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Nexi Interim / Quarterly Report 2026

May 7, 2026

4248_rns_2026-05-07_68de7778-6dda-4427-b2ae-27bb377a1efb.pdf

Interim / Quarterly Report

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Informazione Regolamentata n. 2170-34-2026 Data/Ora Inizio Diffusione 7 Maggio 2026 07:00:48 Euronext Milan

Societa': NEXI

Utenza - referente : NEXIN03 - MANTEGAZZA STEFANIA

Tipologia : 2.2

Data/Ora Ricezione : 7 Maggio 2026 07:00:48

Oggetto : NEXI SPA BOD APPROVED THE GROUP FINANCIAL RESULTS AS OF MARCH 31st 2026

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enarket

neri

NEXI SPA BOD APPROVED THE GROUP FINANCIAL RESULTS AS OF MARCH 31st 2026. 1Q26 RESULTS CONFIRM CONTINUED PROFITABLE GROWTH

  • Revenues at € 821.4 million in 1Q26, +1.0% vs 1Q25, with underlying growth at +5% Y/Y
  • EBITDA at € 396.5 million in 1Q26, +2.6% Y/Y, with ~+73 bps EBITDA margin expansion
  • Returning ~€ 350 million of dividends to Shareholders in 2026 (€ 0.30 dividend per share, +20% Y/Y), to be paid on May 20th
  • 2026 guidance confirmed

Milan, May 7th 2026 – The Board of Directors of Nexi S.p.A. approved on May 6th the Group’s consolidated financial results as of March 31st 2026.

"Our first-quarter results confirm the strength and resilience of Nexi’s diversified model, delivering solid growth, profitability and cash generation, and enabling us to return €1.45 billion to shareholders, including this year’s €350 million dividend. We are now entering a new phase strongly focused on execution: strengthening commercial performance, protecting medium-term growth, improving cost efficiency, and leveraging AI to enhance productivity. As a core infrastructure of the European payments ecosystem, we are uniquely positioned to drive the evolution of digital payments in Europe", commented Bernardo Mingrone, CEO of Nexi Group.

Key consolidated financial managerial results¹

Q1 1Q25 1Q26 A% vs. 1Q25
Merchant Solutions 460.4 453.8 -1.4%
Issuing Solutions 265.8 278.3 +4.7%
Digital Banking Solutions 86.9 89.3 +2.8%
Net revenues 813.1 821.4 +1.0%
Personnel Costs (199.0) (206.9) +3.9%
Operating Costs (227.5) (218.0) -4.2%
Total Costs (426.5) (424.9) -0.4%
EBITDA 386.6 396.5 +2.6%

¹ Managerial data at constant FX.

Nexi SpA

Corso Sempione SS, 20149 Milano • T. +39 02 3488.1 • F. +39 02 3488.4180 • www.nexigroup.com

Reg. Imprese Milano, Monza Brianza e Lodi, C.F. 09489670969 • Rappresentante del Gruppo IVA Nexi P.IVA 10542790968 • REA Milano 2093618

Capitale Sociale € 118.718.524,00 i.v.


emarket

with storage

CERTIFIED

nexi

In 1Q26 the Group delivered revenues of 821.4 million, +1.0% versus 1Q25, impacted as expected, by tougher Y/Y comparison related to bank contracts effects. The underlying revenue² growth was at +5% Y/Y in 1Q26.

In 1Q26 the Group delivered EBITDA at € 396.5 million, +2.6% versus 1Q25. The EBITDA margin was at 48.3%, up by 73 basis points compared to 1Q25.

Nexi Group’s operating businesses delivered the following results in 1Q26:

  • Merchant Solutions, representing approximately 55% of Group's total revenues, reported revenues of € 453.8 million, down 1.4% Y/Y, driven by tougher comparison related to bank contracts effect. The underlying² growth was at 3% reflecting volume dynamics and lower Y/Y project contribution. In 1Q26, 4,844 million transactions were processed, +5.0% Y/Y, with value of processed transactions at € 201.5 billion, +2.8% Y/Y. The continued volume growth has been also supported by national scheme in Italy thanks to Nexi Bancomat processing hub ramp-up, despite impacts by known banks lost in Italy due to M&A and some headwinds on consumer spend.

A continued growth of the customer base³ has been registered in the SMEs segment, in particular in DACH and in Poland. ISV and direct channels are progressing well; good commercial momentum in E-commerce in Italy and in the front-book in DACH. Overall, Nexi registered a positive contribution from strategic initiatives and Value Added Services up-selling.

  • Issuing Solutions, representing approximately 34% of Group's total revenues, reported revenues of € 278.3 million in 1Q26, +4.7% Y/Y. The revenue performance has been supported by healthy volume dynamics, some favorable project phasing Y/Y and the completion of a new client onboarding in DACH. In 1Q26, 5,359 million transactions were processed, +8.7% Y/Y, with value of processed transactions at € 228.1 billion, +7.6% Y/Y. International schemes continued to deliver growth during 1Q26; national schemes also registered a solid growth in the quarter, sustained by the ramp-up of Nexi Bancomat processing hub in Italy. Additionally, the Group continues to see success in international debit in Italy, alongside the up-selling / cross-selling of Value Added Services.

  • Digital Banking Solutions, representing approximately 11% of Group's total revenues, in 1Q26 reported revenues of € 89.3 million, +2.8% Y/Y, thanks to volume growth and phasing of some initiatives. Specifically, during the quarter, Nexi registered a continued volume growth thanks to SEPA Clearing, Open banking and Network Services, coupled with a positive contribution from new initiatives and projects like the launch of new A2A solution Zippay for Irish Banks and the new customers acquisitions from bill payments PagoPA initiatives in Italy, as well as the new Verification-Of-Payee services.

² Excluding known Banks lost due to M&A mainly in Italy and other discontinuities (e.g. banks’ contracts renegotiations)

³ # of POS terminals.

Nexi SpA

Corso Sempione SS, 20149 Milano • T. +39 02 3488.1 • F. +39 02 3488.4180 • www.nexigroup.com

Reg. Imprese Milano, Monza Brianza e Lodi, C.F. 09489670969 • Rappresentante del Gruppo IVA Nexi P.IVA 10542790968 • REA Milano 2093618

Capitale Sociale € 118.718.524,00 i.v.


emarket

with storage

CERTIFIED

nexi

In 1Q26, Total Costs were at € 424.9 million, overall stable Y/Y thanks to the continued operating leverage and the favorable Y/Y phasing notwithstanding volume and business growth and inflationary pressures.

As of March 31st 2026, the Net Financial Debt was at € 4,860 million, while the Net Financial Debt / EBITDA ratio decreased to 2.5x, showing the proven ability to deleverage organically with a positive track record of progressive net leverage reduction.

As of March 31st 2026, the weighted average debt maturity was at ~2.8 years with an attractive weighted average pre-tax cash cost of debt at ~2.35%, showing a well-balanced debt profile in terms of maturities and mix. Additionally, ~€ 976 million of debt maturities have been reimbursed in April 2026 with available cash.

2026 Guidance confirmed

For 2026 Nexi confirms the following targets:

  • Net revenues: Y/Y growth broadly in line with 2025, with Merchant Solutions reaccelerating;
  • EBITDA: absolute amount broadly stable after strategic investments;
  • Excess cash: ~€ 750 million after strategic investments and higher taxes;
  • Capital allocation: 0.30 € per share⁴ equal to ~350 €M dividend distribution. Commitment to Investment Grade status.

Pursuant to paragraph 2 of article 154 bis of the Consolidated Finance Act, the undersigned, Enrico Marchini, in his capacity as the manager in charge of preparing Nexi’s financial reports, declares that the accounting information contained in this press release corresponds to the accounting documents, books and records of Nexi S.p.A..


Disclaimer: This is the English translation of the original Italian press release “Approvati i risultati finanziari di Gruppo al 31 marzo 2026”. In any case of discrepancy between the English and the Italian versions, the original Italian document is to be given priority of interpretation for legal purposes.

Nexi SpA

Corso Sempione SS, 20149 Milano • T. +39 02 3488.1 • F. +39 02 3488.4180 • www.nexigroup.com

Reg. Imprese Milano, Monza Brianza e Lodi, C.F. 09489670969 • Rappresentante del Gruppo IVA Nexi P.IVA 10542790968 • REA Milano 2093618

Capitale Sociale € 118.718.524,00 i.v.


emarket

with storage

CERTIFIED

nexi

Nexi

Nexi is Europe's PayTech company operating in high-growth, attractive European markets and technologically advanced countries. Listed on Euronext Milan, Nexi has the scale, geographic reach and abilities to drive the evolution of digital payments in Europe. With its portfolio of innovative products, e-commerce expertise and industry-specific solutions, Nexi provides flexible support for the digital economy and the entire payment ecosystem globally, across a broad range of different payment channels and methods. Nexi's technological platform and the best-in-class professional skills in the sector enable the company to operate at its best in three market segments: Merchant Solutions, Issuing Solutions and Digital Banking Solutions. Nexi constantly invests in technology and innovation, focusing on two fundamental principles: meeting, together with its partner banks, customer needs and creating new business opportunities for them. Nexi is committed to supporting people and businesses of all sizes, transforming the way people pay and businesses accept payments. It offers companies the most innovative and reliable solutions to better serve their customers and expand. By simplifying payments and enabling people and businesses to build closer relationships and grow together, Nexi promotes progress to benefit everyone. www.nexi.it/en www.nexigroup.com

Nexi - External Communication & Media Relations

Daniele de Sanctis
[email protected]
Mobile: +39 346/015.1000

Søren Winge
[email protected]
Mobile: +45 29 48 26 35

Nexi - Investor Relations
Stefania Mantegazza
[email protected]
Mobile: +39.335.5805703

Matteo Abbondanza
[email protected]
Mobile: +39.348/406.8858

Danja Giacomin
[email protected]
Mobile: +39.334/225.6777

Nexi SpA

Corso Sempione SS, 20149 Milano • T. +39 02 3488.1 • F. +39 02 3488.4180 • www.nexigroup.com

Reg. Imprese Milano, Monza Brianza e Lodi, C.F. 09489670969 • Rappresentante del Gruppo IVA Nexi P.IVA 10542790968 • REA Milano 2093618

Capitale Sociale € 118.718.524,00 i.v.


Fine Comunicato n.2170-34-2026 Numero di Pagine: 6