NBT BANCORP INC — Director's Dealing 2017

Oct 5, 2017

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: NBT BANCORP INC (NBTB)
CIK: 0000790359
Period of Report: 2017-10-05

Reporting Person: Kowalczyk Andrew S III (Director)

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2017-10-05	Phantom Stock	$	A	155	Acquired		NBT Bancorp Inc. Common Stock (155)	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
NBT Bancorp Inc. Common Stock	3434.622	Direct

Footnotes

F1: Each share of phantom stock is deemed invested in one share of NBT Bancorp Inc. common stock pursuant to the terms of the Deferred Compensation Plan.