MVB FINANCIAL CORP — Director's Dealing 2026

Jan 2, 2026

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: MVB FINANCIAL CORP (MVBF)
CIK: 0001277902
Period of Report: 2025-12-30

Reporting Person: Nelson Kelly R (Director)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2025-12-30	Common Stock	M	1000	$19.65	Acquired	92785	Direct
2025-12-30	Common Stock	M	1000	$12.85	Acquired	93785	Direct
2025-12-30	Common Stock	M	1000	$12.50	Acquired	94785	Direct

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2025-12-30	Common Stock Options	$19.65	M	1000	Disposed	2028-02-21	Common Stock (1000)	Direct
2025-12-30	Common Stock Options	$12.85	M	1000	Disposed	2027-03-21	Common Stock (1000)	Direct
2025-12-30	Common Stock Options	$12.50	M	1000	Disposed	2026-02-03	Common Stock (1000)	Direct

Footnotes

F1: Stock Options granted. 1/5 of the shares became exercisable 02/21/19, 02/21/20, 02/21/21, 02/21/22 and 02/21/23, respectively.

F2: Stock Options granted. 1/5 of the shares became exercisable 03/21/18, 03/21/19, 03/21/20, 03/21/21 and 03/21/22, respectively

F3: Stock Options granted. 1/5 of the shares became exercisable 02/03/17, 02/03/18, 02/03/19, 02/03/20 and 02/03/21, respectively