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MVB FINANCIAL CORP Director's Dealing 2025

May 5, 2025

33257_dirs_2025-05-05_0709a114-2940-41f9-a36f-c8dafaa188e4.zip

Director's Dealing

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SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: MVB FINANCIAL CORP (MVBF)
CIK: 0001277902
Period of Report: 2025-05-01

Reporting Person: Greathouse Craig Bradley (Chief Administrative Officer)

Non-Derivative Transactions

Date Security Code Shares Price A/D Holdings After Ownership
2025-05-01 Common Stock M 800 Acquired 22166 Direct
2025-05-01 Common Stock M 296 Acquired 22462 Direct
2025-05-01 Common Stock M 612 Acquired 23074 Direct
2025-05-01 Common Stock M 1451 Acquired 24525 Direct
2025-05-01 Common Stock M 1236 Acquired 25761 Direct
2025-05-01 Common Stock S 1285 $17.49 Disposed 25103 Direct

Derivative Transactions

Date Security Exercise Price Code Shares A/D Expiration Underlying Ownership
2025-05-01 RSU - Time-Vested Award $0 M 688 Disposed Common Stock (688) Direct
2025-05-01 RSU - Time-Vested Award $0 M 261 Disposed Common Stock (261) Direct
2025-05-01 RSU - Time-Vested Award $0 M 546 Disposed Common Stock (546) Direct
2025-05-01 RSU - Time-Vested Award $0 M 1346 Disposed Common Stock (1346) Direct
2025-05-01 RSU - Time-Vested Award $0 M 1189 Disposed Common Stock (1189) Direct
2025-05-01 RSU - Time-Vested Award $0 A 3977 Acquired Common Stock (3977) Direct

Holdings (Non-Derivative)

Security Shares Ownership
Common Stock 400 Indirect

Footnotes

F1: 1/5 of the time-based restricted stock units, granted May 1, 2020, have vested and shares are being issued.

F2: Includes 112 dividend equivalent shares accrued since the time of grant.

F3: 1/5 of the time-based restricted stock units, granted May 1, 2021, have vested and shares are being issued.

F4: Includes 35 dividend equivalent shares accrued since the time of grant.

F5: 1/3 of the time-based restricted stock units, granted May 1, 2022, have vested and shares are being issued.

F6: Includes 66 dividend equivalent shares accrued since the time of grant.

F7: 1/3 of the time-based restricted stock units, granted May 1, 2023, have vested and shares are being issued.

F8: Includes 105 dividend equivalent shares accrued since the time of grant.

F9: 1/3 of the time-based restricted stock units, granted May 1, 2024, have vested and shares are being issued.

F10: Includes 47 dividend equivalent shares accrued since the time of grant.

F11: This total includes 627 shares acquired through MVB's Dividend Reinvestment Plan.

F12: The restricted units were granted pursuant to the 2013 Stock Incentive Plan (Amended) and have a five-year graded vesting schedule assuming continued employment with the Company.

F13: The restricted units were granted pursuant to the 2013 Stock Incentive Plan (Amended) and have a three-year graded vesting schedule assuming continued employment with the Company.

F14: The restricted units were granted pursuant to the 2022 Stock Incentive Plan and have a three-year graded vesting schedule assuming continued employment with the Company.