MVB FINANCIAL CORP — Director's Dealing 2026

Jan 6, 2026

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: MVB FINANCIAL CORP (MVBF)
CIK: 0001277902
Period of Report: 2026-01-02

Reporting Person: Rodriguez Joseph Ryan (Chief Risk and Legal Officer)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2026-01-02	Common Stock	M	5112	—	Acquired	10362	Direct
2026-01-02	Common Stock	F	1716	$25.46	Disposed	8646	Direct

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2026-01-02	RSU - Time-Vested Award	$0	M	4982	Disposed		Common Stock (4982)	Direct

Footnotes

F1: 1/3 of the time-based restricted stock units, granted January 2, 2025, have vested and shares are being issued.

F2: Includes 130 dividend equivalent shares accrued since the time of grant.

F3: The restricted units were granted pursuant to the 2022 Stock Incentive Plan and have a three-year graded vesting schedule assuming continued employment with the Company.