Muthoot Microfin Limited — Capital/Financing Update 2026

Jan 30, 2026

January 30, 2026

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To,

To,

BSE Limited, National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange Plaza, 5[th] Floor, Dalal Street, Plot No. C/1, G Block, Mumbai- 400 001 Bandra Kurla Complex, Bandra (E), Mumbai 400 051 Scrip Code: 544055 Scrip Code: MUTHOOTMF

Subject: Intimation for allotment of Secured, Rated, Listed, Redeemable, Taxable NonConvertible Debentures (NCDs)

Dear Madam /Sir,

In accordance with the approval received from the Board of Directors at their meeting dated May 8, 2025, the Debenture Issue and Allotment Committee has considered and approved the issuance of NonConvertible Debentures on January 20, 2026. Pursuant to Regulation 30 and other applicable regulations of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we wish to inform that the Debenture Issue and Allotment Committee of Muthoot Microfin Limited in its meeting held on January 30, 2026, has allotted 10,000 (Ten Thousand) Secured, Rated, Listed, Redeemable, Taxable Non-Convertible Debentures (“ NCDs ”), having face value of ₹ 1,00,000/(Indian Rupees One Lakh only) each for an aggregate nominal value of ₹ 100,00,00,000 (Indian Rupees One Hundred Crores) in two series with the : (a) first series consisting of up to 5000 (Five Thousand) Secured, Rated, Listed, Redeemable, Taxable non-convertible debentures each having a face value of Rs. 1,00,000/- (Rupees One Lakh only) of the aggregate nominal value of up to Rs. 50,00,00,000 (Rupees Fifty Crores) each (“ Series I Debentures ”); and (b) second series consisting of up to 5000 (Five Thousand) Secured, Rated, Listed, Redeemable, Taxable Non-Convertible Debentures each having a face value of Rs. 1,00,000/- (Rupees One Lakh only) of the aggregate nominal value of up to Rs, 50,00,00,000 (Rupees Fifty Crores) each (“ Series II Debentures ”) on private placement basis.

The said allotment is within the limits approved by the Board of Directors at their meeting dated May 8, 2025.

The relevant detail of the allotment is given as Annexure I.

Kindly take the same on record.

Thanking You.

Yours faithfully, For Muthoot Microfin Limited

Digitally signed by Neethu Ajay Neethu Ajay Date: 2026.01.30 16:57:22 +05'30'

Neethu Ajay Chief Compliance Officer & Company Secretary Membership No. A34822

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ANNEXURE – I

Details of the allotment is as follows:

Sl No.	Particulars
1	Type of securities proposed to be issued (viz. equityshares, convertibles etc.)	Listed,Rated,Senior,Secured,Redeemable,TaxableNon-ConvertibleDebentures (“NCDs”)
2	Type of issuance (further public offering, rights issue,depositoryreceipts(ADR/GDR),qualifiedinstitutions placement, preferential allotment etc.)	Private Placement
3	Total number of securities proposed to be issued orthe total amount for which the securities will beissued (approximately);	Up to 10,000 (Ten Thousand) Non-Convertible Debentures having facevalue of ₹1,00,000 (Rupees OneLakh only) with first series consistingof up to 5,000 (Five Thousand) Non-Convertible Debentures and secondseries consisting of up to 5,000 (FiveThousand)Non-ConvertibleDebentures.
4	Size of the issue;	The first seriesconsisting of5,000 (FiveThousand)Senior, secured,rated, listed,redeemable,taxable non-convertibledebentures eachhaving a facevalue of Rs.1,00,000/-(Rupees OneLakh only) ofthe aggregatenominal valueof up to Rs.50,00,00,000/-(Rupees FiftyCrores only)(“Series IDebentures”);	The second seriesconsisting of5,000 (FiveThousand)Senior, secured,rated, listed,redeemable,taxable non-convertibledebentures eachhaving a facevalue of Rs.1,00,000/-(Rupees OneLakh only) of theaggregatenominal value ofup to Rs.50,00,00,000/-(Rupees FiftyCrores only)(“Series IIDebentures”);
5	Whether proposed to be listed? If yes, name of thestock exchange(s);	YesBSE Limited	YesBSE Limited
6	Tenure of the instrument - date of allotment and dateof maturity;	24 monthsJanuary 30, 2026December16,2027(Maturity)	36 monthsJanuary 30, 2026December16,2028 (Maturity)
7	Coupon/interest offered, schedule of payment ofcoupon/interest and principal;	9.85%(Ninepoint Eight Five	9.95%(Ninepoint Nine Five

		percentage) perannumSchedule:Monthly	percentage)perannumSchedule:Monthly
8	Charge/security, if any, created over the assets;	The outstanding principal amount,together with accrued interest, if anyshall be secured by a first ranking andexclusive charge of 1.05x over(includingbutnotlimitedto)receivables, including present andfuturereceivables(“Company’sReceivables”) which are free fromany encumbrances/charge/lien.
9	Special right/interest/privileges attached to theinstrument and changes thereof;	Nil
10	Delay in payment of interest / principal amount for aperiod of more than three months from the due dateor default in payment of interest / principal;	Nil
11	Details of any letter or comments regardingpayment/non-payment of interest, principal on duedates, or any other matter concerning the security and/or the assets along with its comments thereon, if any;	Nil
12	Details of redemption of preference shares indicatingthe manner of redemption (whether out of profits orout of fresh issue) and debentures;	Not Applicable