MVB FINANCIAL CORP — Director's Dealing 2025

Oct 3, 2025

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: MVB FINANCIAL CORP (MVBF)
CIK: 0001277902
Period of Report: 2025-10-01

Reporting Person: Nelson Kelly R (Director)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2025-10-01	Common Stock	M	390	—	Acquired	91785	Direct

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2025-10-01	RSU - Time-Vested Award	$0	M	380	Disposed		Common Stock (380)	Direct

Footnotes

F1: 100% of the restricted stock units, granted October 1, 2024, have vested and shares are are being issued.

F2: Includes 10 dividend shares accrued since the time of grant.

F3: The time-vested restricted stock units were granted pursuant to the MVB Financial Corp. 2022 Stock Incentive Plan and will vest 100% on the first anniversary of the grant date.