acquired. Nobia has eight CGUs, which in organisational terms correspond to the company's business units.

Goodwill is subject to an annual impairment test by calculating the expected cash flow discounted by a weighted average cost of capital (WACC) after tax.

The recoverable amount calculated in conjunction with this is compared with the carrying amount, including goodwill, for each CGU.

The starting point of the calculation is the estimated future cash flows based on the financial budget for the forthcoming fiscal year. A forecast for the next four years is prepared based on this budget and expectations regarding market trends in the years ahead.

Significant assumptions applied to the calculation of the expected cash flow include the growth in net sales, operating margin, investment and working capital requirements. It has been assumed that growth will increase in line with market growth in all CGUs except for Hygena for which growth is anticipated to be slightly higher. The logistics and delivery problems that led to negative growth in Hygena in 2010 have essentially been resolved, meaning that growth is expected to increase by slightly more than the market in forthcoming years. In addition, the extensive store renovation programme started in 2010 is expected to result in further growth for Hygena. In order to extrapolate the cash flows outside the first five years, a growth rate of 2 per cent is applied to all CGUs. The operating margin and working capital requirements are expected to increase and normalise compared with historic levels for each CGU, while investments are assumed to reflect a historic reinvestment level.

The weighted average cost of capital is calculated on the average debt/ equity ratio for large companies in similar industries and costs for borrowed and shareholders' equity. The cost of shareholders' equity is determined on the basis of the assumption that all investors require at least the same level of return as for risk-free government bonds, with an additional risk premium for the estimated risks assumed when they invest in cash-generating units. The risk premium has been established based on the long-term historical return on the stock market for large companies in similar industries by taking into consideration the risk profile of each business unit. The required return on debt-financed capital is also calculated on the return on risk-free government bonds and by applying a borrowing margin based on an estimated company-specific risk. The required return and tax rate for each CGU is influenced by the various interest and tax rates in different countries.

The Group's weighted cost of capital before tax amounted to 13.7 per cent (12.0) in 2010 and after tax to 9.8 per cent (8.6). In total, the utilised cost of capital after tax for 2010 is in the interval 9.5–10.2 per cent (8.3–9.2).

No impairment requirements on the amounts of goodwill found in the Group on 31 December 2010 were identified from the impairment tests performed. Calculations indicate that the value in use exceeds the carrying amount.

Assumptions for calculating recoverable amounts

Discount rate after tax, %

Nobia UK 10.2
Hygena 9.9
Nobia DK 9.7
Nobia SweNo 10
Other 9.5–10.2

Financing

Net debt declined and amounted at the end of the period to SEK 1,510 million (2,426). The change in net debt primarily derived from a positive operating cash flow of SEK 641 million, the sale of Culinoma and Pronorm of SEK 160 million and positive currency translation effects of SEK 188 million, which reduced net debt. Consequently, the debt/equity ratio amounted to 44 per cent at year-end (62 per cent at the beginning of the year). The change in net debt is shown in the table below.

Analysis of net debt

Closing balance 1,510 2,426
Dividend 0 0
Change in pension liabilities 38 –13
Divestment of subsidiaries and joint ventures –160
Acquisition of subsidiaries 69
Interest paid 35 52
Operating cash flow –641 –803
Translation differences –188 –60
Opening balance 2,426 3,181
SEK m 2010 2009

The components of net debt are described in the table below. Unrealised actuarial losses on the pension liability at the end of 2010 totalled SEK 67 million (losses: 60).

Components of net debt

Total 1,510 2,426
Other financial receivables –10 –352
Cash and cash equivalents –356 –384
Leasing 1 10
Provisions for pensions 587 656
Bank loans, etc. 1,288 2,496
SEK m 2010 2009

Change in consolidated shareholders' equity

differences
translation Cash-flow Profit Non Total
shareholders'
equity
58 1,449 101 45 2,495 4,148 6 4,154
–79 –79 0 –79
–77 –49 –126 0 –126
–77 –49 –79 –205 0 –205
0 0
–15 –15 –15
58 1,449 24 –4 2,401 3,928 6 3,934
58 1,449 24 –4 2,401 3,928 6 3,934
–89 –89 0 –89
–405 3 –402 –1 –403
–405 3 –89 –491 –1 –492
0 0
4 4 4
58 1,453 –381 –1 2,312 3,441 5 3,446
Share
capital
Other con
tributed
capital
Exchange-rate
attributable to
of foreign
operations
hedges
after tax
Attributable to Parent Company shareholders
brought
forward
Total controlling
interests

Consolidated cash-flow statement and comments

SEK m Note 2010 2009
Operating activities
Operating profit 6 38
Depreciation/amortisation/impairment 544 602
Adjustments for non-cash items 332 32
Income tax paid –51 –84
Change in inventories 110 221
Change in receivables 176 79
Change in operating liabilities –154 173
Cash flow from operating activities 963 1,061

Investing activities

Cash flow from investing activities 193 –268
Other items in investing activities –5 –13
Decrease in interest-bearing assets 6 30
Increase in interest-bearing assets –17
Interest received 18 41
Divestment of subsidiaries 491
Acquisition of subsidiaries 33 –64
Sale of tangible fixed assets 30 101
Investments in intangible fixed assets –142 –54
Investments in tangible fixed assets –205 –292

Operating cash flow before acquisitions/divestments of subsidiaries, interest, increase/decrease in

interest-bearing assets 641 803
Operating cash flow after acquisitions/divest
ments of subsidiaries, interest, increase/
decrease in interest-bearing assets 1,156 793
Financing activities
Interest paid –53 –93
Decrease in interest-bearing liabilities –1,091 –638
New share issue
Dividend to Parent Company's shareholders
Dividend to non-controlling interests 0 0
Buy-back of shares
Cash flow from financing activities –1,144 –731
Cash flow for the year excluding
exchange-rate differences in cash
and cash equivalents 12 62
Cash and cash equivalents at the
beginning of the year 384 332
Cash flow for the year 12 62
Exchange-rate differences in cash and
cash equivalents –40 –10
Cash and cash equivalents
at year-end 356 384

Comments on the cash-flow statement

The cash flow from operating activities amounted to SEK 963 million (1,061). Working capital increased cash flow by SEK 132 million (473) and is primarily attributable to inventories and decreased current receivables. Adjustments for non-cash items amounted to SEK 332 million (32) as specified in the table below.

Adjustments for non-cash items

SEK m 2010 2009
Capital gains on fixed assets –1 –7
Capital gains attributable to divestments
of companies 36
Provisions 289 113
Gains on changes to pension conditions –42
Other 8 –32
Total 332 32

Investments in fixed assets amounted to SEK 347 million (346). Other items in investing activities, excluding acquisitions and divestments of companies, had a negative impact on the cash flow.

Operating cash flow, that is, the cash flow after investments, but excluding the acquisitions and divestment of companies, interest and increases/ decreases in interest-bearing assets, amounted to SEK 641 million (803).

Parent Company

Parent Company income statement

SEK m Note 2010 2009
Net sales 46 53
Administrative expenses 4, 5, 10, 25 –108 –74
Other operating expenses 7, 8 –33
Operating loss –95 –21
Profit from shares in
Group companies 11 100 22
Financial income 11 29 18
Financial expenses 11 –32 –17
Profit after financial items 2 2
Tax on net profit for the year 12 1 4
Net profit for the year 3 6

Parent Company statement of comprehensive income

SEK m Note 2010 2009
Net profit for the year 3 6
Other comprehensive income
Other comprehensive income
for year
Comprehensive income for
year 3 6

Parent Company cash-flow statement

SEK m Note 2010 2009
Operating activities
Operating loss –95 –21
Adjustments for non-cash items 33
Dividend received 11 100 22
Interest received 11 29 18
Interest paid 11 –32 –17
Tax paid 0 –15
Cash flow from operating
activities before changes
in working capital
35 –13
Change in liabilities 219 384
Change in receivables –1,096 –290
Cash flow from operating
activities –842 81
Investing activities
Other long-term receivables –1 1
Provision for pensions 3 2
Divestment of associated companies 36
Cash flow from investing activities 38 3
Financing activities
Group contributions 3 16
Borrowings 800
Cash flow from financing activities 803 16
Cash flow for the year –1 100
Cash and cash equivalents
at beginning of the year 170 70
Cash flow for the year –1 100
Cash and cash equivalents at year-end 169 170

Parent Company balance sheet

SEK m Note 31 Dec
2010
31 Dec
2009
ASSETS
Fixed assets
Financial fixed assets
Shares and participations in Group
companies
15,17 1,245 1,379
Other securities held as fixed assets 4 2
Associated companies 16 57
Total fixed assets 1,249 1,438
Current assets
Current receivables
Accounts receivable 2 3
Receivables from Group companies 3,680 2,097
Receivables from associated
companies
332
Other receivables 6 3
Prepaid expenses and accrued
income
19 6 26
Cash and cash equivalents 20 169 170
Total current assets 3,863 2,631
Total assets 5,112 4,069

SHAREHOLDERS' EQUITY, PROVISIONS AND LIABILITIES

Shareholders' equity
Restricted shareholders' equity
Share capital1) 21 58 58
Statutory reserve 1,671 1,671
1,729 1,729
Non-restricted shareholders' equity
Share premium reserve 52 52
Buy-back of shares –468 –468
Profit brought forward 2,179 2,155
Net profit for the year 3 6
1,766 1,745
Total shareholders' equity 3,495 3,474
Provisions for pensions 25 10 7
Non-current liabilities
Liabilities to credit institutions 28 800
Current liabilities
Liabilities to credit institutions 20 41
Accounts payable 11 5
Liabilities to Group companies 759 521
Other liabilities 1 4
Accrued expenses and deferred
income 29 16 17
Total current liabilities 807 588
Total shareholders' equity,
provisions and liabilities 5,112 4,069
Pledged assets 31 4 2
Contingent liabilities 32 678 2,698

1) The number of outstanding shares was 167,131,158 (167,131,158).

Change in shareholders' equity – Parent Company

SEK m Note Share capital Statutory
reserve1)
Share premium
reserve
Buy-back of
shares
Profit brought
forward
Total share
holders' equity
Opening balance, 1 January 2009 58 1,671 52 –468 2,156 3,469
Net profit for the year 6 6
Comprehensive income
for the year
6 6
Group contribution received 16 16
Tax effect of Group contributions –5 –5
Exchange-rate differences on expanded
investments in associated companies
–12 –12
Shareholders' equity,
31 December 2009
58 1,671 52 –468 2,161 3,474
Opening balance, 1 January 2010 58 1,671 52 –468 2,161 3,474
Net profit for the year 3 3
Comprehensive income
for the year
3 3
Group contribution received 13 13
Tax effect of Group contributions –3 –3
Group contribution paid –10 –10
Tax effect of Group contributions 3 3
Employee share option scheme
– Allocation of employee share
option scheme
3 3
Reinvestments in associated companies 12 12
Shareholders' equity,
31 December 2010
58 1,671 52 –468 2,182 3,495

1) Of the Parent Company's statutory reserve, SEK 1,390 million (1,390) comprises contributed shareholders' equity.

Notes

Note 1 Significant accounting policies

Compliance with standards and legislation

Nobia's consolidated financial statements are prepared in accordance with International Financial Reporting Standards, IFRS, as approved by the International Accounting Standards Board (IASB) as adopted by the European Union (EU). The Swedish Financial Reporting Board's recommendation RFR 1 Supplementary Accounting Rules for Groups was also applied.

The Parent Company applies the same accounting policies as the Group except in the cases described below under the section entitled "Parent Company accounting policies". The Annual Report and the consolidated financial statements were approved for issue by the Board of Directors and President on 9 March 2011.

Principles applied in the preparation of the financial statements

Assets and liabilities are recognised at historic acquisition value (cost), except for certain financial assets and liabilities. Financial assets and liabilities measured at fair value comprise derivative instruments.

Receivables and liabilities and income and expenses are offset only if required or expressly permitted in an accounting recommendation.

The Parent Company's functional currency is Swedish kronor (SEK), which is also the presentation currency for the Parent Company and Group. Accordingly, the financial statements are presented in SEK. All amounts are stated in SEK million (SEK m), unless otherwise stated.

Preparing the financial statements in accordance with IFRS requires that company management make assessments, estimates and assumptions that affect the application of accounting policies and the recognised amounts of assets, liabilities, income and expenses. The actual outcome may differ from these estimates and assessments. Estimates and assumptions are regularly reviewed. Changes to estimates are recognised in the period in which the change is made if the change affects only that period, or in the period in which the change is made and future periods if the change affects both current periods and future periods. Assessments made by company management in the application of IFRS that have a significant impact on the financial statements and estimates made that may lead to significant adjustments in the financial statements of future fiscal years are primarily the following:

– Assumptions regarding impairment testing of goodwill

The Group regularly performs impairment tests of goodwill in accordance with the accounting policies described under "Intangible assets" on page 48. The assumptions and assessments made pertaining to expected cash flows and the discount rate in the form of weighted average cost of capital are described under "Comments on and analysis of the balance sheet." Forecasts of future cash flows are based on the approved budget and assumptions on the rate of growth and investment requirements.

– Assumptions regarding income tax

Since the Group is liable to pay taxes in many different countries, assessments are made to determine the Group-wide provisions for income tax in each country. Liabilities for expected tax-audit issues are recognised based on assessments of whether an additional tax obligation will arise. The probability of whether tax receivables can be realised through future taxable income is assessed. Refer also to the accounting policies described under "Taxes" on page 48 and in Note 26 on page 66. There are currently no indications that the risk of such material adjustments to carrying amounts is significant in 2011.

The significant accounting principles stated below, with the exceptions stated, are applied consistently to all of the periods presented in the consolidated financial statements. Furthermore, the Group's accounting principles were consistently applied by the Group companies regarding associated companies, where necessary, by making adjustments to the Group's policies.

Fixed assets and long-term liabilities essentially comprise amounts that are expected to be recovered or paid after more than 12 months calculated from the closing date. Current assets and current liabilities comprise amounts that are expected to be recovered or paid within 12 months calculated from the closing date.

Changed accounting policies

The changed accounting policies applied by the Group from 1 January 2010 are described below. Other amendments to IFRS applicable from 2010 did not have any material effect on the Group's financial statements.

– Business combinations and consolidated financial statements

The Group applies the revised IFRS 3 Business Combination and the amended IAS 27 Consolidated and Separate Financial Statements. The changes resulting from these amended accounting policies include the following: definitions of operations are changed, transaction costs attributable to business combinations are to be expensed, contingent considerations are to be determined at

fair value on the acquisition date and the effects of remeasuring liabilities related to contingent considerations are to be recognised as income or an expense in net profit for the year. Another new feature is that the introduction of two alternative methods for recognising non-controlling interests and goodwill, either at fair value, meaning that goodwill is included in the noncontrolling interest, or the non-controlling interest comprising a portion of net assets. The selection of these two methods will be made individually on an acquisition by acquisition basis. Furthermore, additional transactions occurring after a controlling influence has been obtained are considered to be a transaction with owners and should be recognised in shareholders' equity, which is a change to Nobia's currency policy which entails recognising the surplus amount as goodwill.

The relevant sections of the changes will be applied prospectively from the date of application, and since Nobia did not carry out any acquisitions during the year, the aforementioned amended policies have not, to date, impacted Nobia's reporting.

– Presentation of financial statements

The requirements regarding the presentation of the statement of changes in shareholders' equity stipulated in IAS 1 Presentation of Financial Statements were changed in the IASB's annual improvements process published in May 2010. The company has opted to apply these changes in advance from the 2010 Annual Report. Under the changes, the reconciliation in the statement of changes in shareholders' equity regarding changes for the year for each equity component, for example, reserves for accumulated other comprehensive income, do not need to specify each individual item in other comprehensive income. As permitted by the changes, the company has decided to provide disclosures with such a detailed reconciliation of reserves and other equity components in a note rather than in the statement of changes in shareholders' equity. Such a detailed reconciliation was also presented in a note in the 2009 Annual Report, but appears to be required in the statement of changes in shareholders' equity in accordance with the version of IAS 1 that was to apply from 2010 without any such early application. However, in accordance with the wording of the amended IAS 1, the former row for comprehensive income for the year in the statement of changes in shareholders' equity has been divided into two rows, with net profit for the year and other comprehensive income for the year stated separately. The changed presentation is applied to the current year and comparative year. The changes did not led to any adjustments of amounts in the financial statements.

New IFRSs, amendments and interpretations that have not yet been applied

When the consolidated financial statements were prepared on 31 December 2010, a number of standards and interpretations had been published that had not yet come into effect. Nobia did not apply any standards or interpretations in advance in 2010. The amended standards that may affect Nobia's accounting policies when introduced are as follows.

The new IFRS 9 Financial Instruments will replace IAS 39 Financial Instruments: Recognition and Measurement by 2013. The IASB has published the first of at least three parts that will jointly form IFRS 9. The first part addresses the classification and measurement of financial assets. The categories of financial assets found in IAS 39 will be replaced by two categories: measurement at fair value or amortised cost. Amortised cost is utilised for instruments held to collect the any contractual cash flows, which comprise payments of principal and interest on the principal on the specified date. Other financial assets are recognised at fair value and the fair value option provided under IAS 39 is retained. Changes in fair value are to be recognised in earnings except for changes in the value of equity instruments that are not held for trading and for which on initial recognition changes in value are recognised in other comprehensive income. Changes in value of derivatives in hedge accounting are not affected by this part of IFRS 9, but are recognised until future notice in accordance with IAS 39. Due to the fact that Nobia's financial assets comprise accounts and loans receivable, derivatives in cashflow hedges and cash and cash equivalents, the changes introduced in this part of IFRS 9 are not expected to have any or only insignificant effects on the financial statements. Nobia has not made any decision on whether the new policies are to be applied in advance or from 2013.

Other new and changed accounting policies with future application are, preliminarily, not deemed to have an effect on accounting or lead to additional disclosure requirement.

Classification, etc.

Fixed assets and long-term liabilities essentially comprise amounts that are expected to be recovered or paid more than 12 months after the closing

date. Current assets and current liabilities essentially comprise amounts that are expected to be recovered or paid within the 12 months after the closing date.

Consolidation principles and business combinations Subsidiaries

Subsidiaries are companies subject to the controlling influence of the Parent Company. A controlling influence entails the direct or indirect right to shape a company's financial or operational strategies in a bid to receive financial benefits. An assessment of whether a controlling influence exists takes into account potential voting shares that can be immediately utilised or converted.

–Acquisitions on 1 January 2010 or later

Subsidiaries are recognised in accordance with the purchase method of accounting. According to this method, an acquisition of a subsidiary is considered a transaction through which the Group indirectly acquires the subsidiary's assets and assumes its liabilities. The acquisition analysis determines the fair value on the acquisition date of the acquired, identifiable assets and assumed liabilities and any non-controlling interest. Transaction costs, except for transaction costs attributable to issues of equity instruments or debt instruments, that arise are recognised directly in net profit for the year.

For business combinations whereby the consideration transferred, any non-controlling interests and the fair value of previously owned participations (step acquisitions) exceed the fair value of the acquired assets and assumed liabilities recognised separately, the difference is recognised as goodwill. When the difference is negative, known as a bargain purchase, it is recognised directly in net profit for the year.

Consideration transferred in conjunction with the acquisition does not include payments for the settlement of previous business connections. Such settlement is recognised in profit and loss.

Contingent consideration is recognised at fair value on the acquisition date. If the contingent consideration is classified as an equity instrument, no remeasurement is performed and settlement takes place in equity. Other contingent considerations are remeasured on each reporting occasion and the change is recognised in net profit for the year.

A non-controlling interest arises if the acquisition does not pertain to 100 per cent ownership of the subsidiary. There are two options for recognising non-controlling interests. The non-controlling interest's proportionate share of net assets can be recognised or the non-controlling interest can be recognised at fair value, meaning that the non-controlling interest has a share of goodwill. The choice between the two options of recognising non-controlling interests may be made on an acquisition by acquisition basis.

For step acquisitions, goodwill is determined on the date on which the controlling influence arose. Previous holdings are measured at fair value and the change in value is recognised in net profit for the year.

Divestments leading to the loss of a controlling influence but where a holding remains, this holding is measured at fair value and the change in value is recognised in net profit for the year.

–Acquisitions made between 1 January 2004 and 31 December 2009

Acquisitions made between 1 January 2004 and 31 December 2009 where the cost exceeds the fair value of the acquired assets and assumed liabilities and contingent liabilities recognised separately, the difference is recognised as goodwill. When the difference is negative, it is recognised directly in net profit for the year.

Transaction costs, except for transaction costs attributable to issues of equity instruments or debt instruments, that arise are included in the cost.

–Acquisitions prior to 1 January 2004 (date of transfer to IFRS)

For acquisitions that took place prior to 1 January 2004, goodwill, after an impairment test, is recognised at cost which corresponds to the carrying amount according to previously applied accounting policies. The classification and accounting treatment of business combinations that took place prior to 1 January 2004 were not reassessed in accordance with IFRS 3 when the consolidated IFRS opening balance sheet was prepared on 1 January 2004.

The subsidiaries' financial statements are included in the consolidated financial statements from the date of acquisition until the date on which the controlling influence ceased.

If the subsidiary's accounting policies are not the same as the Group's policies, adjustments were made to the Group's accounting policies.

Losses attributable to non-controlling interests are allocated to the noncontrolling interest except that the non-controlling interest is recognised as a debit item under shareholders' equity.

–Acquisitions of non-controlling interests

Acquisitions from non-controlling interests are recognised as a transaction in shareholders' equity, meaning between the Parent Company's owners (within profit brought forward) and the non-controlling interest. Accordingly, no goodwill arises in these transactions. Changes in non-controlling interest are based on their proportionate share of net assets.

–Sales to non-controlling interests

Sales to non-controlling interests, whereby the controlling influence remains, are recognised as a transaction in shareholders' equity, meaning between the Parent Company's owners and the non-controlling interest. The difference between the proceeds received and the non-controlling interest's proportionate share of net assets is recognised under "Profit brought forward."

Translation of foreign subsidiaries

The financial statements of subsidiaries are prepared in the local currency, that is the functional currency used in the country in which the company conducts operations. Swedish kronor, SEK, is utilised in the consolidated financial statements, which is the Parent Company's functional currency and also the Group's reporting currency. This means that the earnings and financial position of all Group companies that have a functional currency that is different to the reporting currency are translated to the Group's reporting currency of SEK. Foreign subsidiaries' assets and liabilities are translated at the closing-date rate and all income-statement items are translated at the average exchange rate for the year. Translation differences are recognised in other comprehensive income and in a separate reserve in consolidated shareholders' equity.

Closing-date rate Average
Significant
exchange rates
31 Dec
2010
31 Dec
2009
2010 2009
DKK 1.21 1.39 1.28 1.43
EUR 9.00 10.35 9.54 10.62
GBP 10.55 11.49 11.13 11.93
NOK 1.15 1.24 1.19 1.22
USD 6.80 7.21 7.20 7.65

Recognition of associated companies

Associated companies are those companies in which the Group exercises a significant but not controlling influence over operational and financial control, usually entailing a holding of between 20 and 50 per cent of the voting rights. Investments in associated companies are recognised in the Group's accounts in accordance with the equity method. The equity method means that participations in an associated company are recognised at cost on the acquisition date and are subsequently adjusted by the Group's share of the change in the associated company's net assets as well as depreciation and impairment losses on Group goodwill, and surplus and deficit values. Participations in associated companies are recognised in accordance with the equity method from the date on which the significant influence is acquired.

The accumulated profits of associated companies that are not paid as dividends are recognised under "Profit brought forward" in the consolidated balance sheet. The Group's profit brought forward is reduced by the accumulated portion of losses in associated companies. Unrealised inter-Group profit is eliminated by the portion accruing to the Group.

Shares in profit of associated companies are recognised on separate lines in the consolidated income statement and consolidated balance sheet. Shares in profit of associated companies are recognised in operating profit in the consolidated income statement since the holdings are operations-based. Shares in profit of associated companies are recognised after tax.

When the Group's share of recognised losses in associated companies exceeds the carrying amount of the shares in the consolidated accounts, the value of the participation is reduced to zero. Recognition of losses is also affected against long-term financial transactions without collateral, whose financial implication constitutes a part of the owning company's net investment in the associated company. Continued losses are not recognised unless the Group has provided guarantees to cover losses arising in the associated company. The equity method is applied up to the date the significant influence ceases.

Joint ventures

In terms of accounting, joint ventures are defined as companies for which the Group, through co-operative agreements with one or more parties, has a joint controlling influence over operational and financial control. Participations in joint ventures are consolidated in accordance with the equity method; see Recognition of associated companies.

Segment reporting

An operating segment is a part of the Group that conducts business activities from which it can generate income and incur expenses and for which independent financial information is available. Furthermore, the results of an operating segment are monitored by the company's chief operating decisionmaker to evaluate them and to allocate resources to the operating segment. Nobia's operating segments are the Group's three regions: the UK, Nordic and Continental Europe regions. The division of the units by region is based on the geographic domicile of the units. Refer to Note 3 on page 53 for a more detailed description of this divisions and a presentation of the operating segments.

Revenue recognition

The company recognises revenue when the risk and benefit associated with the goods has been transferred to the customer in accordance with the terms of delivery. In cases where installation services are provided, revenue is recognised when the service has been completed. Sales are recognised net after VAT, discounts and exchange-rate differences for sales in foreign currency and returns. Inter-Group sales are eliminated in the consolidated financial statements.

Government assistance

Government subsidies are recognised in the balance sheet as deferred income when there is reasonable assurance that the subsidy will be received and the Group will fulfil the conditions associated with the subsidy. Subsidies are allocated systematically in the income statement in the same manner and over the same periods as the costs for which the subsidies are intended to cover.

Financial income and expenses

Financial income and expenses comprise interest income on bank balances and receivables, dividend income, interest expense on loans and pension liabilities, as well as exchange-rate differences on financial items.

Interest income on receivables and interest expense on liabilities are calculated in accordance with the effective interest rate method. The effective interest rate is the interest rate that results in the present value of all future receipts and disbursements during the interest-rate maturity period becoming equal to the carrying amount of the receivable or liability. The calculation includes all fees paid or received by contractual parties that are part of the effective interest rate, meaning transaction costs and surplus and deficit values.

Taxes

Tax expenses for the year comprise current tax and deferred tax. Income taxes are recognised in net profit for the year except when the underlying transaction is recognised in other comprehensive income or in shareholders' equity, whereby the associated tax effects are recognised in other comprehensive income or in shareholders' equity.

Current tax is tax that is to be paid or received regarding the current year, by applying the tax rates determined or that have been determined in principle on the closing date. This item also includes adjustments to current tax attributable to previous periods.

Deferred tax is calculated according to the balance-sheet method on all temporary differences arising between recognised and fiscal values of assets and liabilities.

The tax effect attributable to tax loss carryforwards that could be utilised against future profits is capitalised as a deferred tax asset. This applies to both accumulated loss carryforwards at the date of acquisition and losses arising thereafter.

Valuations take place at the tax rate applying on the closing date. Deferred tax is recognised in the balance sheet as a fixed asset or long-term liability. The income tax liability is recognised as a current receivable or liability.

If the actual outcome differs from the amounts first recognised, the differences will affect current tax and deferred tax in the period in which these calculations are made.

Tangible fixed assets

Tangible fixed assets are recognised at cost with deductions for depreciation and possible impairments. Cost includes expenses that can be directly attributed to the acquisition. Expenses for improvements to the asset's performance, exceeding the original level, increase the asset's carrying amount. The borrowing costs of the cost of any assets established from 1 January 2009 that comprise qualifying assets are expensed. Expenses for repairs, maintenance and any interest expenses are recognised as costs in profit and loss in the period in which they arise.

In the event that an asset's carrying amount exceeds its estimated recoverable amount, the asset is written down to its recoverable amount, which is charged to operating profit.

In the income statement, operating profit is charged with straight-line depreciation, which is calculated on the original cost and is based on the estimated useful lives of the assets as follows:

Kitchen displays 2–4 years
Office equipment and vehicles 3–5 years
Buildings 15–40 years
Plant and machinery 6–12 years
Equipment, tools, fixtures and fittings 6–12 years

Land is not depreciated.

Fixed assets/disposal groups held for sale and discontinued operations

Discontinued operations comprise important operations that have been divested or comprise a divestment group held for sale as well as subsidiaries that are acquired for the purpose of subsequently being sold. Profit after tax from discontinued operations is recognised on a separate line in profit and loss.

The significance of a group of assets and liabilities being classified as held for sale is that the carrying amounts are recovered primarily by being sold and not by being used. All assets included in the group are presented on a separate line among assets and all of the group's liabilities are presented on a separate line among liabilities. The group is valued at the lower of the carrying amount and fair value, less selling expenses. Changes in value are recognised in profit.

Intangible assets

Goodwill comprises the amount by which the cost of the acquired operation exceeds the established fair value of identifiable net assets, as recognised in the acquisition analysis. In connection with the acquisition of operations, goodwill is allocated to cash-generating units. Nobia has eight cash-generating units. Since goodwill has an indeterminable useful life, it is not amortised annually. Instead, goodwill is subject to impairment testing either annually or when an indication of an impairment requirement arises. The carrying amount comprises the cost less any accumulated impairment losses. A description of the method and assumptions applied when conducting impairment tests is found under "Goodwill" in "Comments on and analysis of the balance sheet" on page 41.

Other intangible assets are recognised at cost less accumulated amortisation and possible impairments. It also includes capitalised expenses for purchases and internal and external expenses for the development of software for the Group's IT operations, patents and licences. Amortisation takes place according to the straight-line method based on the estimated useful life of the asset (three to six years).

Research and product development

Costs for product development are expensed immediately as and when they arise.

Product development within the Group is mainly in the form of design development and is conducted continuously to adapt to current style trends. This development is relatively fast, which is the reason that no portion of the costs for product development is recognised as an intangible asset. The Group does not carry out research and development in the true sense of such work, or to any significant extent.

Leasing agreements

Leasing agreements concerning fixed assets in which the Group essentially carries the same risks and enjoys the same benefits that direct ownership would entail are classified as financial leasing. Financial leasing is recognised at the start of the leasing period at the lower of the leasing object's fair value and the present value of minimum leasing fees. Financial leasing agreements are recognised in the balance sheet as fixed assets and financial liabilities, respectively. Future leasing payments are divided between repayment of the liabilities and financial expenses whereby each accounting period is charged with an amount of interest corresponding to a fixed-interest rate on the liability recognised during the respective period. Leasing assets are amortised according to the same principles that apply to other assets of the same type. Costs for leasing contracts are divided between amortisation and interest in the income statement.

Leasing of assets, where the lessor essentially remains the owner of the asset, is classified as operational leasing. Leasing fees are recognised on a straight-line basis during the leasing period. Operational leasing agreements are recognised in profit and loss as an operating expense. Leasing of cars and computers is normally treated as operational leasing. The value of these leasing agreements is not considered to be significant.

Inventories

Inventories comprise finished and semi-manufactured products and raw materials. Inventories are valued according to the first-in, first-out (FIFO) principle, at the lower of the cost and net sales value on the closing date. The net sales value comprises the estimated sales value in the ongoing operations less selling expenses. Finished and semi-manufactured products are valued at manufacturing cost including raw materials, direct labour, other direct expenses and production-related overheads based on normal production. Borrowing costs are not included in inventory valuations.

Deductions are made for inter-Group profits arising in conjunction with deliveries between companies in the Group.

Receivables

Receivables are recognised at the amounts that are expected to be received after individual assessment.

Financial instruments

Financial instruments recognised in the balance sheet include cash and cash equivalents, loans receivable, accounts receivable and derivative instruments on the asset side. On the liability side, there are accounts payable, loan liabilities and derivative instruments.

– Recognition in and derecognition from the balance sheet

A financial asset or a financial liability is entered in the balance sheet when the company becomes a party in accordance with the contractual terms of the instrument. Accounts receivable are recognised in the balance sheet when an invoice has been sent. A liability is recognised when the counterparty has performed a service and a contractual payment obligation arises, even if an invoice has not been received. Accounts payable are recognised when an invoice has been received.

A financial asset is derecognised from the balance sheet when the rights resulting from the agreement have been realised, expire or the company loses control over them. The same applies to a part of a financial asset. A financial liability is derecognised from the balance sheet when the obligation resulting from the agreement has been realised or is extinguished in some other manner. The same applies to a part of a financial liability.

A financial asset and a financial liability may only be offset against each other and recognised net in the balance sheet if there is a legal right to offset the amounts and the intention is to settle the items in a net amount or to simultaneously sell the asset and settle the debt.

The acquisition or divestment of financial assets is recognised on the date of transaction for on-demand transactions, which is the date when the company undertakes to acquire or sell the asset.

– Classification and measurement

Financial instruments that are not derivative instruments are initially recognised at cost corresponding to the instrument's fair value plus transaction costs. On initial recognition, a financial instrument is classified on the basis of the purpose underlying the acquisition of the instrument. This classification determines how the financial instrument is measured after initial recognition, in the manner described below. For the recognition of derivative instruments, refer to Cash-flow hedges below.

– Receivables and liabilities in foreign currencies

Receivables and liabilities in foreign currencies are valued at the closing-date rate. Exchange-rate fluctuations pertaining to operating receivables and liabilities are recognised in operating profit, while exchange-rate fluctuations pertaining to financial receivables and liabilities are recognised in net financial items.

– Loans and accounts receivable

Long-term loans receivable recognised as fixed assets and accounts receivable recognised as current assets comprise financial assets that are not derivatives, which has determined or determinable payments and are not listed on an active market. These assets are valued at amortised cost. Amortised cost is determined based on the effective rate calculated on the acquisition date. Loan and accounts receivable are recognised at the amounts that are expected to be received, meaning less any provisions for decreases in value.

– Cash and cash equivalents

Cash and cash equivalents are defined as cash and bank balances and shortterm investments with maturities not exceeding three months from the acquisition date.

– Financial liabilities

All transactions pertaining to financial liabilities are recognised on the settlement date. Liabilities are valued at amortised cost.

– Cash-flow hedges

The currency forward contracts and currency options used for hedging highly probable forecasted sales and material purchases in foreign currency are recognised in the balance sheet at fair value. Changes in their value are recognised in other comprehensive income and the accumulated changes in value in a separate component of shareholders' equity (the hedging reserve) until the hedged flow impacts net profit for the year, whereby the accumulated changes in value of the hedging instrument are reclassified to net profit for the year.

Impairment losses

The carrying amounts of the Group's assets are tested annually for indications of any impairment requirement. IAS 36 is applied for the impairment testing

of assets other than financial assets, which are tested according to IAS 39, assets held for resale and disposal groups that are recognised according to IFRS 5, inventories, plan assets used for the financing of employee benefits and deferred tax assets. For the exempted assets mentioned above, the carrying amount is tested in accordance with the relevant standard.

– Impairment testing of tangible and intangible assets, and participation in subsidiaries, associated companies, joint ventures, etc.

If there is an indication of an impairment requirement, the recoverable value of the asset is tested in accordance with IAS 36 (see below). For goodwill, other intangible assets with an indefinite useful life and intangible assets that are not yet ready for use, the recoverable value is calculated annually. When testing for impairment requirements, if it is not possible to establish essentially independent cash flows for an individual asset, the assets must be grouped at the lowest level at which it is possible to identify essentially independent cash flows, known as cash-generating units.

Impairment losses are recognised when the carrying amount of an asset or a cash-generating unit (group of units) exceeds the recoverable value. Impairment losses are charged against the income statement. Impairment losses related to assets attributable to a cash-generating unit are primarily allocated to goodwill. Subsequently, a pro-portional impairment of other assets included in the unit (group of units) is effected.

The recoverable value is the higher of fair value less selling expenses and value in use. When calculating the value in use, future cash flows are discounted using a discounting factor that takes into account the risk-free interest rate and the risk associated with the specific asset.

– Impairment testing of financial assets

At every reporting occasion, the company evaluates whether there is any objective evidence to suggest that a financial asset or group of assets is subject to an impairment requirement. Objective evidence comprises observable conditions that have occurred and that have had a negative impact on the ability to recover the cost. For accounts receivable, objective evidence comprises, for example, payment difficulties among customers or imminent corporate reconstructions. Accounts receivable that require impairment are recognised at the present value of expected future cash flows, Receivables with short maturities are not discounted.

– Impairment reversal

An impairment loss on assets that come under the scope of IAS 36 is reversed if there is an indication that the impairment requirement is no longer pertinent and that there has been a change in the assumptions upon which the calculation of the recoverable value was based. However, an impairment loss on goodwill is never reversed. A reversal is only performed to the extent that the carrying amount of the asset after the reversal does not exceed the carrying amount that would have been recognised, less depreciation wherever applicable, if no impairment had been posted.

An impairment loss on loans receivable and accounts receivable recognised at amortised cost is reversed if the previous reasons for the impairment loss no longer exist and full payment can be expected to be received from the customer.

Provisions

Provisions are recognised in the balance sheet among current and long-term liabilities, when the Group has a legal or informal obligation deriving from an occurred event and that it is probable that an outflow of resources will be required to settle the obligation and the amount concerned can be reliably estimated. A provision differs from other liabilities since the date of payment or the amount required to settle the provision is uncertain.

– Restructuring

A provision for restructuring is recognised once a detailed and formal restructuring plan has been adopted and the restructuring process has either commenced or been publically announced. No provisions are established for future operating expenses.

– Guarantees

A provision for guarantees is recognised when the underlying products or services are sold. The provision is based on historical data and a total appraisal of the potential outcomes in relation to the probabilities associated with the outcomes.

Contingent liabilities

A contingent liability is recognised when the company has a possible obligation deriving from an occurred event whose existence will be confirmed only by one or more uncertain future events, or when there is an obligation that has not been recognised as a liability or provision because it is not probable that an outflow of resources will be required, or alternatively because it is not possible to sufficiently reliably estimate the amount concerned.

Shareholders' equity

When shares are repurchased, shareholders' equity is reduced by the entire amount paid. Dividends are recognised as a liability after the Annual General Meeting has approved the dividend.

Earnings per share

The calculation of earnings per share is based on consolidated net profit attributable to the Parent Company's shareholders and on the weighted average number of shares outstanding during the year. When calculating earnings per share after dilution, the average number of shares outstanding is adjusted to take into account the dilutive effects of potential common shares, which during the recognised periods pertain to options issued to employees. The options are dilutive if the profit targets of the share option scheme have been fulfilled on the reporting date and if the exercise price is lower than the share price. Dilution is greater, the greater the difference between the exercise price and the share price. The exercise price is adjusted by a supplement to the value of future services related to the equity-settled employee share option scheme recognised as share-based payment in accordance with IFRS 2.

Employee benefits

– Pensions

Within the Group, there are a number of both defined-contribution and defined-benefit pension plans. In Sweden, Norway, the UK and in some Group companies in Germany, employees are covered by defined-benefit pension plans. In other countries and companies, employees are covered by defined-contribution pension plans. Effective 2010, all new vesting in the UK comes under defined-contribution pension plans.

Plans for which the company's obligations are limited to the fees the company has undertaken to pay are classified as defined-contribution pension plans. The company's obligations for defined-contribution pension plans are recognised as a cost in earnings at the rate at which they are vested by the employees performing services on behalf of the company for a period of time.

The Group's defined-benefit pension plans state the amount of pension benefit that an employee, or a former employee, will receive after retirement based upon their salary and the number of years of service. Pension obligations for defined-benefit plans are recognised according to common principles and calculation methods and are calculated by considering future salary increases and inflation, among other factors. The Group carries the risk that the promised benefit will be paid.

There are both funded and unfunded defined-benefit plans within the Group. Funded pension plans are mainly financed on the basis of contributions paid to pension funds.

Regarding defined-benefit plans, the pension commitment is calculated in accordance with the Projected Unit Credit method. This method allocates the cost of pensions at the rate at which the employees perform services for the company that increase their entitlement to future remuneration. This calculation is performed annually by independent actuaries. The company's obligations are valued at the present value of expected future cash flows using a discount rate. This discount rate corresponds to the interest on high-quality corporate bonds, where a market with sufficient depth exists, or government bonds if no such market exists. The rate in Sweden and Norway is determined based on government bonds, while in the UK and Germany, the rate is based on corporate bonds.

Actuarial gains and losses may arise when the present value of commitments and the fair value of plan assets are established. Such gains and losses arise either because the fair value differs from the previous assumption or because the assumption has changed. The portion of accumulated actuarial gains and losses at the end of the preceding year exceeding a corridor of plus or minus 10 per cent of the largest of the present value of the commitments or the fair value of the plan assets is recognised in profit and loss over the employees' estimated average remaining period of service.

For funded plans, the Group recognises pension obligations in the consolidated balance sheet as a liability comprising the net of the estimated present value of the commitments and the fair value of plan assets. Funded plans with net assets, that is, plans with assets exceeding the pension commitment, are recognised as financial fixed assets.

The net amount of interest on pension liabilities and the expected return on accompanying plan assets is recognised as part of net financial items. For defined-contribution plans, the company pays fixed contributions to an external legal entity.

When the pension cost established in the legal entity differs from that in the Group, a provision or a receivable is recognised pertaining to the special payroll tax based on this difference. Such a provision or receivable is not present-valued.

– Other long-term remuneration

The Group operates schemes for remuneration in connection with anniversaries and to employees with long service. Actuarial gains and losses may arise when the present value of commitments and the fair value of plan assets are

established. Unlike the reporting of benefit-defined pension plans, actuarial gains and losses are recognised immediately and no corridor is applied.

The discount rate is established on the basis of high-quality corporate bonds or government bonds issued in the same currency as the remuneration that is to be paid and with maturities equivalent to the commitments in question.

– Share option scheme

The Group has an employee share option scheme. The fair value of allotted employee share options is recognised as a personnel cost at a corresponding amount recognised directly in shareholders' equity. The fair value is calculated on the date of allotment and allocated over the vesting period. The recognised cost corresponds to the fair value of an estimate of the number of options expected to be earned. This cost is adjusted in subsequent periods to reflect the actual number of options earned. An adjustment is made only when default is due to conditions stipulating a certain level of profit growth or continued employment, and not when default is due solely to the share price being lower than the exercise price. In countries where employee share options may give rise to costs in the form of social security contributions, a cost is recognised allocated over the vesting period. The provision for social security contributions is based on the fair value of the operations on each reporting occasion and, ultimately, when the options are exercised or expire without being exercised.

– Short-term remuneration

Short-term remuneration to employees is calculated without discounting and is recognised as a cost when the related services are obtained. A provision is posted for the anticipated cost of profit shares and bonus payments when the Group has a current legal or informal obligation to make such payments, due to the services being obtained from the employees and it being possible to reliably estimate the obligation.

– Payments in connection with employment termination

A cost for payments arising in connection with the laying-off of employees is recognised only if the company is legally obliged to terminate employment in advance of the normal date. When such payment is made as an offering to encourage voluntary retirement, it is recognised as a cost if it is probable that the offer will be accepted and the number of employees who will accept the offering can be reliably estimated.

Parent Company accounting policies

The Parent Company has prepared its Annual Report in accordance with the Swedish Annual Accounts Act (1995:1554) and the Swedish Financial Reporting Board's recommendation RFR 2 Accounting for Legal Entities. The Financial Reporting Board's statements for listed companies were also applied. RFR 2 entails that the Parent Company applies all IFRSs adopted by the EU and statements to the annual report of the legal entity as far as possible under the framework of the Annual Accounts Act and the Swedish Pension Obligations Vesting Act and with respect to the connection between accounting and taxation. The Recommendation states the exceptions and additions to IFRS that are to be made. Overall, the Recommendation entails differences between the Group's and the Parent Company's accounting policies in the areas stated below. The accounting policies for the Parent Company described below were applied consistently to all periods presented in the Parent Company's financial statements.

– Changed accounting policies

Unless otherwise stated below, the Parent Company's accounting policies for 2010 were changed in accordance with the aforementioned changes for the Group. The changed accounting policies pertaining to transaction costs and contingent consideration under revised IFRS 3 Business Combination and amended IAS 27 Consolidated and Separate Financial Statements as applied in the Group do not give rise to the same changes in the Parent Company's accounting policies, refer below under "Subsidiaries, associated companies and joint ventures."

– Classification and presentation format

An income statement and statement of comprehensive income are presented for the Parent Company whereas these two statements for the Group jointly comprise a statement of comprehensive income. The Parent Company's income statement and balance sheet are presented following the format stipulated in the Annual Accounts Act, while the statement of comprehensive income, the statement of changes in shareholders' equity and cash-flow statement are based on IAS 1 Presentation of Financial Statements and IAS 7 Statement of Cash Flows. The differences in the Parent Company's income statement and the balance sheet compared with the presentation of the consolidated financial statements primarily pertain to the recognition of financial income and expenses, fixed assets, shareholders' equity and the existence of provisions as a separate heading in the balance sheet.

– Subsidiaries, associated companies and joint ventures

Participations in subsidiaries, associated companies and joint ventures are recognised in the Parent Company in accordance with the cost method. This means that transaction costs are included in the carrying amount of the holdings in subsidiaries, associated companies and joint ventures. In the consolidated financial statements, transaction costs are recognised directly in profit and loss when they arise. Contingent considerations are valued based on the probability of the consideration being paid. Any changes to the provisions/ receivable are added to/deducted from the cost. In the consolidated financial statements, contingent considerations are measured at fair value with changes in value recognised in profit and loss.

Bargain purchases corresponding to future losses and costs are reversed during the expected periods in which the losses and costs arise. Bargain purchases arising for other reasons are recognised as a provision to the extent that the purchase does not exceed the fair value of the acquired, identifiable non-monetary assets. The portion that exceeds this fair value is recognised in profit and loss immediately. The portion that does not exceed the fair value of acquired, identifiable non-monetary assets is recognised in profit and loss systematically over a period calculated as the remaining weighted average useful life of the acquired identifiable assets that are depreciable. In the consolidated financial statements, bargain purchases are recognised directly in profit and loss.

– Leased assets

All leasing agreements in the Parent Company are recognised in accordance with operational leasing regulations.

– Employee benefits

The Parent Company applies other principles for the calculation of definedbenefit plans than those stipulated in IAS 19. The Parent Company follows the provisions of the Pension Obligations Vesting Act and the Swedish Financial Supervisory Authority's regulations since this is a condition for eligibility for rights to tax deductions. The significant differences compared with the IAS 19 regulations pertain to how the dis-count rate is determined, the calculation of defined-benefit commitments based on current salary levels with no assumptions regarding future salary increases and that all actuarial gains and losses are recognised in profit and loss when they arise. The Parent Company recognises the fair value of employee share options issued to employees of subsidiaries as shareholders' contributions by recognition in shareholders' equity and the value of the shares in the subsidiary.

Note 2 Financial risks

Foreign exchange risk

Nobia's policy is to hedge approximately 80 per cent of the forecast flows, 0–3 months in the future, 60 per cent 4–6 months in the future, 40 per cent 7–9 months in the future and 100 per cent of contracted projects. The principal currency combinations were the EUR against the GBP and the SEK against the NOK. Total exposure in 2010, expressed in SEK and after setting off counteracting flows, amounted to SEK 1,978 million, of which SEK 1,346 million was hedged. At the end of 2010, the hedged volume was SEK 693 million.

Unrealised gains and losses recognised as cash-flow hedges in shareholders' equity will be transferred to the income statement at various points in time within 12 months.

Credit risk

Nobia is active in many markets and in several distribution channels. Depending on the type of distribution channel, the customer base comprises both professional customers and consumers. For these reasons, credit management and payment terms must be adapted to each business unit's business logic and distribution channels within the framework of the credit policy established by the Group. The credit policy stipulates that credit ratings shall be based on at least one credit report from a reputable credit rating institute. Credit assessments are continuously performed on customers who make regular purchases. Credit insurance is utilised for certain markets and customer categories. Collateral is often required when credit is granted to customers with low buying frequencies. Counterparty risk pertaining to banks is deemed to be very minor. The total credit risk amounted to SEK 1,686 million. The credit quality of financial assets that have neither fallen due for payment or that are subject to impairment is high.

Financial exposure

Nobia's policy for financing foreign assets involves financing capital employed with external borrowings in the corresponding currency in order to minimise the impact of exchange-rate fluctuations on the debt/ equity ratio. Group loans are handled by Nobia's head office. The head office supplies the subsidiaries with funds through an internal bank. These loans are raised in local currencies, which minimises the effects of exchange-rate fluctuations on profits. As a supplementary measure, currency contracts may be entered into to avoid exposure. Given the current debt/equity ratio and currency distribution

– Group contributions and shareholders' contributions

The Parent Company's recognises Group contributions and shareholders' contributions in accordance with the statement from the Swedish Financial Reporting Board (UFR 2). Shareholders' contributions are recognised directly against the shareholders' equity of the recipient and capitalised in the shares and participations of the donor unless impairment losses are required. Group contributions are recognised according to financial implication, meaning that Group contributions paid with the intention of minimising the Group's total tax are recognised directly against profit brought forward less current tax effects.

– Anticipated dividends

Anticipated dividends from subsidiaries are recognised if the Parent Company has the sole right to decide the amount of the dividend and the Parent Company has made a decision on the amount of the dividend prior to the publication of the Parent Company's financial statements.

– Financial instruments

Due to the connection between reporting and taxation, the regulations regarding financial instruments and hedge accounting provided in IAS 39 are not applied in the Parent Company.

– Financial guarantees

The Parent Company's financial guarantee agreements primarily comprise guarantees on behalf of subsidiaries, joint ventures and associated companies. Under a financial guarantee, the company has an obligation to compensate the holder of a debt instrument for losses incurred by this holder due to a specific debtor not fulfilling their payment duties that are due in accordance with the terms and conditions of the agreement. In the recognition of financial guarantee agreements, the Parent Company applies a relaxation rule permitted by the Financial Reporting Board, in contrast to the provisions of IAS 39. This relaxation rule pertains to financial guarantee agreements issued on behalf of subsidiaries, associated companies and joint ventures. The Parent Company recognises financial guarantee agreements as a provision in the balance sheet when the company has a commitment for which it is probable that payment will be required to settle the commitment.

2010 2009 SEK m Capital employed per currency Interest-bearing loans and lease liabilities Capital employed per currency Interest-bearing loans and lease liabilities SEK 378 892 766 552 EUR 2,150 49 2,610 1,128 GBP 1,806 464 2,370 733 DKK 719 427 983 695 USD 82 41 102 41 NOK 157 4 229 13 Other 31 0 35 0 Total 5,323 1,877 7,095 3,162

of capital employed, approximately 20 per cent of foreign capital employed must be financed through borrowing in local currencies. In combination with this policy, other forms of capitalisation may be utilised in each country to optimise the Group's tax situation. Nobia's financial exposure policy does not involve hedging equity.

Translation exposure

The Group's policy is not to hedge translation exposure in foreign currencies. A 10-per-cent strengthening of the Swedish krona compared with other currencies on 31 December 2010 would entail a decrease in shareholders' equity of SEK 361 million (decrease: 423) and an increase in profit of SEK 1 million (increase: 6). The sensitivity analysis is based on the assumption that all other factors (for example, interest) are unchanged. The same conditions were applied to 2009.

Interest-rate risk

Interest-rate exposure is managed centrally, meaning that the head office is responsible for identifying and managing interest-rate risks. Nobia uses short, fixed-interest terms. Nobia's approach is that times of high interest rates usually coincide with healthy demand in society at large. In 2010, the fixed-interest rate term was 1–3 months.

Refinancing risk

Nobia applies a centralised approach to the Group's financing, which means that all financing takes place in Nobia AB or Nobia Sverige AB. During the year, Nobia raised a bond loan of SEK 800 million from AB SEK Securities (Swedish Export Credit Corporation), which has a term of five years and a mutual extension period of two years. The company also raised a syndicated bank loan of SEK 2,000 million with four banks. The term is five years. The loan has three covenants: leverage (net debt to EBITDA), gearing (net debt to equity) and interest cover (EBITDA to net interest expenses). Nobia meets all covenants with a satisfactory margin. Nobia's policy is to obtain long-term lines of credit that are compatible with Nobia's long-term strategy, while simultaneously balancing the needs for low credit costs. In addition to these loans, Nobia has local overdraft facilities. The table below shows the maturity of all of Nobia's loans:

2010 2009
Year of maturity, SEK m 2011 2015 2010 2011
Loans and lines of credit 2,800 6,000
Of which, utilised 1,246 2,446

Capital management

The debt/equity ratio may not exceed 100 per cent. A temporary elevation of the debt/equity ratio is acceptable. A significantly lower debt/equity ratio in the long term is to be corrected by an extra dividend to shareholders or through the buy-back of treasury shares. Dividends shall on average comprise at least 30 per cent of net profit after tax. The debt/equity ratio amounted to 44 per cent (62) at year-end. The decreased debt/equity ratio is primarily due to the use of cash flow to repay loans. Nobia considered recognised shareholders' equity to be capital.

Liquidity risk

Daily liquidity is tracked with the help of carefully prepared liquidity forecasts. Liquidity is controlled centrally with the aim of using available liquidity effectively, at the same time as necessary reserves are available.

Commercial exposure USD EUR NOK CHF GBP SEK DKK
Currency contracts
2010, local currencies 1 40 203 2 1 68
Total, SEK m1) 8 358 233 11 15 68
Fair value, SEK m 0 1 0 –1 0 –2
Net flow
Net flow 2010, local currencies –10 –853) 414 4 3 249 –37
Net flow 2010, SEK m2) –70 –8133) 493 25 35 249 –47
Hedged volume, SEK m2) 31 663 –429 –18 –23 –183

1) Flows restated at closing-date rate, SEK. 2) Restated apply average rate in 2010. 3) In addition, EUR 26 million pertains to flows against DKK, corresponding to SEK 246 million.

Sensitivity analysis

SEK m SEK m
Currencies1) and interest rates Change Impact on profit before tax Impact on shareholders' equity
EUR/SEK 5% 4.9 3.5
NOK/SEK 5% 12.0 8.6
EUR/GBP 5% 20.4 14.7
NOK/DKK 5% 6.4 4.6
SEK/DKK 5% 4.5 3.2
Interest-rate level 100 point 12.0 8.6

1) Transaction effects after hedges.

Analysis of maturity for financial liabilities including accounts payable

2010 2009
Group, SEK m Currency Nominal
amount, origi
nal currency
Total Within
1 month
1–3
months
3 months
–1 year
1–5
years
5 years
or longer
Total Within
1 month
1–3
months
3 months
–1 year
1–5
years
5 years
or longer
Banklån (R)
Bank loans SEK 976 976 2 5 21 948 489 489
Bank loans EUR 1,027 1,027
Bank loans GBP 204 204
Bank loans DKK 402 485 1 2 9 473 685 685
Bank loans NOK 0 0
Bank loans USD 7 47 0 0 1 46 41 41
Other liabilities
Forward agreements* SEK 3 0 1 2 1 0 0 1
Forward agreements* EUR 4 2 1 1 3 0 1 2
Forward agreements* GBP 0 0 0 0 0 0 0 0
Forward agreements* DKK
Forward agreements* NOK 2 0 0 2 6 1 2 3
Forward agreements* CHF 1 0 1 0 1 0 0 1
Forward agreements* USD 1 0 0 1 0 0 0 0
Currency options* SEK 0 0 0
Currency options* NOK 1 0 1
Overdraft facilities (IB) SEK 41 41 48 48
Financial lease liabilities (IB) SEK 1 1 10 10
Other liabilities (IB) SEK 2 2 2 2
Accounts payable and
other liabilities
SEK 1,403 1,092 262 45 4 1,609 1,154 344 93 18
Total 2,966 1,097 274 123 1,472 – 4,127 1,155 350 148 2,474
Interest-bearing liabilities (IB) 1,290 2,506

* The value of forward agreements and currency options is included in the item "Derivatives."

2010 2009
Age analysis, accounts receivable and other receivables, SEK m Gross Of which,
impairment
losses
Gross Of which,
impairment
losses
Non-due accounts receivable 982 1,207
Past-due accounts receivable 0–30 days 213 12 274 18
Past-due accounts receivable > 30 days–90 days 70 9 121 15
Past-due accounts receivable > 90 days–180 days 24 16 40 14
Past-due accounts receivable > 180 days–360 days 40 32 43 41
Past-due accounts receivable > 360 days 60 53 19 50
Total receivables 1,389 122 1,704 138
Deposit account for impairment losses on
accounts receivable and other receivables, SEK m
2010 2009
Opening balance 138 98
Reversal of previously posted impairment losses –15 –12
Impairment losses for the year 16 54
Confirmed losses 2 0
Divested operations –5
Translation differences –14 –2
Closing balance 122 138

An impairment loss is recognised when obvious reasons are deemed to exist that the company will not receive the entire or part of the amount due. Obvious reasons may, in this context, pertain to external information that establishes that a receivable is doubtful. An impairment loss is initially

recognised for each individual receivable. Group-wise impairment losses are recognised for a group of receivables with similar credit properties and characteristics.

Note 3 Operating segments

The Group's business activities are divided into operating segments based on a management approach, meaning the parts of the operations monitored by the company's chief operating decision-maker. The Group's operations are organised such that Group management monitors the earnings, returns and cash flow generated by the Group's regions. These regions comprise the Group's operating segments since Group management monitors the operations' earnings and decides on the allocation of resources

based on the regions. Accordingly, the Group's internal reporting is structured so that Group management can monitor the performance and earnings of all of the regions. The following operating segments were identified: UK region, Nordic region and Continental Europe region.

Nobia considers the Group's income from kitchens, bathrooms and storage to comprise a single product group since bathrooms and storage represent such a small percentage of the Group's total balance sheet, income statement and cash-flow statement.

Net sales and profit/loss per region

UK region Nordic region Continental
Europe region
Group-wide
and eliminations
Group
SEK m 2010 2009 2010 2009 2010 2009 2010 2009 2010 2009
Net sales from
external customers
5,198 5,623 5,092 5,234 3,795 4,561 14,085 15,418
Net sales from
other regions
10 64 –10 –64 0 0
Total net sales 5,198 5,623 5,092 5,234 3,805 4,625 –10 –64 14,085 15,418
Depreciation/amortisation –130 –135 –151 –184 –143 –176 –23 –24 –447 –519
Shares in joint ventures –8 –2
Operating profit/loss 219 236 249 –75 –247 –20 –215 –103 6 38
Financial income 18 41
Financial expenses –103 –116
Profit/loss before
tax and divested
operations
–79 –37
Impairment losses –34 –74 –14 –9 –49 –97 –83
Restructuring costs –107 –82 –262 –214 –46 –108 –511 –308
Profit on changes to
pension conditions
42 42

Total assets and liabilities per region

SEK m UK region Nordic region Continental
Europe region
Group-wide
and eliminations
Group
2010 2009 2010 2009 2010 2009 2010 2009 2010 2009
Total operating assets 1,690 1,967 1,834 2,192 1,334 1,937 2,813 3,288 7,671 9,384
Total operating assets
include:
Proportions of equity in
joint ventures
58 58
Investments in fixed assets 132 57 100 160 114 129 1 0 347 346
Total operating liabilities 966 976 936 1,075 913 984 76 80 2,891 3,115
Geographic areas, Group Income from external customers1) Fixed assets2)
SEK m 2010 2009 2010 2009
Sweden 1,091 1,059 236 307
Denmark 1,944 2,164 743 939
Norway 1,315 1,250 173 199
Finland 732 735 188 198
UK 5,317 5,791 1,786 1,946
France 1,707 2,113 1,201 1,418
Germany 517 634 405 686
Austria 533 536 317 360
Netherlands 76 228 2 3
USA 144 176 45 49
Other countries 709 732 22 27
Total 14,085 15,418 5,118 6,132

1) Net sales from external customers based on customers' geographic domicile.

2) Fixed assets that are not financial instruments, deferred tax assets, assets associated with

benefits after employment termination or rights under insurance agreements.

Note 4 Salaries, other remuneration and social security costs
2010 2009
SEK m Salaries and other
remuneration
Social security costs
(of which, pension costs)
Salaries and other
remuneration
Social security costs
(of which, pension costs)
Subsidiaries in:
Sweden 224 141 222 96
(25) (23)
Denmark 646 65 684 66
(48) (60)
Norway 143 33 168 41
(7) (8)
Finland 98 57 100 59
(27) (29)
Germany 289 56 426 82
(1) (0)
Austria 154 54 161 57
(20) (21)
UK 698 70 853 76
(25) (25)
France 264 110 282 118
USA 36 (18)
7
37 (20)
7
(1) (1)
Switzerland 26 4 24 4
(2) (–)
Poland 5 1 6 1
(0) (1)
Netherlands 1 0 1 0
(0) (–)
Spain 3 1 3 1
(–) (–)
Japan 2 0 1 0
(–) (–)
Total subsidiaries 2,589 599 2,968 608
(174) (188)
Parent Company 37 20 26 15
(8) (7)
Group1) 2,626 619 2,994 623
(182) (195)

1) Excludes costs for share-based remuneration.

Total remuneration costs for employees

SEK m 2010 2009
Salaries and other remuneration 2,626 2,994
Social security costs 437 428
Pension costs – defined-contribution plans 146 147
Pension costs – defined-benefit plans 12 24
Costs for special employer's contributions
and tax on returns
24 24
Costs for allotted employee share options
2005–2009
Costs for allotted employee share options
2006–2010
Costs for allotted employee share options
2007–2011
Costs for allotted employee share options
2008–2012
Costs for allotted employee share options
2009–2013
Costs for allotted employee share options
2010–2014
5
Total costs for employees 3,250 3,617

Salaries and other remuneration for the Parent Company

Total Parent Company1) 37 26
Other employees 14 8
Senior management 23 18
SEK m 2010 2009

1) Excludes costs for share-based remuneration.

Salaries and other remuneration for the Group

Group1) 2,626 2,994
Total subsidiaries 31
2,558
2,589
2,968
Other employees of subsidiaries 2,933
Board and Presidents of subsidiaries 35
SEK m 2010 2009

1) Excludes costs for share-based remuneration.

Remuneration and other
benefits, 2010, SEK m
Basic salary,
Directors' fee
Variable
remuneration
Other
benefits
Pension cost Share-based
remuneration
Other
remuneration
Total Pension
commitments
Chairman of the Board
Hans Larsson 0.8 0.8
Vice Chairman of the Board
Johan Molin 0.4 0.4
Board members
Stefan Dahlbo 0.3 0.3
Bodil Eriksson 0.3 0.3
Fredrik Palmstierna 0.3 0.3
Lotta Stalin 0.3 0.3
Thore Ohlsson 0.3 0.3
Rolf Eriksen 0.2 0.2
Former Board members
Wilhelm Laurén 0.1 0.1
Joakim Rubin 0.1 0.1
President
Morten Falkenberg 1.6 0.0 0.6 0.1 2.3
Former President
Preben Bager 6.6 1.7 0.1 1.7 10.1 3.5
Other members of
Group management
Total
28.8
40.1
4.2
5.9
1.3
1.4
4.2
6.5
1.1
1.2

39.6
55.1
1.1
4.6
Remuneration and other
benefits, 2009, SEK m
Basic salary,
Directors' fee
Variable
remuneration
Other
benefits
Pension cost Share-based
remuneration
Other
remuneration
Total Pension
commitments
Chairman of the Board
Hans Larsson 0.8 0.8
Board members
Stefan Dahlbo 0.3 0.3
Bodil Eriksson 0.3 0.3
Wilhelm Laurén 0.3 0.3
Joakim Rubin 0.2 0.2
Fredrik Palmstierna 0.3 0.3
Thore Ohlsson 0.3 0.3
Lotta Stalin 0.3 0.3
Former Board members
Harald Mix 0.1 0.1
President
Preben Bager 6.7 0.8 0.1 2.0 9.6 2.3
Other members of
Group management 26.3 2.0 1.2 3.5 33.0 0.9
Total 35.9 2.8 1.3 5.5 45.5 3.2
2010 2009
2.2 1.1
94.1 0
Men 2.8 1.6
Women1) n/a n/a
Sickness absence by age category
30–49 years of age 3.5 0.8
50 years of age or older1) n/a n/a

1) Not reported since the group contains less than ten individuals.

The average number of employees and number of men and women among Board members and senior managers are described in Note 37, see page 69.

Remuneration to senior management – Board and Chairman of the Board

Remuneration to the Chairman and members of the Board is determined by resolutions taken at the Annual General Meeting. No special fees are paid for committee work. Board members who are employed by Nobia do not receive a separate Directors' fee. Board members elected by the Annual General Meeting received a fixed fee of SEK 315,000 per member and the Chairman received SEK 790,000. The Vice Chairman received SEK 550,000. Accordingly, the Board received a total of SEK 3,230,000. Employee representatives receive a study and preparation fee of SEK 26,000 per person per year.

– President

The President who took office on 6 October received SEK 1,626,121 in salary and benefits during the 2010 fiscal year, plus a variable salary portion related to results for 2010 of SEK 0. In addition to the normal pension in accordance with the Swedish National Insurance Act (ATP and AFP), the President has pension benefits corresponding to 30 per cent of pensionable salary. Pensionable salary means fixed annual salary. For 2010, the premium cost was SEK 480,000. The retirement age is 65. The President has the right to 12 months' notice if employment is terminated by Nobia. If employment is terminated by the President, six months' notice must be given.

– Other Group management

Group management, comprised of 14 in 2010, of whom seven are employed in the Parent Company, received salaries and benefits during the fiscal year amounting to SEK 30,007,479 plus variable salary portions based on results for 2009 of SEK 4,158,936. Group management has the right to ITP pensions or an equivalent scheme. The age of retirement is 65. In addition, management has the right to an increased occupational pension premium of 20 per cent on salary portions amounting to more than 30 basic amounts, following a Board decision.

– Variable salary portion

The fundamental principle for the variable salary portion for the unit managers and Group management is that such portions may amount to a maximum bonus of 30 per cent of fixed annual salary. The exception is the President whose variable salary portion may amount to a maximum bonus of 50 per cent of fixed annual salary. Exceptions may also be made for other senior managers following a decision by the Board. The variable portion is based on an earning period of one year. The outcome depends on the extent to which predetermined targets are met. The targets for the President are set by the Board of Directors. The President sets the targets for other senior managers following recommendations from the Board Remuneration Committee.

– Remuneration Committee

The Board of Directors appoints a Remuneration Committee from within its ranks. The Committee's tasks include preparing proposals with respect to remuneration for the President, and to reach decisions on remuneration proposals for managers that report directly to the President. For information about the Committee and its members, see page 29.

– Group management's employee contracts

The contracts include provisions regarding remuneration and termination of employment. Under these agreements, employment may be terminated by the employee with a six-month period of notice and by the company with a 12-month period of notice.

– Share option scheme 2005–2012

At the 2005 Annual General Meeting, a resolution was made in accordance with the Board's proposal to implement an incentive scheme in the form of a performance-related employee share option scheme. This resolution comprised the first stage in annually recurring identical incentive schemes. It was also followed by resolutions passed at the 2006, 2007 and 2008 Annual General Meetings.

– Share option scheme 2009–2013

At the 2009 Annual General Meeting, a resolution was made in accordance with the Board's proposal to continue the same incentive scheme implemented in previous years in the form of a performance-based employee share option scheme. This means that approximately 130 senior executives in the Nobia Group will be allotted a total of 2,300,000 employee share options. Each employee share option carries entitlement to the acquisition of shares in Nobia AB during the period from and including 31 May 2012 up to and including 1 March 2013 at a predetermined exercise price of SEK 35.30 kronor. The right to utilise these employee share options requires that on the exercise date the holder is an employee of the Nobia Group and that during the 2009–2012 fiscal years, the Nobia Group increases its earnings per share compared with the 2008 fiscal year such that the total increase in earnings per share corresponds to an average annual increase in earnings per share of at least 5.0 per cent and a maximum of 15.0 per cent. The annual increase in earnings per share influences the number of options that can be received.

– Share option scheme 2010–2014

At the 2010 Annual General Meeting a resolution was made in accordance with the Board's proposal to continue the same incentive scheme implemented in previous years in the form of a performance-based employee share option scheme. This means that approximately 100 senior executives in the Nobia Group will be allotted a total of 2,300,000 employee share options. Each employee share option carries entitlement to the acquisition of shares in Nobia AB during the period from and including 31 May 2013 up to and including 31 December 2014 at a predetermined exercise price of SEK 39.50 kronor. The right to utilise these employee share options requires that on the exercise date the holder is an employee of the Nobia Group and that during the 2010–2013 fiscal years, the Nobia Group increases its earnings per share compared with the average for the 2008 and 2009 fiscal years such that the total increase in earnings per share corresponds to an average annual increase in earnings per share of at least 5.0 per cent and a maximum of 15.0 per cent. The annual increase in earnings per share influences the number of options that can be received.

The table below is a summary of key data concerning the schemes. Fair value has been established using the Black & Scholes valuation model:

Share option scheme 2005–2014
Scheme Exercise period Exercise price,
SEK per share
Share value at
allotment,
SEK per share
Volatility in
per cent
Risk-free interest
rate in per cent
2005–2009 31 May 2008–1 March 2009 41.57 37.77 24 2.71
2006–2010 31 May 2009–1 March 2010 88.37 80.34 26 3.31
2007–2011 31 May 2010–1 March 2011 101.30 92.10 24 4.09
2008–2012 31 May 2011–1 March 2012 44.40 42.00 32.5 4.32
2009–2013 31 May 2012–1 March 2013 35.30 29.40 35 2.17
2010–2014 31 May 2013–31 December 2014 39.50 35.20 37 1.71

Premature exercise is expected to occur during the exercise period. This entails that exercise is expected to occur in the middle of each particular option scheme. Historical volatility is assumed to match the estimation of future volatility.

The entitlement to exercise the employee share options presupposes that the option holder remains an employee of the Nobia Group and that earnings per share increases to the extent that the total increase in earnings per share corresponds to an average annual increase in earnings per share of at least 5.0 per cent and a maximum of 15.0 per cent compared with the average for a certain defined period.

Assuming a maximum increase in earnings and full exercise, the number of employee share options from the various schemes will be as follows:

Scheme President Other members of
Group management
Other employees Total Original allotment
2005–2009 1,830,000
2006–2010 1,830,000
2007–20111) 1,155,500 1,155,500 1,830,000
2008–2012 295,000 1,644,500 1,939,500 2,592,500
2009–2013 370,000 1,530,000 1,900,000 2,292,000
2010–2014 35,000 700,000 1,360,000 2,095,000 2,165,000
Total 35,000 1,365,000 5,690,000 7,090,000 12,539,500

1) Since the earnings targets were not achieved in the 2007 scheme, no options were allocated.

Future dilution effects from the four current schemes are reduced since persons included in the scheme have left Nobia. An average of 56 per cent of the original number of options issued remain.

The costs of the schemes are presented in the table below:

Accumulated cost 20101 20092
Scheme Acc.
IFRS 2 cost
Acc.
soc. costs
Total
cost
IFRS 2
cost
Soc.
costs
Total
cost
IFRS 2
cost
Soc.
costs
Total
cost
2005–2009 7 0 7
2006–2010
2007–2011
2008–2012
2009–2013
2010–2014 3 2 5 3 2 5
10 2 12 3 2 5

1) Price on 31 December 2010 = SEK 60.25 per share 2) Price on 31 December 2009 = SEK 41.90 per share

Changes in the number of outstanding share options and their weighted average exercise price were as follows:

2010 2009
Average
exercise price,
SEK per share
Number
of options
Average
exercise price,
SEK per share
Number
of options
As per 1 January 60.16 7,114,200 66.30 6,852,200
Alloted 39.50 2,165,000 35.30 2,292,000
Expired 88.37 –1,193,700 41.57 –1,321,500
Forfeited 53.25 –995,500 73.77 –708,500
Utilised 0 0
As per 31
December
50,07 7,090,000 60,16 7,114,200

Of the 7,090,000 outstanding options (7,114,200), it was possible to exercise 0 options (0) since the earnings targets were not achieved.

Outstanding share options at year-end had the following expiry dates and exercise prices:

Shares
Expiry date Exercise price,
SEK per share
2010 2009
1 March 2010 88.37 1,193,700
1 March 2011 101.30 1,155,500 1,371,000
1 March 2012 44.40 1,939,500 2,307,500
1 March 2013 35.30 1,900,000 2,242,000
31 December 2014 39.50 2,095,000
7,090,000 7,114,200
Note 5
Remuneration to auditors
Group
Parent Company
SEK m 2010 2009 2010 2009
KPMG
Audit assignment 11 12 3 2
Audit activities other than audit
assignment
0 1 0 0
Tax advice 0 2 0 0
Other assignments 1 1 0 1
Other auditors
Audit assignment 0 0
Audit activities other than audit
assignment
Tax advice 0 0
Other assignments
Note 6 Depreciation and impairment losses by activity
Depreciation Impairment
losses
SEK m 2010 2009 2010 2009
Cost of goods sold –142 –168 –27 –69
Selling expenses –254 –299 –24 –13
Administrative expenses –51 –52 –46 –1
impairment losses Total depreciation and –447 –519 –97 –83
Note 7 Other operating income
Group Parent Company
SEK m 2010 2009 2010 2009
assets Gains attributable to sale of fixed 1 7
Exchange-rate gains from
operating receivables/liabilities
41 59
pension conditions Profit attributable to changes to 42
Other 16 37
Total other
operating income
58 145

Note 8 Other operating expenses

Group Parent Company
SEK m 2010 2009 2010 2009
Exchange-rate losses from
operating receivables/liabilities
–67 –47
Capital loss attributable to
divestment of subsidiaries
–26 –33
Other –9 –18
Total other
operating expenses
–102 –65 –33

SEK m 2010 2009 Costs for goods and materials –6,142 –6,905 Costs for remuneration to employees (Note 4) –3,250 –3,617 Note 9 Specification by type of costs

Total operating expenses –14,129 –15,523
Other operating expenses –2,856 –3,007
Operational leasing costs, primarily stores (Note 10) –640 –641
Freight costs –697 –751
Depreciation and impairment losses (Note 6) –544 –602

Note 10 Operational lease contracts

The nominal values of contracted future leasing fees where the remaining term exceeds one year, are specified as follows (pertains mainly to rental contracts for premises):

Group Parent Company
SEK m 2010 2009 2010 2009
Expensed during the year 640 641 0 0
Falling due for payment
within one year
667 726 0 0
Falling due for payment between
one and five years
1,844 2,211 0 0
Falling due for payment later 1,065 1,335 0 0
Total 3,576 4,272 0 0

The nominal values of rental contracts that are re-let, where the remaining term exceeds one year, are specified as follows:

Koncernen Parent Company
SEK m 2010 2009 2010 2009
Falling due for payment
within one year
59 67
Falling due for payment between
one and five years
166 186
Falling due for payment later 11 43
Total 236 296

Note 11 Financial income and expenses

Group Parent Company
SEK m 2010 2009 2010 2009
Profit from participations
in Group companies
Dividends 100 22
Financial income
Interest income, current 18 28 6 16
Exchange-rate differences 0 13 23 2
Financial expenses
Interest expense –53 –76 –32 –17
Interest expense pertaining to
pension liability
–37 –40
Divestment of shares in associ
ated companies
Exchange-rate differences –13 0 0 0
Total –85 –75 97 23

Note 12 Tax on net profit for the year

Group Parent Company
SEK m 2010 2009 2010 2009
Current tax expenses for
the period
–951) –331) 1 4
Deferred tax 120 68
Tax on net profit for the year 25 35 1 4

1) This amount includes tax revenue attributable to the earlier period of SEK 38 million (59) that primarily pertain to the repayment of tax in the UK.

Tax revenue on net profit for the year comprised 28.4 per cent of profit before tax. In 2009, the tax revenue accounted for 41.4 per cent of profit before tax. The difference between the recognised tax (28.4 per cent) and the anticipated tax on the Group's profits before tax calculated at the local tax rate for Sweden (26.3 per cent) is explained in the table below.

In the Parent Company, Group contributions and associated tax effects are recognised directly against shareholders' equity at a tax effect of a loss of less than SEK 1 million (income: 4). Accordingly, the remaining recognised current tax refers to tax accrued on earnings recognised before Group contributions. Group contributions are recognised directly against shareholders' equity. The difference between the nominal and effective tax rate primarily pertains to dividends from subsidiaries.

% 2010 2009
Local tax rate in Sweden 26,3 26,3
Different local tax rates 19,9 1,8
Tax relating to earlier periods 33,4 41,3
Non-tax deductible income 25,7 24,7
Non-deductible costs –71,0 –49,2
Changed corporate tax rate in the UK –3,3
Other –2,6 –3,5
Recognised effective tax 28,4 41,4

Note 26 on page 66 explains the calculation of deferred tax liabilities and assets.

Note 13 Intangible assets
Goodwill, SEK m 2010 2009
Opening carrying amount 3,037 3,056
Corporate acquisitions (Note 33) 1 23
Goodwill arising from acquisition of net assets 7 14
Reclassifications 4
Impairment losses –46
Translation differences –323 –60
Closing carrying amount 2,676 3,037

Impairment testing of goodwill, refer to "comments on and analysis of the balance sheet" on page 38.

Other intangible assets, SEK m

Opening cost 417 347
Investments for the year 135 40
Sales and scrapping –17 –2
Corporate acquisitions 10
Company sales –27
Reclassifications 13 39
Translation differences –59 –17
Closing accumulated cost 462 417
Opening amortisation 246 220
Sales and scrapping –16 –1
Amortisation for the year 30 37
Corporate acquisitions 3
Company sales –25
Reclassifications 0
Translation differences –31 –13
Closing accumulated amortisation 204 246
Closing carrying amount 258 171
Of which
Software 176 74
Brands 20 23
Other 62 74
Closing carrying amount 258 171

No interest was capitalised in the closing cost. Assets totalling SEK 13 million were reclassified from tangible to intangible fixed assets. Impairment for the year of SEK 46 million pertains to the goodwill for Pronorm recognised under "Group-wide" in the segment reporting. The impairment was part of the established restructuring programme and was recognised as a restructuring cost.

Note 14 Tangible fixed assets

2010 2009
3,040 3,241
38 56
–18 –53
–146
–47 –102
–329 –102
2,538 3,040
1,729 1,664
–17 –28
–61
–31 –64
142 172
29 51
–200 –66
1,591 1,729
947 1,311
1,540 1,646
2010 2009
267 289
0 2
–13
–26
–8 0
–30 –11
203 267
36 32
5
–9
–4
1 1
4
–4 –2
24 36
179 231
22 36
88 110
39 85
2010 2009
20 96
11 30
–18 –103
–1 –3
12 20

1) Assets reclassified as other tangible assets.

Note 14 cont'd.

Plant and machinery, SEK m 2010 2009
Opening cost 2,738 2,804
Investments for the year 66 67
Sales and scrapping –160 –194
Company sales –138
Reclassifications 5 101
Translation differences –249 –40
Closing cost including
written-up amount 2,262 2,738
Opening depreciation and impairment losses 1,892 1,904
Sales and scrapping –158 –168
Company sales –116
Reclassifications –3
Depreciation for the year 141 162
Impairment losses 6 24
Translation differences –172 –30
Closing depreciation and impairment losses 1,590 1,892
Closing carrying amount 672 846
Closing accumulated depreciation 1,565 1,853
Equipment, tools, fixtures and fittings, SEK m 2010 2009
Opening cost 1,323 1,282
Investments for the year 88 136
Sales and scrapping –63 –102
Corporate acquisitions 26
Company sales –20
Reclassifications –11 17
Translation differences –135 –36
Closing cost 1,182 1,323
Opening depreciation and impairment losses 808 738
Sales and scrapping –38 –65
Corporate acquisitions 1
Company sales –17
Reclassifications –3 –2
Depreciation for the year 133 147
Impairment losses 12 8
Translation differences –86 –19
Closing depreciation and impairment losses 809 808
Closing carrying amount 373 515
Closing accumulated depreciation 785 788
Advance payments for
tangible fixed assets, SEK m
2010 2009
Opening balance 1 52
Expenses during the year 1 1
Reclassifications –1 –52
Closing carrying amount 1 1

No interest was capitalised in the closing cost.

Reclassifications for the year totalled SEK 26 million, of which SEK 18 million pertains to buildings, SEK 4 million to land and land improvements and SEK 4 million to Equipment, tools, fixtures and fittings. These assets were reclassified as assets held for sale (refer to Note 35). Assets of SEK 13 million were reclassified from tangible to intangible fixed assets.

Impairment losses for the year amounted to SEK 51 million (83), of which SEK 48 million (76) were included in recognised restructuring costs. The most significant impairment losses pertain to Myresjökök in the Nordic region where buildings and land were impaired in the amount of SEK 19 million, and plant and machinery as well as equipment, tools, fixtures and fittings were impaired in the amount of SEK 6 million. The impairment losses were recognised at fair value less selling expenses based on the estimated price in the location in question. The impairment was part of the established restructuring programme and was recognised as a restructuring cost.

Note 15 Financial fixed assets

Group
Other long-term receivables, SEK m 2010 2009
Deposits 51 59
Long-term loans to retailers 0 8
Financial leasing receivable 1 8
Other interest-bearing receivables 2 338
Other 8 3
Total 62 416

Parent Company

Shares and participations in
Group companies, SEK m
2010 2009
Opening cost 1,379 1,379
Inter-Group sales –150
Shareholders' contribution 14
Other changes 2 0
Closing cost 1,245 1,379

Note 16 Participating interests in joint ventures

During the year, the Group sold its 50-per cent shareholding in Culinoma AG, which is jointly owned with De Mandemakers Groep Holding B.V. Joint ventures are recognised in accordance with the equity method.

Group Parent Company
SEK m 2010 2009 2010 2009
Carrying amount, 1 January 58 76 57 57
Acquisition of joint ventures
Divestment of joint ventures –50 –57
Participation in profit/loss –8 –21)
Translation differences 0 –1
Other changes in the joint venture's
shareholders' equity
–15
Carrying amount,
31 December
58 57

1) The participation in profit/loss for the year includes an earnings adjustment pertaining to Nobia's share of Culinoma's profit/loss of negative SEK 3 million.

The figures presented below refer to Culinoma Group AG.

SEK m 2010 2009
Income 242 1,866
Expenses –258 –1,864
Profit/loss after tax –16 2
Fixed assets 907
Current assets 336
Total assets 1,243
Current liabilities 255
Long-term liabilities 885
Total liabilities 1,140
Net assets/net liabilities 103
Nobia's share of net assets/net liabilities 51
Equity/assets ratio, % 8.2
Net debt, SEK m 686
Capital employed, SEK m 884
Number of stores 87

Nobia AB's holdings of shares and participations in operating Group companies, %.

Corporate
Registration Number Domicile Share of equity, % No. of shares 2010 2009
Nobia Sverige AB 556060-1006 Stockholm 100 100 456 456
Sigdal Kjøkken AS Kolbotn 100
Marbodal AB 556038-0072 Tidaholm 100
Marbodal OY* Helsinki 100
Nobia Denmark A/S Ølgod 100
HTH Kök Svenska AB 556187-3190 Helsingborg 100
Nobia Denmark Retail A/S Ølgod 100
HTH Kuchni Ekspert w. Kuchni S.p.z.o.o. Warsaw 83,8
Novart OY Nastola 100
Nobia Holding (UK) Limited Darlington 100
Magnet Ltd Darlington 100
Hiveserve Ltd Darlington 100
Larkflame Ltd Darlington 100
Magnet (Retail) Ltd Dublin 100
Magnet (Isle of Man ) Limited Man 100
Aqua Ware Ltd* Darlington 100
Magnet Group Trustees Ltd* Darlington 100
Magnet Group Ltd* Darlington 100
Flint Properties Ltd* Darlington 100
Eastham Ltd* Darlington 100
Hyphen Fitted Furniture Ltd* Darlington 100
Magnet Distribution Ltd* Darlington 100
The Penrith Joinery Company Ltd* Darlington 100
Magnet & Southerns Ltd* Darlington 100
Magnet Furniture Ltd* Darlington 100
Magnet Joinery Ltd* Darlington 100
Magnet Manufacturing Ltd* Darlington 100
Magnet Retail Ltd* Darlington 100
Magnet Supplies Ltd* Darlington 100
Magnet Industries Ltd* Darlington 100
Magnet Kitchens Ltd* Darlington 100
Firenzi Kitchens Ltd* Darlington 100
Gower Group Ltd Halifax 100
Gower Furniture Ltd Halifax 100
Charco Ninety-Nine Ltd Halifax 100
WOR Ltd* Halifax 100
Gower Windows Ltd* Halifax 100
Eurostyle Furniture Ltd* Halifax 100
Beverly Doors Ltd* Halifax 100
Working Systems Ltd* Halifax 100
Perfectshot Ltd* Halifax 100
Addspace Products Ltd* Halifax 100
Gower Garden Furniture Ltd* Halifax 100
Corporate Regis Carrying amount
tration Number Domicile Share of equity, % No. of shares 2010 2009
Lovene Dörr AB* 556038-1724 Gothenburg 100
Star Möbelwerk GmbH* Herford 99,95
Nobia Interiör AB** 556039-2440 Tidaholm 100
Swedoor Bauelementevertrieb Gmbh* Herford 100
Nobia Köksinvest AB** 556062-9502 Värnamo 100
Myresjökök AB 556048-3256 Älmhult 100 30,000 92 77
Poggenpohl Möbelwerke GmbH Herford 98,57 532 532
Poggenpohl Group UK Ltd London 100
Norman Glen Kitchens & Interiors Ltd London 100
Wigmore Street Kitchens Ltd London 100
Ultimate Kitchens (Pimlico) Ltd London 100
Poggenpohl Austria Gmbh Vienna 100
Poggenpohl France SARL Montesson Montesson Cedex 100
Poggenpohl Nederland BV Veldhoven 100
SA Poggenpohl Belgium NV* Ghent 100
Poggenpohl US Inc. Fairfield Fairfield NJ 100
Poggenpohl Group Schweiz AG Littau 100
Poggenpohl AB 556323-2551 Stockholm 100
Poggenpohl A/S Copenhagen 100
Poggenpohl Japan Co Ltd Tokyo 100
Möbelwerkstätten Josef Ritter GmbH Herford 100
Poggenpohl Forum Gmbh Herford 100
Goldreif Möbelfabrik GmbH* Herford 100
WKF Wehdemer Komponentfertigung Gmbh* Stemwede 100
Optifit Jaka-Möbel GmbH Stemwede 100
Marlin Bad-Möbel GmbH Stemwede 100
Nobia Holding France SAS Seclin 100
Hygena Cuisines SAS Seclin 100
Hygena Cuisines Spain SAU Barcelona 100
Norema ASA Jevnaker Jevnaker 100 20,000 154 154
Invita Køkkener A/S*** Bording 100 6,000,000 151
Invita Retail A/S Ølgod 100
Invita Köksstudio Malmö 556634-7497 Malmö 100
Norema Försäljnings AB** 556236-4280 Stockholm 100 1,000 0 0
Nobia Beteiligungs-GmbH Wels 100 21) 21)
Nobia Liegenschafts- und
Anlagenverwaltungs-GmbH
Wels 100 11) 11)
EWE Küchen GmbH Wels 100
FM Küchen GmbH Linz 100
Other 8 6
Total 1,245 1,379

1) The company is 1-per cent-owned by Nobia AB and 99-per cent-owned by the subsidiary, Nobia Sverige AB. The details concern the 1-per cent holding. * The company is dormant.

** The company is being liquidated.

*** The company was merged with Nobia Denmark A/S.

Note 18
Derivative instruments
Group Parent Company
Carrying Carrying
amount Fair value amount Fair value
SEK m 2010 2010 2010 2010
Forward agreements, transaction exposure – assets 8 8
Forward agreements, transaction exposure – liabilities 11 11
Total –3 –3

Unrealised gains and losses totalling a net loss of SEK 1 million in shareholders' equity for forward agreements as per 31 December 2010 will be recognised in the income statement at different times within 12 months of the closing date. For information about forward agreements, see Note 2 Financial risks on page 51. Unrealised gains and losses totalling a net loss of SEK 4 million were reversed in the income statement in their entirety in 2010.

Note 19
Prepaid expenses and accrued income
Group Parent Company
SEK m 2010 2009 2010 2009
Prepaid rent 35 47
Bonus from supplier 55 66 4 9
Prepaid bank charges 17 2
Insurance policies 7 12 1 1
Accrued income from property
sales and rental contracts 1 8
Other 67 133 1 15
Total 182 268 6 25
Note 20 Cash and cash equivalents
Group Parent Company
SEK m 2010 2009 2010 2009
Cash and bank balances 356 384 169 170

Unutilised credit facilities, which are not included in cash and cash equivalents, totalled SEK 391 million (512) in the Group, and SEK 312 million (412) in the Parent Company at year-end. In addition to the overdraft facilities, the company has unutilised credit commitments of SEK 1,554 million (3,554).

No. of registered
shares
No. of shares
outstanding
As per 1 January 2009
As per 31 December 2009
175,293,458
175,293,458
167,131,158
167,131,158

The share capital amounts to SEK 58,430,237. The par value per share is SEK 0.33. All of the registered shares are fully paid. All shares are ordinary shares of the same type. Nobia owns 8,162,300 bought-back shares (8,162,300). Bought-back shares are not reserved for issue according to the option agreement or other sale.

Note 22 Reserves in shareholders' equity

A specification of changes in shareholders' equity is provided on pages 42 and 45.

Translation Hedging
SEK m reserve reserve Total
Opening balance,
1 January 2009
101 45 146
Exchange-rate differences
attributable to translation of
foreign operations
–77 –77
Cash-flow hedges, before tax –68 –68
Tax attributable to change in
hedging reserve for the year
19 19
Closing balance, 31
December 2009
24 –4 20
Opening balance,
1 January 2010
24 –4 20
Exchange-rate differences
attributable to translation of
foreign operations
–405 –405
Cash-flow hedges, before tax 4 4
Tax attributable to change in
hedging reserve for the year
–1 –1
Closing balance, 31
December 2010
–381 –1 –382

Translation reserve

The translation reserve includes all exchange-rate differences arising in conjunction with the translation of financial statements from foreign operations that have prepared their financial statements in a different currency to the currency in which the consolidated financial statements are prepared. The Parent Company and Group present their financial statements in SEK.

Hedging reserve

The hedging reserve includes the effective portion of the accumulated net change in fair value of a cash-flow hedging instrument attributable to hedging transactions that have not yet occurred.

Note 23 Earnings per share

Earnings per share before dilution

Earnings per share before dilution are calculated by dividing profit attributable to the Parent Company's shareholders by the weighted average number of outstanding ordinary shares during the period.

2010 2009
Profit attributable to Parent Company's
shareholders, SEK m
–89 –79
Profit from continuing operations, SEK m –54 –2
Profit from discontinued operations, SEK m –35 –77
Weighted average number of outstanding
ordinary shares before dilution
167,131,158 167,131,158
Earnings per share before dilution, SEK –0.53 –0.47
Earnings per share before dilution,
for continuing operations, SEK
–0.32 –0.01
Earnings per share before dilution,
for discontinued operations, SEK
–0.21 –0.46

Earnings per share after dilution

To calculate earnings per share after dilution, the weighted average number of outstanding ordinary shares is adjusted for the dilution effect of all potential ordinary shares. These potential ordinary shares are attributable to the employee share options that were allotted to senior executives in 2007, 2008, 2009 and 2010. Refer also to Notes 4 and 21 on pages 54 and 63.

A dilution effect arises if the issue price is lower than the fair value of the ordinary shares. The dilution effect appears as the difference between the number of shares that option holders are entitled to subscribe for, and the number of shares valued at fair value and to which the subscription payment corresponds. The difference is treated as an issue of shares for which the company does not receive any payment.

At present, the options from the four share option schemes are not dilutive, but they may be in future. Three circumstances may prevail for the options not to result in any dilutive effect. The first circumstance is that the

Note 25 Provisions for pensions

Defined-benefit pension plans, Group

Provisions for pensions, SEK m 2010 2009
Defined-benefit pension plans 587 656

There are several defined-benefit pension plans within the Group, whereby the employee's right to remuneration after termination of employment is based upon final salary and period of service. These plans are primarily found in the UK, Sweden, Norway and Germany.

Commitments for old-age pensions and family pensions for salaried employees in Sweden are secured on the basis of the FPG/PRI system and insurance primarily with Alecta. According to statement UFR 3 from the Swedish Financial Reporting Board, the insurance with Alecta is a multiemployer defined-benefit plan. Since the Group did not have access to information in the 2010 fiscal year that would make it possible to recognise this plan as a defined-benefit plan, ITP pension plans secured on the basis of insurance with Alecta have been recognised as defined-contribution plans. Fees for pension insurance with Alecta for the year amounted to SEK 2.0 million (2.1). On 31 December 2010, Alecta's surplus, which can be distributed between the policy holder and/or the persons insured in the form of the collective consolidation rate, amounted to 143 per cent (141 per cent in December 2009). The collective consolidation rate com-prises the market value of Alecta's assets as a percentage of the insurance commitments calculated in accordance with Alecta's actuarial calculation assumptions, which are not in agreement with IAS 19.

exercise price for the options exceeds the average share price during the part of the year when the options were outstanding. The second is that the earnings per share that have been achieved to date fail to fulfil the earnings conditions without the contribution of future profits. The third is that during an unprofitable year (earnings from continuing operations), Nobia will not be able to calculate dilution from options; the company will have to turn a profit before dilution can occur. If the effect of these circumstances ceases, the said schemes will become dilutive. At least one of these circumstances prevailed between 2008 and 2010, which is why no dilutive effect arose. The earnings targets for the 2007 scheme were not achieved and, accordingly, did not give rise to any dilutive effect.

2010 2009
Weighted average number of
outstanding ordinary shares
167,131,158 167,131,158
Employee share option scheme
2006, 2007, 2008, 2009, 2010
Weighted average number of outstanding
ordinary shares after dilution
167,131,158 167,131,158
Earnings per share after dilution, SEK –0.53 –0.47
Earnings per share after dilution,
from continuing operations, SEK
–0.32 –0.01
Earnings per share after dilution,
from discontinued operations, SEK
–0.21 –0.46

Note 24 Dividend per share

At the Annual General Meeting on 30 March 2011, the Board of Directors proposes that no dividend be paid for the 2010 fiscal year. During 2010, no dividend was paid for the 2009 fiscal year. SEK 0.4 million was paid to noncontrolling interests in subsidiaries. No dividend was paid in 2009 for the 2008 fiscal year. SEK 0.3 million was paid to non-controlling interests in subsidiaries.

The amounts recognised in the consolidated balance sheet have been calculated as follows:

Net liability in balance sheet 587 656
Unrecognised actuarial gains (+)/losses (–) –67 –60
Present value of unfunded obligations 127 118
527 598
Fair value of plan assets –1,451 –1,462
Present value of funded obligations 1,978 2,060
SEK m 2010 2009

The net liability for defined-benefit plans amounting to SEK 587 million (656) is recognised in its entirety in the "Provisions for pensions" item in the consolidated balance sheet. The breakdown of the net liability at yearend was as follows: UK 79 per cent, Sweden 11 per cent, Germany 8 per cent and Norway 2 per cent.

Changes in the defined-benefit pension commitments during the year were as follows:

Amount at year-end 2,105 2,178
Benefits paid –96 –88
Reclassification from defined-benefit to
defined-contribution pension plans
–45
Exchange-rate differences –179 26
Actuarial losses (+)/gains (–) 80 354
Contributions from plan participants 3
Interest expense 113 112
Costs for service during current year 9 25
At beginning of the year 2,178 1,791
SEK m 2010 2009

The change in fair value of plan assets during the year was as follows:

SEK m 2010 2009
At beginning of the year 1,462 1,273
Expected return on plan assets 76 72
Actuarial losses (–)/gains (+) 68 81
Exchange-rate differences –125 25
Employer contributions 59 89
Employee contributions 3
Benefits paid –89 –81
Amount at year-end 1,451 1,462

The amounts recognised in the consolidated income statement are as follows:

SEK m 2010 2009
Costs for service during current year 12 24
Interest expense 113 112
Expected return on plan assets –76 –72
Actuarial net losses recognised during the year –1 –3
Gains at change in pension conditions1) –42
Total pension costs 48 19

1) Pertains to change in pension conditions for defined-benefit to defined-contribution for new vesting in 2010 and onward in the British company Magnet.

Costs in the consolidated income statement are divided between the following items:

SEK m 2010 2009
Cost of goods sold 3 3
Selling expenses 3 4
Administrative expenses 5 –28
Net financial items 37 40
Total pension costs 48 19

The actual return on the plan assets of the pension plans amounted to SEK 155 million (167).

Principal actuarial assumptions on the closing date:

% 2010 2009
Discount rate 3.2–5.3 5.4–5.8
Expected return on plan assets 5.6–5.9 5.8–6.3
Future annual salary increases 2.9 4.5
Future annual pension increases 3.4 3.5

Life expectancy

The expected average number of years of life remaining after retirement at 65 years of age is as follows:

2010 2009
On closing date
Men 21.3 20.9
Women 24.4 23.7

20 years after closing date

Women 26.8 25
Men 22.6 21.3

Plan assets comprise the following:

% 2010 2009
Shares 46 46
Interest-bearing securities 21 22
Other 33 32
100 100

The expected return on plan assets was determined by taking into consideration the current level of expected return on risk-free investments, the historic estimated risk premium on the other assets encompassed by the investment policy in question and the estimate of expected future return for each type of asset. The expected return for each type of asset was weighted on the distribution of assets in the applicable investment policy.

Contributions to remuneration plans after employment has been completed are expected to amount to SEK 65 million (63) for the 2011 fiscal year.

SEK m 2010 2009 2008 2007 2006
Present value of defined-benefit
commitments
2,105 2,178 1,791 2,250 2,442
Fair value of plan assets 1,451 1,462 1,273 1,668 1,704
Deficit/surplus 654 716 518 582 738
Experience-based adjustments of
defined-benefit commitments
23 –89 0 0 233
Experience-based adjustments of
plan assets
64 95 –280 –54 54

Total pension costs recognised in the consolidated income statement are as follows:

Pension costs, SEK m 2010 2009
Total costs for defined-benefit plans 12 24
Total costs for defined-contribution plans 146 147
Costs for special employer's contribution and tax
on returns from pension 24 24
Total pension costs 182 195

Defined-benefit pension plans, Parent Company

Provisions for pensions, SEK m 2010 2009
Provisions in accordance with Pension Obligations
Vesting Act, FPG/PRI pensions 8 7

The costs are recognised in the Parent Company's income statement as follows:

2

The total pension cost recognised in the Parent Company's income statement is as follows:

Pension costs, SEK m 2010 2009
Total costs for defined-benefit plans 3 1
Total costs for defined-contribution plans 4 5
Costs for special employer's contribution and tax
on returns from pension funds 1 1
Total pension costs 8 7

The Parent Company's pension liabilities are calculated at a discount rate of 3.8 per cent (3.8).

The assumptions are calculated based on the salary levels applicable on the closing date. No payment of defined-benefit pension plans in the Parent Company is expected in 2011.

The change in deferred tax assets/tax liabilities for the year, Group

2010 2009
SEK m Deferred
tax assets
Deferred
tax liabilities
Net Deferred
tax assets
Deferred
tax liabilities
Net
Opening balance 293 225 68 258 291 –33
Recognised in profit and loss 133 13 120 31 –37 68
Changes in forward agreements 0 0 2 –17 19
Reclassifications 13 13 0
Corporate acquisitions 1 –1
Divestment of companies –8 8
Other changes1) –7 7 0 –4 4
Translation differences –33 –25 –8 2 –9 11
Closing balance 406 211 195 293 225 68

The change in deferred tax assets/tax liabilities for the year Deferred tax assets

Defined-benefit Other temporary Loss
pension plans differences carryforwards Total
As per 1 January 2009 174 66 18 258
Recognised in profit for the year –23 –8 62 31
Recognised in other comprehensive income 2 2
Reclassification 4 –4 0
Translation differences 4 –1 –1 2
As per 31 December 2009 159 55 79 293
Recognised in profit for the year –11 27 117 133
Recognised in other comprehensive income 0 0
Reclassification 13 13
Other changes1) 0 0
Translation differences –12 –8 –13 –33
As per 31 December 2010 136 87 183 406
Deferred tax liabilities Temporary
differences in
fixed assets
Other Total
As per 1 January 2009 235 56 291
Recognised in profit for the year 4 –41 –37
Recognised in other comprehensive income –17 –17
Reclassification –6 6 0
Corporate acquisitions 1 1
Other changes1) 1 –5 –4
Translation differences –11 2 –9
As per 31 December 2009 224 1 225
Recognised in profit for the year 12 1 13
Recognised in other comprehensive income 0 0
Reclassification 3 10 13
Corporate acquisitions –8 –8
Other changes1) –5 –2 –7
Translation differences –27 2 –25
As per 31 December 2010 199 12 211

1) Other changes in 2010 pertain to items that were included in "Liabilities attributable to assets held for sales" in the preceding year but that have now been reclassified.

The change in loss carryforwards pertains primarily to France. Deferred tax assets at year-end were primarily attributable to France, Sweden and the US. The loss carryforward attributable to the US will expire in 2011 or later. The value of the loss carryforward for which a deferred tax asset is not recognised amounts to SEK 50 million (36) and is primarily attributable to Spain, Germany and the US. Of the loss carryforwards that have not been recognised, approximately SEK 7 million will expire in 2011, SEK 4 million in 2012, SEK 20 million in 2017 or later and SEK 19 million of the unrecognised loss carryforwards have no date of expiry.

Nobia does not recognise any deferred tax attributable to temporary differences relating to investments in subsidiaries or associated companies. Any future effects (withholding tax and other deferred tax for profit taking within the Group) are recognised when Nobia is no longer able to govern the reversal of such differences or when, for other reasons, it is no longer improbable that reversals will be made in the foreseeable future. These possible future effects are not deemed to have any relation to the overall amount of the temporary differences.

Note 27
Other provisions
SEK m Unutilised
tenancy rights
Dilapidations Other long-term
employee benefits
Structural costs Other Total
As per 1 January 2010 57 15 60 39 3 174
Expensed in the consolidated income statement
– Additional provisions 34 8 7 264 6 319
– Reversed unutilised amounts
Reclassification –2 –2
Utilised during the year –24 –1 –2 –45 –1 –73
Translation differences –5 –1 –8 –5 –1 –20
As per 31 December 2010 60 21 57 253 7 398

The additional provisions for restructuring costs primarily comprise personnel-related expenses of SEK 105 million and rent for premises of SEK 115 million. At year-end, provisions for personnel-related expenses totalled SEK 95 million and these will be charged to cash flow during 2011. The provision for rent for premises will impact cash flow between 2011 and 2015.

Note 28 Liabilities to credit institutions

Note 29 Accrued expenses and deferred income

2010 2009 2010 2009
1,246 2,446 800
1,246 2,446 800
Group Parent Company
SEK m 2010 2009 2010 2009
Bonuses to customers 110 110
Accrued salary-related costs 260 339 6 8
Accrued interest 5 1 3
Rents 43 48
Other 361 475 7 9
Total 779 973 16 17

Note 30 Financial assets and liabilities

Group 2010 Derivatives used in Accounts and Total
SEK m hedge accounting loans receivable Other liabilities carrying amount Fair value
Long-term interest-bearing receivables 10 10 10*
Other long-term receivables 52 52 52*
Accounts receivable 1,180 1,180 1,180*
Current interest-bearing receivables 1 1 1*
Other receivables 8 87 95 95*
Total 8 1,330 1,338 1,338
Long-term interest-bearing liabilities 1,247 1,247 1,241
Current interest-bearing liabilities 43 43 43*
Accounts payable 1,037 1,037 1,037*
Other liabilities 11 368 379 379*
Total 11 2,695 2,706 2,700
Unrecognised gains/losses
Group 2009 Derivatives used in Accounts and Total
SEK m hedge accounting loans receivable Other liabilities carrying amount Fair value
Long-term interest-bearing receivables 350 350 350*
Other long-term receivables 66 66 66*
Accounts receivable 1,441 1,441 1,441*
Current interest-bearing receivables 2 2 2*
Other receivables 7 125 132 132*
Total 7 1,984 1,991 1,991
Long-term interest-bearing liabilities 2,456 2,456 2,420
Current interest-bearing liabilities 50 50 50*
Accounts payable 1,189 1,189 1,189*
Other liabilities 12 420 432 432*
Total 12 4,115 4,127 4,091
Unrecognised gains/losses

* The carrying amount is considered to be an acceptable approximation of fair value. The effective interest rate of the receivables was very close to the market-based interest rate of the loans.

Exchange-rate gains and losses pertaining to the operations are recognised in operating income and operating expense in the net amount of negative SEK 26 million (pos: 12). Financial exchange-rate gains and losses are recognised in net financial items in the amount of negative SEK 13 million (pos: 13).

Note 30 cont'd.

Parent Company 2010

Accounts and Total
SEK m loans receivable Other liabilities carrying amount Fair value
Accounts receivable 2 2 2*
Other receivables 3,686 3,686 3,686*
Total 3,688 3,688 3,688
Current interest-bearing liabilities 779 779 779*
Accounts payable 11 11 11*
Other liabilities 1 1 1*
Total 791 791 791
Unrecognised gains/losses
Parent Company 2009
Accounts and Total
SEK m loans receivable Other liabilities carrying amount Fair value
Accounts receivable 3 3 3*
Other receivables 2,432 2,432 2,432*
Total 2,435 2,435 2,435
Current interest-bearing liabilities 562 562 562*
Accounts payable 5 5 5*
Other liabilities 4 4 4*
Total 571 571 571
Unrecognised gains/losses

* The carrying amount is deemed to be an acceptable approximation of the fair value. The effective interest rate of the receivables was every close to the market-based interest rate of the loans.

Determination of fair value of financial instruments

Level 1 according to prices listed in an active market for the same instrument.

Level 2 based directly or indirectly on observable market information not included in Level 1.

Level 3 based on input that is not observable in the market.

Nobia has only financial instruments that are measured at fair value in accordance with level 2, meaning based directly or indirectly on observable market information. These instruments comprise derivative instruments amounting to SEK 8 million (7) in assets and SEK 11 million (12) in liabilities.

Note 31
Pledged assets
Group Parent Company
SEK m 2010 2009 2010 2009
For liabilities to credit institutions
Floating charges
Endowment insurance 4 2 4 2
Property mortgage
Total pledged assets 4 2 4 2

Note 32 Contingent liabilities and commitments

The Group has contingent liabilities pertaining to sub-contractor guarantees, pension liabilities, bank guarantees for loans and other guarantees and other considerations that arise in normal commercial operations. No significant liabilities are expected to arise through these contingent liabilities. Based on the company's assessment, no provision has been posted for ongoing tax cases. The amounts involved are not considered to have any significant effect on the company's results or financial position.

In their normal business activities, the Group and the Parent Company have posted the following guarantees and contingent liabilities:

Group Parent Company
SEK m 2010 2009 2010 2009
Securities for pension
commitments
1 1 12 11
Other contingent liabilities 187 258 666 2,687
Total 188 259 678 2,698

Note 33 Corporate acquisitions

No acquisitions took place in 2010. The acquisition analysis for 2009 pertains to the seven companies with eight stores that were acquired in Denmark. In 2010, the fair-value costs were finally determined, which meant that goodwill rose by SEK 1 million.

Acquired net assets and goodwill, SEK m 2010 2009
Purchase consideration, including costs 63
Fair value of acquired net assets –39
Goodwill 24

Goodwill is attributable to synergies expected to be achieved through additional co-ordination of the product offering, in the customer-service organisation and in distribution.

2009
Acquired
Fair carrying Fair carrying
value amount value amount
–1 –1
25 25
7 3
7 7
43 43
–34 –34
–5 –5
–2 –2
–1 1
39 36
2009
2010
Acquired
2010
Change in the Group's cash
and cash equivalents in con
junction with acquisitions
64
acquired subsidiaries 1
Cash and cash equivalents in
Additional purchase consideration
cash 63
Purchase consideration settled in

Note 34 Discontinued operations

In 2008 and 2009, Nobia acquired a total of ten stores from franchise holders in Denmark with the intention of subsequently selling on. Two of these stores were subsequently sold on in 2009. An additional five stores were acquired in 2010 and four were sold on. At year-end 2010, Nobia owned a total of nine stores that are recognised as discontinued operations and disposal groups held for sale in accordance with IFRS 5. These stores are recognised in the Nordic region operating segment.

In 2009, Nobia divested its window production in the UK. The earnings from operations and earnings from divestment of discontinued operations are recognised in the UK region operating segment.

Profit from discontinued operations Group
SEK m 2010 2009
Loss from business activities of discontinued
operations
Income 98 183
Expenses –137 –227
Loss before tax –39 –44
Tax 6 12

Loss after tax –33 –32

Loss from remeasurement to fair value after

–17 –6
4 0
–13 –6
11 –47
0 8
11 –39
–35 –77
–0.21 –0.46
–0.21 –0.46

The loss from discontinued operations of SEK 35 million (loss: 77) is attributable to the Parent Company's owners. Of the loss of SEK 54 million (loss: 2) from continuing operations, the loss of SEK 54 million (loss: 2) is attributable to the Parent Company's owners.

Net cash flow from discontinued operations 2010
Cash flow from operating activities 15
Cash flow from investing activities –8
Cash flow from financing activities 0
Net cash flow from discontinued operations 7

Note 35 Fixed assets held for sale

Nobia intends to divest a production property in Denmark and a production property in Sweden in 2011. These properties are recognised in accordance with IFRS 5 under "Assets held for sale," which is also where the assets and liabilities of the nine stores that Nobia acquired in 2008– 2010 with the intention of selling on are recognised, refer also to Note 34.

Group
SEK m 2010
Assets held for sale
Divestment group for sale:
Tangible fixed assets 64
Inventories 1
Accounts receivable and other receivables 7
72
Liabilities classified as led for sale 2010
Divestment group for sale:
Accounts payable and other liabilities 11
11

Note 36 Related-party transactions

No sales of goods were made to and no purchases of goods were made from the Parent Company to other Group companies during the year. Group-wide services are invoiced to subsidiaries. A specification of subsidiaries is presented in Note 17 on page 61.

Following the divestment of the 50-per-cent holding in the joint venture Culinoma AG, the Group no longer has any associated companies. Accordingly, sales of goods during the year amounted to SEK 0 million (106). The closing balance at year-end amounted to SEK 0 million (10), refer also to Note 16 on page 60.

Remuneration was paid to senior executives during the year; refer also to Note 4, on page 54.

Note 37 Average number of employees

2010 2009
Average no. Of whom, Average no. Of whom,
Subsidiaries in: of employees men of employees men
Sweden 790 615 702 631
Denmark 1,271 902 1,263 833
Norway 286 121 311 142
Finland 428 303 368 260
Germany 623 468 942 750
Austria 478 392 442 363
UK 2,573 1,997 2,769 2,173
France 1,049 512 990 523
US 59 26 62 28
Switzerland 32 25 33 26
Poland 24 24 31 31
The Netherlands 2 2 2 2
Spain 9 2 12 5
Japan 3 1 3 3
Group 7,627 5,390 7,930 5,770
Of which,
Parent Company
16 11 13 8

2010 2009
Number on
closing date
Of whom,
men, %
Number on
closing date
Of whom,
men, %
Board members 68 84 81 77
President and other
senior executives
80 86 98 85
Group 148 85 179 80

Several people are members of more than one of the subsidiaries' Boards of Directors or management groups.

2010 2009
Number on
closing date
Of whom,
men, %
Number on
closing date
Of whom,
men, %
Board members 13 77 13 77
President and other
senior executives
15 93 11 82
Parent Company 28 86 24 83

With the aim of clarifying and simplifying its lines of decision-making, a new organisation was introduced on 22 January 2011.

The reorganisation implies that the employees who previously reported to the then vacant position of Chief Commercial Officer, CCO, and Chief Operations Officer, COO, will instead report directly to the Chief Executive Officer.

A revised Group management team was appointed, effective from 1 March 2011, refer to page 34.

The organisational changes are in line with the geographic regions and the divisions between the operations and commercial units.

The Board of Directors and President verify that the Annual Report has been compiled in compliance with generally accepted accounting policies in Sweden, and the consolidated financial statements with the international accounting standards, referred to in the European Parliament's and Council of Europe's Regulation (EC) No.1606/2002 dated 19 July 2002 regarding the application of international accounting standards. The Annual Report and the consolidated financial statements provide a true and fair view of the Parent Company's and the Group's financial position and earnings. The Reports of the Board of Directors for both the Group and the Parent Company provide a fair overview of the Group's and the Parent Company's operations, financial positions and earnings and describe the significant risks and uncertainties facing the Parent Company and the companies included in the Group.

The consolidated income statement and balance sheet will be presented to the Annual General Meeting for adoption on 30 March 2011.

Stockholm, 9 March 2011

Hans Larsson Johan Molin Chairman Vice Chairman

Stefan Dahlbo Bodil Eriksson Thore Ohlsson

Fredrik Palmstierna Rolf Eriksen Lotta Stalin

Morten Falkenberg President

Per Bergström Olof Harrius

Employee representative Employee representative

Our Audit Report was submitted on 9 March 2011

KPMG AB

Helene Willberg Authorised Public Accountant

Audit Report

To the Annual General Meeting of Nobia AB (publ) Corporate Registration Number 556528-2752

We have audited the annual accounts, the consolidated financial statements, the accounting records and the administration of the Board of Directors and the President of Nobia AB (publ) for the year 2010. The company's annual accounts are included in the printed version of this document on pages 6–70. The Board of Directors and the President are responsible for these accounts and the administration of the company as well as for the application of the Annual Accounts Act when preparing the annual accounts and the application of international financial reporting standards IFRS as adopted by the EU and the Annual Accounts Act when preparing the consolidated financial statements. Our responsibility is to express an opinion on the annual accounts, the consolidated financial statements and the administration based on our audit.

We conducted our audit in accordance with generally accepted auditing standards in Sweden. Those standards require that we plan and perform the audit to obtain reasonable assurance that the annual accounts and the consolidated financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the accounts. An audit also includes assessing the accounting policies used and their application by the Board of Directors and the President and significant estimates made by the Board of Directors and the President when preparing the annual accounts and consolidated financial statements as well as evaluating the overall presentation of information in the annual accounts and the consolidated financial statements. As a basis for our opinion concerning discharge from liability,

we examined significant decisions, actions taken and circumstances of the company in order to be able to determine the liability, if any, to the company of any Board member or the President has, in any other way, acted in contravention of the Companies Act, the Annual Accounts Act or the Articles of Association. We believe that our audit provides a reasonable basis for our opinion set out below.

The annual accounts have been prepared in accordance with the Annual Accounts Act and give a true and fair view of the company's financial position and results of operations in accordance with generally accepted accounting policies in Sweden. The consolidated financial statements have been prepared in accordance with international financial reporting standards IFRS as adopted by the EU and the Annual Accounts Act and give a true and fair view of the Group's financial position and results of operations. A Corporate Governance Report has been prepared. The Board of Directors' Report and the Corporate Governance Report are consistent with the other parts of the annual accounts and the consolidated accounts.

We recommend to the annual meeting of shareholders that the income statement and balance sheets of the Parent Company and the Group be adopted, that the profit of the Parent Company be dealt with in accordance with the proposal in the Board of Directors' Report and that the members of the Board of Directors and the President be discharged from liability for the fiscal year.

Stockholm, 9 March 2011 KPMG AB

Helene Willberg Authorised Public Accountant

Five-year summary

SEK m 2010 2009 20083) 20072) 2006
Income statement
Net sales 14,085 15,418 15,991 16,134 15,590
Change in per cent –9 –4 –1 3 25
Gross profit 5,345 5,442 5,830 5,889 6,065
Operating profit 6 38 915 1,353 1,327
Financial income 18 41 50 23 17
Financial expenses –103 –116 –213 –129 –134
Profit/loss after financial items –79 –37 752 1,247 1,210
Tax on net profit for the year 25 35 –216 –289 –345
Profit/loss from continuing operations –54 –2 536 958 865
Loss from discontinued operations, net after tax –35 –77 –7
Net profit/loss for the year –89 –79 529 958 865
Net profit/loss for the year attributable to:
Parent Company shareholders
Minority interests
–89
0
–79
0
529
0
958
0
864
1
Net profit/loss for the year –89 –79 529 958 865
Balance sheet
Fixed assets 5,586 6,899 7,356 6,527 6,011
Inventories 971 1,212 1,465 1,480 1,356
Current receivables 1,501 1,886 2,101 2,013 2,028
Cash and cash equivalents 356 384 332 270 229
Assets held for sale 72 75 43
Total assets 8,486 10,456 11,297 10,290 9,624
Shareholders' equity 3,441 3,928 4,148 4,150 3,727
Non-controlling interest 5 6 6 6 7
Non-interest-bearing liabilities 3,152 3,320 3,221 3,424 3,160
Interest-bearing liabilities 1,877 3,162 3,887 2,710 2,730
Liabilities attributable to assets held for sale 11 40 35
Total shareholders' equity and liabilities 8,486 10,456 11,297 10,290 9,624
Net debt including pensions 1,510 2,426 3,181 2,224 2,460
Capital employed 5,323 7,095 8,042 6,866 6,464
Key figures
Gross margin 37.9 35.3 36.5 36.5 38.9
Operating margin, % 0 0.2 5.7 8.4 8.5
Operating profit before depreciation/amortisation (EBITDA) 550 640 1,394 1,790 1,745
Operating margin before depreciation/amortisation, % 3.9 4.2 8.7 11.1 11.2
Profit/loss after financial items as a percentage of net sales –0.6 –0.2 4.7 7.7 7.8
Turnover rate of capital employed, multiple 2.6 2.2 2.0 2.3 2.4
Return on capital employed, % 0.4 1.0 12.6 20.6 20.9
Return on shareholders' equity, % –2.4 –1.9 13.2 25.0 25.4
Debt/equity ratio, % 44 62 77 54 66
Equity/assets ratio, % 41 38 37 40 39
Cash flow from operating activities 963 1,061 804 1,410 1,300
Investments 347 346 733 678 532
Earnings per share after dilution –0.53 –0.47 3.13 5.50 4.931)
Dividend per share, SEK 04) 0 0 2.50 2.00
Personnel
Average no. of employees 7,627 7,930 8,682 8,526 7,968
Net sales per employee, SEK 000s 1,741 1,858 1,803 1,849 1,957
Salaries and other remuneration 2,626 2,994 3,024 2,783 2,591

1) 2006 was adjusted for the 3:1 split approved at the 2007 Annual General Meeting.

2) 2007 was adjusted for changed accounting policy of conditional discounts.

3) The full-year 2008 was adjusted for changed accounting policy regarding recognition of expenses.

4) In accordance with the Board's proposal.

2011 Annual General Meeting Definitions

The shareholders of Nobia AB (publ) are invited to the Annual General Meeting on Wednesday, 30 March 2011 at 5:00 p.m. at Summit, Grev Turegatan 30, Stockholm.

Right to participate in the Annual General Meeting

Shareholders who wish to participate in the Annual General Meeting must:

  • Firstly be included in the shareholders' register maintained by Euroclear Sweden AB as of Thursday, 24 March 2011, and,
  • Secondly notify the company of their participation not later than 4:00 p.m. on Thursday, 24 March 2011.

Notification of attendance

Notification of attendance at the Annual General Meeting may be made:

  • by e-mail to [email protected]
  • by telephone at +46 8 440 16 00
  • by fax at +46 8 503 826 49

• by mail to Nobia AB, Box 70376, SE-107 24 Stockholm, Sweden

  • This notification shall state:
  • the shareholder's name
  • personal identity number/corporate registration number
  • address and daytime telephone number
  • shareholding
  • information about any assistants (not more than two assistants) and information on any representatives who may accompany the shareholder to the Meeting

When applicable, complete authorisation documents, such as registration certificates, shall be appended.

Proxy

Shareholders represented by proxy shall issue a written power of attorney for the proxy. If the power of attorney is issued on behalf of a legal entity, a certified copy of a registration certificate or corresponding document ("certificate") for the legal entity shall be appended to the notification of attendance. The power of attorney and certificate may not be more than one year old. However, the power of attorney may have a maximum period of validity of five years if this is specifically stated. The power of attorney in original and, where applicable, the certificate, should be sent by post to the company at the address stated above in good time prior to the Annual General Meeting. Power of attorney forms are available from the company's website, www.nobia.com, and are sent to shareholders who have submitted a request for such a form and provided their postal address.

Nominee shares

Shareholders whose shares have been registered with a nominee must, through the bank or securities broker administering the shares, temporarily re-register their shares in their own names with Euroclear Sweden AB in order to be entitled to participate in the Annual General Meeting. Such re-registration must have been completed not later than Thursday, 24 March 2011. A request for reregistration must be made well in advance of this date.

Dividend

The Board of Directors proposes that no dividend be paid for the 2010 fiscal year.

Distribution policy

The Nobia Annual Report is published in English and Swedish, and both versions are available for download from the Group's website, www.nobia.com.

Printed versions of the Annual Report are sent to shareholders and other stakeholders who have expressly requested such a version.

Capital employed

Balance-sheet total less non-interest-bearing provisions and liabilities.

Currency effects

"Translation effects" refers to the currency effects arising when foreign results and balance sheets are translated to SEK.

"Transaction effects" refers to the currency effects arsing when purchases or sales are made in currency other than the currency of the producing country (functional currency).

Debt/equity ratio

Net debt as a percentage of shareholders' equity.

Earnings per share

Net profit for the year divided by a weighted average number of shares during the year.

EBITDA

Earnings before depreciation/amortisation and impairment losses.

Gross margin

Gross profit as a percentage of net sales.

Net debt

Interest-bearing liabilities less interest-bearing assets. Interest-bearing provisions includes pension liabilities.

Operating cash flow

Cash flow from operating activities including cash flow from investing activities, excluding cash flow from acquisitions/divestments of subsidiaries.

Operating margin

Operating profit as a percentage of net sales.

Region

A region comprises an operating segment in accordance with IFRS 8.

Return on capital employed

Profit after financial income as a percentage of average capital employed. The calculation of average capital employed has been adjusted for acquisitions and divestments.

Return on shareholders' equity

Net profit for the year as a percentage of average shareholders' equity. The calculation of average shareholders' equity has been adjusted for capital increases and reductions.

Financial information 2011

30 March Annual General Meeting
28 April Interim Report January–March
26 May Capital Market Day
19 July Interim Report January–June
27 October Interim Report January–September

Nobia AB

Street address: Klarabergsviadukten 70 A5 Postal address: Box 70376 SE-107 24 Stockholm Sweden Tel. +46 8 440 16 00 Fax +46 8 503 826 49 [email protected] www.nobia.com

EWE Küchen GmbH

Dieselstraße 14 A-4600 Wels Austria Tel. +43 7242 237-0 Fax +43 7242 237-1221 www.ewe.at

FM Küchen GmbH

Galgenau 30 A-4240 Freistadt Austria Tel. +43 7942 701-0 Fax +43 7942 701-2551 www.fm-kuechen.at

Gower Furniture Ltd

Holmfield Industrial Estate Halifax West Yorkshire HX2 9TN UK Tel. +44 1422 232 200 Fax +44 1422 243 988 www.gower-kitchens.co.uk

HTH Køkkener A/S

Industrivej 6 DK-6870 Ølgod Denmark Tel. +45 75 24 47 77 Fax +45 75 24 63 02 www.hth.dk

Hygena Cuisines

350, rue des Clauwiers BP 106 F-59471 Seclin Cedex France Tel. +33 3 20 16 66 00 Fax +33 3 20 16 66 05 www.hygena.fr

Invita Køkkener A/S

Industrivej 6 DK-6870 Ølgod, Denmark Tel: +45 77 88 70 00 Fax: +45 77 88 70 01 www.invita.dk

Magnet Ltd

3 Allington Way Yarm Road Business Park Darlington, Co Durham DL1 4XT UK Tel. +44 1325 469 441 Fax +44 1325 744 003 www.magnet.co.uk

Marbodal AB

522 81 Tidaholm Sweden Tel. +46 502 170 00 Fax +46 502 173 20 www.marbodal.se

Myresjökök AB

Box 603 343 24 Älmhult Sweden Tel. +46 476 557 00 Fax +46 476 152 82 www.myresjokok.se

Norema AS Skårersletta 43

NO-1473 Lørenskog, Norway Tel: +47 61 31 81 00 Fax: +47 61 31 81 01 www.norema.no

Novart Oy

Kouvolantie 225 FI-155 60 Nastola Finland Tel. +358 207 730 730 Fax +358 207 730 803 www.novart.fi

Optifit Jaka Möbel GmbH

Jaka-Straße 3 DE-32351 Stemwede-Wehdem Germany Tel. +49 5773 88-0 Fax +49 5773 88-144 www.optifit.de

Poggenpohl Möbelwerke

GmbH Poggenpohlstraße 1 DE-32051 Herford Germany Tel. +49 5221 381-0 Fax +49 5221 381-321 www.poggenpohl.de

Sigdal Kjøkken AS

Trollåsveien 6 Postboks 633 NO-1411 Kolbotn Norway Tel. +47 66 82 23 00 Fax +47 66 82 23 40 www.sigdal.com

uno form

Fabriksvej 7 DK-9640 Farsø Denmark Tel. +45 98 63 29 44 Fax +45 98 63 29 55 www.unoform.dk

Talk to a Data Expert

Have a question? We'll get back to you promptly.