NBT BANCORP INC — Director's Dealing 2025

Jan 16, 2025

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: NBT BANCORP INC (NBTB)
CIK: 0000790359
Period of Report: 2025-01-15

Reporting Person: Mahoney Ruth H (EVP/President of Wealth Mgmt)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2025-01-15	NBT Bancorp Inc. Common Stock	F	198	$47.62	Disposed	17308	Direct
2025-01-15	NBT Bancorp Inc. Common Stock	F	243	$47.62	Disposed	17065	Direct
2025-01-15	NBT Bancorp Inc. Common Stock	F	1306	$47.62	Disposed	15759	Direct
2025-01-15	NBT Bancorp Inc. Common Stock	F	213	$47.62	Disposed	15546	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
NBT Bancorp Inc. Common Stock	2354.265	Indirect

Holdings (Derivative)

Security	Exercise Price	Expiration	Underlying	Shares	Ownership
Phantom Stock	$		NBT Bancorp Inc. Common Stock (7673.224)	7673.224	Direct

Footnotes

F1: Each share of phantom stock is deemed invested in one share of NBT Bancorp Inc. common stock pursuant to the terms of the Deferred Compensation Plan.