NBT BANCORP INC — Director's Dealing 2022

May 6, 2022

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: NBT BANCORP INC (NBTB)
CIK: 0000790359
Period of Report: 2022-05-05

Reporting Person: Mahoney Ruth H (EVP/President of Wealth Mgmt)

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2022-05-05	Phantom Stock	$	I	2397	Acquired		NBT Bancorp Inc. Common Stock (2397)	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
NBT Bancorp Inc. Common Stock	4935	Direct

Footnotes

F1: Each share of phantom stock is deemed invested in one share of NBT Bancorp Inc. common stock pursuant to the terms of the Deferred Compensation Plan.

F2: Discretionary transfer of balance to NBT equity investment.