Muthoot Microfin Limited — Capital/Financing Update 2026

Apr 8, 2026

08.04.2026

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BSE Limited Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai – 400 001

Scrip Code: 544055

National Stock Exchange of India Limited Exchange Plaza, C-1, Block G, Bandra Kurla Complex, Bandra (E) Mumbai – 400 051

Scrip Code: MUTHOOTMF

Dear Sir/Madam,

Sub: Outcome of the Debenture Issue and Allotment Committee held on April 08, 2026, under Reg 50 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 ("SEBI Listing Regulations")

Pursuant to Regulation 50(1) & 30 of SEBI (Listing Obligations and disclosure Requirements) Regulations, 2015, we wish to inform you that the Debenture Issue and Allotment Committee at its meeting held on April 08, 2026, has approved the following items, as set forth below, within the limits approved by the Board of Directors and the Shareholders of the Company;

1. Upto 7161 Listed, Rated, Secured, Redeemable Non-Convertible Debentures (NCDs) of ₹100000 (One Lakh) each for an aggregate nominal value of ₹71,61,00,000 (Indian Rupees Seventy-One Crores Sixty-One Lakh). The aggregate value of the NCDs is USD 7.7 million, which corresponds to an approximate INR value of ₹71,61,00,000 based on the current exchange rate.

The relevant details of the issuance as required under SEBI Master Circular No. SEBI/HO/CFD/PoD2/CIR/P/0155 dated November 11, 2024, are given as Annexure I.

Meeting commenced at 03.00 PM and concluded at 03.20 PM

Thanking you, Yours faithfully,

For Muthoot Microfin Limited

Digitally signed by Neethu Ajay Neethu Ajay Date: 2026.04.08 15:22:39 +05'30' Neethu Ajay Chief Compliance Officer and Company Secretary

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ANNEXURE – I

Details of the Allotment is as follows:

Sl No.	Particulars
1	Type of securities proposed to be issued (viz. equity shares, convertibles etc.)	Listed, Rated, Secured, Redeemable Non-Convertible Debentures (NCDs)
2	Type of issuance (further public offering, rights issue, depository receipts (ADR/GDR), qualified institutions placement, preferential allotment etc.)	Private Placement
3	Total number of securities proposed to be issued or the total amount for which the securities will be issued (approximately);	Upto 7161 Listed, Rated, Secured, Redeemable Non-Convertible Debentures (NCDs) of ₹100000 (One Lakh) each for an aggregate nominal value of ₹71,61,00,000 (Indian Rupees Seventy-One Crores Sixty- One Lakh) (The aggregate value of the NCDs is USD 7.7 million, which corresponds to an approximate INR value of ₹71,61,00,000 based on the current exchange rate).
4	Size of the issue(approximately);	Upto 7161 Listed, Rated, Secured, Redeemable Non-Convertible Debentures (NCDs) of ₹100000 (One Lakh) each for an aggregate nominal value of ₹71,61,00,000 (Indian Rupees Seventy-One Crores Sixty- One Lakh) (The aggregate value of the NCDs is USD 7.7 million, which corresponds to an approximate INR value of ₹71,61,00,000 based on the current exchange rate).
5	Whether proposed to be listed? If yes, name of the stock exchange(s);	Yes BSE Limited
6	Tenure of the instrument - date of allotment and date of maturity;	29 months April 28, 2026 (Tentative Date of Allotment) 29 months from the date of allotment (tentatively September30,2028)
7	Coupon/interest offered, schedule of payment of coupon/interest and principal;	8.50% (Eight point Five Zero percentage) per annum Schedule: Quarterly
8	Charge/security, if any, created over the assets;	The outstanding principal amount shall be secured by a first ranking and exclusive charge of 1.00x over (including but not limited to) receivables, including present and future receivables (“Company’s Receivables”) which are free from any encumbrances/charge/lien.

9	Special right/interest/privileges attached to the instrument and changes thereof;	Nil
10	Delay in payment of interest / principal amount for a period of more than three months from the due date or default in payment of interest / principal;	Nil
11	Details of any letter or comments regarding payment/non-payment of interest, principal on due dates, or any other matter concerning the security and /or the assets along with its comments thereon, if any;	Nil
12	Details of redemption of preference shares indicating the manner of redemption (whether out of profits or out of fresh issue) and debentures;	Not Applicable