National Bank of Greece S.A.

Notice of Dividend Amount • Nov 6, 2025

Athens, 6 November 2025

Announcement on distribution of amount to the Bank's Shareholders

"National Bank of Greece S.A." ("the Bank"), following the Bank's Board of Directors sessions dated 18 September and 22 October 2025, announces the disposal of an interim dividend to shareholders for the

financial year 2025, according to the details described below.

Specifically, a total amount of €200,000,000 (gross amount) or €0.2186 per share (gross amount) shall

be distributed to the Bank's shareholders.

The distributable amount to be paid per share is increased by the amount corresponding to the treasury

shares held by the Bank and is finally formed in the gross amount of €0.2210 per share.

From the above gross amount, a corresponding tax of 5% shall be withheld in accordance with Article

64 of Law 4172/2013, as in force and, therefore, the net amount that the beneficiaries will receive will amount to €0.2100 per share (with the exception or variation of the withholding rate for shareholders

who are subject to special provisions, such as those of Articles 46, 48 and 63 of Law 4172/2013).

Ex-Dividend date will be Monday, 10 November 2025, and thus from that date on, the shares of the Bank will be traded on the Athens Exchange without the right to receive an amount from the above

distribution.

Beneficiaries are the Bank's shareholders registered in the electronic records of the Dematerialized

Securities System (D.S.S.) managed by "ATHEXCSD" on Tuesday, 11 November 2025 (record date).

Friday, 14 November 2025 is set as the date on which the payment of the above amount shall

commence.

The payment of the above amount will be effected through the designated paying bank "National Bank

of Greece S.A.", as follows:

1. Through the Participants of the beneficiaries in the D.S.S. (Banks and Brokerage/Securities

Companies), according to the provisions of the ATHEXCSD Rulebook and its relevant decisions.

1. Especially in cases of the payment of the above amount to the legal heirs of deceased beneficiaries whose securities are kept in the Special Account of their Share in the D.S.S., managed by

ATHEXCSD, the payment will be effected following completion of the legalization of the heirs.

Amounts – as above - not collected within 5 years are time-barred in favour of the Greek State.

It is noted that the above distribution is subject to the approval of the European Central Bank (ECB).

National Bank of Greece S.A. 86 Aiolou str., 105 59 Athens, Greece

Tax ID: 094014201, Tax Office: KEFODE Attikis, Gen. Com. Reg. No.: 237901000 nbg.gr

For any further information, shareholders may contact the Bank's Subdivision for Shareholder Register, General Meetings and Corporate Announcements by email at GIANNOPOULOS.NIK@NBG.GR or by calling at +30 2103343460, +30 2103343419, +30 2103343422 and +30 2103343411.