Natwest Group PLC — Capital/Financing Update 2012

Jul 9, 2012

Filed under Rule 424(b)(5), Registration Statement No. 333-162219

Preliminary Pricing Supplement No. 13 dated July 9, 2012 (to: Prospectus dated September 30, 2009 and Prospectus Supplement dated November 21, 2011)

CUSIP / ISIN Number	Aggregate Principal Amount	Selling Commission	Net Proceeds	Coupon Rate	Coupon Frequency	Maturity Date	1 st Coupon Date	1 st Coupon Amount	Survivor's Option	Product Ranking
78012DAN3 / US78012DAN30	$ 100.00%	1.50%	$ FIXED	4.25% per annum	MONTHLY	07/15/2017	08/15/2012	$3.07	NO	SENIOR

Redemption Information: Non-Callable/Non-Puttable
Lead Manager and Lead Agent: RBS Securities Inc.

The Royal Bank of Scotland Group plc Offering Dates: 07/09/2012 through 07/16/2012 Trade Date: 07/16/2012 @ 4:00 P.M. ET Settlement Date: 07/19/2012 Minimum Denomination/Increments: $1,000.00/$1,000.00 Initial trades settle flat and clear SDFS: DTC Book-Entry only DTC Number 2230 via RBS Securities Inc. If the maturity date or an interest payment date for any note is not a business day (as that term is defined in the prospectus supplement), principal, premium, if any, and interest for that note is paid on the next business day, and no interest will accrue from, and after, the maturity date or interest payment date. The notes will be treated as fixed rate debt instruments for U.S. federal income tax purposes. Intended to be listed on the Channel Islands Stock Exchange. The Royal Bank of Scotland Group plc Retail Corporate Notes Prospectus dated September 30, 2009 and Prospectus Supplement dated November 21, 2011